Últimas noticias sobre LendingTree (NASDAQ:TREE) Bolsa

LENDINGTREE INC

LendingTree

LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.

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Las acciones de Twilio subieron más de un 9 % tras publicar sólidos resultados financieros trimestrales. ¿Quién más sorprendió?

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LendingTree Inc

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Guidance

LendingTree Affirms FY2025 Sales Guidance of $1.00B-$1.05B vs $981.31M Est

LendingTree Affirms Q3 Sales Guidance of $273.00M-$281.00M vs $250.98M Est

Earnings

Earnings Beats

LendingTree Q2 Adj. EPS $1.13 Beats $0.98 Estimate, Sales $250.10M Beat $244.05M Estimate

<a href="https://www.wsj.com/finance/investing/wisdomtree-to-buy-ceres-partners-in-expansion-into-private-markets-6b03252f" title="https://www.wsj.com/finance/investing/wisdomtree-to-buy-ceres-partners-in-expansion-into-private-markets-6b03252f">https://www.wsj.com/finance/investing/wisdomtree-to-buy-ceres-partners-in-expansion-into-private-markets-6b03252f</a>

'WisdomTree to Buy Ceres Partners, in Expansion Into Private Markets; Asset manager's deal will add $1.85 billion in farmland investments' - WSJ Exclusive

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Earnings Scheduled For July 31, 2025

LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) is set to give its latest quarterly earnings report on Thursday, 2025-07-31. Here's what investors need to know before the announcement.
Analysts estimate that LendingTree will report an earnings per share (EPS) of $0.86. 
LendingTree bulls will hope to hear the company announce they've not only beaten that estimate, but also to provide positive guidance, or forecasted growth, for the next quarter.
New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).
<h3>Earnings History Snapshot</h3>
Last quarter the company beat EPS by $0.34, which was followed by a 20.14% drop in the share price the next day.
Here's a look at LendingTree's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q1 2025</th>
<th>Q4 2024</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>0.65</td>
<td>0.53</td>
<td>0.66</td>
<td>0.46</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>0.99</td>
<td>1.16</td>
<td>0.80</td>
<td>0.54</td>
</tr>
<tr>
<td>Price Change %</td>
<td>-20.0%</td>
<td>23.0%</td>
<td>-21.0%</td>
<td>2.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2025/1753905740_0.png" alt="eps graph" />
<h3>LendingTree Share Price Analysis</h3>
Shares of LendingTree were trading at $47.44 as of July 29. Over the last 52-week period, shares are up 0.03%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<h3>Analyst Observations about LendingTree</h3>
For investors, staying informed about market sentiments and expectations in the industry is paramount. This analysis provides an exploration of the latest insights on LendingTree.
Analysts have provided LendingTree with 3 ratings, resulting in a consensus rating of Buy. The average one-year price target stands at $61.33, suggesting a potential 29.28% upside.
<h3>Analyzing Analyst Ratings Among Peers</h3>
This comparison focuses on the analyst ratings and average 1-year price targets of and PRA Group, three major players in the industry, shedding light on their relative performance expectations and market positioning.
<ul>
<li>Analysts currently favor an Outperform trajectory for PRA Group, with an average 1-year price target of $23.0, suggesting a potential 51.52% downside.</li>
</ul>
<h3>Snapshot: Peer Analysis</h3>
In the peer analysis summary, key metrics for and PRA Group are highlighted, providing an understanding of their respective standings within the industry and offering insights into their market positions and comparative performance.

<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>LendingTree</td>
<td>Buy</td>
<td>42.89%</td>
<td>$229.82M</td>
<td>-11.64%</td>
</tr>
<tr>
<td>PRA Group</td>
<td>Outperform</td>
<td>5.58%</td>
<td>$162.14M</td>
<td>0.31%</td>
</tr>
</tbody>
</table>

