Últimas noticias sobre TransUnion (NYSE:TRU) Bolsa

TransUnion

TransUnion is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries, and about a quarter of its revenue comes from international markets.

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General

TransUnion aumenta su participación en el Buró de Crédito de México al 94% por $560M, impulsando la inclusión financiera en el país.

TransUnion adquiere participación mayoritaria en el Buró de Crédito México por $560M

SNOW

Snowflake (SNOW) publicará sus ganancias la próxima semana. La expectativa de ingresos está en 849,7M$, y nueva alianza con TransUnion.

¿Qué está pasando con las acciones de Snowflake (SNOW) el lunes?

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Management

TransUnion Appoints Tiffani Chambers Chief Operations Officer, Effective Feb. 19

Across the recent three months, 7 analysts have shared their insights on TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>), expressing a variety of opinions spanning from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">1</td>
<td align="right">5</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $118.43, a high estimate of $130.00, and a low estimate of $104.00. This current average has decreased by 2.24% from the previous average price target of $121.14. 
<img src="https://www.benzinga.com/files/images/story/2025/1739538030_0.png" alt="price target chart" />
<h2>Understanding Analyst Ratings: A Comprehensive Breakdown</h2>
A comprehensive examination of how financial experts perceive TransUnion is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kevin Mcveigh</td>
<td>UBS</td>
<td>Raises</td>
<td>Neutral</td>
<td>$104.00</td>
<td>$102.00</td>
</tr>
<tr>
<td>Toni Kaplan</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$127.00</td>
<td>$130.00</td>
</tr>
<tr>
<td>Surinder Thind</td>
<td>Jefferies</td>
<td>Lowers</td>
<td>Buy</td>
<td>$115.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Haas</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$126.00</td>
<td>$135.00</td>
</tr>
<tr>
<td>Owen Lau</td>
<td>Oppenheimer</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$112.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Toni Kaplan</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$130.00</td>
<td>$119.00</td>
</tr>
<tr>
<td>Owen Lau</td>
<td>Oppenheimer</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$115.00</td>
<td>$122.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to TransUnion. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of TransUnion compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for TransUnion's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of TransUnion's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/TRU/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on TransUnion analyst ratings.</a>
<h2>Delving into TransUnion's Background</h2>
TransUnion is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries, and about a quarter of its revenue comes from international markets.
<h3>Breaking Down TransUnion's Financial Performance</h3>
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
Revenue Growth: TransUnion's remarkable performance in 3 months is evident. As of 30 September, 2024, the company achieved an impressive revenue growth rate of 12.01%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Industrials sector.
Net Margin: TransUnion's net margin is impressive, surpassing industry averages. With a net margin of 6.27%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): TransUnion's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 1.63%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): TransUnion's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 0.62%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: With a below-average debt-to-equity ratio of 1.25, TransUnion adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>Understanding the Relevance of Analyst Ratings</h2>
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

7 Analysts Have This To Say About TransUnion

Needham analyst Kyle Peterson reiterates TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) from Hold to Hold.

