PayPal Holdings Option Alert: Jan 16 $70 Calls at the Bid: 2000 vs 4711 OI; Earnings 4/29 Before Open [est] 

PayPal Holdings Option Alert: Jan 16 $70 Calls at the Bid: 2000 @ $7.65 vs 4711 OI; Earnings 4/29 Before Open [est] Ref=$65.26

PayPal Holdings Option Alert: Mar, 2026 $70 Calls Sweep (8) near the Bid: 1000 vs 1624 OI; Earnings 4/29 Before Open [est] 

PayPal Holdings Option Alert: Mar, 2026 $70 Calls Sweep (8) near the Bid: 1000 @ $11.5 vs 1624 OI; Earnings 4/29 Before Open [est] Ref=$69.86

PayPal Holdings Option Alert: Mar, 2026 $70 Calls Sweep (10) near the Ask: 1000 vs 1624 OI; Earnings 4/29 Before Open [est] 

PayPal Holdings Option Alert: Mar, 2026 $70 Calls Sweep (10) near the Ask: 1000 @ $11.5 vs 1624 OI; Earnings 4/29 Before Open [est] Ref=$69.875

PayPal Holdings Option Alert: May 2 $59 Puts at the Bid: 10500 vs 5 OI; Earnings 4/29 Before Open [est] 

PayPal Holdings Option Alert: May 2 $59 Puts at the Bid: 10500 @ $0.57 vs 5 OI; Earnings 4/29 Before Open [est] Ref=$70.06

PayPal Holdings (NASDAQ:PYPL) Bolsa

PAYPAL HOLDINGS INC

PayPal Holdings

PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.

Paypal,Logo,And,Sign,In,Front,Of,Paypal,Holdings,Headquarters

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El gigante fintech PayPal Holdings Inc. (NASDAQ:PYPL) reafirmó su compromiso con la adopción de criptomonedas, con un enfoque especial en su stablecoin PayPal USD (CRYPTO: PYUSD).

PayPal (PYPL) lanza recompensas por mantener PYUSD y busca masificar su uso en pagos digitales

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PayPal decepciona en ingresos pese a fuerte BPA; las acciones caen un 2,62 % antes de mercado. ¿Qué preocupa a los inversores?

Acciones de PayPal (PYPL) caen tras ingresos por debajo de lo esperado en el 1T de 2025

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Las acciones del S&amp;P 500 y Nasdaq caen mientras Nvidia y Tesla sufren pérdidas. Descubre qué está impulsando la volatilidad del mercado.

Acciones en rojo: Nvidia, Tesla y PayPal sufren fuertes caídas en medio de incertidumbre

PayPal Holdings Inc

Mastercard Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MA#NYSE">MA</a>) disclosed a collaboration with PayPal Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) to enhance <a target="_blank" href="https://www.benzinga.com/pressreleases/25/06/b45764648/mastercard-and-paypal-to-partner-on-mastercard-one-credential-to-supercharge-choice-at-checkout" rel="noreferrer noopener">consumer choice and control during checkout</a>.
The partnership will now enable Mastercard and PayPal to co-develop new features leveraging Mastercard&#8217;s One Credential, bringing these solutions to a wider consumer base.
One Credential can also support PayPal users in developing healthier financial practices, facilitating their progression from debit to structured credit options like installments as they build creditworthiness.
Also Read: <a target="_blank" href="https://www.benzinga.com/25/05/45340947/mastercard-cfo-sees-paradigm-shift-away-from-web-browsers-for-shopping-says-ai-will-soon-let-people-shop-and-pay-through-chat" rel="noreferrer noopener">Mastercard CFO Says Shoppers Ready To Abandon The Web Browser In Favor Of AI Agents: &#8216;Paradigm Shift&#8217; Unfolding</a>
Mastercard is implementing One Credential as a network-level capability globally, allowing issuers to empower consumers with choice and control on a large scale.
This initiative further strengthens Mastercard and PayPal&#8217;s established collaboration on payment solutions, which includes the PayPal Debit Mastercard and PayPal Business Debit Mastercard.
Chris Sweetland, SVP of Partnerships at PayPal, said, &#8220;We both want to reduce friction for consumers and bring them more power over how they pay.&#8221;
Last month, Mastercard partnered&nbsp;with crypto infrastructure company&nbsp;MoonPay&nbsp;to launch stablecoin-based <a target="_blank" href="https://www.benzinga.com/trading-ideas/movers/25/05/45446885/mastercard-taps-into-100-million-crypto-users-with-moonpay-partnership" rel="noreferrer noopener">payment solutions for global use</a>.
Investors can gain exposure to the stock via&nbsp;iShares Long-Term U.S. Equity Active ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BELT#NASDAQ">BELT</a>) and iShares U.S. Financial Services ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IYG#NYSE">IYG</a>).
Price Action: MA shares are trading higher by 0.29% to $583.65 premarket at last check Wednesday.
Read Next:
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<li><a href="https://www.benzinga.com/25/05/45592157/visa-and-mastercard-face-eu-scrutiny-over-card-fees-amid-push-to-cut-foreign-payment-dependence" target="_blank" rel="noreferrer noopener">Visa And Mastercard Face EU Scrutiny Over Card Fees Amid Push To Cut Foreign Payment Dependence</a></li>
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Image via Shutterstock