Key Takeaway:
LendingTree is positioned at the top for Revenue Growth with 42.89%, while its peer shows 5.58%. LendingTree is at the bottom for Gross Profit with -$11.64%, while its peer shows 0.31%. LendingTree is at the bottom for Return on Equity with -11.64%, while its peer shows 0.31%.
<h3>Get to Know LendingTree Better</h3>
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
<h3>LendingTree's Economic Impact: An Analysis</h3>
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Revenue Growth: LendingTree's remarkable performance in 3 months is evident. As of 31 March, 2025, the company achieved an impressive revenue growth rate of 42.89%. This signifies a substantial increase in the company's top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.
Net Margin: LendingTree's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive -5.16% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): LendingTree's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of -11.64%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): LendingTree's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of -1.6%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: LendingTree's debt-to-equity ratio stands notably higher than the industry average, reaching 5.47. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
<a href="https://www.benzinga.com/quote/TREE/earnings">To track all earnings releases for LendingTree visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Insights into LendingTree's Upcoming Earnings

Benzinga examined the prospects for <a href="http://www.benzinga.com/trading-ideas" target="_blank" rel="noreferrer noopener">many investors' favorite stocks</a> over the last week — here's a look at some of our top stories.
Wall Street rallied as a wave of new trade deals — including agreements with Japan, Indonesia, and the Philippines — fueled optimism, pushing the S&amp;P 500 and Nasdaq to fresh record highs. President Donald Trump escalated pressure on Federal Reserve Chair Jerome Powell during an in-person visit, demanding lower rates in light of trade easing.
Investor sentiment remained upbeat despite rising political friction. Treasury yields increased modestly on speculation about compromised Fed independence, amid calls from influential voices like Mohamed El‑Erian suggesting Powell resign to preserve central bank autonomy.
Looking ahead, markets are watching progress in U.S.–EU trade negotiations — including a meeting between Trump and Ursula von der Leyen — and upcoming economic data. Investor focus is also on whether pressure on the Fed may influence its rate path or institutional reputation.
Benzinga provides daily reports on the stocks most popular with investors. Here are a few of this past week's most bullish and bearish posts that are worth another look.

The Bulls
<a href="https://www.benzinga.com/analyst-stock-ratings/analyst-color/25/07/46607168/google-stock-roars-as-analysts-race-to-raise-price-targets">"Google stock roars as analysts race to raise price targets"</a>, by Chris Katje, reports that Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) delivered its tenth straight quarter of earnings beats — including $96.43 billion in Q2 revenue and $2.31 EPS — prompting firms to raise their price targets on strength in AI‑driven growth across Cloud, Search, and Ads.
<a href="https://www.benzinga.com/markets/earnings/25/07/46587855/t-mobile-stock-climbs-after-q2-results-crushed-growth-records">"T‑Mobile stock climbs after Q2 results ‘crushed' growth records"</a>, by Erica Kollmann, reports that T‑Mobile US Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TMUS#NASDAQ">TMUS</a>) beat Q2 estimates with $2.84 EPS and $21.13 billion in revenue, added a record 1.7 million postpaid customers — driving upwardly revised FY2025 guidance — and sent shares higher.
<a href="https://www.benzinga.com/trading-ideas/movers/25/07/46590824/lendingtree-stock-climbs-as-company-signals-stronger-growth-ahead">"LendingTree stock climbs as company signals stronger growth ahead"</a>, by Akanksha Bakshi, reports that LendingTree Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) shares rose after the company highlighted improving lead quality and customer acquisition metrics — citing momentum in core marketplaces and new verticals as drivers of expected stronger growth ahead.
For additional bullish calls of the past week, check out the following:
<a href="https://www.benzinga.com/markets/earnings/25/07/46559708/capital-one-stock-climbs-on-strong-q2-eps-despite-revenue-miss">Capital One Stock Climbs On Strong Q2 EPS, Despite Revenue Miss</a>
<a href="https://www.benzinga.com/markets/earnings/25/07/46618339/coursera-stock-rockets-20-higher-after-q2-earnings-report-heres-why">Coursera Stock Rockets 20% Higher After Q2 Earnings Report: Here's Why</a>
<a href="https://www.benzinga.com/markets/earnings/25/07/46588567/quantumscape-announces-better-than-expected-q2-results-expands-collaboration-with-powerco">QuantumScape Announces Better-Than-Expected Q2 Results, Expands Collaboration With PowerCo</a>

