Vanguard Total Stock Market ETF (ARCA: VTI)

Últimas noticias sobre Vanguard Total Stock Market ETF (ARCA:VTI)

Vanguard Total Stock Market ETF

Technology

Financial Services

Consumer Cyclical

Healthcare

Industrials

Consumer Defensive

Communication Services

Energy

Real Estate

Utilities

Basic Materials

Other

The Fund employs an indexing investment approach designed to track the performance of the CRSP US Total Market Index (the Index), which represents approximately 100 percent of the investable U.S. stock market and includes large-, mid-, small-, and micro-cap stocks. The Fund invests by sampling the Index, meaning that it holds a broadly diversified collection of securities that, in the aggregate, approximates the full Index in terms of key characteristics. These key characteristics include industry weightings and market capitalization, as well as certain financial measures, such as price/earnings ratio and dividend yield.

Microsoft Corp

Apple Inc

Nvidia Corp

Amazon.Com Inc

Meta Platforms Inc

Alphabet Inc., Class A

Alphabet, Inc., Class C

Eli Lilly & Co.

Broadcom, Inc.

Berkshire Hathaway Inc

Tesla, Inc.

Interest,Rate,And,Dividend,Concept,,Personal,Investment,,,Return,On

Personal Finance

ABBV

AVGO

HTGC

SCHD

Las 10 mejores participaciones en dividendos de un jubilado de Reddit, que vive cómodamente de los pagos de dividendos.

Jubilado comparte sus 10 principales participaciones en dividendos para una jubilación cómoda

Government

News

Regulations

Lockheed Martin asegura contratos de defensa por $3370M para el F-35 y más

VITA 34 AG NAMEN-AKT by Vita 34 International AG

FamiCord AG

Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Macro Notification

Federal Reserve

General

Fed Leaves Key Overnight Rate Unchanged

Macro Economic Events

Market Summary

Economics

SOFI

Benzinga Market Summary: Novo Nordisk Cuts Guidance, Sofi Rises On Strong Earnings And Outlook, S&P Roughly Flat

INTC

PLTR

Benzinga Market Summary: S&P Continues Higher As Investors Assess Earnings Reports And Recent Trade Deal Progress, Intel Falls On Weak Guidance, Palantir Continues Higher On Bullish Piper Sandler Initiation

TSLA

Benzinga Market Summary: Healthcare Stocks Fall On Molina Guidance, Tesla Shares Fall On Earnings Miss, Indexes Missed As Investors Assess Earnings Reports

