El interés en corto de Q2 Holdings da a los inversores una idea del grado en que los inversores apuestan por la caída de las acciones de Q2 Holdings. Los datos de interés en corto se actualizan cada dos semanas.

Q2 Holdings (NYSE:QTWO) Bolsa, Informe de interés en corto

Q2 HOLDINGS INC

Q2 Holdings

Q2 Holdings Inc. is a provider of cloud-based virtual banking solutions for regional financial institutions to deliver mobile banking services to retail and commercial end-users who wish to bank anywhere and anytime. Its solutions operate on an integrated tablet-first platform which provides financial institutions a comprehensive view of account holder activity and meets the regulatory and security requirements applicable to the industry. The firm generates revenue from subscription-based arrangements for software offerings. A large majority of the firm's revenue is generated in the United States.

Q2 Holdings Inc

WIIM

QTWO

Q2 Holdings shares are trading lower. The company reported Q2 financial results.

RBC Capital analyst Daniel Perlin maintains Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Sector Perform and raises the price target from $101 to $102.

News

Price Target

Analyst Ratings

RBC Capital Maintains Sector Perform on Q2 Holdings, Raises Price Target to $102

Stifel analyst Parker Lane maintains Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Buy and raises the price target from $105 to $110.

Stifel Maintains Buy on Q2 Holdings, Raises Price Target to $110

Throughout the last three months, 9 analysts have evaluated Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>), offering a diverse set of opinions from bullish to bearish.
Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">3</td>
<td align="right">3</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
In the assessment of 12-month price targets, analysts unveil insights for Q2 Holdings, presenting an average target of $104.89, a high estimate of $115.00, and a low estimate of $90.00. This upward trend is evident, with the current average reflecting a 1.14% increase from the previous average price target of $103.71.
<img src="https://www.benzinga.com/files/images/story/2025/1753963251_0.png" alt="price target chart" />
<h2>Deciphering Analyst Ratings: An In-Depth Analysis</h2>
The standing of Q2 Holdings among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Raises</td>
<td>Buy</td>
<td>$115.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Ella Smith</td>
<td>JP Morgan</td>
<td>Announces</td>
<td>Overweight</td>
<td>$115.00</td>
<td>-</td>
</tr>
<tr>
<td>Matthew Vanvliet</td>
<td>Cantor Fitzgerald</td>
<td>Announces</td>
<td>Overweight</td>
<td>$110.00</td>
<td>-</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Sector Perform</td>
<td>$101.00</td>
<td>$108.00</td>
</tr>
<tr>
<td>Alexander Sklar</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$105.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>James Faucette</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$93.00</td>
<td>$89.00</td>
</tr>
<tr>
<td>Parker Lane</td>
<td>Stifel</td>
<td>Raises</td>
<td>Buy</td>
<td>$105.00</td>
<td>$100.00</td>
</tr>
<tr>
<td>Jon Vruwink</td>
<td>Baird</td>
<td>Raises</td>
<td>Neutral</td>
<td>$90.00</td>
<td>$84.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$110.00</td>
<td>$125.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Q2 Holdings. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Q2 Holdings compared to the broader market.</li>
<li>Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Q2 Holdings's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Q2 Holdings's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/QTWO/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Q2 Holdings analyst ratings.</a>
<h2>All You Need to Know About Q2 Holdings</h2>
Q2 Holdings Inc. is a provider of cloud-based virtual banking solutions for regional financial institutions to deliver mobile banking services to retail and commercial end-users who wish to bank anywhere and anytime. Its solutions operate on an integrated tablet-first platform which provides financial institutions a comprehensive view of account holder activity and meets the regulatory and security requirements applicable to the industry. The firm generates revenue from subscription-based arrangements for software offerings. A large majority of the firm's revenue is generated in the United States.
<h3>Financial Milestones: Q2 Holdings's Journey</h3>
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Q2 Holdings displayed positive results in 3M. As of 31 March, 2025, the company achieved a solid revenue growth rate of approximately 14.64%. This indicates a notable increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Information Technology sector.
Net Margin: Q2 Holdings's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 2.51%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Q2 Holdings's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 0.89%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Q2 Holdings's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 0.36%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: With a high debt-to-equity ratio of 0.99, Q2 Holdings faces challenges in effectively managing its debt levels, indicating potential financial strain.
<h2>How Are Analyst Ratings Determined?</h2>
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

9 Analysts Have This To Say About Q2 Holdings

Needham analyst Mayank Tandon maintains Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Buy and raises the price target from $110 to $115.