BELT

iShares Trust Dow Jones US Financial Services Index Fund

Mastercard, PayPal Partner To Offer Consumers More Payment Control

U.S. stock futures were slightly higher on Wednesday after advancing for two consecutive days. Futures of major benchmark indices rose slightly in premarket.
On Wednesday morning, a tariff increase signed by Donald Trump on Tuesday evening <a href="https://www.benzinga.com/news/topics/25/05/45708977/trump-doubles-steel-tariffs-to-50-saying-it-will-secure-american-jobs-backs-us-steels-takeover-by-japans-nippon">took effect</a>, raising duties on steel and aluminum imports from 25% to 50%, with the UK being the sole trading partner exempted from this hike. 
This latest action by the president intensifies ongoing trade disputes between the U.S. and major partners like China and the EU.
Meanwhile, the 10-year Treasury bond yielded 4.47% and the two-year bond was at 3.96%. The CME Group's FedWatch <a href="https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html">tool</a>&#8216;s projections show markets pricing a 98.7% likelihood of the Federal Reserve keeping the current interest rates unchanged in its June meeting. 
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<tbody>
<tr>
<td>Futures</td>
<td>Change (+/-)</td>
</tr>
<tr>
<td>Dow Jones</td>
<td>0.11%</td>
</tr>
<tr>
<td>S&amp;P 500</td>
<td>0.13%</td>
</tr>
<tr>
<td>Nasdaq 100</td>
<td>0.07%</td>
</tr>
<tr>
<td>Russell 2000</td>
<td>0.29%</td>
</tr>
</tbody>
</table>
</figure>
The SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Invesco QQQ Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>), which track the S&amp;P 500 index and Nasdaq 100 index, respectively, rose in premarket on Wednesday. The SPY was up 0.18% at $597.17, while the QQQ advanced 0.16% to $528.17, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a> data.
Cues From Last Session:
Sectoral moves led U.S. stocks to close higher on Tuesday. Most S&amp;P 500 sectors ended positively, with energy, materials, and information technology stocks posting the largest gains.
However, communication services and real estate stocks defied the broader market trend, finishing the session in the red.
Nvidia Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) shares soared approximately 3%. Dollar General Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DG#NYSE">DG</a>) shares skyrocketed about 16% after the company announced stronger-than-anticipated first-quarter earnings and boosted its full-year forecast.
Signet Jewelers Ltd. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SIG#NYSE">SIG</a>) shares climbed more than 12% on Tuesday following better-than-expected first-quarter financial results and an upward revision of its FY26 guidance.
On the economic data front, U.S. job openings grew by 191,000 to 7.391 million in April, surpassing market expectations of 7.10 million. New orders for U.S.-manufactured goods fell 3.7% month-over-month to $594.6 billion in April, compared to a 3.4% increase in March.
The Dow Jones index ended 214 points or 0.51% higher at 42,519.64, whereas the S&amp;P 500 index rose 0.58% to 5,970.37. Nasdaq Composite advanced 0.81% to 19,398.96, and the small-cap gauge, Russell 2000, gained 1.59% to end at 2,102.98.
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<tbody>
<tr>
<td>Index</td>
<td>Performance (+/-)</td>
<td>Value</td>
</tr>
<tr>
<td>Nasdaq Composite</td>
<td>0.81%</td>
<td>19,398.96</td>
</tr>
<tr>
<td>S&amp;P 500</td>
<td>0.58%</td>
<td>5,970.37</td>
</tr>
<tr>
<td>Dow Jones</td>
<td>0.51%</td>
<td>42,519.64</td>
</tr>
<tr>
<td>Russell 2000</td>
<td>1.59%</td>
<td>2,102.98</td>
</tr>
</tbody>
</table>
</figure>
Insights From Analysts:
Jim Cramer cautioned that President Trump's erratic trade policies are <a href="https://www.benzinga.com/markets/equities/25/06/45763260/jim-cramer-says-trump-is-distorting-pretty-much-everything-and-thats-making-it-difficult-to-value-stocks-people-would-just-rather-be-short">skewing stock valuations</a> and encouraging short sellers anticipating daily market drops. 
The host of CNBC's "Mad Money" stated that Trump's tariff threats and aggressive global stance are rendering accurate stock pricing almost unachievable.
"When you examine the market's mistakes, they share a common theme: the president's distorting pretty much everything, especially with his tariffs and his jingoistic approach to the rest of the world," reported CNBC.
He also explained that in such a situation, investors would rather be short as they expect the market to come down every day.
Talking about equities, analysts at BlackRock said in their weekly note that they have flipped back to being pro-risk in April.
This came after &#8220;it became clear that hard economic rules limit how far U.S. policy can move from the status quo, such as how foreign investors fund U.S. debt,&#8221; the note stated.
&#8220;Our U.S. equity overweight relies on that rule, just as another rule – supply chains can't rewire overnight without serious disruption – proved binding on trade policy. This overweight is grounded in the artificial intelligence mega force – reinforced by Nvidia's earnings beat last week,&#8221; BlackRock&#8217;s note stated.
See Also: <a href="https://www.benzinga.com/money/how-to-trade-futures">How to Trade Futures</a>
Upcoming Economic Data
Here&#8217;s what investors will keep an eye on Wednesday:
<ul class="wp-block-list">
<li>May&#8217;s ADP employment data will be out by 8:15 a.m. ET.</li>
<li>May&#8217;s S&amp;P final U.S. services PMI will be released at 9:45 a.m., and ISM services data will be out by 10:00 a.m. ET.</li>
<li>Atlanta Fed President Raphael Bostic and Federal Reserve Governor Lisa Cook will speak at the Fed listens event at 10:15 a.m. ET.</li>
<li>Fed Beige Book will be out by 2:00 p.m. ET.</li>
</ul>
Stocks In Focus:
<ul class="wp-block-list">
<li>Dollar Tree Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/DLTR#NASDAQ">DLTR</a>) rose 1.84% in premarket on Tuesday as analysts expect it to report quarterly earnings of $1.20 per share on revenue of $4.54 billion, before the opening bell.</li>
<li>Thor Industries Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THO#NYSE">THO</a>) fell 0.19% ahead of its earnings, which are supposed to be released before the opening bell. Analysts expect earnings of $1.76 per share on revenue of $2.61 billion.</li>
<li>PVH Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PVH#NYSE">PVH</a>) was 1.79% higher as analysts expect it to report quarterly earnings of $2.24 per share on revenue of $1.93 billion, before the opening bell.</li>
<li>Crowdstrike Holdings Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CRWD#NASDAQ">CRWD</a>) dropped 6.5% as it expected second-quarter revenue to be between $1.145 billion and $1.152 billion, versus estimates of $1.23 billion.</li>
<li>Hewlett-Packard Enterprise Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HPE#NYSE">HPE</a>) advanced 5.14% after reporting better-than-expected second-quarter earnings after the market closed on Tuesday.</li>
<li>Kosmos Energy Ltd. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KOS#NYSE">KOS</a>) gained 1.10% after it signed a memorandum of understanding with other firms to extend Ghana production licenses to 2040.</li>
<li>Mastercard Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MA#NYSE">MA</a>) was up 0.081% and PayPal Holdings Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) rose 0.38% after the two firms partnered on Mastercard One Credential to allow consumers to choose their payment method at checkout.</li>
</ul>
Commodities, Gold, And Global Equity Markets:
Crude oil futures were trading lower in the early New York session by 0.52% to hover around $63.08 per barrel.
Gold Spot US Dollar rose 0.26% to hover around $3,362.08 per ounce. Its last record high stood at $3,500.33 per ounce. The U.S. Dollar Index spot was lower by 0.16% at the 99.0700 level.
Asian markets closed higher on Wednesday as India's S&amp;P BSE Sensex, Japan's Nikkei 225, South Korea's Kospi, Australia's ASX 200, China&#8217;s CSI 300, and Hong Kong's Hang Seng indices rose. European markets were also higher in early trade.
Read Next:
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Photo courtesy: godongphoto / Shutterstock.com

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Mastercard And PayPal Are Teaming Up To Offer Shoppers More Choice And Control Over How They Check Out

<a href="https://www.theverge.com/news/678301/google-wallet-paypal-losing-access" title="https://www.theverge.com/news/678301/google-wallet-paypal-losing-access">https://www.theverge.com/news/678301/google-wallet-paypal-losing-access</a>

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CORRECTION: Reported June 2, 2025: 'Google Wallet is losing access to PayPal' - The Verge

Includes a limited-time offer for customers to pay for travel purchases over six months with promotional financing and no minimum spend1
SAN JOSE, Calif., June 3, 2025 /PRNewswire/ -- Today,&nbsp;PayPal announced that PayPal Credit can now be used everywhere with the introduction of a new physical card, issued by Synchrony (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>). This expands its popular digital PayPal Credit offering to use both online when checking out with PayPal and in-store and everywhere Mastercard&#xAE; is accepted.

