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Thryv Holdings

Thryv Holdings Inc is dedicated to supporting local, independent service-based businesses and emerging franchises by providing a cloud-based software platform, and marketing solutions to entrepreneurs. Its company is built upon a rich legacy in the marketing and advertising industry. The group are provider of SaaS all-in-one small business management software in addition to providing print and digital marketing solutions to SMBs. Its solutions enable SMB clients to attract and generate new business leads, manage their customer relationships efficiently with artificial intelligence (AI) tools and automation, and run their day-to-day operations to save time, compete and win in today's SMB environment. The group has two business segments; Thryv SaaS and Thryv Marketing Services.

Thryv Holdings Inc

Partnership to Feature Autonomous Drive-Thru with AI Technology and In-Suite Premium Coffee Integration
BREA, Calif., April 22, 2025 (GLOBE NEWSWIRE) -- Reborn Coffee Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/REBN#NASDAQ">REBN</a>), a leader in the specialty coffee market, today announced that it has entered into a Memorandum of Understanding ("MOU") with Otonomus Hotel, marking a groundbreaking collaboration to reimagine the future of hospitality and retail coffee service.
The strategic partnership will bring together Reborn Coffee's specialty coffee expertise with Otonomus Hotel's pioneering AI-powered hospitality vision. At the heart of the collaboration is the co-development of a next-generation autonomous drive-thru coffee experience utilizing cutting-edge AI technology — an advanced, fully autonomous ordering and fulfillment system. The AI-enabled Reborn drive-thru will be prominently located at the front of the Otonomus Hotel, accessible to both hotel guests and the public.
In addition, the partnership will extend into every guest room with premium in-suite Reborn offerings, including cold brew cans, single-serve coffee capsules, and smart coffee machines. Select suites may also feature curated Reborn welcome kits for a personalized touch.
The MOU will remain in effect for an initial term of six months as both parties finalize operational and revenue-sharing details. The agreement is non-binding and subject to further definitive documentation.
 &nbsp;

News

REBN

Reborn Coffee Enters Into MoU With Otonomus Hotel To Launch AI-driven Hospitality Experience

Wells Fargo analyst Michael Berg maintains Sprinklr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CXM#NYSE">CXM</a>) with a Underweight and lowers the price target from $7 to $6.

Price Target

Analyst Ratings

Wells Fargo Maintains Underweight on Sprinklr, Lowers Price Target to $6

A Dose-Dependent Response in Body Weight Reduction Was Observed Between 8 mg and 32 mg Doses
Change in BMI and Body Weight Adjusted for Height In the Treatment Groups, Showed a Significant Difference Compared to Placebo, Indicating Potentially Greater Efficacy with Increasing Dosage and Longer Duration of Use
No Drug-Induced Cardiovascular Effects Were Observed In Heart Rate or QTcF Measurements of Subjects Receiving up to 32 mg of DA-1726 at 4-Weeks
Additional Cohorts Being Added to Determine Maximum Tolerated Dose
CAMBRIDGE, Mass., April 22, 2025 /PRNewswire/ -- MetaVia Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MTVA#NASDAQ">MTVA</a>),&nbsp;a clinical-stage biotechnology company focused on transforming cardiometabolic diseases, today reported additional top-line results from the multiple ascending dose (MAD) Part 2 of its Phase 1 clinical trial of DA-1726, a novel, dual oxyntomodulin (OXM) analog agonist that functions as a glucagon-like peptide-1 receptor (GLP1R) and glucagon receptor (GCGR), further demonstrating its potential as a best-in-class obesity drug.
In the 28-day, 36-subject MAD portion of the study, a clear dose-responsive trend in body weight (BW) reduction was observed across the 8 mg to 32 mg range, indicating potentially greater efficacy at higher doses and longer duration of use. Additionally, body mass index (BMI), which shows body weight adjusted for height, showed a difference between the treatment group and the placebo (PBO) group, which was even more pronounced, further supporting the dose-dependent effect of the drug on weight-related outcomes. Of note, DA-1726 did not show any clinically significant increases in heart rate (HR) or QTcF changes up to 32 mg at 4 weeks of administration.
As previously reported, with no titration, DA-1726, with its novel 3:1 ratio between GLP-1R and GCGR at the 32 mg dose, demonstrated&nbsp;compelling maximum weight&nbsp;loss of -6.3% and mean weight loss of -4.3% at Day 26 (p=0.0005), while showing a strong signal of GLP-1R efficacy with maximum lowering of fasted glucose of -18 mg/dL&nbsp;and mean lowering of -5.3 mg/dL&nbsp;at Day 26,&nbsp;and maximum waist circumference reduction of 3.9 inches and mean reduction of 1.6 inches, indicating a strong signal of glucagon efficacy at Day 33.