Needham Maintains Buy on Q2 Holdings, Raises Price Target to $115

Q2 Holdings shares are trading higher after the company reported better-than-expected Q2 sales results, issued Q3 sales guidance above estimates, and raised its FY25 sales guidance.

Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) reported quarterly earnings of $0.52 per share which met the analyst consensus estimate. This is a 36.84 percent increase over earnings of $0.38 per share from the same period last year. The company reported quarterly sales of $195.148 million which beat the analyst consensus estimate of $193.583 million by 0.81 percent. This is a 12.87 percent increase over sales of $172.890 million the same period last year.

Earnings

Earnings Beats

Q2 Holdings Q2 Adj. EPS $0.52, Inline, Sales $195.148M Beat $193.583M Estimate

Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) raises FY2025 sales outlook from $776.000 million-$783.000 million to $783.000 million-$788.000 million vs $781.020 million estimate.

Guidance

Q2 Holdings Raises FY2025 Sales Guidance from $776.000M-$783.000M to $783.000M-$788.000M vs $781.020M Est

Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) sees Q3 sales of $196.000 million-$200.000 million vs $194.806 million analyst estimate.

Q2 Holdings Sees Q3 Sales $196.000M-$200.000M vs $194.806M Est

Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) reported quarterly sales of $195.148 million which beat the analyst consensus estimate of $193.583 million by 0.81 percent. This is a 12.87 percent increase over sales of $172.890 million the same period last year.

Q2 Holdings Q2 Sales $195.148M Beat $193.583M Estimate

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Earnings Scheduled For July 30, 2025

JPMorgan analyst Ella Smith <a href="https://www.benzinga.com/quote/QTWO/analyst-ratings" target="_blank" rel="noreferrer noopener">initiated coverage on</a> Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) <a href="https://www.benzinga.com/quote/NCNO/analyst-ratings" target="_blank" rel="noreferrer noopener">and</a> nCino (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NCNO#NASDAQ">NCNO</a>) and assumed <a href="https://www.benzinga.com/quote/ALKT/analyst-ratings" target="_blank" rel="noreferrer noopener">lead analyst coverage</a> of Alkami Technology (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ALKT#NASDAQ">ALKT</a>) on Wednesday.
Smith&#8217;s investment preferences have Alkami Technology as Overweight, Q2 Holdings as Overweight and nCino as Neutral.
The analyst noted that the digital banking space is an attractive investment arena.&nbsp;&nbsp;
Also Read: <a href="https://www.benzinga.com/analyst-ratings/price-target/25/02/44053788/alkami-growth-accelerates-with-mantl-deal-boosting-digital-banking-and-cross-sell-potential-analyst-says" target="_blank" rel="noreferrer noopener">Alkami Growth Accelerates With MANTL Deal, Boosts Digital Banking And Cross-Sell Potential: Analyst</a>
Smith said Alkami Technology and Q2 Holdings are modernizing customer-facing software for credit unions and regional banks. These companies enjoy high customer retention and five-to-seven-year contract lengths, which support revenue visibility, according to the analyst.
Smith noted that the monetization model is defensive. It is based on the number of bank accounts on the respective platform and the number of products a bank subscribes to.
As the analyst notes, nCino was born out of a bank and is more focused on providing cloud-based banking software solutions to financial institutions.
The opportunity to make banks more efficient is seemingly limitless.
Smith noted idiosyncratic factors that have kept her on the sidelines for now, relative to broader vertical SaaS.
The analyst preferred Alkami Technology and Q2 Holdings over nCino because she particularly liked the dynamics in the digital banking industry. She noted that these two companies offer the premier platform solutions in a ~$10 billion market, of which Alkami Technology has less than 5% and Q2 Holdings less than 10%.
Smith estimated that up to 60% of the market is an addressable opportunity for Alkami Technology and Q2 Holdings, creating an attractive opportunity to displace legacy competition.
The analyst also noted that Alkami Technology is in the rarefied territory, with organic revenue growth of over 20% but trading at six times EV/Sales for 2026E.
This cohort offers what Smith appreciated most about vertical software, including durable revenue growth, margin expansion runways, high customer retention, strong cross-sell prospects and consolidated market structures. At the same time, this cohort is heavily discounted to his broader vertical software coverage.
Price Actions: ALKT stock is up 5.26% at $28.24; QTWO is up 3.56% at $89.07; and NCNO is down 0.44% at $26.96 at publication on Wednesday.
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Fintech news covering the emerging Financial Technology services sector