Paypal Announces That PayPal Credit Can Now Be Used Everywhere With The Introduction Of A New Physical Card, Issued By Synchrony

Whales with a lot of money to spend have taken a noticeably bullish stance on PayPal Holdings.
Looking at options history for PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) we detected 17 trades.
If we consider the specifics of each trade, it is accurate to state that 47% of the investors opened trades with bullish expectations and 47% with bearish.
From the overall spotted trades, 10 are puts, for a total amount of $476,607 and 7, calls, for a total amount of $311,493.
<h3>Expected Price Movements</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $47.5 to $75.0 for PayPal Holdings over the last 3 months. 
<h3>Insights into Volume &amp; Open Interest</h3>
In today's trading context, the average open interest for options of PayPal Holdings stands at 3880.47, with a total volume reaching 4,632.00. The accompanying chart delineates the progression of both call and put option volume and open interest for high-value trades in PayPal Holdings, situated within the strike price corridor from $47.5 to $75.0, throughout the last 30 days.
<h3>PayPal Holdings Call and Put Volume: 30-Day Overview</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748887246_0.png" alt="Options Call Chart" />
<h3>Significant Options Trades Detected:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>03/20/26</td>
<td>$7.8</td>
<td>$7.65</td>
<td>$7.8</td>
<td>$70.00</td>
<td>$178.6K</td>
<td>1.2K</td>
<td align="right">229</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>06/18/26</td>
<td>$26.4</td>
<td>$25.45</td>
<td>$26.4</td>
<td>$47.50</td>
<td>$71.2K</td>
<td>20</td>
<td align="right">28</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>08/15/25</td>
<td>$4.7</td>
<td>$4.55</td>
<td>$4.7</td>
<td>$70.00</td>
<td>$54.0K</td>
<td>1.3K</td>
<td align="right">6</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$1.79</td>
<td>$1.53</td>
<td>$1.77</td>
<td>$72.50</td>
<td>$50.4K</td>
<td>2.0K</td>
<td align="right">292</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>08/15/25</td>
<td>$6.75</td>
<td>$6.65</td>
<td>$6.75</td>
<td>$67.50</td>
<td>$47.2K</td>
<td>1.3K</td>
<td align="right">63</td>
</tr>
</tbody>
</table>

<h3>About PayPal Holdings</h3>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
<h3>Where Is PayPal Holdings Standing Right Now?</h3>
<ul>
<li>With a trading volume of 3,904,107, the price of PYPL is up by 0.16%, reaching $70.39.</li>
<li>Current RSI values indicate that the stock is may be approaching overbought.</li>
<li>Next earnings report is scheduled for 57 days from now.</li>
</ul>
<h3>What The Experts Say On PayPal Holdings</h3>
Over the past month, 2 industry analysts have shared their insights on this stock, proposing an average target price of $81.5.
Unusual Options Activity Detected: Smart Money on the Move
Benzinga Edge's Unusual Options board spots potential market movers before they happen. See what positions big money is taking on your favorite stocks. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=Be8be9arja3be22bz20&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; An analyst from Truist Securities downgraded its action to Sell with a price target of $68. 
&#x2A; Consistent in their evaluation, an analyst from Citigroup keeps a Buy rating on PayPal Holdings with a target price of $95. 
Options trading presents higher risks and potential rewards. Astute traders manage these risks by continually educating themselves, adapting their strategies, monitoring multiple indicators, and keeping a close eye on market movements. Stay informed about the latest PayPal Holdings options trades with real-time alerts from <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.

Options

Markets

Spotlight on PayPal Holdings: Analyzing the Surge in Options Activity

Buy now, pay later provider Klarna took another step toward a U.S. listing last week, <a href="https://www.klarna.com/international/press/klarna-accelerates-global-momentum-in-q1-2025-and-unlocks-large-gains-from/">reporting progress</a> on its transition into internally developed AI systems. AI-driven staff reductions of 700 contractors have generated "significant efficiency" according to the Swedish company, which now expects revenue per employee to reach $1 million, higher than the $575,000 reported last year.
Buy now, pay later payment processing services let retailers offer short-term installment loans at the time of purchase, allowing buyers to spread out payments. The loans are usually interest-free and without service charges, potentially encouraging customers to buy more than they can afford. Not surprisingly, these firms have come under investigation. Notably, the Swedish Financial Supervisory Authority hit Klarna with <a href="https://www.fintechfutures.com/bnpl-payments/swedish-regulator-issues-klarna-with-administrative-fine-of-around-46m#:~:text=The%20regulator%20says%20it%20investigated,violation%20of%20several%20key%20rules%E2%80%9D.">$46 million in fines</a> in December after accusing it of money laundering in 2021 and 2022.
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The company filed with the U.S. Securities and Exchange Commission for an <a href="https://www.sec.gov/Archives/edgar/data/2003292/000162828025012824/klarnagroupplcf-1.htm">IPO </a>in March, citing an American domicile in Columbus Ohio. It postponed plans after President Donald Trump announced tariffs on Europe in April and hasn't responded to the latest rejection by U.S. Federal courts. Klarna reported a 13% revenue increase to $710 million in the first quarter of 2025 but still hasn't said when it will proceed with the offering.&nbsp;
The BNPL business model works by charging fees to merchants, like card processors. There may also be flat transaction fees and late fees for missed payments. The second issue could upend the industry after a recent <a href="https://www.bankrate.com/loans/personal-loans/buy-now-pay-later-survey/">Bankrate survey</a> reported that about "half of buy now, pay later users have experienced issues like overspending and missing payments." While these companies depend on late fees, high incidence rates may attract the attention of regulators.&nbsp;
Trending: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
Almost one-third of Americans have used BNPL, according to the survey. Klarna captured 9% of the report&#8217;s market share while <a href="https://www.benzinga.com/quote/PYPL">PayPal</a> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NYSE">PYPL</a>) led the pack with 15%. Half of customers reported "issues related to service." Of those, 24% mentioned "overspending," 16% "missed payments" and 15% "regretting a purchase." Gen Z users reported the highest rate of these issues, across all generations. It also revealed "consistent use across all income levels," which is surprising, given the greater financial struggles of the lower classes.
The survey highlights a consumer base increasingly burdened by inflation and stubbornly high credit card rates. Bankrate Senior Industry Analyst Ted Rossman summed up the findings, noting that "BNPL can be a good deal if you use it responsibly. It provides access to credit and can help users smooth out their cash flow. But sometimes it can lead to overspending, and you would have been better off waiting until you could pay for the item up front."
See Also: <a href="https://www.benzinga.com/money/this-ai-imaging-technology-has-been-used-in-more-than-500-surgeries-now-you-can-be-part-of-the-ai-imaging-revolution">Be part of the next med-tech breakthrough for only $350 — 500+ surgeries already done with nView's AI system.</a>
It's hard to predict Klarna's success as a publicly traded company, given the moral hazards of this business model and financial challenges imposed by a potential trade war. However, things look brighter on the regulatory front because the Trump administration is pulling back on oversight, similar to its first term, scheduling budget reductions in consumer and banking regulations.&nbsp;
For now, it's best to just follow the money. Q1 2025 marked Klarna's fourth consecutive profitable quarter. It also reported an impressive 100 million active consumers while merchant growth surged 27%. Those are impressive numbers for this rapidly growing financial services startup.
Read Next: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>&nbsp;
Image: Shutterstock