The Bears
<a href="https://www.benzinga.com/markets/earnings/25/07/46612958/molina-healthcare-stumbles-cigna-cvs-humana">"Centene, Cigna, Others Drop As Molina's Results Rattle Sector"</a>, by Vandana Singh, reports that Molina Healthcare Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MOH#NYSE">MOH</a>) missed Q2 earnings expectations — posting $5.48 EPS vs. $6.21 consensus — even as revenue topped estimates, and slashed its 2025 EPS guidance to just over $19 (from $21.50-$22.50), sending shares of Centene Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CNC#NYSE">CNC</a>), The Cigna Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CI#NYSE">CI</a>), CVS Health Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CVS#NYSE">CVS</a>), Humana Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HUM#NYSE">HUM</a>), and others sharply lower on concerns about medical cost trends and sector-wide risk.
<a href="https://www.benzinga.com/news/fda/25/07/46544331/fda-rejects-replimunes-blood-cancer-drug-stock-sinks">"FDA rejects Replimune's blood cancer drug, stock sinks"</a>, by Erica Kollmann, reports that Replimune Group Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/REPL#NASDAQ">REPL</a>) shares plunged after the FDA rejected the company's investigational oncolytic virus therapy for blood cancers, citing deficiencies in clinical data and risk-benefit analysis — prompting investor concern about future development timelines and capital needs.
<a href="https://www.benzinga.com/markets/earnings/25/07/46589727/viking-therapeutics-stock-slides-after-company-misses-q2-earnings-estimates">"Viking Therapeutics stock slides after company misses Q2 earnings estimates"</a>, by Adam Eckert, reports that Viking Therapeutics Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/VKTX#NASDAQ">VKTX</a>) shares tumbled after reporting a Q2 loss of $0.58 per share — wider than the expected $0.46 loss — while R&amp;D expenses surged to $60.2 million and the company ended the quarter with $808 million in cash.
For more bearish takes, be sure to see these posts:
<a href="https://www.benzinga.com/trading-ideas/movers/25/07/46606784/c3-ai-stock-is-tumbling-thursday-whats-going-on">C3 AI Stock Is Tumbling Thursday: What's Going On?</a>
<a href="https://www.benzinga.com/markets/large-cap/25/07/46641084/wall-street-stock-bubble-2025">Is A Stock Market Crash Imminent? Bubble Warnings Grow Louder</a>
<a href="https://www.benzinga.com/trading-ideas/movers/25/07/46569958/mara-holdings-stock-is-moving-lower-wednesday-heres-why">MARA Holdings Stock Is Moving Lower Wednesday: Here's Why</a>

Keep up with all the latest breaking news and trading ideas by following <a href="https://twitter.com/Benzinga" target="_blank" rel="noreferrer noopener">Benzinga</a><a href="http://twitter.com/Benzinga" target="_blank" rel="noreferrer noopener"> on X</a>.
Image created using artificial intelligence via Midjourney.

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Benzinga Bulls And Bears: T-Mobile, LendingTree, Molina Healthcare — And Trade Deal Optimism Boosts Markets

WIIM

LendingTree shares are trading higher after the company provided guidance for the coming quarters and full-year 2025.

Needham analyst Mayank Tandon reiterates LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) with a Buy and maintains $62 price target.

Price Target

Reiteration

Analyst Ratings

Needham Reiterates Buy on LendingTree, Maintains $62 Price Target

LendingTree Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) shares are moving higher in extended trading Wednesday after the company provided preliminary results <a href="https://www.benzinga.com/pressreleases/25/07/n46587032/lendingtree-provides-preliminary-second-quarter-results-and-revised-2025-guidance">for the second quarter</a>.
What To Know: After the market close on Wednesday, LendingTree updated expectations for the second and third quarters and raised its full-year outlook. 
LendingTree now expects second-quarter revenue of $250 million, above previous guidance of $241 million to $248 million. The company anticipates second-quarter adjusted EBITDA of $31.8 million, above prior guidance of $29 to $31 million.
LendingTree also introduced preliminary third-quarter revenue guidance of $273 million to $281 million. Third-quarter adjusted EBITDA is expected to be in the range of $34 million to $36 million.
The company also updated its full-year 2025 revenue outlook to a range of $1 billion to $1.05 billion, up from prior guidance of $955 million to $995 million. LendingTree expects full-year adjusted EBITDA to be between $119 million and $126 million. The company previously guided for full-year adjusted EBITDA of $116 million to $124 million. 
&#8220;Our business is generating strong financial performance, with all three of our segments producing double-digit year-over-year revenue growth in the&nbsp;second quarter,&#8221;&nbsp;said Doug Lebda, chairman and CEO of LendingTree.
&#8220;We believe the momentum in our business, combined with a focus on disciplined execution, will drive ongoing improvement in financial results.&#8221;&nbsp;
TREE Price Action: <a href="http://benzinga.com/quote/TREE">LendingTree shares</a> were up 11.5% in after-hours, trading at $45.78 at the time of publication on Wednesday, according to <a href="http://pro.benzinga.com">Benzinga Pro</a>.
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Photo: Shutterstock.