Biotech

General

MTVA

MetaVia Reports Additional Top-Line Results From The MAD Part 2 Of Its Phase 1 Study Of DA-1726, A Novel 3:1 Ratio GLP-1 And Glucagon Dual Receptor Agonist To Treat Obesity; No Drug-Induced Cardiovascular Effects Were Observed In Heart Rate Or QTcF Measurements Of Subjects Receiving Up To 32mg Of DA-1726 At 4-Weeks; Additional Cohorts Being Added to Determine Maximum Tolerated Dose

Zions Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>) posted weaker-than-expected results for the <a href="https://www.benzinga.com/quote/ZION/earnings">first quarter on Monday</a>.
The company reported first-quarter revenue of $795 million, missing analyst estimates of $797.07 million, according to Benzinga Pro. The bank reported first-quarter earnings of $1.13 per share, missing analyst estimates of $1.17 per share.
"Credit quality remained in very good shape during the quarter, with nonperforming assets stable compared with last quarter at 0.51% of loans and leases and annualized net charge-offs of 0.11% of loans and leases. At the same time, the outlook for the economy is perhaps more uncertain than it's been in a number of years, clouded by the very real potential for negative impacts from tariffs and trade policy, both here and abroad," said Harris Simmons, chairman and CEO of Zions Bancorp.
Zions Bancorp shares dipped 1.5% to close at $43.62 on Monday.
These analysts made changes to their price targets on Zions Bancorp following earnings announcement.
<ul>
<li>Stephens &amp; Co. analyst Terry McEvoy maintained Zions Bancorp with an Equal-Weight rating and lowered the price target from $54 to $52.</li>
<li>Baird analyst David George maintained the stock with a Neutral rating and lowered the price target from $58 to $55.</li>
<li>Wells Fargo analyst Mike Mayo maintained Zions Bancorp with an Equal-Weight rating and cut the price target from $58 to $47.</li>
</ul>
Considering buying ZION stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" width="1024" height="597" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22083157/image-1-20-1024x597.png" alt="" class="wp-image-881789" style="width:662px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22083157/image-1-20-1024x597.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22083157/image-1-20-300x175.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22083157/image-1-20-768x448.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22083157/image-1-20.png 1106w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
Read This Next: 
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<li><a href="https://www.benzinga.com/25/04/44896269/how-to-earn-500-a-month-from-3m-stock-ahead-of-q1-earnings">How To Earn $500 A Month From 3M Stock Ahead Of Q1 Earnings</a> </li>
</ul>
Photo via Shutterstock

