Citizens Financial Group Bolsa (NYSE: CFG)

Citizens Financial Group (NYSE:CFG) Bolsa

Citizens Financial Group

Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through the bank, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The company's reportable segments are; Commercial Banking, Consumer Banking, Non-Core, and Others. A majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management and investment services.

Citizens Financial Group, Inc. Common Stock

Citizens Financial Group Inc

Centrifuge - United States Dollar

Community Financial Group Inc (Washington) CDT-Cap Stk

CAPITAL FINCL GLOBAL INC by Capital Financial Global, Inc.

Capital Financial Global Inc

Citizens Financial Group, Inc. Depositary Shares Each Representing 1/40th Interest in a Share of 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E

Citizens Financial Group, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H

FY2025 Commentary
Broadly reaffirm FY2025 guide
If the current macro challenges persist, there could be select risks to the outlook&nbsp;
<ul>
<li>Persistent market volatility could affect business activity and impact performance in Capital Markets&nbsp;</li>
<li>Anticipated loan growth in 2H25 may moderate if uncertainty is prolonged&nbsp;</li>
<li>Increased risk of recession could lead to higher provision; however, assumptions used in building our reserve are conservative</li>
</ul>
We have potential offsets to these risks should they arise – Lower loan growth could facilitate additional share repurchases and lower deposit costs – Managing down expenses and seeking further streamlining of operations/cost transformation

Earnings

News

Guidance

General

Citizens Financial Group Expects Q2 FY 2025 Net Interest Income To Increase Around 3% From Q1 2025, And Noninterest Income Up Mid-to-high Single Digits; Uncertainty From the Macro Environment On Capital Markets

Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) reported quarterly earnings of $0.77 per share which beat the analyst consensus estimate of $0.75 by 2.67 percent. The company reported quarterly sales of $1.94 billion which met the analyst consensus estimate. This is a 1.23 percent decrease over sales of $1.96 billion the same period last year.

Citizens Financial Group Q1 2025 GAAP EPS $0.77 Beats $0.75 Estimate, Sales $1.94B Inline

Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) reported quarterly earnings of $0.77 per share which beat the analyst consensus estimate of $0.75 by 2.67 percent.