Personal Finance

Klarna's Downside: Buy Now, Pay Later Users Overspend And Miss Payments

Analysts' ratings for PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) over the last quarter vary from bullish to bearish, as provided by 18 analysts.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">4</td>
<td align="right">6</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">3</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">3</td>
<td align="right">5</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">2</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for PayPal Holdings, revealing an average target of $79.5, a high estimate of $96.00, and a low estimate of $49.00. This current average has decreased by 18.04% from the previous average price target of $97.00. 
<img src="https://www.benzinga.com/files/images/story/2025/1748865664_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
The perception of PayPal Holdings by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Matthew Coad</td>
<td>Truist Securities</td>
<td>Announces</td>
<td>Sell</td>
<td>$68.00</td>
<td>-</td>
</tr>
<tr>
<td>Ashwin Shirvaikar</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Buy</td>
<td>$95.00</td>
<td>$98.00</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$88.00</td>
<td>$104.00</td>
</tr>
<tr>
<td>Rufus Hone</td>
<td>BMO Capital</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$79.00</td>
<td>$83.00</td>
</tr>
<tr>
<td>Timothy Chiodo</td>
<td>UBS</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$75.00</td>
<td>$88.00</td>
</tr>
<tr>
<td>Colin Sebastian</td>
<td>Baird</td>
<td>Raises</td>
<td>Outperform</td>
<td>$79.00</td>
<td>$78.00</td>
</tr>
<tr>
<td>Joseph Vafi</td>
<td>Canaccord Genuity</td>
<td>Maintains</td>
<td>Buy</td>
<td>$96.00</td>
<td>$96.00</td>
</tr>
<tr>
<td>Paul Golding</td>
<td>Macquarie</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$95.00</td>
<td>$117.00</td>
</tr>
<tr>
<td>Arvind Ramnani</td>
<td>Piper Sandler</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$70.00</td>
<td>$76.00</td>
</tr>
<tr>
<td>Dominick Gabriele</td>
<td>Compass Point</td>
<td>Announces</td>
<td>Sell</td>
<td>$56.00</td>
<td>-</td>
</tr>
<tr>
<td>Jeff Cantwell</td>
<td>Seaport Global</td>
<td>Announces</td>
<td>Sell</td>
<td>$49.00</td>
<td>-</td>
</tr>
<tr>
<td>Andrew Bauch</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$74.00</td>
<td>$80.00</td>
</tr>
<tr>
<td>Ramsey El-Assal</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$80.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Jason Kupferberg</td>
<td>B of A Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$93.00</td>
<td>$103.00</td>
</tr>
<tr>
<td>James Friedman</td>
<td>Susquehanna</td>
<td>Lowers</td>
<td>Positive</td>
<td>$94.00</td>
<td>$101.00</td>
</tr>
<tr>
<td>Adam Frisch</td>
<td>Evercore ISI Group</td>
<td>Announces</td>
<td>In-Line</td>
<td>$65.00</td>
<td>-</td>
</tr>
<tr>
<td>Gus Gala</td>
<td>Monness, Crespi, Hardt</td>
<td>Lowers</td>
<td>Buy</td>
<td>$90.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>Sanjay Sakhrani</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$85.00</td>
<td>$104.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to PayPal Holdings. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of PayPal Holdings compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for PayPal Holdings's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
To gain a panoramic view of PayPal Holdings's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
<a href="https://www.benzinga.com/quote/PYPL/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on PayPal Holdings analyst ratings.</a>
<h2>Delving into PayPal Holdings's Background</h2>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
<h3>Unraveling the Financial Story of PayPal Holdings</h3>
Market Capitalization: Surpassing industry standards, the company's market capitalization asserts its dominance in terms of size, suggesting a robust market position.
Positive Revenue Trend: Examining PayPal Holdings's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 1.2% as of 31 March, 2025, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: PayPal Holdings's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 16.52%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): PayPal Holdings's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 6.33%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): PayPal Holdings's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 1.58%, the company may face hurdles in achieving optimal financial performance.
Debt Management: With a below-average debt-to-equity ratio of 0.56, PayPal Holdings adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>How Are Analyst Ratings Determined?</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

What 18 Analyst Ratings Have To Say About PayPal Holdings

Truist Securities analyst Matthew Coad initiates coverage on PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) with a Sell rating and announces Price Target of $68.

Price Target

Initiation

Truist Securities Initiates Coverage On PayPal Holdings with Sell Rating, Announces Price Target of $68

Florida Governor Ron DeSantis has enacted a new law, opening the doors for transactions using gold and silver in the state. This move is seen as a nod to the original &#8220;gold standard.&#8221;
What Happened: DeSantis signed the bill, HB 999, into law, allowing Floridians to use gold and silver for transactions. DeSantis hailed this as a &#8220;landmark piece of legislation,&#8221; offering residents &#8220;more independence&#8221; from a fiat currency, <a href="https://www.firstcoastnews.com/article/news/regional/florida/desantis-signs-bill-allowing-transactions-using-gold-silver-in-florida/77-fc00a45a-4a45-439f-befa-8ba2933722e7">reported</a> First Coast News.
Under the new law, gold and silver are now exempt from sales tax, and money services businesses like PayPal (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) are allowed to send and receive payments using these metals.
DeSantis expressed that the metals will serve as &#8220;real currency again&#8221; and not just &#8220;investment vehicles for the wealthy.&#8221; He believes that the law would enable Florida residents to safeguard themselves against &#8220;the declining dollar.&#8221;&nbsp;As of now, fewer than a quarter of all states—including Louisiana, Texas, South Carolina, and Utah—recognize gold and silver as legal tender. The new law is scheduled to go into effect on July 1, 2026. SEE ALSO:&nbsp;<a href="https://benzinga.com/news/25/05/45635854/elon-musk-disappointed-with-trumps-big-beautiful-bill-says-it-undermines-the-work-that-the-doge-team-is-doin" target="_blank" rel="noreferrer noopener">Elon Musk &#8216;Disappointed&#8217; With Trump&#8217;s &#8216;Big Beautiful Bill,&#8217; Says It &#8216;Undermines The Work That The DOGE Team Is Doing&#8217;</a>
Why It Matters: This move comes at a time when the U.S. dollar&#8217;s confidence is wavering. The recent slide of the U.S. dollar has <a href="https://www.benzinga.com/markets/commodities/25/05/45617358/gold-demand-holds-firm-as-dollar-confidence-wavers">reignited </a>investor interest in gold. Factors such as geopolitical uncertainty and concerns over the long-term sustainability of American fiscal policy have been driving this trend.
Moreover, the U.S. dollar was <a href="https://www.benzinga.com/economics/macro-economic-events/25/05/45608523/the-dollar-is-15-20-overvalued-and-history-says-it-wont-last">trading </a>15–20% above its long-term fair value. Analysts at KKR &amp; Co. Inc. predicted the era of dollar-fueled outperformance in U.S. assets was likely nearing its end. According to them, the greenback may gradually fall below its fair value and stay weak for years, correcting its overvaluation through a prolonged, steady decline rather than a sharp crash.
SPDR Gold Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GLD#NYSE">GLD</a>) surged 39.56% over the past year, while the US Global GO GOLD and Precious Metal Miners ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GOAU#NYSE">GOAU</a>) soared 36.78%. 
<ul class="wp-block-list">
<li>READ MORE:&nbsp;<a href="https://benzinga.com/news/25/04/44778357/giuliani-criticizes-trumps-doj-and-fbi-im-very-upset-right-now" target="_blank" rel="noreferrer noopener">Giuliani Criticizes Trump&#8217;s DOJ and FBI: &#8216;I&#8217;m Very Upset Right Now&#8217; &#8211; Benzinga</a></li>
</ul>
Image via Shutterstock
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

GOAU

Ron DeSantis Signs Law Allowing Gold, Silver For Transactions In Florida, Citing 'Declining Dollar' Concerns

