U.S. Bancorp (NYSE:USB) Bolsa

U.S. Bancorp

With assets of around $680 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in midwestern and western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.

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US PREM BEEF UNIT CL A by U S Prem Beef LLC

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U.S. Bancorp Depositary Shares, Each representing a 1/100th interest in a share of Series A Non-CumulativePerpetual Pfd Stock

U.S. Bancorp Depositary Shares repstg 1/1000th Pfd Ser B

U.S. Bancorp Depositary Shares each representing a 1/1,000th interest in a share of Series K Non-Cumulative Perpetual Preferred Stock

U.S. Bancorp Depositary Shares, Each Representing a 1/1,000th Interest in a Share of Series L Non-Cumulative Perpetual Preferred Stock

U.S. Bancorp Depositary Shares, Each Representing a 1/1,000th Interest in a Share of Series M Non-Cumulative Perpetual Preferred Stock

US Bancorp

U.S. Bancorp Depositary Shares, each representing a 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul class="wp-block-list">
<li>JP Morgan raised Phibro Animal Health Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PAHC#NASDAQ">PAHC</a>) price target from $25 to $35. JP Morgan analyst Ekaterina Knyazkova upgraded the stock from Neutral to Overweight. Phibro Animal Health shares closed at $28.00 on Thursday. See how other analysts view this stock.</li>
<li>Jefferies cut the price target for ASGN Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ASGN#NYSE">ASGN</a>) from $53 to $42. Jefferies analyst Surinder Thind downgraded the stock from Hold to Underperform. ASGN shares closed at $52.84 on Thursday. <a href="https://www.benzinga.com/quote/ASGN/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Raymond James raised U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) price target from $51 to $57. Raymond James analyst Michael Rose upgraded the stock from Outperform to Strong Buy. U.S. Bancorp shares closed at $47.93 on Thursday. <a href="https://www.benzinga.com/quote/USB/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Jefferies raised the price target for Constellation Brands, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STZ#NYSE">STZ</a>) from $194 to $205. Jefferies analyst Kaumil Gajrawala upgraded the stock from Hold to Buy. Constellation Brands shares closed at $172.32 on Thursday. <a href="https://www.benzinga.com/quote/STZ/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Jefferies increased the price target for MP Materials Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MP#NYSE">MP</a>) from $32 to $33. Jefferies analyst Laurence Alexander downgraded the stock from Buy to Hold. MP Materials shares closed at $31.84 on Thursday. <a href="https://www.benzinga.com/quote/MP/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Jefferies raised Shoals Technologies Group, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SHLS#NASDAQ">SHLS</a>) price target from $4.9 to $7.2. Jefferies analyst Julien Dumoulin-Smith upgraded the stock from Hold to Buy. Shoals Technologies shares settled at $5.98 on Thursday. <a href="https://www.benzinga.com/quote/shls/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>B of A Securities cut Stellantis N.V. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STLA#NYSE">STLA</a>) price target from $16.5 to $11.75. B of A Securities analyst Michael Jacks downgraded the stock from Buy to Neutral&nbsp;. Stellantis shares closed at $10.31 on Thursday. <a href="https://www.benzinga.com/quote/STLA/analyst-ratings">See how other analysts view this stock.</a></li>
<li>B of A Securities increased Datadog, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/DDOG#NASDAQ">DDOG</a>) price target from $150 to $175. B of A Securities analyst Koji Ikeda maintained a Buy rating. Datadog shares closed at $155.15 on Thursday.  <a href="https://www.benzinga.com/quote/DDOG/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Barclays cut the price target for Chubb Limited (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CB#NYSE">CB</a>) from $321 to $298. Barclays analyst Alex Scott downgraded the stock from Overweight to Equal-Weight. Chubb shares settled at $283.80 on Thursday. <a href="https://www.benzinga.com/quote/CB/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>B of A Securities raised XPO, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/XPO#NASDAQ">XPO</a>) price target from $139 to $150. B of A Securities analyst Ken Hoexter maintained a Buy rating. XPO shares closed at $132.13 on Thursday. <a href="https://www.benzinga.com/quote/XPO/analyst-ratings">See how other analysts view this stock</a>.</li>
</ul>
Considering buying USB stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><a href="https://www.benzinga.com/quote/USB/analyst-ratings"><img loading="lazy" decoding="async" width="1024" height="602" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07083842/image-1-12-1024x602.png" alt="" class="wp-image-974719" style="width:667px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07083842/image-1-12-1024x602.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07083842/image-1-12-300x176.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07083842/image-1-12-768x452.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07083842/image-1-12.png 1107w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
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Photo via Shutterstock