Citizens Financial Group Q1 2025 GAAP EPS $0.77 Beats $0.75 Estimate

<h3>Companies Reporting Before The Bell</h3>
• ASML Holding (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ASML#NASDAQ">ASML</a>) is estimated to report quarterly earnings at $5.76 per share on revenue of $7.76 billion. 
• Movado Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MOV#NYSE">MOV</a>) is expected to report quarterly earnings at $0.39 per share on revenue of $181.63 million. 
• First Horizon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FHN#NYSE">FHN</a>) is likely to report quarterly earnings at $0.40 per share on revenue of $821.85 million. 
• Autoliv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALV#NYSE">ALV</a>) is projected to report quarterly earnings at $1.67 per share on revenue of $2.52 billion. 
• Commerce Bancshares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CBSH#NASDAQ">CBSH</a>) is likely to report quarterly earnings at $0.94 per share on revenue of $419.70 million. 
• Progressive (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PGR#NYSE">PGR</a>) is estimated to report quarterly earnings at $4.81 per share on revenue of $21.62 billion. 
• Prologis (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PLD#NYSE">PLD</a>) is expected to report quarterly earnings at $1.38 per share on revenue of $1.94 billion. 
• Abbott Laboratories (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ABT#NYSE">ABT</a>) is estimated to report quarterly earnings at $1.07 per share on revenue of $10.39 billion. 
• Travelers Companies (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRV#NYSE">TRV</a>) is estimated to report quarterly earnings at $0.80 per share on revenue of $10.81 billion. 
• U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) is estimated to report quarterly earnings at $0.98 per share on revenue of $6.91 billion. 
• Wipro (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WIT#NYSE">WIT</a>) is likely to report quarterly earnings at $0.04 per share on revenue of $2.67 billion. 
• Air Industries (AMEX:<a class="ticker" href="https://www.benzinga.com/stock/AIRI#AMEX">AIRI</a>) is projected to report quarterly loss at $0.11 per share on revenue of $13.50 million. 
• Currenc Group (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CURR#NASDAQ">CURR</a>) is expected to report quarterly loss at $0.05 per share on revenue of $9.80 million. 
• CBL International (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BANL#NASDAQ">BANL</a>) is likely to report earnings for its Fiscal Year 2024. 
• Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) is projected to report quarterly earnings at $0.75 per share on revenue of $1.94 billion. 
<h3>Companies Reporting After The Bell</h3>
• Synovus Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SNV#NYSE">SNV</a>) is likely to report quarterly earnings at $1.12 per share on revenue of $570.04 million. 
• Liberty Energy (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LBRT#NYSE">LBRT</a>) is likely to report quarterly earnings at $0.03 per share on revenue of $948.46 million. 
• First Industrial Realty (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FR#NYSE">FR</a>) is projected to report quarterly earnings at $0.70 per share on revenue of $177.05 million. 
• Cohen &amp; Steers (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CNS#NYSE">CNS</a>) is estimated to report quarterly earnings at $0.72 per share on revenue of $141.94 million. 
• Alcoa (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AA#NYSE">AA</a>) is estimated to report quarterly earnings at $1.37 per share on revenue of $3.46 billion. 
• Triumph Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TFIN#NASDAQ">TFIN</a>) is projected to report quarterly earnings at $0.04 per share on revenue of $104.54 million. 
• Kinder Morgan (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KMI#NYSE">KMI</a>) is projected to report quarterly earnings at $0.36 per share on revenue of $4.03 billion. 
• Marten Transport (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MRTN#NASDAQ">MRTN</a>) is expected to report quarterly earnings at $0.05 per share on revenue of $227.96 million. 
• SL Green Realty (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SLG#NYSE">SLG</a>) is likely to report quarterly earnings at $1.27 per share on revenue of $140.66 million. 
• F N B (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FNB#NYSE">FNB</a>) is likely to report quarterly earnings at $0.30 per share on revenue of $409.66 million. 
• Rexford Industrial Realty (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/REXR#NYSE">REXR</a>) is likely to report quarterly earnings at $0.57 per share on revenue of $239.63 million. 
• Bank OZK (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/OZK#NASDAQ">OZK</a>) is estimated to report quarterly earnings at $1.41 per share on revenue of $403.20 million. 
• CSX (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CSX#NASDAQ">CSX</a>) is likely to report quarterly earnings at $0.37 per share on revenue of $3.46 billion. 
• Simmons First Ntl (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SFNC#NASDAQ">SFNC</a>) is likely to report quarterly earnings at $0.36 per share on revenue of $209.07 million. 
• Home BancShares (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HOMB#NYSE">HOMB</a>) is projected to report quarterly earnings at $0.54 per share on revenue of $255.22 million. 
• Martin Midstream Partners (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MMLP#NASDAQ">MMLP</a>) is likely to report earnings for its first quarter. 
• Banner (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BANR#NASDAQ">BANR</a>) is estimated to report quarterly earnings at $1.22 per share on revenue of $159.67 million. 
• Great Southern Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GSBC#NASDAQ">GSBC</a>) is likely to report quarterly earnings at $1.27 per share on revenue of $55.53 million. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

AIRI

ASML

BANL

BANR

CBSH

CURE PHARMA HLDG CORP by CURE Pharmaceutical Holding Corp.

CURR

GSBC

HOMB

LBRT

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MRTN

REXR

SFNC

TFIN

Earnings Scheduled For April 16, 2025

Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) is preparing to release its quarterly earnings on Wednesday, 2025-04-16. Here's a brief overview of what investors should keep in mind before the announcement.
Analysts expect Citizens Financial Group to report an earnings per share (EPS) of $0.75.
Anticipation surrounds Citizens Financial Group's announcement, with investors hoping to hear about both surpassing estimates and receiving positive guidance for the next quarter.
New investors should understand that while earnings performance is important, market reactions are often driven by guidance.
<h3>Earnings Track Record</h3>
In the previous earnings release, the company beat EPS by $0.02, leading to a 0.0% drop in the share price the following trading session.
Here's a look at Citizens Financial Group's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q4 2024</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>0.83</td>
<td>0.79</td>
<td>0.78</td>
<td>0.74</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>0.85</td>
<td>0.79</td>
<td>0.82</td>
<td>0.79</td>
</tr>
<tr>
<td>Price Change %</td>
<td>2.0%</td>
<td>-1.0%</td>
<td>-0.0%</td>
<td>-0.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2025/1744729273_0.png" alt="eps graph" />
<h3>Stock Performance</h3>
Shares of Citizens Financial Group were trading at $35.59 as of April 14. Over the last 52-week period, shares are up 10.05%. Given that these returns are generally positive, long-term shareholders should be satisfied going into this earnings release. 
<a href="https://www.benzinga.com/quote/CFG/earnings">To track all earnings releases for Citizens Financial Group visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