After-Hours Center

Personal Finance

LendingTree Stock Climbs As Company Signals Stronger Growth Ahead

Updated Financial Outlook
LendingTree is providing preliminary revenue, variable marketing margin and adjusted EBITDA results for the second quarter of 2025.&nbsp; These preliminary results are unaudited and subject to change.
<ul>
<li>Second quarter revenue is expected to be $250 million, above the previously disclosed range of $241 - $248 million</li>
<li>Variable Marketing Margin is anticipated to $83.6 million, at the high-end of our previously disclosed outlook of $80 - $84 million</li>
<li>Adjusted EBITDA is anticipated to be $31.8 million, above the previously disclosed range of $29 - $31 million</li>
</ul>
LendingTree is announcing its preliminary outlook for third quarter 2025&#x2A;:&nbsp;
<ul>
<li>Revenue is anticipated to be in the range of $273 - $281 million</li>
<li>Variable Marketing Margin is expected to be in the range of $86 - $89 million</li>
<li>Adjusted EBITDA is anticipated to be in the range of $34 - $36 million</li>
</ul>
LendingTree is updating its full-year 2025 outlook as follows&#x2A;:
<ul>
<li>Revenue is anticipated to be $1 billion to $1.05 billion, compared to the prior range of $955 - $995 million</li>
<li>Variable Marketing Margin is expected to be in the range of $329 - $336 million, versus the prior range of $319 - $332 million</li>
<li>Adjusted EBITDA is anticipated to be in the range of $119 - $126 million, compared to the prior range of $116 - $124 million</li>
</ul>

LendingTree Sees Q2 Revenue $250M, Up From Prior Expectations Of $241M-$248M; Sees Q3 Revenue $273M-$281M; Sees FY25 Revenue $1B-$1.05B