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U.S. Bancorp To Rally Around 19%? Here Are 10 Top Analyst Forecasts For Monday

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul class="wp-block-list">
<li>Jefferies analyst Kaumil Gajrawala upgraded the rating for Constellation Brands, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STZ#NYSE">STZ</a>) from Hold to Buy and raised the price target from $194 to $205. Constellation Brands shares closed at $172.32 on Thursday. <a href="https://www.benzinga.com/quote/stz/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Raymond James analyst Michael Rose upgraded U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) from Outperform to Strong Buy and raised the price target from $51 to $57. U.S. Bancorp shares closed at $47.93 on Thursday. <a href="https://www.benzinga.com/quote/usb/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Jefferies analyst Julien Dumoulin-Smith upgraded the rating for Shoals Technologies Group, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SHLS#NASDAQ">SHLS</a>) from Hold to Buy and lifted the price target from&nbsp;$4.9&nbsp;to&nbsp;$7.2. Shoals Technologies shares closed at $5.98 on Thursday. <a href="https://www.benzinga.com/quote/shls/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>JP Morgan analyst Ekaterina Knyazkova upgraded Phibro Animal Health Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PAHC#NASDAQ">PAHC</a>) from Neutral to Overweight and raised the price target from $25 to $35. Phibro Animal Health shares closed at $28.00 on Thursday. <a href="https://www.benzinga.com/quote/pahc/analyst-ratings">See how other analysts view this stock</a>.</li>
</ul>
Considering buying STZ stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><a href="https://www.benzinga.com/quote/stz/analyst-ratings"><img loading="lazy" decoding="async" width="1024" height="575" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07081437/image-63-1024x575.png" alt="" class="wp-image-974676" style="width:607px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07081437/image-63-1024x575.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07081437/image-63-300x168.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07081437/image-63-768x431.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07081437/image-63.png 1145w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
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Photo via Shutterstock

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This Constellation Brands Analyst Turns Bullish; Here Are Top 4 Upgrades For Monday

Raymond James analyst Michael Rose upgrades U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) from Outperform to Strong Buy and raises the price target from $51 to $57.

Raymond James Upgrades U.S. Bancorp to Strong Buy, Raises Price Target to $57

Morgan Stanley analyst Betsy Graseck maintains U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) with a Overweight and raises the price target from $50 to $51.

Morgan Stanley Maintains Overweight on U.S. Bancorp, Raises Price Target to $51

U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) has been analyzed by 17 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">2</td>
<td align="right">8</td>
<td align="right">7</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">8</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
The 12-month price targets, analyzed by analysts, offer insights with an average target of $49.94, a high estimate of $59.00, and a low estimate of $41.00. This current average represents a 3.74% decrease from the previous average price target of $51.88. 
<img src="https://www.benzinga.com/files/images/story/2025/1751480190_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive U.S. Bancorp. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$59.00</td>
<td>$55.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$46.00</td>
<td>$41.00</td>
</tr>
<tr>
<td>Vijay Kumar</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>In-Line</td>
<td>$49.00</td>
<td>$44.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$59.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$41.00</td>
<td>$42.00</td>
</tr>
<tr>
<td>Peter Winter</td>
<td>DA Davidson</td>
<td>Lowers</td>
<td>Buy</td>
<td>$49.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Michael Rose</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$51.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$48.00</td>
<td>$49.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$50.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$50.00</td>
<td>$51.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$50.00</td>
<td>$56.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$56.00</td>
<td>$61.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$48.00</td>
<td>$51.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$49.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$42.00</td>
<td>$44.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$51.00</td>
<td>$55.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$51.00</td>
<td>$54.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to U.S. Bancorp. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of U.S. Bancorp compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for U.S. Bancorp's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of U.S. Bancorp's market standing. Stay informed and make data-driven decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/USB/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on U.S. Bancorp analyst ratings.</a>
<h2>Get to Know U.S. Bancorp Better</h2>
With assets of around $680 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in midwestern and western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.
<h3>Understanding the Numbers: U.S. Bancorp's Finances</h3>
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
Positive Revenue Trend: Examining U.S. Bancorp's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 3.64% as of 31 March, 2025, showcasing a substantial increase in top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: U.S. Bancorp's net margin is impressive, surpassing industry averages. With a net margin of 23.14%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): U.S. Bancorp's ROE stands out, surpassing industry averages. With an impressive ROE of 3.05%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): U.S. Bancorp's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.24%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: U.S. Bancorp's debt-to-equity ratio is below the industry average. With a ratio of 1.45, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
<h2>Understanding the Relevance of Analyst Ratings</h2>
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Breaking Down U.S. Bancorp: 17 Analysts Share Their Views

