Fair Isaac (NYSE:FICO) Bolsa

Fair Isaac

Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Fair Isaac Corp

WIIM

ABTS

APPN

AVPT

BTCM

BTCT

BTOG

CDNS

CFLT

Core Scientific, Inc. - Class A Common Stock

CORZ

CRWD

CYBR

DOCU

FICO

FRSH

FTNT

GREE

GRRR

HUBS

KVYO

LCFY

MNDY

NISN

NTNX

ORCL

PANW

PCOR

QUBT

RBRK

SNPS

SOUN

TEAM

TUYA

ZETA

Shares of software companies are trading higher amid overall market strength after President Trump said he had no intention of firing Fed Chair Powell. Also, Trump indicated the final tariff rate would be lower than the current 145% but not 0%.

News

FICO And Dacadoo Have Partnered To Enhance The Way Insurance Companies Can Assess And Manage Risk, Promote Health/Wellness, And Improve Customer Engagement

Investors with a lot of money to spend have taken a bearish stance on Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>).
And retail traders should know.
We noticed this today when the trades showed up on publicly available options history that we track here at Benzinga.
Whether this is an institution or just a wealthy individual, we don't know. But when something this big happens with FICO, it often means somebody knows something is about to happen.
Today, Benzinga's options scanner spotted 10 options trades for Fair Isaac.
This isn't normal.
The overall sentiment of these big-money traders is split between 30% bullish and 60%, bearish.
Out of all of the options we uncovered, 9 are puts, for a total amount of $479,660, and there was 1 call, for a total amount of $29,189.
<h3>Expected Price Movements</h3>
After evaluating the trading volumes and Open Interest, it's evident that the major market movers are focusing on a price band between $1760.0 and $2550.0 for Fair Isaac, spanning the last three months.
<h3>Volume &amp; Open Interest Development</h3>
Examining the volume and open interest provides crucial insights into stock research. This information is key in gauging liquidity and interest levels for Fair Isaac's options at certain strike prices. Below, we present a snapshot of the trends in volume and open interest for calls and puts across Fair Isaac's significant trades, within a strike price range of $1760.0 to $2550.0, over the past month.
<h3>Fair Isaac 30-Day Option Volume &amp; Interest Snapshot</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744916453_0.png" alt="Options Call Chart" />
<h3>Significant Options Trades Detected:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th align="right">Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>07/18/25</td>
<td>$154.1</td>
<td>$150.0</td>
<td>$154.05</td>
<td>$1920.00</td>
<td>$77.0K</td>
<td align="right">65</td>
<td align="right">25</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>07/18/25</td>
<td>$153.0</td>
<td>$150.0</td>
<td>$153.0</td>
<td>$1920.00</td>
<td>$76.5K</td>
<td align="right">65</td>
<td align="right">10</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>07/18/25</td>
<td>$147.6</td>
<td>$141.0</td>
<td>$144.75</td>
<td>$1900.00</td>
<td>$72.3K</td>
<td align="right">14</td>
<td align="right">0</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>08/15/25</td>
<td>$644.0</td>
<td>$635.0</td>
<td>$635.0</td>
<td>$2550.00</td>
<td>$63.5K</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>07/18/25</td>
<td>$158.0</td>
<td>$154.0</td>
<td>$158.0</td>
<td>$1920.00</td>
<td>$47.4K</td>
<td align="right">65</td>
<td align="right">4</td>
</tr>
</tbody>
</table>

<h3>About Fair Isaac</h3>
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
In light of the recent options history for Fair Isaac, it's now appropriate to focus on the company itself. We aim to explore its current performance.
<h3>Fair Isaac's Current Market Status</h3>
<ul>
<li>With a trading volume of 64,822, the price of FICO is up by 1.13%, reaching $1921.17.</li>
<li>Current RSI values indicate that the stock is may be approaching overbought.</li>
<li>Next earnings report is scheduled for 12 days from now.</li>
</ul>
<h3>What The Experts Say On Fair Isaac</h3>
Over the past month, 2 industry analysts have shared their insights on this stock, proposing an average target price of $2375.0.
Unusual Options Activity Detected: Smart Money on the Move
Benzinga Edge's Unusual Options board spots potential market movers before they happen. See what positions big money is taking on your favorite stocks. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=Be8be9arja3be22bz20&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; Reflecting concerns, an analyst from Needham lowers its rating to Buy with a new price target of $2500. 
&#x2A; Maintaining their stance, an analyst from Barclays continues to hold a Overweight rating for Fair Isaac, targeting a price of $2250. 
Options are a riskier asset compared to just trading the stock, but they have higher profit potential. Serious options traders manage this risk by educating themselves daily, scaling in and out of trades, following more than one indicator, and following the markets closely.
If you want to stay updated on the latest options trades for Fair Isaac, <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> gives you real-time options trades alerts.