A Look Ahead: Citizens Financial Group's Earnings Forecast

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COIN

COLB

CRBG

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GGAL

Hannon Armstrong Sustainable Infrastructure Capital

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ITUB

Janus Henderson Group plc Ordinary Shares

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UPST

Shares of companies in the broader financial services sector are trading lower as stocks pull back after surging Wednesday following President Trump's tariff pause announcement.

Investing in dividend-paying <a href="https://www.benzinga.com/25/03/44565770/30-year-old-with-65k-in-stocks-sparks-debate-focusing-mostly-on-etfs-but-now-betting-on-bonds-small-caps-and-international-plays">stocks</a> is a widespread strategy for those pursuing a regular income and long-term wealth growth.
Many investors, especially those looking for stability, prefer <a href="https://in.benzinga.com/personal-finance/25/03/44551261/early-retiree-making-17000-a-year-in-dividends-shares-top-7-stock-picks-says-ive-zero-regrets">dividends</a> because they generate regular payouts, often perceived as a safer choice than growth-focused assets. While dividend stocks may not always offer huge returns, they can act as a reliable income stream, particularly during market downturns or job loss.
Don't Miss:
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<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.26/share!</a></li>
<li>Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.</li>
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For young investors, building a dividend portfolio early can compound significantly in the long run. A 23-year-old investor recently turned to Reddit for advice on his $75,000 portfolio, sparking a debate on the best strategy.
The investor has built an impressive portfolio generating $1,828 in annual dividend income. His holdings include a combination of dividend stocks, ETFs, and alternative assets like crypto and gold.
Investing $1,000 per week, the poster shared that he believes in sacrificing when you&#8217;re young for the life you want to live later: &#8220;My motto is &#8216;Work hard now so you can live life to its fullest when it&#8217;s harder.&#8217; The idea is to have additional income so that even if your job pays worse down the line, you&#8217;re not fu&#8211;ed. I&#8217;ve already made close to $15,000 in investments. The rest was money I invested over a few years. So $60,000.&#8221;
Trending: It&#8217;s no wonder Jeff Bezos holds over $250 million in art — <a href="https://www.benzinga.com/money/masterworks">this alternative asset has outpaced the S&amp;P 500 since 1995, delivering an average annual return of 11.4%. Here&#8217;s how everyday investors are getting started.</a>
The 23-year-old&#8217;s strategy leans heavily on dividends, but besides sharing his picks, he&#8217;s also asked the members of the online discussion board for the best approach on optimizing his portfolio further. The r/Dividends community has jumped to the comment section to share its insights and suggestions, which circled around investing in growth-focused assets rather than dividends for now and shifting to dividends down the road.
Still, many commenters congratulated the young investor on his picks, so let&#8217;s dive deeper into those.
<h2 class="wp-block-heading">23-Year-Old With $75,000 Portfolio and $1.828 Dividend Income Shares Top 6 Picks</h2>
Citizens Financial Group
Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) is a regional bank providing various retail and commercial banking products and services. Investors love CFG for its steady income and its position in the financial sector. The company pays investors around 4,06% in annual dividends.
JPMorgan Equity Premium Income ETF
JPMorgan Equity Premium Income ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JEPI#NYSE">JEPI</a>)​ is an exchange-traded fund that generates a higher regular income for investors while maintaining possibilities for capital appreciation. Delivering approximately 7.62% in annual dividends, JEPI invests in S&amp;P 500 stocks with low volatility and uses options strategies to yield revenue.
See Also: Have $200K saved?<a href="https://www.benzinga.com/money/have-200k-saved-heres-how-to-turn-it-into-lasting-wealth"> Here's how to turn it into lasting wealth</a>
JPMorgan Nasdaq Equity Premium Income ETF
JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JEPQ#NASDAQ">JEPQ</a>)​ focuses on producing income and capital appreciation by investing in U.S. large-cap growth stocks, mainly those included in the NASDAQ-100 Index. Like JEPI, it employs options strategies to boost the yield and pays investors around 11.14% in dividends per year.
Invesco QQQ Trust
Invesco QQQ Trust (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>) tracks the performance of the NASDAQ-100 Index, which includes 100 of the largest non-financial companies on the exchange. Many people choose QQQ for its exposure to innovative tech and growth enterprises. Compared to JEPI and JEPQ, QQQ generates a lower dividend yield, around 0.63% per year.
Schwab U.S. Dividend Equity ETF
Schwab U.S. Dividend Equity ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHD#NYSE">SCHD</a>) concentrates on high-quality, high-dividend-paying U.S. stocks with a record of constant payouts. Generating approximately 3.73% in dividend yield annually, investors pick SCHD for its focus on dividend growth and quality companies.
SPDR S&amp;P 500 ETF Trust
SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) tracks the performance of the S&amp;P 500 Index and provides broad market exposure with average dividends, which is a perfect choice for long-term growth. SPY pays investors around 1.22% in annual dividends.
Read Next:
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<li><a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a></li>
<li>Inspired by Uber and Airbnb &#8211; Deloitte's fastest-growing software company is transforming 7 billion smartphones into income-generating assets &#8211; <a href="https://www.benzinga.com/money/mode-mobile-2">with $1,000 you can invest at just $0.26/share!</a></li>
</ul>