Reiteration

Needham Reiterates Hold on TransUnionto Hold

Wall Street climbed on Thursday, even as the Producer Price Index (PPI) sharply exceeded estimates in January, reigniting concerns <a href="https://www.benzinga.com/economics/macro-economic-events/25/02/43692996/inflation-fears-mount-as-producer-prices-soar-to-35-put-fed-interest-rate-cut-on-ice">over persistent inflationary pressures. </a>
Despite the hotter-than-expected PPI reading—up 3.5% year-over-year in January, surpassing the 3.3% forecast—investors found some relief in certain PPI components that influence the Federal Reserve's preferred inflation gauge, which showed signs of <a href="https://www.benzinga.com/economics/macro-economic-events/25/02/43701823/economists-breathe-sigh-of-relief-why-producer-inflation-isnt-as-bad-as-it-seems">cooling compared to December.</a>
Investor risk appetite remained supported by expectations of ceasefire talks in Ukraine following a conversation between former President Donald Trump and Russian President Vladimir Putin a day earlier. 
By midday trading in New York, all major indices were in positive territory, with technology stocks leading the gains. Among semiconductor stocks, Intel Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INTC#NASDAQ">INTC</a>) continued to rally, surging 10% after strong performances in prior sessions. 
The U.S. chipmaker benefited from renewed buying momentum following comments from Vice President J.D. Vance, who indicated that the Trump administration plans to ease regulations to accelerate AI chip innovation in the U.S.
Intel has now soared over 27% this week, tracking its best weekly performance since 1974. 
The U.S. dollar extended its decline as Treasury yields pulled back sharply, reversing Wednesday&#8217;s surge.
In commodities, gold edged up 0.4% to $2,918 per ounce, oil remained steady at $71 per barrel, and natural gas surged 2.4% to $3.66 per million British thermal units. 
Sentiment in cryptocurrency markets remained subdued, with Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) sliding 2.4% to trade below $96,000.
<h3 class="wp-block-heading">Thursday&#8217;s Performance In Major US Indices, ETFs</h3>
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Major Indices</td>
<td>Price</td>
<td>1-day %chg</td>
</tr>
<tr>
<td>Nasdaq 100</td>
<td>21,903.94</td>
<td>0.9%</td>
</tr>
<tr>
<td>S&amp;P 500</td>
<td>6,088.51</td>
<td>0.6%</td>
</tr>
<tr>
<td>Dow Jones</td>
<td>44,493.13</td>
<td>0.3%</td>
</tr>
<tr>
<td>Russell 2000</td>
<td>2,261.64</td>
<td>0.3%</td>
</tr>
</tbody>
</table>
<figcaption class="wp-element-caption">Updated at 12:45 p.m. ET</figcaption></figure>
According to&nbsp;<a href="https://bzresearch.myclickfunnels.com/benzinga-pro-content-webinar-registration/?utm_source=BZprocontent021325&amp;t=be2bearmibe3na1" target="_blank" rel="noreferrer noopener">Benzinga Pro</a>&nbsp;data:
<ul>
<li>The&nbsp;SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>)&nbsp;rose 0.6% to $606.89.</li>
<li>The&nbsp;SPDR Dow Jones Industrial Average&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DIA#NYSE">DIA</a>) rose 0.3% to $445.18.</li>
<li>The tech-heavy&nbsp;Invesco QQQ Trust Series&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>)&nbsp;rose 0.9% to $532.98.</li>
<li>The&nbsp;iShares Russell 2000 ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IWM#NYSE">IWM</a>) rose 0.4% to $224.58.</li>
<li>The&nbsp;Materials Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLB#NYSE">XLB</a>) outperformed, up 1.1%; the&nbsp;Industrials Select Sector SPDR Fund&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLI#NYSE">XLI</a>) lagged, down 1.2%.</li>
</ul>
<h3 class="wp-block-heading">Thursday&#8217;s Stock Movers</h3>
Stocks reacting to company earnings reports included:
<ul>
<li>Cisco Systems Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CSCO#NASDAQ">CSCO</a>): up 2.05%</li>
<li>Zoetis Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ZTS#NYSE">ZTS</a>): down 7.8%</li>
<li>Duke Energy Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DUK#NYSE">DUK</a>): down 2.5%</li>
<li>American Electric Power Co. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AEP#NASDAQ">AEP</a>): down 0.6%</li>
<li>Equinix Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EQIX#NASDAQ">EQIX</a>): down 1.9%</li>
<li>Moody's Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MCO#NYSE">MCO</a>): up 2.9%</li>
<li>Deere &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DE#NYSE">DE</a>): down 1.5%</li>
<li>PPL Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PPL#NYSE">PPL</a>): down 1.8%</li>
<li>MGM Resorts International (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MGM#NYSE">MGM</a>): up 17.9%</li>
<li>Paycom Software Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PAYC#NYSE">PAYC</a>): flat</li>
<li>HubSpot Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HUBS#NYSE">HUBS</a>): up 1.6%</li>
<li>Lincoln Electric Holdings Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LECO#NASDAQ">LECO</a>): up 11.7%</li>
<li>Curtiss-Wright Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CW#NYSE">CW</a>): down 0.5%</li>
<li>West Pharmaceutical Services Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WST#NYSE">WST</a>): down 34%</li>
<li>CBRE Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CBRE#NYSE">CBRE</a>): up 1.1%</li>
<li>DTE Energy Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DTE#NYSE">DTE</a>): up 2.4%</li>
<li>AppLovin Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/APP#NASDAQ">APP</a>): up 19.9%</li>
<li>Reddit Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RDDT#NYSE">RDDT</a>): down 8.8%. </li>
</ul>
Read Next:
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<li><a href="https://www.benzinga.com/25/02/43703014/robert-f-kennedy-confirmed-as-trump-secretary-of-health">Robert F. Kennedy, Vaccine Skeptic, Confirmed As Trump&#8217;s Secretary Of Health: Health Care Stocks To Watch</a></li>
</ul>
Photo: Ryan DeBerardinis via Shutterstock