In their quest for yield, individual investors discovered a new favorite: private credit ETFs. A corner of the market previously held by institutions and pension plans— private debt— has entered the mainstream through funds that offer access, income, and &#8220;alternative&#8221; exposure in the comfort of an <a href="https://www.benzinga.com/etfs">ETF package</a>.
But lurking in the background of this mania is a truth: all ETFs are not created equal.
Old-school index ETFs such as the SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) or the Vanguard Total Stock Market ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTI#NYSE">VTI</a>) have been the go-to for their transparency, diversification, and daily liquidity for many years. Meanwhile, private credit ETFs and interval funds come with something more trendy, but opaque.
And that&#8217;s setting alarms off throughout the investment universe.
<h2 class="wp-block-heading">Transparency: Know What You Hold</h2>
One of the hallmarks of index ETFs is their extreme transparency. Investors know exactly what they&#8217;ve got. Holdings are reported daily, and performance is measured against a well-defined benchmark.
Private credit ETFs? Not really.
Although they may have names that imply exposure to private loans, they often contain a combination of high-yield bonds, leveraged loans, treasuries, and even listed equities.
Heron Finance, in its June Monthly Insights report, <a href="https://heronfinance.com/blog/monthly-insights-from-heron-private-credit-goes-main-street-june-2025/" target="_blank" rel="noopener">cautions </a>that several so-called private credit ETFs offer little more than a &#8220;private-ish&#8221; experience.
<h2 class="wp-block-heading">Liquidity: The Illusion Of Easy Exit</h2>
Index ETFs are as liquid as the underlying stocks they mirror. SPY, for example, trades with extremely thin spreads and liquidity providing instant entry and exit, even during stress.
Private credit, by nature, is illiquid. But ETFs and interval funds are providing exposure to these assets in structures that guarantee periodic redemptions. This arrangement does come with one caveat: if everybody runs for the door at once, fund managers will be forced to unload tricky-to-value assets, possibly at a loss.
Morningstar <a href="https://www.morningstar.com/alternative-investments/private-credit-funds-want-your-money-heres-why-you-should-be-cautious">indicates </a>this as one of its main concerns: misalignments between liquid structures and illiquid assets can result in NAV mispricings, forced redemption, or trading at a discount in times of market stress.
Moody&#8217;s further suggests, as reported by a June Reuters report, that competition for deal flow may entice the managers to use lower-quality loans to supply investor needs, increasing the risk profile yet further.
<h2 class="wp-block-heading">Diversification: Broad Exposure Vs. Single-Minded Risk</h2>
An index ETF such as VTI contains thousands of names in sectors and market caps. It&#8217;s diversification by design.
Compare this to some private credit ETFs, where a single credit shop is the manager and where that fund often largely contains that manager&#8217;s own originated loans. This vertical integration can lead to concentration risk, where returns rely on the record and judgment of a single player.
That is a long way from the passive neutrality of an S&amp;P 500 tracker.
<h2 class="wp-block-heading">One Size Doesn&#8217;t Fit All</h2>
Individual investors typically choose index ETFs to serve a range of objectives—long-term growth, low volatility, income, or tax efficiency. Mix-and-match flexibility enables simple customization of portfolios.
Private credit ETFs, as much as they pursue active strategies, aren&#8217;t as readily tailored. Investors are investing in a manager&#8217;s playbook, and have minimal control over how risk is allocated between senior loans, mezzanine debt, or covenant-lite structures. For those seeking specific objectives such as monthly income regularity or capital preservation, limited visibility can be a disadvantage.
So, what are investors getting?
The argument for private credit ETFs is simple: they provide access to an income-paying asset class historically available only to institutions. Yields on certain funds are over 8%–9% in 2025—significantly higher than the dividend yields of broad index ETFs.
But the argument against is what is not seen behind that yield:
<ul class="wp-block-list">
<li>Limited transparency</li>
<li>Complex structures</li>
<li>Potential liquidity mismatches</li>
<li>Single-manager exposure</li>
</ul>
As Heron, Moody&#8217;s, and Morningstar all insist, investors might be underestimating these risks.
<h2 class="wp-block-heading">Some Private Credit ETFs </h2>
As of 2025, the private credit ETF&nbsp;space&nbsp;continues&nbsp;to&nbsp;expand, and&nbsp;numerous&nbsp;funds&nbsp;combine&nbsp;private credit-like exposure (like&nbsp;CLOs, BDCs, and non-agency loans)&nbsp;as&nbsp;opposed&nbsp;to&nbsp;pure-play&nbsp;exposure.&nbsp;Below&nbsp;are some&nbsp;prominent&nbsp;ETFs in or&nbsp;near&nbsp;the private credit&nbsp;universe:
iShares J.P. Morgan USD CLO ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CLOA#NASDAQ">CLOA</a>)
<ul class="wp-block-list">
<li>Focus: Investment‑grade, predominantly AAA/AA CLO tranches</li>
<li>Notes: Offers floating‑rate exposure via a diversified CLO structure.</li>
<li>Expense ratio: 0.20%</li>
</ul>
Janus Henderson AAA CLO ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JAAA#NYSE">JAAA</a>)
<ul class="wp-block-list">
<li>Focus: Purely AAA‑rated CLO tranches</li>
<li>Notes: Emphasizes capital preservation with floating‑rate yield.</li>
<li>Expense ratio: 0.20%</li>
</ul>
Reckoner Leveraged AAA CLO ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RAAA#NYSE">RAAA</a>)
<ul class="wp-block-list">
<li>Focus: <a href="https://www.benzinga.com/etfs/new-etfs/25/07/46402939/higher-yields-without-junk-bonds-reckoners-new-etf-offers-new-spin-on-clos">Actively managed AAA‑rated floating‑rate CLO bonds</a></li>
<li>Key Feature: Up to 50% leverage via reverse repos to boost yield</li>
<li>Expense ratio: 0.30%</li>
</ul>
<h2 class="wp-block-heading">Bottom Line</h2>
Private credit ETFs and index ETFs each occupy a niche in today&#8217;s portfolios, but they play fundamentally divergent roles.
As more individual investors move from SPY into structured credit ETFs, the issue isn&#8217;t whether one is preferable. It&#8217;s whether you know what you&#8217;re actually purchasing.
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/etfs/emerging-market-etfs/25/07/46577333/trade-war-or-trade-win-the-curious-case-of-surging-japan-etfs">Trade War Or Trade Win? The Curious Case Of Surging Japan ETFs</a></li>
</ul>
Photo: Shutterstock