Personal Finance

JEPI

JEPQ

SCHD

23-Year-Old Investor With $75K Portfolio, $1.8K Dividend Income Reveals Top Assets – Asks 'What I Should Look At Or Add To?' Reddit Debates

Citizens Financial Group shares are trading lower after JP Morgan cut its price target on the stock from $49 to $43.

JP Morgan analyst Vivek Juneja maintains Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) with a Neutral and lowers the price target from $49 to $43.

Price Target

Analyst Ratings

JP Morgan Maintains Neutral on Citizens Financial Group, Lowers Price Target to $43

Citizens Financial Group's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) short percent of float has risen 5.3% since its last report. The company recently reported that it has 9.90 million shares sold short, which is 2.98% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.7 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Citizens Financial Group Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1742913921_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Citizens Financial Group has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Citizens Financial Group's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Citizens Financial Group's peer group average for short interest as a percentage of float is 3.87%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

Trading Ideas

Looking Into Citizens Financial Group's Recent Short Interest

Citigroup analyst Keith Horowitz maintains Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) with a Buy and lowers the price target from $58 to $51.

Citigroup Maintains Buy on Citizens Financial Group, Lowers Price Target to $51

Across the recent three months, 9 analysts have shared their insights on Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>), expressing a variety of opinions spanning from bullish to bearish.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">6</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $53.33, a high estimate of $58.00, and a low estimate of $49.00. Surpassing the previous average price target of $53.00, the current average has increased by 0.62%.
<img src="https://www.benzinga.com/files/images/story/2025/1742590863_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
The perception of Citizens Financial Group by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$51.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Manan Gosalia</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$54.00</td>
<td>$60.00</td>
</tr>
<tr>
<td>Terry McEvoy</td>
<td>Stephens &amp; Co.</td>
<td>Maintains</td>
<td>Overweight</td>
<td>$53.00</td>
<td>$53.00</td>
</tr>
<tr>
<td>Terry McEvoy</td>
<td>Stephens &amp; Co.</td>
<td>Maintains</td>
<td>Overweight</td>
<td>$53.00</td>
<td>$53.00</td>
</tr>
<tr>
<td>David Long</td>
<td>Raymond James</td>
<td>Raises</td>
<td>Strong Buy</td>
<td>$58.00</td>
<td>$55.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$54.00</td>
<td>$49.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$56.00</td>
<td>$53.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Announces</td>
<td>Hold</td>
<td>$49.00</td>
<td>-</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$52.00</td>
<td>$47.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Citizens Financial Group. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Citizens Financial Group compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for Citizens Financial Group's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Citizens Financial Group's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/CFG/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Citizens Financial Group analyst ratings.</a>
<h2>About Citizens Financial Group</h2>
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through the bank, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The company's reportable segments are; Commercial Banking, Consumer Banking, Non-Core, and Others. A majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management and investment services.
<h3>A Deep Dive into Citizens Financial Group's Financials</h3>
Market Capitalization: Surpassing industry standards, the company's market capitalization asserts its dominance in terms of size, suggesting a robust market position.
Decline in Revenue: Over the 3 months period, Citizens Financial Group faced challenges, resulting in a decline of approximately -0.6% in revenue growth as of 31 December, 2024. This signifies a reduction in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Citizens Financial Group's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 18.57%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Citizens Financial Group's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 1.63%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Citizens Financial Group's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.17%, the company may face hurdles in achieving optimal financial performance.
Debt Management: Citizens Financial Group's debt-to-equity ratio stands notably higher than the industry average, reaching 0.56. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
<h2>The Basics of Analyst Ratings</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Expectations For Citizens Financial Group's Future

Truist Securities analyst Brian Foran maintains Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) with a Hold and lowers the price target from $54 to $51.