Real estate mogul Grant Cardone has made his stance on consumer debt crystal clear. In a recent <a href="https://x.com/GrantCardone/status/1932580122852245951">post on X</a>, the real estate mogul and motivational speaker warned that debt doesn't just slow people down financially—it traps them.
&#8220;Consumer debt makes slaves!&#8221; Cardone wrote. He broke it down into five main consequences: &#8220;Can't invest, can't keep up, pay extra for everything, can't build net worth, never live stress free.&#8221;
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<h2 class="wp-block-heading">Personal Loans Keep Rising</h2>
Cardone's post reflects a growing concern in the U.S. as <a href="https://www.benzinga.com/personal-finance/25/05/45497552/americans-consumer-debt-hits-all-time-high-of-18-2-trillion-experts-say-some-borrowers-will-have-a-much-more-difficult-time-getting-credit-going-forward">consumer debt</a> keeps climbing. <a href="https://www.lendingtree.com/personal/personal-loans-statistics/">According to</a> LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>), Americans owed a record $251 billion in personal loan debt as of the fourth quarter of 2024. That's a $6 billion jump from the year before.
And it's not just the total amount. TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) <a href="https://newsroom.transunion.com/q4-2024-ciir/">data</a> shows that the number of Americans with personal loans hit 24.5 million, up from 23.5 million a year earlier. While personal loan debt still makes up just 1.4% of all consumer debt, it accounts for 5% of non-mortgage debt. For comparison, credit card debt is much higher, <a href="https://www.benzinga.com/news/25/02/43888952/americans-owe-a-record-1-21-trillion-in-credit-card-debt-expert-warns-theres-no-end-in-sight">sitting at $1.211 trillion</a>, or 6.7% of total outstanding debt.
According to TransUnion, the average personal loan balance per borrower is $11,607. Nearly half of borrowers take out loans just to consolidate or refinance other debt. Another 10% use the money to pay everyday bills.
Trending: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
As Cardone wrote, &#8220;You pay extra for everything&#8221; when you&#8217;re stuck in debt. High interest rates only make it worse. Borrowers with excellent <a href="https://www.benzinga.com/money/what-is-a-good-credit-score">credit scores</a> &#8212; over 720 &#8212; can expect personal loan APRs around 17.71%. But for those with poor credit &#8212; below 560 &#8212; rates skyrocket to over 200%, according to LendingTree data.
Despite high costs, personal loan use is expected to grow. People turn to them as credit card debt rises. LendingTree notes that many borrowers aren&#8217;t necessarily in crisis—they might be <a href="https://www.benzinga.com/money/home-equity-loan-for-remodeling">remodeling a home</a> or covering a big expense. Still, as Cardone puts it, for those already stretched thin, more borrowing can result in serious stress and financial strain.
<a href="https://www.benzinga.com/markets/equities/24/11/42080723/cathie-wood-sounds-alarm-on-us-auto-loans-as-90-day-delinquency-rates-surpass-2009-levels">Delinquency rates</a> also tell a cautionary tale. TransUnion reported that as of Q4 2024, 3.57% of personal loan accounts were 60 or more days past due. That's an improvement from the year before but still higher than rates for mortgages &#8212; 1.29% &#8212; or credit cards &#8212; 2.56%.
Cardone's message is harsh but timely. With debt balances climbing and millions relying on personal loans to stay afloat, his warning resonates: consumer debt doesn't just drain your wallet—it can drain your peace of mind.
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Image: Shutterstock

Grant Cardone Says 'Consumer Debt Makes Slaves.' It Stops You From Investing, Costs You More, And Chains You To Stress

<a target="_blank" href="https://www.benzinga.com/fintech" rel="noreferrer noopener">Fintech mortgage lender</a> Beeline Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BLNE#NASDAQ">BLNE</a>) announced Wednesday the upcoming launch of a new home equity access product that allows homeowners to convert a portion of their home equity into immediate cash without incurring debt or monthly payments.
Beeline has partnered with a company ("RealCo") co-owned by Beeline's principal shareholder and CEO.
RealCo will issue stablecoins to access capital to purchase equity from homeowners seeking liquidity.
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RealCo is engaging with Beeline, which will source consumers and provide services. Beeline Title will provide title and escrow services.
The company said this product will be funded through a stablecoin-backed model, offering homeowners a fast and flexible alternative to traditional refinancing or HELOCs.
The hard launch is likely for late July, with beta transactions beginning in June.
The coins will be backed by ownership through a fractional deed on the property. RealCo will acquire minority ownership in homes (up to 49%) as a nominee for the funders who will receive the stablecoins. Homeowners selling equity can opt to receive RealCo-issued stablecoins or U.S. dollars.
Unlike conventional lending products, this is not a loan transaction tied to interest rates or a buy-back obligation, allowing Beeline to generate consistent revenue in any rate environment.
The company expects it would drive faster percentage-based revenue growth than traditional mortgage lenders, and with the fees, it expects to be well-positioned to reach operational profitability beginning in the fourth quarter of 2025.
RealCo will initially launch in approximately ten thousand U.S. zip codes and only enter into equity purchases on homes valued at $1 million.
Nick Liuzza, CEO of Beeline Holdings, said that provided there's equity in the home, RealCo will mint coins at closing, which may then be converted into U.S. dollars.
The stablecoin mechanism becomes the catalyst for funding, and it is secured by property recorded in 1:1 in the blockchain and in the public record, he said.
Participating homeowners will receive cash at closing and will not be required to repay the funds until the property is sold. Upon sale, RealCo, as nominee for the token holders, will receive its pro rata percentage of the net proceeds.
Beeline's existing product suite includes conventional mortgage offerings and a range of non-QM loan programs, many of which are optimized for 1099 earners, self-employed borrowers, and younger homeowners. The company emphasized that this new product is an addition, not a pivot, from its core model.
The product will likely benefit individuals who do not qualify for traditional cash-out refinancing or HELOCs but have meaningful equity. Beeline anticipates additional use cases to emerge as the product rolls out to a broader audience in the months ahead.
Key U.S. home equity lending players included Bank of America Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), JPMorgan Chase &amp; Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), LendingTree Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>), and US Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>).
Price Action: At the last check on Wednesday, BLNE shares were trading higher by 11.7% at $0.9880 premarket.
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Fintech news covering the emerging Financial Technology services sector