Specialty ETFs

ETFs

CLOA

JAAA

RAAA

A New Kind Of ETF Is Tempting Yield Chasers—With New Trade-Offs

Benzinga Market Summary: S&P Rises On US-Japan Trade Deal, Japanese Stocks Rise, Gold Pulls Back

A rare warning signal just reappeared in the market — and the last time it showed up, <a href="https://www.benzinga.com/topic/s-p-500">the S&amp;P 500 index</a> plunged more than 20% in a matter of weeks.
According to the <a href="https://www.aaii.com/latest/article/316918-aaii-sentiment-survey-pessimism-pushes-through">latest</a> AAII Sentiment Survey, the bull-bear spread has collapsed to just 0.3%, the lowest since September 2022 — right before the S&amp;P logged its steepest drop since the 2008 financial crisis.
That signal comes as bullish sentiment drops to 39.3% and bearish sentiment surges to 39.0%, a near-perfect split that reflects deep investor indecision. Neutral sentiment, meanwhile, remains depressed at 21.8%, well below its historical average of 31.5%. This extreme polarization often sets the stage for outsized volatility.
Read Also: <a href="https://www.benzinga.com/crypto/25/07/46526038/trump-bitcoin-gold-401k-retirement-funds-performance">Trump Wants Bitcoin And Gold In Your 401(k)—And The Math Backs Him Up</a>
<h2 class="wp-block-heading">Sentiment Deadlock Often Precedes Big Market Moves</h2>
When investors are evenly split, the market tends to lose its anchor. With neither bulls nor bears clearly in control, the S&amp;P 500 becomes vulnerable to fast and sharp moves. The last time the bull-bear spread hit such lows — in late 2022 — the index went on to suffer its worst annual loss since the global financial crisis.
Though current market levels remain elevated, the psychological backdrop has shifted. Investors are taking sides, not sitting out, and that often signals that something's about to give.
<h2 class="wp-block-heading">Positioning Around The Uncertainty</h2>
For those looking to stay invested while managing risk, ETFs such as SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Vanguard Total Stock Market ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTI#NYSE">VTI</a>) offer broad exposure. If tech optimism remains intact, Invesco QQQ ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>) provides leverage to growth themes.
For downside protection, low-volatility plays such as iShares MSCI USA Min Vol Factor ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/USMV#BATS">USMV</a>) or dividend-focused funds like Vanguard Dividend Appreciation Index Fund ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VIG#NYSE">VIG</a>) can help buffer shocks. Tactical investors expecting short-term pullbacks may also consider ProShares Short S&amp;P500 ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SH#NYSE">SH</a>) as a hedge.
Whether the signal leads to a repeat of 2022 or not, history suggests it's not one to ignore.
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/etfs/sector-etfs/25/07/46524500/wall-street-meets-web3-fintech-etfs-spy-voo-to-get-jack-dorsey-upgrade-as-block-joins-sp-500">Wall Street Meets Web3: Fintech ETFs, SPY, VOO To Get Jack Dorsey Upgrade As Block Joins S&amp;P 500</a></li>
</ul>
Photo: Shutterstock

Long Ideas

Broad U.S. Equity ETFs

Trading Ideas

USMV

The Last Time This Warning Flashed, S&P 500 Crashed The Most Since 2008

Benzinga Market Summary: S&P Rises Amid Tech Strength, Gold Gains On Weaker Dollar, Cybersecurity Stocks Gain Amid SharePoint Hack

WIIM

DELL

streetTRACKS Dow Jones U.S. Large Cap Value Index Fund

Benzinga Market Summary: Building Permits And Consumer Sentiment Slightly Beat Expectations, Healthcare Stocks Continue Lower, Dell Rises On B of A Upgrade