Options

Markets

This Is What Whales Are Betting On Fair Isaac

Needham analyst Kyle Peterson reiterates Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Buy and maintains $2500 price target.

Price Target

Reiteration

Analyst Ratings

Needham Reiterates Buy on Fair Isaac, Maintains $2500 Price Target

AAPL

AKAM

APPS

ARQQ

ASML

ATGL

CMBM

CMTL

COHR

CSAI

DATS

DELL

DGNX

ENPH

ENTG

FSLY

GDDY

GOOG

GOOGL

GWRE

INTC

INTZ

LAES

LDTC

LITE

LMFA

MASS

Maxeon Solar Technologies, Ltd. - Ordinary Shares

MAXN

MPWR

MRVL

MSFT

NVDA

OKTA

OLED

OUST

Penguin Solutions, Inc. - Ordinary Shares

PENG

PLTR

PRSO

QCOM

RDZN

SAIL

SEDG

SHOP

SNCR

SNOW

iShares PHLX SOX Semiconductor Sector Index Fund

SOXX

STAI

TTAN

Shares of companies in the broader technology sector are trading higher after President Trump issued a 90-day pause on reciprocal tariffs for all countries except China, which is restoring investor confidence.

Infrared Cameras Holdings, Inc. - Common Stock

MSAI

QCOC

UBXG

XTKG

Shares of companies within the broader technology sector are trading lower as investors react to macro and supply chain uncertainty amid President Trump's sweeping Liberation Day tariffs and retaliatory responses from major trading nations.

Barclays analyst Manav Patnaik maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Overweight and lowers the price target from $2350 to $2250.

Barclays Maintains Overweight on Fair Isaac, Lowers Price Target to $2250

DATS, LMFA, TDTH, IVDAAAPL, AKAM, AMD, APPS, ARM, ARQQ, ASML, ATGL, CDNS, CMBM, CMTL, COHR, CSAI, DATS, DELL, DGNX, DT, ENPH, ENTG, FICO, FSLY, GDDY, GEN, GFS, GOOG, GOOGL, GWRE, INTC, INTZ, IVDA, JKS, KC, LAES, LDTC,
DATS, LMFA, TDTH, IVDA AAPL, AKAM, AMD, APPS, ARM, ARQQ, ASML, ATGL, CDNS, CMBM, CMTL, COHR, CSAI, DATS, DELL, DGNX, DT, ENPH, ENTG, FICO, FSLY, GDDY, GEN, GFS, GOOG, GOOGL, GWRE, INTC, INTZ, IVDA, JKS, KC, LAES, LDTC, LITE, LMFA, MASS, MAXN, MDB, MFH, MPWR, MRVL, MSAI, MSFT, MU, NTNX, NVDA, OKTA, OLED, OUST, PCOR, PENG, PLTR, PRSO, QCOM, QMCO, RDZN, RTC, SAIL, SEDG, SHOP, SMH, SMTK, SNCR, SNOW, SNPS, SOXX, STAI, STX, TDTH, TER, TTAN, U, UBXG, XLK, XTKG, YOU, ZETA, ZS

QMCO

SMTK

Shares of companies within the broader technology sector are trading lower as markets react to President Trump's announcement of sweeping tariffs.

IVDA

TDTH

Shares of companies in the broader technology sector are trading lower following greater-than-expected inflation data measured through the PCE price index for February, while personal spending missed estimates. Additionally, recent tariff announcements may be weighing on equities.

Fair Isaac's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) short percent of float has risen 16.91% since its last report. The company recently reported that it has 722 thousand shares sold short, which is 3.94% of all regular shares that are available for trading. Based on its trading volume, it would take traders 3.3 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Fair Isaac Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1743106526_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Fair Isaac has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Fair Isaac's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Fair Isaac's peer group average for short interest as a percentage of float is 3.03%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

Trading Ideas

Is Fair Isaac Gaining or Losing Market Support?

Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 15 years by 22.04% on an annualized basis producing an average annual return of 33.07%. Currently, Fair Isaac has a market capitalization of $45.30 billion. 
Buying $1000 In FICO: If an investor had bought $1000 of FICO stock 15 years ago, it would be worth $71,916.57 today based on a price of $1853.29 for FICO at the time of writing.
<h3>Fair Isaac's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1742599809_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much You Would Have Made Owning Fair Isaac Stock In The Last 15 Years

In the current market session, Fair Isaac Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) stock price is at $1850.50, after a 0.16% decrease. However, over the past month, the company's stock went up by 8.97%, and in the past year, by 46.10%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is not performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1742575516_0.png" alt="Past Year Chart" />

<h3>Fair Isaac P/E Compared to Competitors</h3>
The P/E ratio is used by long-term shareholders to assess the company's market performance against aggregate market data, historical earnings, and the industry at large. A lower P/E could indicate that shareholders do not expect the stock to perform better in the future or it could mean that the company is undervalued. 
Compared to the aggregate P/E ratio of the 412.83 in the Software industry, Fair Isaac Inc. has a lower P/E ratio of 85.06. Shareholders might be inclined to think that the stock might perform worse than it's industry peers. It's also possible that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1742575516_1.png" alt="Guage" />

In conclusion, the price-to-earnings ratio is a useful metric for analyzing a company's market performance, but it has its limitations. While a lower P/E can indicate that a company is undervalued, it can also suggest that shareholders do not expect future growth. Additionally, the P/E ratio should not be used in isolation, as other factors such as industry trends and business cycles can also impact a company's stock price. Therefore, investors should use the P/E ratio in conjunction with other financial metrics and qualitative analysis to make informed investment decisions.

Intraday Update

A Look Into Fair Isaac Inc's Price Over Earnings

<ul>
<li>Fujitsu and FICO partner to expand FICO&#xAE; Platform's Omni-Channel Engagement Capabilities in Japan from July 2025, with future regional growth</li>
<li>Partnership to enhance financial services with advanced analytics, fraud prevention, and smarter decisioning</li>
<li>Fujitsu will provide end-to-end support, from consulting to system implementation, while FICO delivers technical expertise to meet Japan's evolving financial needs.</li>
</ul>

FJTSY

Reported Earlier, Fujitsu Joins Forces With FICO To Bring AI-Driven Risk And Engagement Solutions To Japanese Financial Institutions

LIDR

MOBBW

Shares of companies in the broader technology sector are trading higher. The sector may be rising amid an overall rebound after investor uncertainty and several risk factors led to markets entering correction territory last week.

Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 5 years by 31.57% on an annualized basis producing an average annual return of 48.93%. Currently, Fair Isaac has a market capitalization of $43.99 billion. 
Buying $100 In FICO: If an investor had bought $100 of FICO stock 5 years ago, it would be worth $747.84 today based on a price of $1799.90 for FICO at the time of writing.
<h3>Fair Isaac's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1741984214_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In This Stock 5 Years Ago Would Be Worth This Much Today

ADBE

ADSK

ASAN

BILL

CVLT

INTU

MANH

PEGA

TWLO

Shares of companies in the broader software sector are trading higher. The sector may be rising as the overall market rebounds after falling recently on tariff concerns.

AMOD

BLBX

BLND

DUOT

LPSN

QBTS

ZENA

Shares of software companies are trading higher as the tech sector rebounds from weakness earlier this week. The sector may be seeing a boost after a report suggested TSMC pitched a joint venture with several chip designers to operate Intel's factories.