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ZBRA

Stocks Rise Despite Hot Producer Inflation, Intel Soars, Bitcoin Drops Below $96,000: What's Driving Markets Thursday?

TransUnion shares are trading higher following Q1 earnings. the stock initially fell on soft guidance but has since reversed.

TransUnion&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) reported that fourth-quarter revenue reached&nbsp;$1.037 billion, up&nbsp;9%&nbsp;year-over-year (Y/Y and&nbsp;on a constant currency basis), <a target="_blank" href="https://www.benzinga.com/pressreleases/25/02/g43687503/transunion-announces-fourth-quarter-and-full-year-2024-results-and-refreshed-capital-allocation-fr" rel="noreferrer noopener">beating the consensus of&nbsp;$1.027 billion</a>.
Revenue from U.S. Markets reached&nbsp;$792&nbsp;million, up&nbsp;8%&nbsp;Y/Y, and International revenue rose&nbsp;11%&nbsp;Y/Y to&nbsp;$245&nbsp;million&nbsp;in the quarter.
Adjusted EBITDA rose 16% Y/Y to $378 million, with an adjusted EBITDA margin of 36%, up from 34% in the year-ago quarter. Adjusted EPS of $0.97 exceeded <a href="https://www.benzinga.com/earnings" target="_blank" rel="noreferrer noopener">the consensus of $0.96</a>.
For the year, operating cash flow came in at&nbsp;$832.5 million. Cash and cash equivalents totaled&nbsp;$679&nbsp;million&nbsp;as of December&nbsp;31, 2024.
Chris Cartwright, President and CEO, said, &#8220;U.S. Markets grew by high single-digits in the fourth quarter against subdued but stable market conditions, driven by mortgage pricing, improving non-mortgage Financial Services growth and Insurance strength. Our International segment delivered double-digit growth led by India, Asia Pacific and Latin America.&#8221;
The Board declared a fourth-quarter 2024 cash dividend of $0.115 per share, payable on March 14, 2025, to shareholders of record as of February 27, 2025.
The Board of Directors has authorized a share repurchase program of up to $500 million.
Outlook: TransUnion projects first-quarter adjusted EPS of $0.96 – $0.99, vs. consensus estimate of $1.05 and revenue of $1.06 billion to $1.074 billion, <a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">vs. street view of $1.096 billion</a>.
The company expects 2025 adjusted EPS of $3.93 – $4.08 vs. the consensus estimate of $4.46 and revenue of $4.333 billion &#8211; $4.393 billion, compared to estimate of $4.48 billion.
Cartwright added, &#8220;In 2025, we expect to deliver 4.5 to 6 percent organic constant currency revenue growth with modest margin expansion, assuming a continuation of current subdued conditions.&#8221;
In a separate release, TransUnion introduced a new direct-to-consumer experience in the U.S. through a strategic<a target="_blank" href="https://www.benzinga.com/pressreleases/25/02/g43687567/transunion-collaborates-with-credit-sesame-to-launch-new-freemium-direct-to-consumer-credit-educat" rel="noreferrer noopener"> collaboration with </a><a target="_blank" href="https://www.benzinga.com/pressreleases/25/02/g43687567/transunion-collaborates-with-credit-sesame-to-launch-new-freemium-direct-to-consumer-credit-educat" rel="noreferrer noopener">Credit Sesame</a>.
This offering aims to better serve the millions of consumers who visit TransUnion's digital properties each year by providing an engaging freemium credit education solution, seamlessly integrated with premium credit monitoring services.
Investors can gain exposure to the stock via&nbsp;VanEck ETF Trust VanEck Morningstar Wide Moat Growth ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/MGRO#BATS">MGRO</a>) and&nbsp;VanEck Morningstar ESG Moat ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/MOTE#BATS">MOTE</a>).
Price Action: TRU shares are up 4.11% at $97.31 at the last check Thursday.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/25/01/43025791/transunion-expands-in-mexico-with-560-million-acquisition-aims-to-lead-in-fintech-and-financial-inclusion" target="_blank" rel="noreferrer noopener">TransUnion Expands In Mexico With $560 Million Acquisition, Aims To Lead In FinTech And Financial Inclusion</a></li>
</ul>
Photo via Shutterstock.