Truist Securities Maintains Hold on Citizens Financial Group, Lowers Price Target to $51

Morgan Stanley analyst Manan Gosalia maintains Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) with a Equal-Weight and lowers the price target from $60 to $54.

Morgan Stanley Maintains Equal-Weight on Citizens Financial Group, Lowers Price Target to $54

BBAR

BBDO

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Shares of banking stocks are trading lower amid economic worries driven by tariffs and trade policies. Investors may be expecting a decline in investment and consumer spending, which may also be weighing on the industry.

Shares of banking companies are trading lower amid President Trump's decision to implement tariffs.

In the current market session, Citizens Financial Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) share price is at $46.57, after a 0.47% spike. Moreover, over the past month, the stock decreased by 3.60%, but in the past year, spiked by 49.31%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1739891707_0.png" alt="Past Year Chart" />

<h3>Citizens Financial Group P/E Ratio Analysis in Relation to Industry Peers</h3>
The P/E ratio measures the current share price to the company's EPS. It is used by long-term investors to analyze the company's current performance against it's past earnings, historical data and aggregate market data for the industry or the indices, such as S&amp;P 500. A higher P/E indicates that investors expect the company to perform better in the future, and the stock is probably overvalued, but not necessarily. It also could indicate that investors are willing to pay a higher share price currently, because they expect the company to perform better in the upcoming quarters. This leads investors to also remain optimistic about rising dividends in the future. 
Compared to the aggregate P/E ratio of the 16.27 in the Banks industry, Citizens Financial Group Inc. has a lower P/E ratio of 15.3. Shareholders might be inclined to think that the stock might perform worse than it's industry peers. It's also possible that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1739891708_1.png" alt="Guage" />

In conclusion, the price-to-earnings ratio is a useful metric for analyzing a company's market performance, but it has its limitations. While a lower P/E can indicate that a company is undervalued, it can also suggest that shareholders do not expect future growth. Additionally, the P/E ratio should not be used in isolation, as other factors such as industry trends and business cycles can also impact a company's stock price. Therefore, investors should use the P/E ratio in conjunction with other financial metrics and qualitative analysis to make informed investment decisions.

Intraday Update

Markets

A Look Into Citizens Financial Group Inc's Price Over Earnings

Stephens &amp; Co. analyst Terry McEvoy reiterates Citizens Financial Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>) with a Overweight and maintains $53 price target.

Reiteration

Stephens & Co. Reiterates Overweight on Citizens Financial Group, Maintains $53 Price Target

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Shares of companies within the banking and financial sector are trading lower amid overall market weakness as investors react to developments regarding advancements in Chinese artificial intelligence. Additionally, investors could be assessing the economic impact of potential tariffs and trade uncertainty.

Press Releases

Citizens Financial Group, Inc. Declares Dividends on Preferred Stock

Citizens Financial Group to Participate at the 2025 RBC Capital Markets Financial Institutions Conference

Citizens Financial Group Announces Executive Committee Appointments

Citizens Survey: 'Great Wealth Transfer' Presents New Era of Financial Opportunity for Women

Middle Market Business Leaders Cautiously Optimistic Despite Continued Uncertainty

Citizens Financial Group Announces First Quarter 2025 Earnings Conference Call Details

Citizens CEO Bruce Van Saun Reinforces Commitment to Supporting Business Growth Amidst Economic Uncertainty at The City Club of Cleveland

Citizens Announces $2.6 Million in Financial Education Grants

Citizens Financial Group Announces Azra Pravdic as Head of Enterprise Strategy

Citizens Financial Group, Inc. Reports First Quarter 2025 Net Income of $373 million and EPS of $0.77 
CET1 ratio of 10.6%; LDR 77.5%

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