Investors with a lot of money to spend have taken a bullish stance on Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>).
And retail traders should know.
We noticed this today when the trades showed up on publicly available options history that we track here at Benzinga.
Whether these are institutions or just wealthy individuals, we don't know. But when something this big happens with FICO, it often means somebody knows something is about to happen.
So how do we know what these investors just did? 
Today, <a href="https://www.benzinga.com/pro/">Benzinga</a>'s options scanner spotted 9 uncommon options trades for Fair Isaac.
This isn't normal.
The overall sentiment of these big-money traders is split between 44% bullish and 22%, bearish.
Out of all of the special options we uncovered, 3 are puts, for a total amount of $190,190, and 6 are calls, for a total amount of $364,040.
<h3>Projected Price Targets</h3>
After evaluating the trading volumes and Open Interest, it's evident that the major market movers are focusing on a price band between $1400.0 and $2340.0 for Fair Isaac, spanning the last three months.
<h3>Analyzing Volume &amp; Open Interest</h3>
Assessing the volume and open interest is a strategic step in options trading. These metrics shed light on the liquidity and investor interest in Fair Isaac's options at specified strike prices. The forthcoming data visualizes the fluctuation in volume and open interest for both calls and puts, linked to Fair Isaac's substantial trades, within a strike price spectrum from $1400.0 to $2340.0 over the preceding 30 days.
<h3>Fair Isaac Option Activity Analysis: Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1741716946_0.png" alt="Options Call Chart" />
<h3>Biggest Options Spotted:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th align="right">Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>03/21/25</td>
<td>$14.9</td>
<td>$6.1</td>
<td>$10.0</td>
<td>$1840.00</td>
<td>$150.0K</td>
<td align="right">172</td>
<td align="right">0</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>04/17/25</td>
<td>$221.3</td>
<td>$214.0</td>
<td>$214.0</td>
<td>$1920.00</td>
<td>$85.6K</td>
<td align="right">27</td>
<td align="right">5</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>08/15/25</td>
<td>$651.4</td>
<td>$642.0</td>
<td>$646.0</td>
<td>$2340.00</td>
<td>$64.6K</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>12/19/25</td>
<td>$455.0</td>
<td>$449.9</td>
<td>$455.0</td>
<td>$1400.00</td>
<td>$45.5K</td>
<td align="right">10</td>
<td align="right">4</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>12/19/25</td>
<td>$455.0</td>
<td>$451.8</td>
<td>$455.0</td>
<td>$1400.00</td>
<td>$45.5K</td>
<td align="right">10</td>
<td align="right">2</td>
</tr>
</tbody>
</table>

<h3>About Fair Isaac</h3>
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
After a thorough review of the options trading surrounding Fair Isaac, we move to examine the company in more detail. This includes an assessment of its current market status and performance.
<h3>Where Is Fair Isaac Standing Right Now?</h3>
<ul>
<li>With a volume of 101,567, the price of FICO is up 1.24% at $1716.43. </li>
<li>RSI indicators hint that the underlying stock is currently neutral between overbought and oversold.</li>
<li>Next earnings are expected to be released in 44 days.</li>
</ul>
<h3>What Analysts Are Saying About Fair Isaac</h3>
A total of 1 professional analysts have given their take on this stock in the last 30 days, setting an average price target of $2170.0.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; An analyst from RBC Capital has elevated its stance to Outperform, setting a new price target at $2170. 
Options trading presents higher risks and potential rewards. Astute traders manage these risks by continually educating themselves, adapting their strategies, monitoring multiple indicators, and keeping a close eye on market movements. Stay informed about the latest Fair Isaac options trades with real-time alerts from <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.

Fair Isaac Unusual Options Activity For March 11

ARBK

CRNC

DDOG

FIVN

FUFU

GRYP

GTLB

HTCR

INTA

Next Technology Holding Inc. - Ordinary Shares

NXTT

PONY

PRCH

SLNH

WDAY

Shares of software stocks are trading lower amid recession worries due to uncertainty regarding tariffs and trade policy. President Trump said there is a "period of transition." Economic uncertainty could drive a rotation out of growth sectors.