Earnings

Pre-Market Outlook

Markets

Trading Ideas

ZION

These Analysts Lower Their Forecasts On Zions Bancorp After Downbeat Earnings

<a href="https://www.globenewswire.com/Tracker?data=6ooRSXKOQZ4CJWJdD6Tsqq4LjLykPLUcHYMMpFfgG7N9fD-Zh5bL3vAPFwP-UQSX7T9H9tOny3XPrYdw5eSlo6dqLr4RoB2bvYTBnVSdtNgyL4L-7zqefQl_gijny0u0">KULR Technology Group, Inc.</a> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KULR#NYSE">KULR</a>) (the "Company" or "KULR"), a leader in advanced energy management platforms, announced today that it has been awarded $6,703,500 by the Texas Space Commission as part of a $26 million grant award focused on strengthening Texas' leadership in space exploration and technology. The announcement was made public by the Commission and covered by <a href="https://www.globenewswire.com/Tracker?data=8XCuYTS-kdBRiisJoZgTsNEJNsEdiaXr0pQBlCaMbn7TIHjv-aydaFDjdel6LhGS5P2ba4KPdvKDaFlEcZn1zty8grgAIFOwvx87BaJIFBlLO-fdfLCLKaxyQUQZqQxoAFxCz1v0NByQysieFteHXBB1jTzn5KTzvcPRLRRNJYA=">SpaceNews</a>.
KULR's selection supports its role in an ambitious program to develop cold-temperature lithium-ion battery solutions for the next generation of Lunar and Martian missions. The initiative is being carried out in close collaboration with <a href="https://www.globenewswire.com/Tracker?data=oMgvYznLtJqnX0zwVdVBYfucZWDeJzpnwj4Ui_XbKEx6kLNuQ-LWkOPRCX9hCEKRXkEHSEVUL04NizyXZ3q-DXoVQyJK8AScOllaFiYtyp9X2QfM8flnXGMvxQFPRPgE">NASA Johnson Space Center</a> (JSC) and in partnership with <a href="https://www.globenewswire.com/Tracker?data=ENC6hdmbd5YUHK7ytodbLzoWWmu8D3TF1PyCRB_gwAjb2kl6hK6YPvTD6-ClvEwqzp5LgitktcpI2NWfK-srquKDI1cmkwWXPPwWDda2Vco=">South 8 Technologies</a>, aligning public, private, and academic stakeholders to deliver scalable, space-rated battery technology.
"This award underscores KULR's commitment to powering the next era of space exploration with safe, high-performance, and environmentally adaptive KULR ONE Space platform," said Michael Mo, CEO of KULR Technology Group. "Working alongside visionary partners at NASA JSC and South 8, we're proud to anchor this Texas-led effort to develop scalable, space-rated battery technology that advances national objectives and commercial innovation."
Throughout the program, KULR will manage the design, testing, and production of lithium-ion cells using liquefied gas (LiGas) electrolyte from South 8 Technologies. These cells will operate down to -60°C and be integrated into the KULR ONE Space platform, optimized for extreme environments encountered during lunar and Martian missions.
Located just minutes from NASA Johnson Space Center, KULR's Webster, TX facility will serve as the engineering and test hub for this effort, performing advanced battery safety testing and performance validation. The project aligns with NASA's Artemis objectives by reducing heater energy requirements, improving safety margins, and enabling longer-duration operations in deep space environments.

Financing

KULR

Kulr Technology Awarded Over $6.7M By Texas Space Commission As Part Of $26M Grant Award Focused On Strengthening Texas' Leadership In Space Exploration And Technology