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GDOT

EXCLUSIVE: Beeline Launches Stablecoin-Backed Home Equity Product, Targets Profitability By Late 2025

Truist Securities analyst Youssef Squali maintains LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) with a Buy and lowers the price target from $72 to $60.

Truist Securities Maintains Buy on LendingTree, Lowers Price Target to $60

LendingTree Inc.&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) shares are diving premarket on Friday after the company reported first quarter adjusted EPS of&nbsp;99 cents, which beat the analyst <a target="_blank" href="https://www.benzinga.com/pressreleases/25/05/n45150668/lendingtree-reports-first-quarter-2025-results" rel="noreferrer noopener">consensus estimate of 65 cents</a>.
Revenue grew 43% Y/Y to $239.7&nbsp;million, missing the analyst consensus <a target="_blank" href="https://www.benzinga.com/earnings" rel="noreferrer noopener">estimate of&nbsp;$244.93 million</a>.
For the quarter, LendingTree reported:
<ul>
<li>Home segment revenue of&nbsp;$37 million increased&nbsp;22%&nbsp;Y/Y and produced segment profit of&nbsp;$13.1 million, a&nbsp;36%&nbsp;increase over the same period.</li>
<li>Consumer segment revenue of&nbsp;$56.0 million increased&nbsp;9%&nbsp;Y/Y in the quarter. Within Consumer, personal loans revenue of&nbsp;$23.4&nbsp;million increased&nbsp;16%&nbsp;Y/Y, while Small Business revenue increased&nbsp;48%&nbsp;Y/Y in the period.</li>
<li>Insurance segment revenue of&nbsp;$146.7&nbsp;million increased&nbsp;71%&nbsp;Y/Y and segment profit of&nbsp;$38.7&nbsp;million, an increase of&nbsp;16%&nbsp;over the same period.</li>
</ul>
Adjusted EBITDA increased 14% Y/Y to $24.6 million, with margin contracting to 10% from 13% a year ago.
Outlook:&nbsp;LendingTree sees&nbsp;second-quarter&nbsp;revenue of&nbsp;$241&nbsp;million-$248 million (versus the&nbsp;$248.50 million analyst estimate) and adjusted EBITDA <a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">of&nbsp;$29&nbsp;million-$31 million</a>.
The company slashed the FY25 revenue outlook to $955 million-$995 million (from $985 million to $1.025 billion) versus the street view of $1.01 billion and revised adjusted EBITDA guidance to $116 million-$124 million from $116 million-$126 million prior.
TREE Price Action:&nbsp;LendingTree shares are down 27.37% at $39.36 premarket at publication Friday.
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Equities

Small Cap

LendingTree's Mixed Q1 Earnings: Sharply Slashes Full-Year Forecast, Stocks Dive Premarket Friday