Highlights:
<ul>
<li>FICO remains a leader in innovation, with advancements in decision-making, machine learning, and AI-related technology.</li>
<li>FICO's current patent portfolio consists of 226 U.S. and foreign active patents, with additional 75 patent applications filed and pending.</li>
</ul>
Global analytics software leader FICO was awarded new patents by the U.S. Patent and Trademark Office, encompassing technologies in fraud, artificial intelligence, machine learning, decision management and cybersecurity. The new patents showcase FICO's continuous innovations and leadership in operationalizing AI to deliver tangible results.
To date, FICO's patent portfolio includes over 200 U.S. and international patents. These patents represent innovative technologies aimed at helping drive profitability, customer satisfaction, customer protection, and growth across industries such as financial services, telecommunications, healthcare, retail, transportation, supply chain, and more.
The technology covered by FICO's new patents include:
<ul>
<li>A Latent-Space Misalignment Measure of Responsible AI for Machine Learning Models – This method covers technological improvements that identify misaligned data in a latent space for machine learning models. The innovation provides valuable new techniques to measure the degree of misalignment of a given data source with respect to an underlying machine learning model, both during development and production, and thereby furthers a core tenant of Responsible AI.</li>
<li>Enhanced Data Privacy Through Structure-preserving Autoencoders with Latent Space Augmentation – This is a method for generating refined (de-identified and anonymized) synthetic data from one or more sources of data.</li>
<li>Method and Apparatus for Analyzing Coverage, Bias, and Model Explanations in Large Dimensional Modeling Data - This method improves the fairness and transparency of AI models by identifying biases and weaknesses in large, complex datasets. By analyzing how AI models make decisions and the data on which they are built, it helps ensure the models are more accurate and explainable, which is crucial for building trust and accountability in AI systems.</li>
<li>Latent Feature Dimensionality Bounds for Robust Machine Learning on High Dimensional Datasets - This technology optimizes architectures of neural network models by compactly processing complex data, enhancing their stability and reliability. It helps ensure better performance when handling large, high-dimensional datasets, making machine learning models more accurate and dependable.</li>
<li>Data Distillery for Signal Detection - This system identifies important patterns or "signals" within vast datasets, helping businesses prioritize key insights to utilize in models and risk strategies. It streamlines data analysis of relevant business signals making decision management more efficient and effective.</li>
<li>Facial Recognition for User Authentication - This technology enhances user authentication by leveraging facial recognition to securely verify identities. Its integration with transaction fraud detection can strengthen the identification of potentially compromised accounts.</li>
<li>System and Method for Linearizing Messages from Data Sources for Optimized High-Performance Processing in a Stream Processing System - This technology is useful for handling large streams of real-time data, such as in financial or customer service systems.</li>
<li>Interpretable Feature Discovery with Grammar-based Bayesian Optimization - This method uses Bayesian search to discover and optimize key features in data, making machine learning models more understandable and interpretable. It helps ensure AI decisions are transparent, making it easier to trust the outcomes generated by these systems.</li>
<li>Managing Missing Values In Datasets For Machine Learning Models - This technology addresses missing data elements and handling in machine learning models by filling in gaps. It provides strategies for AI systems to remain reliable when data elements are incomplete.</li>
<li>Attributing Reasons to Predictive Model Scores - This improvement helps explain the factors that influence predictive model scores, making it easier to understand how decisions are made and providing rationale to consumers. It's particularly valuable in fraud detection systems like FICO&#xAE; Falcon&#xAE; Fraud Manager and any transaction analytic AI, ensuring transparency in transaction patterns driving outcomes and trust in scoring.</li>
<li>Cyber Security Adaptive Analytics Threat Monitoring System and Method - This system detects malware and other security threats by analyzing DNS and other network communication messages to assess threats. It provides businesses with real-time insights into potential attacks on key information and financial systems, helping them protect against cyber-attacks and data being actively infiltrated.</li>
</ul>

FICO Announces 12 New Patents, Advancing Responsible AI, Machine Learning, And Applied Intelligence Technology

Press Releases

Xactus Becomes First Technology Partner to Bring FICO® Score Mortgage Simulator to Market

FICO Announces Availability of FICO Score Mortgage Simulator for Lender Use

Fujitsu and FICO Partner to Accelerate Digital Transformation in Financial Services

Fujitsu and FICO partner to accelerate digital transformation in financial services

myFICO Sees Significant Surge in Consumers Checking FICO Scores

FICO World 2025 Showcases Innovations and Insights from 50+ Firms Worldwide

Average U.S. FICO Score Drops to 715

Fair Isaac Corporation Announces Date for Reporting of Second Quarter Fiscal 2025 Financial Results

FICO and dacadoo Partner to Bring AI-Powered Precision to Life Insurance

iA Financial Group Expands Insurance Underwriting with FICO Platform, Aiming for 80% Automation

Comments

Fair Isaac

Noticias

SOCIO/CONTRIBUIDOR

BENZINGA GLOBAL