Citigroup analyst Keith Horowitz maintains U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) with a Buy and raises the price target from $55 to $59.

Citigroup Maintains Buy on U.S. Bancorp, Raises Price Target to $59

U.S. Bancorp's planned capital actions include a 4 percent increase in its quarterly common stock dividend from $0.50 to $0.52 per share, subject to approval by U.S. Bancorp's Board of Directors, effective in the third quarter of 2025. The Company plans to continue share repurchases under the Company's existing $5 billion share repurchase program.

Dividends

U.S. Bancorp Increases Quarterly Cash Dividend From $0.50 To $0.52 Per Share

U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) commented on the results of the Federal Reserve's Dodd-Frank Act Stress Test (DFAST) conducted in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Based on the 2025 stress test results and current rule requirements, the company's preliminary stress capital buffer (SCB) is 2.6 percent for the period beginning October 1, 2025, and ending on September 30, 2026. The SCB, when added to the Basel III Common Equity Tier 1 (CET1) capital to risk-weighted assets ratio minimum of 4.5 percent, requires the company to maintain a CET1 ratio at or above 7.1 percent throughout this period.
The Federal Reserve has stated that it expects to finalize the SCB for all firms by August 31, 2025.
All U.S. Bancorp regulatory ratios continue to reflect strong capital levels and exceed "well-capitalized" requirements. The company's CET1 capital to risk-weighted assets ratio using the Basel III standardized approach was 10.8 percent as of March 31, 2025.

U.S. Bancorp's Preliminary 2025 Stress Capital Buffer Set At 2.6%, CET1 Requirement At 7.1%; Current CET1 Stands At 10.8%

Goldman Sachs analysts are cautiously optimistic about the prospect of major U.S. banks returning more capital to shareholders <a href="https://www.benzinga.com/topic/dividend-stocks">through buybacks and dividends</a>. 
Thanks to regulatory changes and strong results in the Federal Reserve's latest stress tests (CCAR), the top five banks are sitting on an estimated $90 billion in excess capital.
The firm believes banks will gradually raise dividends and continue buybacks, especially as new Fed rules free up an estimated $5.5 trillion in balance sheet capacity. This gives banks more flexibility, especially in stressful times.
Among individual banks, Goldman Sachs names Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) and Wells Fargo (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) as the "best-positioned stocks."  
<ul class="wp-block-list">
<li>Bank of America stands out for its strong interest income growth (projected 7% annually through 2026), cost discipline, and potential benefit from regulatory reform. Goldman sees upside to both earnings and capital returns, making the stock attractive at current valuations. The analyst rated the stock as Buy, with the price target lifted from $52 to $56.</li>
<li>Wells Fargo, with its regulatory asset cap lifted, is expected to boost growth in core banking and trading businesses. Cost-cutting efforts and efficiency improvements could lift profits significantly, with up to 19% earnings upside forecast. The stock is also rated Buy, with the price target raised from $86 to $92.</li>
</ul>
<a href="https://www.benzinga.com/analyst-stock-ratings/analyst/595e3a7c988ca80001dc7d9c/richard-ramsden">Analyst Richard Ramsden</a> also revised estimates ahead of the second-quarter results of five other U.S. banks:
<ul class="wp-block-list">
<li>Citigroup Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>) &#8211; rated Buy, with price target raised from $85 to $96.</li>
<li>JPMorgan Chase &amp; Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) &#8211; rated Buy, with price target raised from $305 to $323.</li>
<li>US Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) &#8211; rated Neutral, with price target raised from $46 to $49.</li>
<li>PNC Financial Services Group Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) &#8211; rated Neutral, with price target raised from $178 to $196.</li>
<li>Morgan Stanley (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>) &#8211; rated Neutral, with price target raised from $136 to $147.</li>
</ul>
Ramsden expects banks to report sequential NII (net interest income) growth in the second quarter, due to an uptick in loan growth. The trading revenue environment "remains healthy" in the near term, he added.
Read More: 
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Image: Shutterstock