U.S. stock futures were higher this morning, with the Dow futures gaining around 200 points on Friday.
Shares of Block, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XYZ#NYSE">XYZ</a>) fell sharply in today's pre-market trading after the company reported <a href="https://www.benzinga.com/quote/xyz/earnings">worse-than-expected first-quarter financial results.</a>
Block reported quarterly earnings of 56 cents per share, which missed market estimates of 87 cents per share. Quarterly revenue came in at $5.77 billion, missing the consensus estimate of $6.2 billion.
Block shares dipped 21.9% to $45.66 in the pre-market trading session.
Here are some other stocks moving lower in pre-market trading.
<ul>
<li>Advantage Solutions Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ADV#NASDAQ">ADV</a>) fell 18.9% to $1.07 in pre-market trading. Advantage Solutions will release financial results for the first quarter on May 12.</li>
<li>Ardelyx, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ARDX#NASDAQ">ARDX</a>) dipped 16.4% to $4.57 in pre-market trading after the company reported worse-than-expected quarterly financial results.</li>
<li>Atlassian Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TEAM#NASDAQ">TEAM</a>) declined 16% to $192.35 in pre-market trading after the company issued fourth-quarter sales guidance below estimates.</li>
<li>LendingTree, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) fell 12.9% to $47.14 in pre-market trading after the company reported worse-than-expected first-quarter sales results, issued second-quarter sales guidance below estimates, and cut its FY25 sales guidance.</li>
<li>Cytokinetics, Incorporated (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CYTK#NASDAQ">CYTK</a>) dipped 12.1% to $37.71 in pre-market trading after the company announced the FDA has extended the Prescription Drug User Fee Act action date for Aficamten.</li>
<li>Roku, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ROKU#NASDAQ">ROKU</a>) dropped 6.4% to $63.00 in pre-market trading after the company issued FY25 sales guidance below estimates.</li>
<li>Ingersoll Rand Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IR#NYSE">IR</a>) fell 4.7% to $72.63 in pre-market trading as the company posted downbeat quarterly results and lowered its FY2025 earnings guidance.</li>
<li>Apple Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) fell 2.9% to $207.24 in today's pre-market trading. Apple reported fiscal second-quarter revenue of $95.36 billion, beating analyst estimates of $94.53 billion. The Cupertino-based company reported second-quarter earnings of $1.65 per share, beating analyst estimates of $1.63 per share. The company&#8217;s CEO Tim Cook said that the tech giant expects a $900 million cost impact in the June quarter due to tariffs.</li>
<li>Amazon.com, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) fell 2.3% to $185.93 in pre-market trading. Amazon reported stronger-than-expected first-quarter financial results after market close Thursday. The company said it expects second-quarter net sales of $159 billion to $164 billion, up 7% to 11%. Analysts expect the company to have net sales of $160.91 billion in the quarter.</li>
</ul>
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Photo via Shutterstock

CYTK

ROKU

Block, Atlassian, Apple, Roku, Amazon And Other Big Stocks Moving Lower In Friday's Pre-Market Session

In the last three months, 5 analysts have published ratings on LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>), offering a diverse range of perspectives from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">2</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $66.0, along with a high estimate of $69.00 and a low estimate of $62.00. This current average has decreased by 5.71% from the previous average price target of $70.00. 
<img src="https://www.benzinga.com/files/images/story/2025/1746187223_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
The standing of LendingTree among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$62.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>Melissa Wedel</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Overweight</td>
<td>$68.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>John Campbell</td>
<td>Stephens &amp; Co.</td>
<td>Maintains</td>
<td>Overweight</td>
<td>$69.00</td>
<td>$69.00</td>
</tr>
<tr>
<td>Ryan Tomasello</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$66.00</td>
<td>$73.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$65.00</td>
<td>$78.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to LendingTree. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of LendingTree compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for LendingTree's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into LendingTree's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/TREE/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on LendingTree analyst ratings.</a>
If you are interested in following small-cap stock news and performance <a href="https://www.benzinga.com/news/small-cap?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">you can start by tracking it here</a>.
<h2>About LendingTree</h2>
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
<h3>LendingTree's Financial Performance</h3>
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: LendingTree's remarkable performance in 3M is evident. As of 31 December, 2024, the company achieved an impressive revenue growth rate of 94.65%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: LendingTree's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 2.87%, the company may face hurdles in effective cost management.
Return on Equity (ROE): LendingTree's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 7.39% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): LendingTree's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.97%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: LendingTree's debt-to-equity ratio surpasses industry norms, standing at 5.0. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
Breaking: Wall Street's Next Big Mover
Benzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold. <a href="https://www.benzinga.com/premium/ideas/turning-point-trader-checkout-2/?t=Tu1tu3arja3be22tu36&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantag">Click here for urgent details</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

LendingTree Stock: A Deep Dive Into Analyst Perspectives (5 Ratings)

Needham analyst Mayank Tandon maintains LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>) with a Buy and lowers the price target from $65 to $62.

Needham Maintains Buy on LendingTree, Lowers Price Target to $62

LendingTree shares are trading lower after the company reported worse-than-expected Q1 sales results, issued Q2 sales guidance below estimates, and cut its FY25 sales guidance.

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