On Wednesday, Donald Trump's AI and crypto czar, David Sacks, backed the President's high-profile confrontations with global leaders, praising his <a href="https://www.benzinga.com/25/05/45556089/trump-gives-south-african-president-the-zelenskyy-treatment-hits-cyril-ramaphosa-with-controversial-genocide-claims">Oval Office exchange</a> with South African President Cyril Ramaphosa.
What Happened: In a post on X, formerly Twitter, Sacks shared a video of the exchange, saying, "There is literally nothing better than President Trump calling out foreign leaders at the White House."
"Zelensky didn't have the cards. Ramaphosa is playing dumb about genocide. President Trump brings the receipts," he added.
See Also:&nbsp;<a href="https://www.benzinga.com/news/25/05/45536187/dan-ives-calls-teslas-austin-robotaxi-launch-a-watershed-moment-maintains-bullish-views-on-tesla" target="_blank" rel="noreferrer noopener">Dan Ives Calls Tesla's Austin Robotaxi Launch A ‘Watershed Moment,' Maintains Bullish Views On Tesla</a>
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">There is literally nothing better than President Trump calling out foreign leaders at the White House. Zelensky didn't have the cards. Ramaphosa is playing dumb about genocide. President Trump brings the receipts. <a href="https://t.co/BZwSFhqLtt">pic.twitter.com/BZwSFhqLtt</a>
&mdash; David Sacks (@DavidSacks) <a href="https://twitter.com/DavidSacks/status/1925244138045186309?ref_src=twsrc%5Etfw">May 21, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Trump confronted Ramaphosa over allegations of violence against white farmers in South Africa. He showed a video of Black politicians allegedly chanting anti-apartheid slogans, ending with imagery of white crosses, which he claimed represented murdered white farmers.
Ramaphosa questioned the credibility of the video, while Afrikaner billionaire Johann Rupert, present at the meeting, pointed out that violence affects all South Africans, not just white farmers.
A footage from the meeting showing Tesla and SpaceX CEO Elon Musk intensely watching Ramaphosa has also quickly gone viral.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Elon Musk's piercing stare has captured the internet's attention — his eyes say it all. END RACISM IN SOUTH AFRICA! <a href="https://t.co/BrELCausQB">pic.twitter.com/BrELCausQB</a>
&mdash; Africalix (@Africa_lix) <a href="https://twitter.com/Africa_lix/status/1925305350665720009?ref_src=twsrc%5Etfw">May 21, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Why It's Important: Sacks, a South Africa-born tech investor and former PayPal Holdings Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) executive, was appointed Trump's AI and crypto czar in December 2024. He holds dual citizenship in the U.S. and South Africa.
Musk, who was also born in South Africa, holds citizenship from South Africa, the U.S. and Canada.
Earlier this year, during an Oval Office meeting, <a href="https://www.benzinga.com/25/03/44064817/zelenskyy-says-not-sure-he-did-something-bad-after-public-spat-with-trump-jd-vance-we-have-to-be-very-honest-and-direct">Trump also criticized Ukrainian</a> President Volodymyr Zelenskyy for not showing appreciation and accused him of lacking readiness for peace negotiations.
Meanwhile, on Wednesday, it was also reported that South Africa may offer <a href="https://www.benzinga.com/news/global/25/05/45537805/musks-starlink-could-sidestep-south-african-equity-rules-under-deal-aimed-at-calming-relations-ahead-of-trump-meeting-report">Musk a regulatory workaround</a> for Starlink as a diplomatic gesture. South African officials were reportedly scheduled to meet Musk or his team on Tuesday night to ease tensions before Ramaphosa's White House visit.
Photo Courtesy: Alexandros Michailidis On Shutterstock.com
Read Next:
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<li><a href="https://www.benzinga.com/news/25/05/45536753/trump-eyes-retirement-overhaul-that-could-push-billions-from-401ks-into-high-stakes-private-equity-funds-rep" target="_blank" rel="noreferrer noopener">Trump Eyes Retirement Overhaul That Could Push Billions From 401(k)s Into High-Stakes Private Equity Funds: Report</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

Government

Trump's AI Czar Says Cyril Ramaphosa Is 'Playing Dumb About Genocide,' Credits US President For Bringing 'The Receipts' Amid Elon Musk's Icy Glare

<a href="https://www.benzinga.com/topic/warren-buffett">Billionaire Warren Buffett</a> is now worth more than the combined value of three well-known companies.
What Happened: Many billionaires added to their wealth in 2024. However, only four of the ten richest people in the world have a <a href="https://www.benzinga.com/news/management/25/05/45419116/musk-bezos-gain-billions-after-us-china-trade-deal-but-the-wealthiest-10-are-still-down-67b-in-2025">positive net wealth gain</a> in 2025.
Buffett, who has a history of <a href="https://www.benzinga.com/general/education/25/01/42832123/warren-buffett-beats-sp-500-in-2024-how-oracle-of-omahas-returns-compare-over-past-20-years">producing market-beating returns</a>, added $18.6 billion to his wealth in 2025. He currently ranks sixth richest in the world, worth $161 billion, as reported by <a href="https://www.bloomberg.com/billionaires/?sref=TBDibEcD">Bloomberg</a>.
The Oracle of Omaha's wealth gain trails only Meta Platforms CEO Mark Zuckerberg, who is up $18.9 billion. Bill Gates (+$16.2 billion) and Steve Ballmer (+$12.4 billion) are also among the top 10 wealthiest with a positive gain this year.
With a wealth of $161 billion, Buffett is now worth more than many great American companies. In fact, with the year-to-date gains, Buffett is now worth more than the following three companies combined:
<ul class="wp-block-list">
<li>PayPal Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>): $70 billion</li>
<li>General Motors Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GM#NYSE">GM</a>): $48 billion</li>
<li>Ford Motor Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/F#NYSE">F</a>): $43 billion</li>
</ul>
The three companies together are worth $161 billion, the same amount of Buffett's net worth.
You may not be a billionaire like Warren Buffett, but you can uncover hidden gems in the stock market using our proprietary data and pattern recognition — <a href="https://www.benzinga.com/general/entertainment/24/10/41187322/benzingas-stock-whisper-index-5-stocks-investors-secretly-monitor-but-dont-talk-about-yet">check out five stocks flying under the radar that deserve your attention.</a>
Why It's Important: Buffett&#8217;s Berkshire Hathaway Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>)(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>) conglomerate is currently ranked ninth among valuations for public companies. It has a market capitalization of $1.1 trillion and its stock gained 13.4% year-to-date in 2025. The company outpaced a 1.5% gain for the SPDR S&amp;P 500 ETF Trust, which tracks the S&amp;P 500.
PayPal stock is down 15.9% year-to-date and General Motors shares are down 2.0% year-to-date. Ford, on the other hand, is positive with a 12.1% year-to-date gain.
Buffett added $17.9 billion to his wealth in 2024 to end the year as the 10th richest person worth $142 billion.
With Berkshire Hathaway's current trajectory, Buffett could continue to add to his wealth and climb the rankings.
The Berkshire Hathaway CEO recently announced he <a href="https://www.benzinga.com/25/05/45184410/warren-buffett-to-step-down-as-berkshire-hathaway-ceo-by-end-of-year-asks-board-to-confirm-greg-abel-as-successor">will be stepping down</a> , though he will remain chairman of the company. With this transition — and his longstanding pledge to give away the bulk of his fortune — Buffett may accelerate his philanthropic efforts. While such moves could impact his standing on the world's billionaire list, it's a ranking the legendary investor has long downplayed in importance.
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</ul>
Image: Shutterstock