Analyst Color

Federal Reserve

$90 Billion Capital Cushion Points To Serious Bank Shareholder Payday: Goldman Sachs

U.S. Bancorp's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) short percent of float has fallen 21.58% since its last report. The company recently reported that it has 16.91 million shares sold short, which is 1.09% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.57 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>U.S. Bancorp Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1750784423_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for U.S. Bancorp has declined since its last report. This does not mean that the stock is going to rise in the near-term but traders should be aware that less shares are being shorted.
<h3>Comparing U.S. Bancorp's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, U.S. Bancorp's peer group average for short interest as a percentage of float is 0.91%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

What Does the Market Think About U.S. Bancorp?

Solution enhances mobile check-in as the next step in payments innovation, building on decades-long relationship
Elavon, a wholly-owned subsidiary of U.S. Bank and one of the largest payments processors globally, today announced the expansion of its relationship with Wyndham Hotels &amp; Resorts, making Elavon's Cloud Payments Interface (CPI) available to more than 6,000 Wyndham franchisees across the United States and Canada.
Elavon's CPI represents a significant leap forward in hospitality payments processing. By adopting CPI, hotels under Wyndham's 25 brands don't need to purchase or maintain expensive on-site hardware for their property management system. The cloud-based solution reduces operational overhead and minimizes hardware-related security concerns, while enhancing the simplicity and security of mobile check-in.

U.S. Bank's Elavon Expands Relationship With Wyndham Hotels & Resorts With Cloud Payments Interface Available To More Than 6,000 Wyndham Franchisees Across US And Canada

Goldman Sachs analyst Richard Ramsden maintains U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) with a Neutral and raises the price target from $41 to $46.

Goldman Sachs Maintains Neutral on U.S. Bancorp, Raises Price Target to $46

19 analysts have expressed a variety of opinions on U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) over the past quarter, offering a diverse set of opinions from bullish to bearish.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">3</td>
<td align="right">10</td>
<td align="right">5</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">8</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $50.45, a high estimate of $59.00, and a low estimate of $43.50. Observing a downward trend, the current average is 7.24% lower than the prior average price target of $54.39. 
<img src="https://www.benzinga.com/files/images/story/2025/1749063686_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive U.S. Bancorp. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Vijay Kumar</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>In-Line</td>
<td>$49.00</td>
<td>$44.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$59.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>Peter Winter</td>
<td>DA Davidson</td>
<td>Lowers</td>
<td>Buy</td>
<td>$49.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Michael Rose</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$51.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$48.00</td>
<td>$49.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$50.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$50.00</td>
<td>$51.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$50.00</td>
<td>$56.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$56.00</td>
<td>$61.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$48.00</td>
<td>$51.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$49.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$51.00</td>
<td>$55.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$51.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Bill Carcache</td>
<td>Wolfe Research</td>
<td>Announces</td>
<td>Outperform</td>
<td>$49.00</td>
<td>-</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$43.50</td>
<td>$51.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$56.00</td>
<td>$62.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Buy</td>
<td>$55.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$45.00</td>
<td>$51.00</td>
</tr>
<tr>
<td>Ebrahim Poonawala</td>
<td>B of A Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$49.00</td>
<td>$50.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to U.S. Bancorp. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of U.S. Bancorp compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for U.S. Bancorp's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into U.S. Bancorp's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/USB/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on U.S. Bancorp analyst ratings.</a>
<h2>About U.S. Bancorp</h2>
With assets of around $680 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in midwestern and western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.
<h3>Key Indicators: U.S. Bancorp's Financial Health</h3>
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
Revenue Growth: Over the 3M period, U.S. Bancorp showcased positive performance, achieving a revenue growth rate of 3.64% as of 31 March, 2025. This reflects a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: U.S. Bancorp's net margin is impressive, surpassing industry averages. With a net margin of 23.14%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): U.S. Bancorp's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.05% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): U.S. Bancorp's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.24%, the company may face hurdles in achieving optimal financial returns.
Debt Management: U.S. Bancorp's debt-to-equity ratio is below the industry average. With a ratio of 1.45, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
<h2>Analyst Ratings: Simplified</h2>
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
Breaking: Wall Street's Next Big Mover
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Demystifying U.S. Bancorp: Insights From 19 Analyst Reviews

Evercore ISI Group analyst Vijay Kumar maintains U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) with a In-Line and raises the price target from $44 to $49.