President Donald Trump held a meeting with the CEOs of Walmart Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WMT#NYSE">WMT</a>), Home Depot Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HD#NYSE">HD</a>), and Target Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TGT#NYSE">TGT</a>) on Monday.
What Happened: The meeting was centered around the possible effects of Trump&#8217;s wide-ranging tariff plans on the import-centric business models of these retail behemoths. Walmart&#8217;s CEO Doug McMillon, Target CEO Brian Cornell, and Home Depot&#8217;s Ted Decker attended the meeting, <a href="https://www.cnbc.com/2025/04/21/trump-tariffs-walmart-home-depot-lowes-target.html">CNBC </a>reported.
Despite initial reports of a representative from&nbsp;Lowe&#8217;s Companies Inc.&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LOW#NYSE">LOW</a>) attending, it was later confirmed that Lowe&#8217;s was not represented at the meeting.
Post-meeting, the three companies issued similar statements, expressing gratitude for the opportunity to share their insights with the President and his team. They pledged their commitment&nbsp;to delivering value for American&nbsp;consumers and expressed eagerness to continue the dialogue. 
President Trump later expressed satisfaction with the meeting, stating it was an honor to host the retail leaders in the Oval Office.
David French, the executive vice president for government relations at the National Retail Federation, previously told the New York Times, "The deal window may be open.&#8221;
SEE ALSO:&nbsp;<a href="https://benzinga.com/markets/25/04/44916042/general-motors-has-no-plans-to-move-ev-production-away-from-mexico-despite-tariff-uncertainty" target="_blank" rel="noreferrer noopener">General Motors Has No Plans To Move EV Production Away From Mexico Despite Tariff Uncertainty</a>
Why It Matters: Walmart sources about one-third of its products globally, with China and Mexico being the most significant suppliers. Meanwhile, Target, known for affordable fashion and home goods, primarily relies on overseas manufacturing for these items. For these retailers, tariffs present a new hurdle in an already challenging economic environment, where consumers are seeking low prices amidst high inflation.
Leading industry lobbying groups from agriculture, construction, manufacturing, retail, and tech are urging the White House to ease more tariffs, arguing that certain products are too costly or impractical to produce domestically and must be imported. Apple (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) CEO Tim Cook reportedly <a href="https://www.benzinga.com/25/04/44882019/apple-ceo-tim-cooks-dialogue-with-commerce-secretary-lutnick-secured-tariff-exemption-for-iphones-and-electronics-report">negotiated </a>with the White House and obtained relief for both his company and the wider electronics industry. Trump also later stated that he &#8216;helped&#8217; the CEO and his business. 
Nevertheless, earlier this month,&nbsp;<a href="https://www.benzinga.com/news/guidance/25/04/44711688/walmart-maintains-steady-growth-forecast-despite-tariffs">Walmart</a>&nbsp;reaffirmed its first-quarter guidance, indicating steady sales growth despite the looming tariffs. The retail giant continues to project a sales growth of 3% – 4% in constant currencies for the first quarter of FY26.
Meanwhile, a recent&nbsp;<a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/04/44797563/goldman-sachs-sees-upside-in-retail-giants-dollar-tree-home-depot-best-buy-and-target-despite-tariff-margin-pressures">Goldman Sachs analysis</a>&nbsp;highlighted the potential impact of China tariffs on profitability for Home Depot and Target. The report suggests that despite tariff and margin pressures, there might be an upside for these retail giants.
Benzinga's Edge Rankings&nbsp;highlight strong momentum and growth rankings for Walmart in the 94th and 55th percentiles, respectively. Curious how other stocks stack up?&nbsp;<a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound" target="_blank" rel="noreferrer noopener">Click here</a>&nbsp;to uncover growth and momentum scores for top stocks.
<ul>
<li>READ MORE:&nbsp;<a href="https://benzinga.com/markets/cryptocurrency/25/04/44917155/xrp-leads-ethereum-bleeds-as-crypto-investment-products-see-6-million-in-inflows" target="_blank" rel="noreferrer noopener">XRP Leads, Ethereum Bleeds As Crypto Investment Products See $6 Million In Inflows &#8211; Benzinga</a></li>
</ul>
Image via Shutterstock
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

Equities

Economics

AAPL

Trump Meets With Walmart, Home Depot And Target CEOs To Discuss Tariff Impacting Consumer Prices