Earnings

Large Cap

Guidance

Dividends

Buybacks

MGRO

MOTE

TransUnion Reports Strong Q4 On Growth In US & International Markets, Announces $500 Million Buyback Plan & More

TransUnion shares are trading lower after the company issued Q1 and FY25 guidance below estimates.

TransUnion Enters Strategic Collaboration With Credit Sesame To Launch New Direct-to-consumer Experience In US

TransUnion Sees FY25 Adj. EPS $3.93-$4.08 vs. $4.46 Est., Revenue $4.333B-$4.393B vs. $4.48B Est.

TransUnion Sees Q1 Adj. EPS $0.96-$0.99 vs. $1.05 Est., Revenue $1.06B-$1.074B vs. $1.096B Est.

Earnings Beats

TransUnion Q4 2024 Adj. EPS $0.97 Beats $0.96 Estimate, Sales $1.037B Beat $1.027B Estimate

TransUnion Board Authorizes Repurchase Up To $500M

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Earnings Scheduled For February 13, 2025

UBS analyst Kevin Mcveigh maintains TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) with a Neutral and raises the price target from $102 to $104.

Price Target

UBS Maintains Neutral on TransUnion, Raises Price Target to $104

6 analysts have shared their evaluations of TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) during the recent three months, expressing a mix of bullish and bearish perspectives.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">1</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $120.83, a high estimate of $130.00, and a low estimate of $112.00. Observing a downward trend, the current average is 2.82% lower than the prior average price target of $124.33. 
<img src="https://www.benzinga.com/files/images/story/2025/1738087228_0.png" alt="price target chart" />
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
The standing of TransUnion among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Toni Kaplan</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$127.00</td>
<td>$130.00</td>
</tr>
<tr>
<td>Surinder Thind</td>
<td>Jefferies</td>
<td>Lowers</td>
<td>Buy</td>
<td>$115.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Jason Haas</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$126.00</td>
<td>$135.00</td>
</tr>
<tr>
<td>Owen Lau</td>
<td>Oppenheimer</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$112.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Toni Kaplan</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$130.00</td>
<td>$119.00</td>
</tr>
<tr>
<td>Owen Lau</td>
<td>Oppenheimer</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$115.00</td>
<td>$122.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to TransUnion. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of TransUnion compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for TransUnion's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into TransUnion's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/TRU/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on TransUnion analyst ratings.</a>
<h2>Discovering TransUnion: A Closer Look</h2>
TransUnion is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries, and about a quarter of its revenue comes from international markets.
<h3>Breaking Down TransUnion's Financial Performance</h3>
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Revenue Growth: Over the 3 months period, TransUnion showcased positive performance, achieving a revenue growth rate of 12.01% as of 30 September, 2024. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Industrials sector.
Net Margin: TransUnion's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 6.27%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): TransUnion's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 1.63%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): TransUnion's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 0.62%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 1.25.
<h2>How Are Analyst Ratings Determined?</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Where TransUnion Stands With Analysts

Morgan Stanley analyst Toni Kaplan maintains TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) with a Overweight and lowers the price target from $130 to $127.