Benzinga Market Symmary: Healthcare Stocks Slip On Weak Guidance From Elevance, Initial Jobless Claims Come In Below Estimates, S&P Rises

ASML

Benzinga Market Summary: ASML Falls On Uncertain Guidance, Morgan Stanley Falls On Earnings Report, PPI Comes In Below Estimates

NVDA

Benzinga Market Summary: Wells Fargo Drops On Soft Outlook, June Core CPI Comes In Slightly Below Estimates, NVIDIA Stock Rises As Co. Confirms It Would Restart Sales Of H20 GPU In China

Benzinga Market Summary: NVIDIA Reaches $4 Trillion Market Cap, S&P And Nasdaq Rise, Susquehanna Raises Boeing Price Target

An investor on Reddit&#8217;s <a href="https://www.reddit.com/r/stocks/comments/1lsjmb4/is_holding_individual_stocks_worth_the_stress/">r/stocks</a> recently asked a question that hit home for many people: &#8220;Is holding individual stocks worth the stress anymore?&#8221;
&#8220;I used to think I could beat the market by picking my own stocks,&#8221; the person wrote. &#8220;But between earnings roulette, random macro shocks, and hype cycles, I&#8217;m starting to feel like just holding VTI/VT is the move.&#8221;&nbsp;
VTI refers to the Vanguard Total Stock Market Index Fund ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTI#NYSE">VTI</a>), and VT (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VT#NYSE">VT</a>) refers to the Vanguard Total World Stock Index Fund ETF. These are total market index funds that aim to mirror the performance of the entire U.S. or global stock markets, offering <a href="https://www.benzinga.com/money/what-is-a-broad-based-index-fund">broad diversification with minimal effort</a>.
Don't Miss:
<ul class="wp-block-list">
<li>Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a></li>
<li>$100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.</li>
</ul>
<h2 class="wp-block-heading">A Growing Preference For Passive Investing</h2>
Many Redditors agreed, saying they had already switched to passive index funds because picking individual stocks was just too stressful and time-consuming. One user replied, &#8220;If it is stressful, don&#8217;t. VTI is pretty stable by comparison.&#8221;
Another added, &#8220;I feel like I have a second job babysitting my portfolio. I wish there were another way. Maybe this is it.&#8221;
The r/Bogleheads approach was heavily referenced throughout the thread. Named after Vanguard founder John Bogle, this <a href="https://www.benzinga.com/markets/equities/25/02/43730981/the-man-who-founded-vanguard-and-his-7-investing-principles">investing philosophy</a> emphasizes long-term, low-cost, passive investing—typically through broad-market index funds—and encourages <a href="https://www.benzinga.com/trading-ideas/long-ideas/25/04/44773665/time-in-the-market-do-investors-actually-adhere">avoiding market timing</a> or frequent trading.&nbsp;
&#8220;Just become a Boglehead and call it good. No guesswork, just long-term gains,&#8221; one comment said. Several investors pointed out that most <a href="https://www.benzinga.com/personal-finance/25/02/44016490/21-year-old-pro-investor-challenges-dave-ramsey-show-hosts-on-index-funds-vs-mutual-funds-80-of-mutual-funds-dont-beat-the-market">professional stock pickers</a> don&#8217;t outperform the market consistently, so regular investors have an even steeper hill to climb.
Trending: The secret weapon in billionaire investor portfolios that you almost certainly don't own yet. <a href="https://www.benzinga.com/money/masterworks">See which asset class has outpaced the S&amp;P 500 (1995-2024) – and with near-zero correlation.</a>
<h2 class="wp-block-heading">Still, Many Can&#8217;t Let Go Of Stock Picking</h2>
Even with all the warnings, some people still think picking individual stocks is worth it if you&#8217;re willing to put in the time and have the right mindset. &#8220;I pick individual stocks for fun,&#8221; one person said. &#8220;As long as you&#8217;re not buying risky/sh&#x2A;tty stocks, you&#8217;ll make money.&#8221;
Some shared massive gains from choosing the right names at the right time. One investor said their investments in Palantir Technologies (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PLTR#NYSE">PLTR</a>) and Nvidia (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) had more than quadrupled in value over the past three years. Another claimed they&#8217;re &#8220;up 700%&#8221; on AST SpaceMobile (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ASTS#NASDAQ">ASTS</a>) and have more than tripled their net worth in the last two years.
But not everyone trusts that these results are repeatable. &#8220;The best analysts can&#8217;t do it consistently on a long timeframe,&#8221; one person wrote. &#8220;But you&#8217;re probably better than them because you made one good pick?&#8221;
See Also: <a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a>
<h2 class="wp-block-heading">A Hybrid Strategy Gets Traction</h2>
Many investors in the thread advocated for a middle-ground approach. One described their approach as 90% passive investing, 5% allocated to unconventional assets such as gold, GameStop (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GME#NYSE">GME</a>), and bitcoin, and the remaining 5% in actively managed stocks. &#8220;I find having a small basket of stocks allows me to learn quite a bit about the companies.&#8221;
Another added, &#8220;The passive allocation does the heavy lifting, and the other 10% scratches the itch to be active.&#8221;
There&#8217;s also a psychological angle. One investor admitted, &#8220;If you&#8217;re stressed holding stocks at all-time highs, I wouldn&#8217;t be in the market.&#8221;
Some described stock picking as a rewarding hobby. &#8220;I like knowing and believing in the names I hold. Even in periods of underperformance, I don&#8217;t sweat it.&#8221;
Whether to <a href="https://www.benzinga.com/money/active-vs-passive-investing">invest passively or actively</a> depends on each investor&#8217;s goals, temperament and willingness to put in the time. There's no one-size-fits-all approach, but knowing your limits may be just as important as knowing the market.
Read Next: Over the last five years, the price of gold has increased by approximately 83% — Investors like Bill O&#8217;Reilly and Rudy Giuliani are using this platform to <a href="https://www.benzinga.com/money/american-hartford-gold">create customized gold IRAs to help shield their savings from inflation and economic turbulence.&nbsp;</a>
Image: Shutterstock