Evercore ISI Group Maintains In-Line on U.S. Bancorp, Raises Price Target to $49

<a target="_blank" href="https://www.benzinga.com/fintech" rel="noreferrer noopener">Fintech mortgage lender</a> Beeline Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BLNE#NASDAQ">BLNE</a>) announced Wednesday the upcoming launch of a new home equity access product that allows homeowners to convert a portion of their home equity into immediate cash without incurring debt or monthly payments.
Beeline has partnered with a company ("RealCo") co-owned by Beeline's principal shareholder and CEO.
RealCo will issue stablecoins to access capital to purchase equity from homeowners seeking liquidity.
Also Read: <a target="_blank" href="https://www.benzinga.com/news/25/04/45064810/exclusive-beeline-breaks-1-billion-barrier-bets-big-on-ai-and-short-term-rental-surge" rel="noreferrer noopener">Beeline Breaks $1 Billion Barrier, Bets Big On AI And Short-Term Rental Surge</a>
RealCo is engaging with Beeline, which will source consumers and provide services. Beeline Title will provide title and escrow services.
The company said this product will be funded through a stablecoin-backed model, offering homeowners a fast and flexible alternative to traditional refinancing or HELOCs.
The hard launch is likely for late July, with beta transactions beginning in June.
The coins will be backed by ownership through a fractional deed on the property. RealCo will acquire minority ownership in homes (up to 49%) as a nominee for the funders who will receive the stablecoins. Homeowners selling equity can opt to receive RealCo-issued stablecoins or U.S. dollars.
Unlike conventional lending products, this is not a loan transaction tied to interest rates or a buy-back obligation, allowing Beeline to generate consistent revenue in any rate environment.
The company expects it would drive faster percentage-based revenue growth than traditional mortgage lenders, and with the fees, it expects to be well-positioned to reach operational profitability beginning in the fourth quarter of 2025.
RealCo will initially launch in approximately ten thousand U.S. zip codes and only enter into equity purchases on homes valued at $1 million.
Nick Liuzza, CEO of Beeline Holdings, said that provided there's equity in the home, RealCo will mint coins at closing, which may then be converted into U.S. dollars.
The stablecoin mechanism becomes the catalyst for funding, and it is secured by property recorded in 1:1 in the blockchain and in the public record, he said.
Participating homeowners will receive cash at closing and will not be required to repay the funds until the property is sold. Upon sale, RealCo, as nominee for the token holders, will receive its pro rata percentage of the net proceeds.
Beeline's existing product suite includes conventional mortgage offerings and a range of non-QM loan programs, many of which are optimized for 1099 earners, self-employed borrowers, and younger homeowners. The company emphasized that this new product is an addition, not a pivot, from its core model.
The product will likely benefit individuals who do not qualify for traditional cash-out refinancing or HELOCs but have meaningful equity. Beeline anticipates additional use cases to emerge as the product rolls out to a broader audience in the months ahead.
Key U.S. home equity lending players included Bank of America Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), JPMorgan Chase &amp; Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), LendingTree Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>), and US Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>).
Price Action: At the last check on Wednesday, BLNE shares were trading higher by 11.7% at $0.9880 premarket.
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Photo via Shutterstock

Fintech news covering the emerging Financial Technology services sector

Fintech

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Exclusives

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ALLY

BLNE

CITZ

DGLY

EZPW

GDOT

TREE

EXCLUSIVE: Beeline Launches Stablecoin-Backed Home Equity Product, Targets Profitability By Late 2025

WIIM

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NTRS

SCHW

SPGI

TROW

Shares of banks and financial services stocks are higher after the US and China agreed to a temporary reduction in most tariffs on each other's goods. A reduction in tariffs could alleviate macro uncertainty in the lending and deal environment.

U.S. Bancorp's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) short percent of float has risen 14.74% since its last report. The company recently reported that it has 17.02 million shares sold short, which is 1.09% of all regular shares that are available for trading. Based on its trading volume, it would take traders 1.02 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>U.S. Bancorp Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1746799226_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for U.S. Bancorp has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing U.S. Bancorp's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, U.S. Bancorp's peer group average for short interest as a percentage of float is 1.13%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

How Is The Market Feeling About U.S. Bancorp?