Pioneer in Video Surveillance Technology Marks 16 Years of DHS Recognition with Advanced AI Designation
<a href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.iveda.com&amp;esheet=54241135&amp;newsitemid=20250422024839&amp;lan=en-US&amp;anchor=Iveda%26%23174%3B&amp;index=1&amp;md5=1fced85515a52c6468803bf3a4b60a38">Iveda&#xAE;</a> (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/IVDA#NASDAQ">IVDA</a>)––the global leader in AI-driven video analytics and IoT-based intelligent solutions, today announced that it has been awarded the Developmental Testing and Evaluation (DT&amp;E) designation under the Department of Homeland Security's SAFETY Act (Support Anti-terrorism by Fostering Effective Technologies Act of 2002). This significant milestone reinforces Iveda's long-standing relationship with DHS, which began in 2009, and underscores the company's decades-long commitment to developing advanced security technologies and AI-powered surveillance solutions that meet rigorous government standards.
The DT&amp;E designation, confirmed on February 28, 2025, recognizes IvedaAI as a technology with substantial potential for homeland security applications. This designation provides important liability protections while demonstrating the robust capabilities of Iveda's solutions in addressing critical security challenges.

IVDA

Iveda Awarded Developmental Testing And Evaluation Designation Under Department Of Homeland Security's SAFETY Act

Wells Fargo analyst Michael Berg maintains Monday.Com (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MNDY#NASDAQ">MNDY</a>) with a Overweight and lowers the price target from $380 to $310.

MNDY

Wells Fargo Maintains Overweight on Monday.Com, Lowers Price Target to $310

Tarsus Pharmaceuticals, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TARS#NASDAQ">TARS</a>) will present four distinct data sets highlighting the global prevalence and real-world patient burden of Demodex blepharitis, as well as the impact of XDEMVY&#xAE; (lotilaner ophthalmic solution) 0.25% in addressing objective measures of disease at the American Society of Cataract and Refractive Surgery (ASCRS) 2025 Annual Meeting, taking place April 25-28, 2025, in Los Angeles, Calif.

TARS

Tarsus To Present Several Scientific Abstracts Highlighting The Global Prevalence Of Demodex Blepharitis And The Clinical Impact Of XDEMVY At The ASCRS 2025 Annual Meeting

Wells Fargo analyst Michael Berg maintains Klaviyo (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KVYO#NYSE">KVYO</a>) with a Equal-Weight and lowers the price target from $45 to $26.

KVYO

Wells Fargo Maintains Equal-Weight on Klaviyo, Lowers Price Target to $26

Company expands Intelligent Fingerprinting Drug Screening System multilingual capabilities to meet growing demand across Latin American Spanish-speaking markets
Latin American drug screening market projected to reach USD 1.1 billion by 2030
Expansion is part of major multilingual Drug Screening System upgrade, targeting over 4 billion potential users worldwide
NEW YORK, April 22, 2025 (GLOBE NEWSWIRE) -- Intelligent Bio Solutions Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INBS#NASDAQ">INBS</a>) ("INBS" or the "Company"), a medical technology company delivering intelligent, rapid, non-invasive testing solutions, today announced the integration of Latin American Spanish into its Intelligent Fingerprinting Drug Screening System (the "System"). The enhancement allows users to operate the System in English, Arabic, and Latin American Spanish, extending the platform's usability across diverse, international settings.

Intelligent Bio Solutions Inc. - Common Stock

INBS

Intelligent Bio Solutions Integrates Latin American Spanish Into Intelligent Fingerprinting Drug Screening System

TOYO

TOYO Begins Production In 2GW Solar Cell Facility

WIIM

TIVC

Tivic Health shares are trading higher after the company said it held briefings with the White House and FDA, which garnered interest in potential military and defense applications for its product candidates.