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Trading Ideas

NCNO

Alkami, Q2 Holdings Tapped As Top Picks By Analyst In $10 Billion Digital Banking Market

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
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<li>Compass Point analyst Casey Alexander initiated coverage on Blue Owl Technology Finance Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OTF#NYSE">OTF</a>) with a Buy rating and announced a price target of $17. Blue Owl Technology shares closed at $15.77 on Tuesday. <a href="https://www.benzinga.com/quote/AFRM/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>JP Morgan analyst Ella Smith initiated coverage on Q2 Holdings, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with an Overweight rating and announced a price target of $115. Q2 Holdings shares closed at $86.01 on Tuesday.. <a href="https://www.benzinga.com/quote/AFRM/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Evercore ISI Group analyst Stephen Richardson initiated coverage on Phillips 66 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PSX#NYSE">PSX</a>) with an Outperform rating and announced a price target of $130. Phillips 66 shares closed at $124.54 on Tuesday. <a href="https://www.benzinga.com/quote/AFRM/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>B of A Securities analyst Wamsi Mohan initiated coverage on Sandisk Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SNDK#NASDAQ">SNDK</a>) with a Buy rating and announced a price target of $61. SanDisk shares closed at $44.09 on Tuesday. <a href="https://www.benzinga.com/quote/AFRM/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Cantor Fitzgerald analyst Matthew Prisco initiated coverage on ON Semiconductor Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ON#NASDAQ">ON</a>) with a Neutral rating and announced a price target of $55. ON Semiconductor shares closed at $52.94 on Tuesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock.</a></li>
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Markets

SNDK

This Phillips 66 Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Wednesday

JP Morgan analyst Ella Smith initiates coverage on Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Overweight rating and announces Price Target of $115.

JP Morgan Initiates Coverage On Q2 Holdings with Overweight Rating, Announces Price Target of $115