Morgan Stanley Maintains Overweight on TransUnion, Lowers Price Target to $127

Investors with a lot of money to spend have taken a bullish stance on TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>).
And retail traders should know.
We noticed this today when the trades showed up on publicly available options history that we track here at Benzinga.
Whether these are institutions or just wealthy individuals, we don't know. But when something this big happens with TRU, it often means somebody knows something is about to happen.
So how do we know what these investors just did? 
Today, <a href="https://pro.benzinga.com/?utm_source=insights">Benzinga</a>'s options scanner spotted 10 uncommon options trades for TransUnion.
This isn't normal.
The overall sentiment of these big-money traders is split between 50% bullish and 40%, bearish.
Out of all of the special options we uncovered, 8 are puts, for a total amount of $722,826, and 2 are calls, for a total amount of $125,634.
<h3>What's The Price Target?</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $90.0 to $100.0 for TransUnion over the last 3 months. 
<h3>Analyzing Volume &amp; Open Interest</h3>
Looking at the volume and open interest is a powerful move while trading options. This data can help you track the liquidity and interest for TransUnion's options for a given strike price. Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of TransUnion's whale trades within a strike price range from $90.0 to $100.0 in the last 30 days. 
<h3>TransUnion 30-Day Option Volume &amp; Interest Snapshot</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1737052283_0.png" alt="Options Call Chart" />
<h3>Noteworthy Options Activity:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th align="right">Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>TRU</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>02/21/25</td>
<td>$4.8</td>
<td>$4.7</td>
<td>$4.8</td>
<td>$95.00</td>
<td>$230.7K</td>
<td align="right">703</td>
<td align="right">481</td>
</tr>
<tr>
<td>TRU</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>02/21/25</td>
<td>$7.6</td>
<td>$6.4</td>
<td>$7.2</td>
<td>$100.00</td>
<td>$198.0K</td>
<td align="right">550</td>
<td align="right">275</td>
</tr>
<tr>
<td>TRU</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>02/21/25</td>
<td>$5.8</td>
<td>$5.7</td>
<td>$5.8</td>
<td>$95.00</td>
<td>$86.4K</td>
<td align="right">576</td>
<td align="right">169</td>
</tr>
<tr>
<td>TRU</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>02/21/25</td>
<td>$7.5</td>
<td>$7.3</td>
<td>$7.3</td>
<td>$100.00</td>
<td>$85.4K</td>
<td align="right">550</td>
<td align="right">541</td>
</tr>
<tr>
<td>TRU</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>02/21/25</td>
<td>$5.1</td>
<td>$5.0</td>
<td>$5.0</td>
<td>$95.00</td>
<td>$53.6K</td>
<td align="right">703</td>
<td align="right">590</td>
</tr>
</tbody>
</table>

<h3>About TransUnion</h3>
TransUnion is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries, and about a quarter of its revenue comes from international markets.
<h3>Where Is TransUnion Standing Right Now?</h3>
<ul>
<li>With a trading volume of 460,380, the price of TRU is down by 0.0%, reaching $95.08.</li>
<li>Current RSI values indicate that the stock is may be approaching overbought.</li>
<li>Next earnings report is scheduled for 28 days from now.</li>
</ul>
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Options