GCMG

GCM Grosvenor Announces $1.3B Final Close For Infrastructure Advantage Fund II

Tivic Health Says It Provided Briefings To Senior Leadership At The White House And FDA, Says Meetings Garnered Interest In 'Potential Military And Defense Applications For Its Biologic And Bioelectronic Product Candidates'

Hangzhou, CHINA, April 22, 2025 (GLOBE NEWSWIRE) -- Webus International Limited ("Webus" or the "Company") (NASDAQ:<a href="https://www.benzinga.com/stock/WETO#NASDAQ">WETO</a>), a leading provider of AI-driven mobility solutions specializing in premium, customizable chauffeur services worldwide, today announced plans to establish a new subsidiary in Osaka, Japan, marking a significant milestone in the Company's global expansion strategy.
Webus has signed strategic cooperation agreements with leading local accommodation operators in Osaka, including a comprehensive property management company with approximately $500 million in assets under management. The Company's expansion includes establishing an Osaka headquarters, acquiring land for coastal resorts and boutique accommodations, developing homestay hotels and luxury resorts, creating cultural tourism packages, and building a dedicated vehicle fleet with local drivers—ensuring quality control in this high-demand market.
The property management company's business encompasses land acquisition, house construction and trading, as well as rental and homestay hotel operation, providing Webus with extensive resources across the entire real estate value chain. The Japanese tourism market is booming, with Osaka's GDP growing approximately 4% last year and 28 daily direct flights operating between Shanghai and Osaka alone, attracting visitors from China, Europe, and North America.
Osaka is poised for additional growth. In 2023, Osaka welcomed 15.6 million international tourists, surpassing its 2019 peak, with spending of $22.67 billion. Nationally, Japan hosted 36.9 million visitors in 2024, spending JPY 8 trillion ($51.2 billion), contributing 7.5% to GDP, with 2025 projections targeting 40 million visitors and JPY 9–10 trillion, and a 2030 goal of 60 million and JPY 15 trillion (<a href="https://www.globenewswire.com/Tracker?data=tvNoQGL9O95R_FioxhWI91yWVjKjkNwxe7bowKuRewvKGC-ZjjTqT9vCTt_MmlY8O8pSyvQWeeGOrTqKOBb_SlJc6ElEKBDjnSniVtouoyJZAMUbz6cOXY_8erdBFJSb">JNTO</a>, <a href="https://www.globenewswire.com/Tracker?data=B5Haw_IxnrInbSWFDyufM6O33zdfRW_QnUN1xq1SXIaSTVLizb0ZcqsnIlCSgYJEomdFLRnvo_SaPnrGGQGiwmqZtbUSm8ORnGaKlb-K8Mdy9F0pIGsRqDFEJPKBgFde">Statista</a>).
 &nbsp;