Oppenheimer analyst Chris Kotowski maintains U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) with a Outperform and raises the price target from $57 to $59.

Oppenheimer Maintains Outperform on U.S. Bancorp, Raises Price Target to $59

Forget about <a href="https://www.benzinga.com/25/04/44988897/china-trade-war-4-big-brand-stocks-that-will-suffer-most">trade wars</a> and inflation. One actor of the US economy is doing great, with stocks up 2.5% even before this week&#8217;s <a href="https://in.benzinga.com/analyst-ratings/analyst-color/25/04/44988781/wall-street-rally-extends-into-third-day-whats-driving-markets-thursday">rally</a>.
Schwab analysts even issued a collective &#8220;buy&#8221; call on these stocks, citing value and stability in the sector.
&#8220;Some (financial) segments benefited from rising interest rates, which allow banks to lend at higher rates and insurance companies to increase returns on collected policyholder premiums,&#8221; Schwab said in a new research note. &#8220;The economy has proven to be relatively resilient in the face of one of the most aggressive tightening cycles in history.&#8221;
On the risk side, company analysts cite trade wars and reduced consumer spending as issues that could hold back bank stocks. &#8220;If sweeping tariffs kick in and slow growth materially, financials could struggle as consumers pull back on spending, businesses reduce investment, and lending slows,&#8221; Schwab noted.
Other Wall Street watchers agree, adding that some banking sectors are looking better than others at the moment.
&#8220;Bank stocks have been relatively mixed, large-cap U.S. banks have held up better than smaller regional banks, which remain under pressure from credit tightening, CRE (commercial real estate) exposure, and flattened yield curves,&#8221; said Fabio Ruggeri, founder and CEO of MenthorQ, a trading technology company in Miami, Fla. &#8220;While the big banks benefit from scale, trading revenue, and global exposure, the regional banks are still digesting the fallout from last year&#8217;s rate shocks and deposit flight.&#8221;
Short-term Federal Reserve actions, along with significant industry risks that could split the sector, are also in play.
&#8220;If the Fed pivots later in the year and the yield curve begins to normalize, net interest margins could improve,&#8221; Ruggeri said. &#8220;But risks tied to CRE, credit quality, and deposit competition are still in play. Investors should expect continued bifurcation. Stronger names will pull away from the weaker ones.&#8221;
Here are the three best stocks to buy in this outperforming sector.
<h2 class="wp-block-heading">Three Bank Stocks to Play Right Now</h2>
With talk of tariffs and trade wars watering down the markets right now and multiple risk factors (and opportunities) on the table, which bank stocks make the most sense right now? Here&#8217;s a sector snapshot.
<h2 class="wp-block-heading">US Bancorp&nbsp;</h2>
The fifth-largest bank in the country, US Bank (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>), saw its shares fall in 2025, down 20.1% year-to-date. Yet sector analysts are buzzing over the banking giant&#8217;s Q1 earnings beat, with multiple analysts backing the stock. On April 17, Barclays revised its price target for USB from $56 to $61 and maintained an &#8220;Outperform&#8221; on the stock. Noting that Q1 had beaten expectations, Barclays said USB impressed with more substantial fee income, more robust net interest income, and a better grip on expenses.
&#8220;I do like U.S. Bank right now,&#8221; said David Capablanca, a veteran trader and founder and host of the Friendly Bear Podcast. &#8220;Like many of the major banks have had a pullback, it&#8217;s an opportunity to dip buy. And you don&#8217;t just buy all at once &#8211; plan to scale in over three to six months, average in once a month.&#8221;
Consequently, if the stock is going lower, you&#8217;re averaging in, and if it&#8217;s consolidating and rising higher, you&#8217;re still gradually getting into a good position in USB stock. &#8220;It&#8217;s a very low-risk strategy to average into a safe, big-name bank stock,&#8221; Capablanca added.
<h2 class="wp-block-heading">Morgan Stanley</h2>
Morgan Stanley (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>) is another big bank stock that has been trending downward but appears to be in bounce-back mode.
Like other big banks, Morgan Stanley has been recording significant gains in trading revenue lately. Its trading desk works closely with large institutional investors to manage portfolio risk and look for opportunities before and during this year&#8217;s tariff skirmishes. All in all, Morgan Stanley said its trading revenues were up 45% in Q1.
&#8220;Morgan relies less on traditional banking and focuses more on affluent wealth and investment exposure, which usually leads to diversified earnings,&#8221; Ruggeri said. Toss into the mix a healthy dividend of 3.39% in mid-April, and Morgan Stanley seems like another bank stock loaded with opportunity right now.
<h2 class="wp-block-heading">JPMorgan Chase</h2>
JPMorgan (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) shares are performing better than their sector competitors but are still down 3.2% so far in 2025. However, they are up 27% over the last year and have a strong history of stable management and reliable share performance.
&#8220;JPM is the gold standard of large U.S. banks,&#8221; Ruggeri said. &#8220;It has a strong balance sheet, diversified revenue, and deposit resilience.&#8221;
Other market experts agree.
&#8220;JPMorgan Chase continues to stand out — not just as a big bank, but as a highly disciplined and forward-thinking institution,&#8221; said Christopher Migliaccio, founder at Warren and Migliaccio, LLC, a law firm that handles asset management issues for its clients.
JPM&#8217;s most recent quarterly earnings showed the investment banking behemoth easily beat analyst expectations while boosting guidance on consolidated net interest income by $500 million, a metric that banking industry analysts have historically cited as key to overall future earnings.
USB is on board with JPM, hiking its price target from $277 to $305, citing higher Q1 earnings, larger trading revenues (for the same reasons as Morgan Stanley), and a strong dividend yield (2.41%).
<h2 class="wp-block-heading">Takeaway On Bank Stocks</h2>
Capablanca offers specific advice for regular investors seeking opportunities in the banking sector.
&#8220;Just don&#8217;t go for the higher-risk banks,&#8221; he advised. &#8220;Stick with the big ones, like Bank of America, U.S. Bank, Schwab, and JPMorgan. The big ones are the safest bets out there.&#8221;
<h2 class="wp-block-heading">Matt Maley Alerts Inner Circle Before TV Appearances</h2>
While millions watch Matt discuss tariffs on Bloomberg, CNBC, and more — only his Inner Circle members receive his specific trade recommendations. Get Behind the Scenes Access <a href="https://www.benzinga.com/premium/ideas/7-day-free-trial-matt-maley-inner-circle/?el=ResearchDaily&amp;he={{email}}&amp;adt_ei={{email}}&amp;utm_adType=SponsorAd&amp;utm_ad=RD0425&amp;utm_campaign=7daytrial">HERE</a>
Editorial content from our Expert contributors is intended to be information for the general public and not individualized investment advice. Editors/contributors are presenting their individual opinions and strategies, which are neither expressly nor impliedly approved or endorsed by Benzinga.
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Opinion