10 analysts have expressed a variety of opinions on Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) over the past quarter, offering a diverse set of opinions from bullish to bearish.
The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">4</td>
<td align="right">2</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have recently evaluated Q2 Holdings and provided 12-month price targets. The average target is $100.9, accompanied by a high estimate of $110.00 and a low estimate of $89.00. Observing a downward trend, the current average is 4.91% lower than the prior average price target of $106.11. 
<img src="https://www.benzinga.com/files/images/story/2025/1748980816_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive Q2 Holdings. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Matthew Vanvliet</td>
<td>Cantor Fitzgerald</td>
<td>Announces</td>
<td>Overweight</td>
<td>$110.00</td>
<td>-</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Sector Perform</td>
<td>$101.00</td>
<td>$108.00</td>
</tr>
<tr>
<td>Alexander Sklar</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$105.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>James Faucette</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$93.00</td>
<td>$89.00</td>
</tr>
<tr>
<td>Parker Lane</td>
<td>Stifel</td>
<td>Raises</td>
<td>Buy</td>
<td>$105.00</td>
<td>$100.00</td>
</tr>
<tr>
<td>Jon Vruwink</td>
<td>Baird</td>
<td>Raises</td>
<td>Neutral</td>
<td>$90.00</td>
<td>$84.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$110.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Parker Lane</td>
<td>Stifel</td>
<td>Lowers</td>
<td>Buy</td>
<td>$100.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>James Faucette</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$89.00</td>
<td>$95.00</td>
</tr>
<tr>
<td>Adam Hotchkiss</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Buy</td>
<td>$106.00</td>
<td>$119.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Q2 Holdings. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Q2 Holdings compared to the broader market.</li>
<li>Price Targets: Delving into movements, analysts provide estimates for the future value of Q2 Holdings's stock. This analysis reveals shifts in analysts' expectations over time.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Q2 Holdings's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/QTWO/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Q2 Holdings analyst ratings.</a>
<h2>All You Need to Know About Q2 Holdings</h2>
Q2 Holdings Inc. is a provider of cloud-based virtual banking solutions for regional financial institutions to deliver mobile banking services to retail and commercial end-users who wish to bank anywhere and anytime. Its solutions operate on an integrated tablet-first platform which provides financial institutions a comprehensive view of account holder activity and meets the regulatory and security requirements applicable to the industry. The firm generates revenue from subscription-based arrangements for software offerings. A large majority of the firm's revenue is generated in the United States.
<h3>Q2 Holdings: Financial Performance Dissected</h3>
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Revenue Growth: Q2 Holdings's revenue growth over a period of 3M has been noteworthy. As of 31 March, 2025, the company achieved a revenue growth rate of approximately 14.64%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Information Technology sector.
Net Margin: Q2 Holdings's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of 2.51%, the company may face hurdles in effective cost management.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 0.89%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): Q2 Holdings's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.36%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 0.99, caution is advised due to increased financial risk.
<h2>The Significance of Analyst Ratings Explained</h2>
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
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Demystifying Q2 Holdings: Insights From 10 Analyst Reviews

Cantor Fitzgerald analyst Matthew Vanvliet initiates coverage on Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Overweight rating and announces Price Target of $110.

Cantor Fitzgerald Initiates Coverage On Q2 Holdings with Overweight Rating, Announces Price Target of $110

RBC Capital analyst Daniel Perlin maintains Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Sector Perform and lowers the price target from $108 to $101.

RBC Capital Maintains Sector Perform on Q2 Holdings, Lowers Price Target to $101

Raymond James analyst Alexander Sklar maintains Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Outperform and lowers the price target from $110 to $105.

Raymond James Maintains Outperform on Q2 Holdings, Lowers Price Target to $105

Morgan Stanley analyst James Faucette maintains Q2 Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QTWO#NYSE">QTWO</a>) with a Equal-Weight and raises the price target from $89 to $93.

Morgan Stanley Maintains Equal-Weight on Q2 Holdings, Raises Price Target to $93

Q2 Holdings shares are trading higher following better-than-expected Q1 financial results and issued Q2 sales guidance above the estimate. Additionally, Stifel and Baird raised their respective price targets on the stock.

Press Releases

Q2 Holdings, Inc. Announces First Quarter 2025 Financial Results

Q2 Announces New Solution to Help Financial Institutions Connect Digital Banking With ERP Systems for Commercial Clients

Koxa Treasury Gateway Platform Provides ERP Connectivity to Q2 Digital Banking Platform Customers

Q2 Announces 2025 Excellence Award Recipients

Austin FC and Q2 Announce Good Grief as the 2025 Dream Starter Competition Winner

Q2 Named Market Leader in 2025 Datos Matrix: Leading U.S. Digital Small Business Banking Providers Report

Q2 Announces Fourth Annual Philanthropy Fund Grant Cycle

Q2 Holdings, Inc. Announces Investor Conference Call to Review Second Quarter 2025 Financial Results

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