WETO

Webus International Announces Plans To Establish New Subsidiary In Osaka, Japan

It's good to cut expenses, but at what point does it go too far? A Redditor <a href="https://www.reddit.com/r/personalfinance/comments/1k1g3vz/how_to_better_prioritize_fiscal_responsibility/">bikes to work both ways</a>. It's a 15-minute commute by bicycle, but when the sidewalks are slushy, he walks an hour one way to his job.&nbsp;
On some winter days, he's freezing cold when he walks. He bought a car for himself for about $18,000, but he then immediately initiated a return after thinking about how much money it cost. Walking in the cold isn't enough for the Redditor, as he wants to reduce expenses even more.
"What else can I cut out?" he asked the Personal Finance Reddit community.
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<li>Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.</li>
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It's good to cut costs, and the community gave him some great ideas. However, once you get a closer look at his finances, you may start to think that he's spending too little.
<h2 class="wp-block-heading">Cheap vs. Frugal</h2>
Frugal living means you reduce expenses in a conscious way without making big hits to your quality of life. You focus on things that matter instead of the non-essentials. However, there's also cheap living, which includes cutting so many expenses that you have a lower quality of life, even when it isn't necessary.
Walking in freezing weather when you can afford a car doesn't make much sense. Yes, the original poster can afford a car. He makes about $10,000 per month after taxes and listed the following monthly expenses:
<ul>
<li>Rent: $1,150</li>
<li>Food: $500</li>
<li>"Fun": $300</li>
<li>Wife's car payment: $174</li>
<li>Wife's car insurance: $89</li>
<li>Streaming: $60</li>
</ul>
It still comes to about $7,725 per month in post-tax money that he typically invests. He has enough money to buy a car, and if he really doesn't want to buy a car, he can afford Uber and Lyft for the freezing days.
Trending: It&#8217;s no wonder Jeff Bezos holds over $250 million in art — <a href="https://www.benzinga.com/money/masterworks">this alternative asset has outpaced the S&amp;P 500 since 1995, delivering an average annual return of 11.4%. Here&#8217;s how everyday investors are getting started.</a>
<h2 class="wp-block-heading">Cutting On Streaming</h2>
The Redditor doesn't have many expenses that you can trim. Rent and car payments are essential, and he invests most of his money. The only caveat is that the Redditor can trim their streaming bill. You can find great movies at the library or use fewer streaming platforms.
He currently spends $60 per month on streaming, which comes to $1,200 per year. That's $24,000 over the next 20 years, and that doesn't even include inevitable price hikes that come along the way.&nbsp;
However, the Redditor seems to be at a point where it's very hard to cut any additional expenses without meaningfully reducing his quality of life. You have to spend some money to maintain a good lifestyle.
See Also: Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">invest pre-IPO from $0.60 per share now</a>.
<h2 class="wp-block-heading">The Redditor Is In A Great Position</h2>
Based on the Redditor's income and expenses, he is in a great position. Normally, people endure cold walks to work if finances are tight. However, it's okay for the Redditor to spend some extra money each month.
Cutting expenses can help if you've never looked at a budget. However, there's only so much you can cut. The best way to grow your wealth is to focus on increasing your income. There's no ceiling to how high your income can go if you learn the right skills. However, there is a firm limit on how much you can reduce your spending.&nbsp;
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<li>‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. <a href="https://www.benzinga.com/money/mode-mobile-2">You can invest today for just $0.26/share with a $1000 minimum.</a></li>
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Image: Shutterstock

Personal Finance

A Redditor Who Bikes To Work Both Ways Wants To Reduce Their Spending Even More: 'What Else Can I Cut Out?'

HOBOKEN, N.J., April 22, 2025 /PRNewswire/ -- <a href="https://c212.net/c/link/?t=0&amp;l=en&amp;o=4409876-1&amp;h=2019751359&amp;u=https%3A%2F%2Fquantumcomputinginc.com%2F&amp;a=Quantum+Computing+Inc.">Quantum Computing Inc.</a>&nbsp;("QCi" or the "Company") (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QUBT#NASDAQ">QUBT</a>), an innovative, integrated photonics and quantum optics technology company, today announced that the Company has secured the sale of one of its EmuCore reservoir computers to a major automotive manufacturer. The device has since been shipped to the customer and will be used for research and development purposes.
QCi's EmuCore reservoir computing device can be applied to solve a variety of problems related to serial data structures including time series prediction and image recognition in a fast, affordable, and energy-efficient manner.
Built on a field-programmable gate array (FPGA), EmuCore provides a flexible, secure, and low-power environment to leverage machine learning to explore edge use cases and validate processing workloads. This implementation serves as a proving ground for customers evaluating applications for QCi's forthcoming PCIe-based photonic reservoir computing units, which we believe will offer enhanced performance per watt for deployment in demanding AI and sensor-rich environments. This form of technology shows promising potential for AI model training, both in terms of the power consumed and the time required, opening up new possibilities for machine learning on the edge.
Dr. William McGann, Chief Executive Officer of QCi commented, "We're excited to support one of the world's leading automotive innovators with the delivery of our EmuCore reservoir computing device. This sale represents a meaningful validation of our technology in real-world environments and is yet another example of the increasing demand we're seeing for our devices and offerings in diverse markets."

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Quantum Computing Announces Sale Of Reservoir Computer To Major Automotive Manufacturer

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