Management

Warren Buffett's Net Worth Hits $161B — Equal To PayPal, GM, Ford Combined

May 15, 2025 records indicate that Senator Thomas H Tuberville filed a sale of PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), valued between $211,015 and $715,000. According to the May filing, the transaction occurred on May 15, 2025.
Currently, PayPal Holdings shares are trading up 0.15% at $71.68.
<h3>What Senator Has Been Trading Recently</h3>
In the past three years, Thomas H Tuberville made 910 stock trades totaling more than $14.38 million. The largest trades involved stocks like ChannelAdvisor and Microsoft. Their most notable trades made recently include key transactions: 
<ul>
<li>iShares Broad USD Investment Grade Corporate Bond ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/USIG#NASDAQ">USIG</a>): $50,001 - $100,000 Purchase</li>
<li>PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>): $15,001 - $50,000 Sale</li>
<li>JPMorgan Chase (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>): $15,001 - $50,000 Sale</li>
</ul>
Here's a summary of Thomas H Tuberville's recent trades:
<table>
<thead>
<tr>
<th>Company</th>
<th>Ticker</th>
<th>Stock Type</th>
<th>Amount</th>
<th>Transaction Type</th>
<th>Transaction Date</th>
</tr>
</thead>
<tbody>
<tr>
<td>Bristol-Myers Squibb</td>
<td>BMY</td>
<td>STOCK</td>
<td>$1,001 - $15,000</td>
<td>S</td>
<td>2025-04-15</td>
</tr>
<tr>
<td>PayPal Holdings</td>
<td>PYPL</td>
<td>STOCK</td>
<td>$15,001 - $50,000</td>
<td>S</td>
<td>2025-04-15</td>
</tr>
<tr>
<td>iShares Broad USD Investment Grade Corporate Bond ETF</td>
<td>USIG</td>
<td>STOCK</td>
<td>$50,001 - $100,000</td>
<td>P</td>
<td>2025-04-15</td>
</tr>
<tr>
<td>JPMorgan Chase</td>
<td>JPM</td>
<td>STOCK</td>
<td>$15,001 - $50,000</td>
<td>S</td>
<td>2025-04-15</td>
</tr>
<tr>
<td>Alphabet</td>
<td>GOOGL</td>
<td>STOCK</td>
<td>$15,001 - $50,000</td>
<td>S</td>
<td>2025-04-15</td>
</tr>
</tbody>
</table>
To keep an eye on Thomas H Tuberville's trades and other government stock activity, check out our <a href="https://www.benzinga.com/gov-trades/members/thomas-h-tuberville">real-time tracking tool</a>!
<h3>The Importance of Congressional Transactions</h3>
A congressional transaction is when any representative or senator either buys or sells an individual stock.
Anyone working in Congress must file a Periodic Transaction Report to inform the public of their recent transaction within 30 days of being notified of the transaction and within 45 days of the transaction date.
In April 2012, Former President Barack Obama signed the STOCK Act into law. The act prohibits members of Congress from using private information given to them by their position for personal gain such as buying or selling a stock. The act also expanded disclosure requirements for members of Congress by requiring them to file a monthly disclosure.
<h3>The Importance of Congressional Transactions</h3>
Congressional transactions shouldn't be the primary reason for an investing decision, but they can be an important factor for an investor to consider.
When a senator or representative makes a new purchase, it could be an indication they expect the stock to rise.
A sale, on the other hand, can be made for a variety of reasons, and may not necessarily mean the seller thinks the stock will go down.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Politics

Trading Ideas

General

USIG

This Senator Just Sold Up To $715K In PayPal Holdings Stock

Smart shopping comes to Perplexity as PayPal powers intelligent, in-flow shopping via Agentic AI
SAN JOSE, Calif., May 14, 2025 /PRNewswire/ -- Perplexity today announced that it has partnered with&nbsp;PayPal to power agentic commerce across its Perplexity Pro platform. Starting this summer in the U.S., consumers can check out instantly with PayPal or Venmo when they&nbsp;ask Perplexity to find products, book travel, or buy tickets.

Perplexity Selects PayPal To Power Agentic Commerce; Consumers Can Check Out Instantly With PayPal Or Venmo When They Ask Perplexity To Find Products, Book Travel, Or Buy Tickets

Deep-pocketed investors have adopted a bearish approach towards PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), and it's something market players shouldn't ignore. Our tracking of public options records at Benzinga unveiled this significant move today. The identity of these investors remains unknown, but such a substantial move in PYPL usually suggests something big is about to happen.
We gleaned this information from our observations today when Benzinga's options scanner highlighted 8 extraordinary options activities for PayPal Holdings. This level of activity is out of the ordinary.
The general mood among these heavyweight investors is divided, with 25% leaning bullish and 62% bearish. Among these notable options, 2 are puts, totaling $481,000, and 6 are calls, amounting to $375,717.
<h3>Expected Price Movements</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $40.0 to $100.0 for PayPal Holdings over the last 3 months. 
<h3>Analyzing Volume &amp; Open Interest</h3>
Examining the volume and open interest provides crucial insights into stock research. This information is key in gauging liquidity and interest levels for PayPal Holdings's options at certain strike prices. Below, we present a snapshot of the trends in volume and open interest for calls and puts across PayPal Holdings's significant trades, within a strike price range of $40.0 to $100.0, over the past month.
<h3>PayPal Holdings 30-Day Option Volume &amp; Interest Snapshot</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1746727256_0.png" alt="Options Call Chart" />
<h3>Significant Options Trades Detected:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>12/18/26</td>
<td>$32.45</td>
<td>$30.5</td>
<td>$31.0</td>
<td>$100.00</td>
<td>$310.0K</td>
<td>377</td>
<td align="right">100</td>
</tr>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>07/18/25</td>
<td>$3.8</td>
<td>$3.7</td>
<td>$3.8</td>
<td>$70.00</td>
<td>$171.0K</td>
<td>2.2K</td>
<td align="right">472</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>12/17/27</td>
<td>$37.45</td>
<td>$37.1</td>
<td>$37.1</td>
<td>$40.00</td>
<td>$103.8K</td>
<td>77</td>
<td align="right">55</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>07/18/25</td>
<td>$4.1</td>
<td>$4.0</td>
<td>$4.05</td>
<td>$70.00</td>
<td>$81.0K</td>
<td>8.3K</td>
<td align="right">230</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>01/16/26</td>
<td>$1.31</td>
<td>$1.24</td>
<td>$1.3</td>
<td>$100.00</td>
<td>$71.3K</td>
<td>22.3K</td>
<td align="right">566</td>
</tr>
</tbody>
</table>

<h3>About PayPal Holdings</h3>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
Having examined the options trading patterns of PayPal Holdings, our attention now turns directly to the company. This shift allows us to delve into its present market position and performance
<h3>Present Market Standing of PayPal Holdings</h3>
<ul>
<li>With a volume of 5,739,878, the price of PYPL is up 2.63% at $70.5. </li>
<li>RSI indicators hint that the underlying stock may be overbought.</li>
<li>Next earnings are expected to be released in 82 days.</li>
</ul>
<h3>Expert Opinions on PayPal Holdings</h3>
In the last month, 5 experts released ratings on this stock with an average target price of $82.8.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; An analyst from B of A Securities persists with their Buy rating on PayPal Holdings, maintaining a target price of $93. 
&#x2A; An analyst from BMO Capital has decided to maintain their Market Perform rating on PayPal Holdings, which currently sits at a price target of $79. 
&#x2A; Maintaining their stance, an analyst from Baird continues to hold a Outperform rating for PayPal Holdings, targeting a price of $79. 
&#x2A; Consistent in their evaluation, an analyst from UBS keeps a Neutral rating on PayPal Holdings with a target price of $75. 
&#x2A; An analyst from RBC Capital has decided to maintain their Outperform rating on PayPal Holdings, which currently sits at a price target of $88. 
Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for PayPal Holdings with <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> for real-time alerts.