This Is What Whales Are Betting On TransUnion

TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) on Thursday signed a definitive agreement to acquire a majority stake in Trans Union de Mexico, a key consumer credit business owned by <a target="_blank" href="https://www.benzinga.com/premarket" rel="noreferrer noopener">Mexico&#8217;s largest credit bureau, Buró de Crédito.</a>
Currently, TransUnion owns 26% of the Mexican business and has held seats on the board for over 20 years.
With this new acquisition, TransUnion will purchase an additional 68% of the company from major shareholders, including Mexico&#8217;s largest banks, for approximately MXN11.5 billion (about $560 million).
This will increase TransUnion&#8217;s ownership to about 94%.
The transaction, which is expected to close by the end of 2025, will exclude Buró de Crédito&#8217;s commercial credit business.
TransUnion&#8217;s expansion in Mexico supports its goal of fostering financial inclusion.
Also Read: <a target="_blank" href="https://www.benzinga.com/25/01/43023600/us-stocks-could-higher-open-despite-mixed-futures-335-concentration-in-magnificent-seven-stocks-rings-alarm" rel="noreferrer noopener">US Stocks Could Open Higher After Big Banks Report Strong Earnings: Mag 7 Now Account For A Third Of S&amp;P 500&#8217;s Market Capitalization, Raising Alarms</a>
Chris Cartwright, CEO of TransUnion, emphasized that credit bureaus play a crucial role in providing consumers and businesses with access to financial opportunities.
Mexico, the 12th largest global economy, is seeing rapid growth in consumer credit.
Over half of Mexican adults now have at least one financial product, and credit penetration has risen significantly in recent years. Following the deal, TransUnion plans to enhance services in Mexico, introduce global products like alternative credit data and fraud solutions, and expand into sectors like FinTech and insurance.
The acquisition is expected to generate approximately $145 million in revenue and $70 million in Adjusted EBITDA for 2024.
TransUnion aims to fund the transaction through a combination of debt and cash, and the deal is expected to be accretive to earnings in its first year.
TransUnion held cash and equivalents of <a target="_blank" href="https://www.benzinga.com//node/41482849" rel="noreferrer noopener">$643 million&nbsp;at September&nbsp;30, 2024.</a>
Price Action: TRU shares are trading higher by 5.81% to $95.08 premarket at last check Thursday.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/25/01/43021065/cash-app-parent-block-inc-eyes-395-upside-bofa-believes-us-centric-re-acceleration-story-will-drive-the-stock" target="_blank" rel="noreferrer noopener">Jack Dorsey&#8217;s Block Eyes Over 39% Upside: BofA Says US-Centric Re-Acceleration Story Will Drive The Stock</a></li>
</ul>
Photo via Shutterstock.

TransUnion Expands In Mexico With $560 Million Acquisition, Aims To Lead In FinTech And Financial Inclusion

TransUnion currently owns approximately 26% of Trans Union de Mexico, has held seats on its board of directors for over two decades, and serves as one of its technology providers.&nbsp;
TransUnion has agreed to acquire an additional 68% from selling shareholders, including several of the largest banks operating in Mexico.&nbsp;
Cash consideration for the transaction is approximately MXN 11.5 billion, or $560 million using a USD/MXN exchange rate of 20.53 as of January 14, 2025 based on an enterprise value of MXN 16.8 billion, or $818 million at the previously mentioned exchange rate.&nbsp;
With this transaction, TransUnion's ownership would increase to approximately 94%. Buró de Crédito's commercial credit business is excluded from the transaction.
&nbsp;

TransUnion Agrees To Acquire Majority Ownership Of Trans Union de Mexico, S.A., S.I.C.; Cash Consideration For The Transaction Is $560M

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AT&T and TransUnion Launch In-Network Branded Call Display with Reason for Call

Baby Boomers and Gen X Responsible for Increased Betting Activity in Q4 2024

TransUnion Announces Fourth Quarter and Full-Year 2024 Results and Refreshed Capital Allocation Framework

TransUnion Collaborates with Credit Sesame to Launch New Freemium Direct-to-Consumer Credit Education and Monitoring Offering

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