3 Stocks To Consider In This Outperforming Sector

U.S. Bancorp's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) short percent of float has fallen 33.1% since its last report. The company recently reported that it has 14.83 million shares sold short, which is 0.95% of all regular shares that are available for trading. Based on its trading volume, it would take traders 1.0 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>U.S. Bancorp Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1745434828_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for U.S. Bancorp has declined since its last report. This does not mean that the stock is going to rise in the near-term but traders should be aware that less shares are being shorted.
<h3>Comparing U.S. Bancorp's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, U.S. Bancorp's peer group average for short interest as a percentage of float is 1.11%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Press Releases

Gonzaga University and U.S. Bank Expand Partnership With a New Debit Card Design

U.S. Bank Named Official Banking and Wealth Management Partner of Premier Lacrosse League and Women's Lacrosse League

U.S. Bancorp to speak at the Morgan Stanley US Financials Conference

U.S. Bank and Fiserv Create Market-Leading, Integrated Agent Card Issuance

U.S. Bank Small Business Survey Finds More Than One-Third of Gen Z and Millennial Owners Plan to Acquire a Business From a Retiring Owner – But Many Older Owners Aren't Ready

U.S. Bank Expands Embedded Payments Suite to Power Efficient, Secure Transactions

Elavon and Wyndham Expand Collaboration with Cloud Payment Interface for Hotels

U.S. Bancorp announces quarterly dividends

U.S. Bancorp Announces Second Quarter Earnings Conference Call Details

U.S. Bancorp Comments on Dodd-Frank Act Stress Test Results

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