What the Options Market Tells Us About PayPal Holdings

Citigroup analyst Ashwin Shirvaikar maintains PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) with a Buy and lowers the price target from $98 to $95.

Citigroup Maintains Buy on PayPal Holdings, Lowers Price Target to $95

Financial giants have made a conspicuous bearish move on PayPal Holdings. Our analysis of options history for PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) revealed 26 unusual trades.
Delving into the details, we found 23% of traders were bullish, while 57% showed bearish tendencies. Out of all the trades we spotted, 6 were puts, with a value of $197,310, and 20 were calls, valued at $3,448,664.
<h3>Expected Price Movements</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $50.0 to $85.0 for PayPal Holdings over the last 3 months. 
<h3>Insights into Volume &amp; Open Interest</h3>
Examining the volume and open interest provides crucial insights into stock research. This information is key in gauging liquidity and interest levels for PayPal Holdings's options at certain strike prices. Below, we present a snapshot of the trends in volume and open interest for calls and puts across PayPal Holdings's significant trades, within a strike price range of $50.0 to $85.0, over the past month.
<h3>PayPal Holdings Option Activity Analysis: Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1746126124_0.png" alt="Options Call Chart" />
<h3>Biggest Options Spotted:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>07/18/25</td>
<td>$8.25</td>
<td>$8.1</td>
<td>$8.11</td>
<td>$60.00</td>
<td>$1.9M</td>
<td>1.9K</td>
<td>2.4K</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$7.05</td>
<td>$6.95</td>
<td>$6.95</td>
<td>$60.00</td>
<td>$194.6K</td>
<td>2.5K</td>
<td>276</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$7.05</td>
<td>$6.95</td>
<td>$6.95</td>
<td>$60.00</td>
<td>$190.4K</td>
<td>2.5K</td>
<td>2</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$1.54</td>
<td>$1.53</td>
<td>$1.53</td>
<td>$70.00</td>
<td>$122.7K</td>
<td>22.3K</td>
<td>7.2K</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>06/20/25</td>
<td>$1.55</td>
<td>$1.44</td>
<td>$1.48</td>
<td>$70.00</td>
<td>$109.1K</td>
<td>22.3K</td>
<td>8.0K</td>
</tr>
</tbody>
</table>

<h3>About PayPal Holdings</h3>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
<h3>Where Is PayPal Holdings Standing Right Now?</h3>
<ul>
<li>With a trading volume of 6,393,143, the price of PYPL is down by -0.11%, reaching $65.77.</li>
<li>Current RSI values indicate that the stock is may be approaching overbought.</li>
<li>Next earnings report is scheduled for 89 days from now.</li>
</ul>
<h3>What The Experts Say On PayPal Holdings</h3>
5 market experts have recently issued ratings for this stock, with a consensus target price of $84.0.
Unusual Options Activity Detected: Smart Money on the Move
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&#x2A; Reflecting concerns, an analyst from Evercore ISI Group lowers its rating to In-Line with a new price target of $65. 
&#x2A; An analyst from B of A Securities has decided to maintain their Buy rating on PayPal Holdings, which currently sits at a price target of $93. 
&#x2A; Consistent in their evaluation, an analyst from Baird keeps a Outperform rating on PayPal Holdings with a target price of $79. 
&#x2A; An analyst from RBC Capital has decided to maintain their Outperform rating on PayPal Holdings, which currently sits at a price target of $88. 
&#x2A; An analyst from Macquarie persists with their Outperform rating on PayPal Holdings, maintaining a target price of $95. 
Options are a riskier asset compared to just trading the stock, but they have higher profit potential. Serious options traders manage this risk by educating themselves daily, scaling in and out of trades, following more than one indicator, and following the markets closely.
If you want to stay updated on the latest options trades for PayPal Holdings, <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> gives you real-time options trades alerts.

This Is What Whales Are Betting On PayPal Holdings

PayPal Holdings's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NYSE">PYPL</a>) short percent of float has risen 18.73% since its last report. The company recently reported that it has 32.83 million shares sold short, which is 3.36% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.26 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>PayPal Holdings Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1746118818_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for PayPal Holdings has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing PayPal Holdings's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, PayPal Holdings's peer group average for short interest as a percentage of float is 6.58%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

What's Driving the Market Sentiment Around PayPal Holdings?

PayPal Holdings Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>)&nbsp;shares are trading lower on Wednesday. Several analysts lowered the price forecast/rating on the stock after first-quarter <a target="_blank" href="https://www.benzinga.com/quote/pypl/analyst-ratings" rel="noreferrer noopener">results reported on Tuesday</a>.
Quarterly&nbsp;revenue growth&nbsp;was 1% year-over-year to $7.79 billion, missing the&nbsp;analyst consensus estimate&nbsp;of&nbsp;$7.84 billion. Adjusted EPS was $1.33, beating&nbsp;the&nbsp;<a target="_blank" href="https://www.benzinga.com/news/earnings/25/04/45067312/paypal-earnings-beat-but-slower-spending-and-checkout-use-weigh-on-results" rel="noreferrer noopener">analyst consensus estimate&nbsp;of $1.16</a>.
PayPal expects a second-quarter adjusted EPS of $1.29-$1.31, compared to $1.19 for the previous year's period, and the&nbsp;analyst consensus estimate&nbsp;is $1.21.
PayPal reiterated full-year 2025 adjusted EPS of $4.95-$5.10, compared to $4.65 Y/Y. Currently, <a href="https://www.benzinga.com/calendars/guidance" target="_blank" rel="noreferrer noopener">analysts estimate an EPS of $5.01</a>.
RBC Capital Markets analyst Daniel R. Perlin slashed the price forecast for PYPL from $104 to $88, while keeping an Outperform rating.
The analyst writes that despite ongoing complexities in the company&#8217;s transition, he sees near-term indicators supporting continued success.
The positive factors include Branded checkout (online) Total Payment Volume (TPV) maintaining a steady 6% year-over-year growth (excluding FX and Leap Day), with over 45% of U.S. transactions utilizing the latest technology.
Also Read: <a target="_blank" href="https://www.benzinga.com/news/earnings/25/04/45089879/paypal-says-buy-now-pay-later-users-spend-33-more-make-17-more-transactions-pushes-for-global-rollout" rel="noreferrer noopener">PayPal Says &#8216;Buy Now, Pay Later&#8217; Users Spend 33% More, Make 17% More Transactions—Pushes For Global Rollout</a>
Also, transaction margin dollars increased by 7% year-over-year and significant continued growth in Venmo monetization through Pay with Venmo and the debit card are tailwinds, adds the analyst.
Perlin considers the unchanged FY25 guidance prudent given the current uncertain macroeconomic and geopolitical environment, providing flexibility for the second half of the year.
The analyst revised FY25 revenue and adjusted EPS estimates to $32.12 billion and $5.10 (from $32.19 billion and $5.00, respectively), and FY26 estimates to $33.18 billion and $5.85 (from $33.70 billion and $5.80, respectively).
Canaccord Genuity analyst Joseph Vafi maintained a &#8220;Buy&#8221; rating with a price target of $96.00.
The analyst writes that the first quarter marked another quarter of steady progress in PayPal&#8217;s business realignment under its new CEO, Alex Chriss, who has been in the role for just over a year.
Vafi says that the quarter was notable for transaction-margin dollar growth contributions from both branded and, importantly, now unbranded payment volume.
While some on Wall Street expressed disappointment regarding revenue headwinds stemming from the non-renewal of certain low or negative-margin unbranded volume contracts in the last quarter, the analyst views this as a sound strategic move.
Vafi sees transaction-margin dollar growth as the key metric to monitor, at least in the near term.
Goldman Sachs analyst Will Nance writes that earnings positives include de-risked numbers, faster-than-expected branded checkout upgrades (45% of U.S. branded on newest integration), strong growth in Pay with Venmo TPV (50%+), debit card TPV (60%+), and BNPL (20%+), and improved Braintree yields.
Nance cited range-bound to slightly weaker branded checkout volumes and outperformance driven by credit products as a negative factor.
Overall, the analyst is cautious on the longer-term trends due to favorable margin dynamics (low-single-digit opex growth) and significant capital return/FCF.
JP Morgan analyst Tien-Tsin Huang slashed the price forecast from $90 to $75, maintaining an Overweight rating.
The analyst says that the results offered points for both positive and negative perspectives, but they feel incrementally better about the stock&#8217;s setup.
Positives include stable spending (excluding Leap Year), positive commentary on business diversification (US-China cross-border, retail/discretionary split), and a reiterated guide, which provides a second-half cushion, according to the analyst.
Huang says that negatives include slightly soft branded growth (+4% vs. JPMe +5%) and questions about the beat&#8217;s quality due to strong credit growth (easier comparison).
Strong product ramp-up (Venmo revenue +20%, 45% of U.S. on modern checkout) supports improving growth and execution in a stable macro, aligning with management&#8217;s investor day commitments, the analyst added.
Price Action: PYPL shares are down 1.6% at $65.20 at last check Wednesday.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/25/04/45091619/paypal-says-its-moving-quickly-on-crypto-stablecoinfintech-giant-partners-with-coinbase-to-boost-pyusd" target="_blank" rel="noreferrer noopener">PayPal CEO Says &#8216;Moving Quickly&#8217; To Bring Crypto, Stablecoin Benefits To Users — Fintech Giant Partners With Coinbase To Boost Solana-based PYUSD</a></li>
</ul>
Photo Courtesy: Michael Vi on Shutterstock.com

Large Cap

Reiteration

PayPal Gets Credit For Execution On Checkout And Venmo, But Questions Linger

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Below are some instances of options activity happening in the Financials sector: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>HOOD</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>05/02/25</td>
<td>$60.00</td>
<td>$84.8K</td>
<td>15.2K</td>
<td>11.7K</td>
</tr>
<tr>
<td>CME</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>08/15/25</td>
<td>$290.00</td>
<td>$309.7K</td>
<td>147</td>
<td>486</td>
</tr>
<tr>
<td>JPM</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>05/02/25</td>
<td>$242.50</td>
<td>$25.4K</td>
<td>1.0K</td>
<td>438</td>
</tr>
<tr>
<td>V</td>
<td>PUT</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$340.00</td>
<td>$37.9K</td>
<td>48</td>
<td>373</td>
</tr>
<tr>
<td>NU</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>01/16/26</td>
<td>$12.00</td>
<td>$29.0K</td>
<td>98.3K</td>
<td>340</td>
</tr>
<tr>
<td>MS</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$115.00</td>
<td>$29.1K</td>
<td>3.4K</td>
<td>126</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>05/16/25</td>
<td>$60.00</td>
<td>$162.9K</td>
<td>9.5K</td>
<td>11</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These bullet-by-bullet explanations have been constructed using the accompanying table. 
• For HOOD (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HOOD#NASDAQ">HOOD</a>), we notice a call option sweep that happens to be bearish, expiring in 2 day(s) on May 2, 2025. This event was a transfer of 3787 contract(s) at a $60.00 strike. This particular call needed to be split into 52 different trades to become filled. The total cost received by the writing party (or parties) was $84.8K, with a price of $22.0 per contract. There were 15275 open contracts at this strike prior to today, and today 11789 contract(s) were bought and sold. 
• Regarding CME (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CME#NASDAQ">CME</a>), we observe a call option sweep with bullish sentiment. It expires in 107 day(s) on August 15, 2025. Parties traded 484 contract(s) at a $290.00 strike. This particular call needed to be split into 36 different trades to become filled. The total cost received by the writing party (or parties) was $309.7K, with a price of $640.0 per contract. There were 147 open contracts at this strike prior to today, and today 486 contract(s) were bought and sold. 
• For JPM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), we notice a call option trade that happens to be bearish, expiring in 2 day(s) on May 2, 2025. This event was a transfer of 100 contract(s) at a $242.50 strike. The total cost received by the writing party (or parties) was $25.4K, with a price of $254.0 per contract. There were 1032 open contracts at this strike prior to today, and today 438 contract(s) were bought and sold. 
• For V (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/V#NYSE">V</a>), we notice a put option trade that happens to be bullish, expiring in 79 day(s) on July 18, 2025. This event was a transfer of 29 contract(s) at a $340.00 strike. The total cost received by the writing party (or parties) was $37.9K, with a price of $1310.0 per contract. There were 48 open contracts at this strike prior to today, and today 373 contract(s) were bought and sold. 
• For NU (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NU#NYSE">NU</a>), we notice a call option trade that happens to be neutral, expiring in 261 day(s) on January 16, 2026. This event was a transfer of 131 contract(s) at a $12.00 strike. The total cost received by the writing party (or parties) was $29.0K, with a price of $222.0 per contract. There were 98322 open contracts at this strike prior to today, and today 340 contract(s) were bought and sold. 
• Regarding MS (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>), we observe a put option sweep with bearish sentiment. It expires in 51 day(s) on June 20, 2025. Parties traded 53 contract(s) at a $115.00 strike. This particular put needed to be split into 3 different trades to become filled. The total cost received by the writing party (or parties) was $29.1K, with a price of $550.0 per contract. There were 3480 open contracts at this strike prior to today, and today 126 contract(s) were bought and sold. 
• Regarding PYPL (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), we observe a call option trade with bearish sentiment. It expires in 16 day(s) on May 16, 2025. Parties traded 300 contract(s) at a $60.00 strike. The total cost received by the writing party (or parties) was $162.9K, with a price of $543.0 per contract. There were 9514 open contracts at this strike prior to today, and today 11 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

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BENZINGA GLOBAL

Date	Put/Call	Strike Price	Exp Date	DTE	Trade Vol	Day Vol	Vol / OI	OI	Trade Type	Sentiment
03:01 PMMar 28, 2025	CALL	$70.00	Jan 16, 2026	223	2046	2000	43	4711	TRADE	NEUTRAL
10:15 AMMar 27, 2025	CALL	$70.00	Mar 20, 2026	286	1001	1000	62	1624	SWEEP	BEARISH
10:15 AMMar 27, 2025	CALL	$70.00	Mar 20, 2026	286	1001	1000	62	1624	SWEEP	BULLISH
12:50 PMMar 26, 2025	PUT	$59.00	May 02, 2025	-36	10500	10500	210000	5	TRADE	NEUTRAL