ASTS

Investor Used To Believe They Could Beat The Market By Picking Stocks. Now They Ask 'Is Holding Individual Stocks Worth The Stress Anymore?'

Just when it looked like the AI-fueled rally would chug along forever, investors quietly shifted gears. On July 2, the Vanguard S&amp;P 500 ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VOO#NYSE">VOO</a>) raised $1.6 billion, increasing its assets under management to over $683 billion, according to FactSet data cited by etf.com. 
That massive single-day inflow wasn't just another data point in <a href="https://www.benzinga.com/etfs" target="_blank" rel="noopener">ETF land;</a> it was a flashing signal that the market may be undergoing a subtle but meaningful mood shift in which AI over-enthusiasm, MAG7 concentration concerns, and valuation jitters are nudging investors back to old-school diversification.
Also Read: <a href="https://www.benzinga.com/etfs/specialty-etfs/25/07/46277766/tesla-troubles-amplified-by-musks-party-politics-etfs-on-edge">Tesla Troubles Amplified By Musk&#8217;s Party Politics: ETFs On Edge</a>
<h2 class="wp-block-heading">From Hot Hype To Steady Hands</h2>
For months, Wall Street was captivated by the so-called Magnificent Seven—Apple (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>), Amazon (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>), Alphabet (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>), Meta (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>), Microsoft (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>), Nvidia (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>), and Tesla (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>). These tech juggernauts drove a lion's share of the market's gains, powered by the explosive promise of artificial intelligence.
But that momentum is showing signs of slight sputtering. The stock price of Nvidia, the poster child of the AI boom, remains sky-high but is facing valuation concerns. Tesla's margins are under pressure. Apple has been lagging behind its big tech peers. And many retail and institutional investors are beginning to realize that this rally is becoming top-heavy.
Enter VOO, the ultra-low-cost ETF tracking the S&amp;P 500. Unlike the NASDAQ-100-heavy QQQ or tech-concentrated MAG7-themed funds, VOO offers broad-based exposure with a healthy dose of MAG7 stocks, albeit not a full diet of them.
More evidence of investors choosing broad market exposure is evident in the $1.3 billion in single-day inflows attracted by the Vanguard Total Stock Market ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTI#NYSE">VTI</a>) on July 2.
<h2 class="wp-block-heading">Rotation, Not Recession</h2>
The recent VOO inflow appears less like panic and more like a recalibration. Investors aren&#8217;t fleeing equities, they're just redistributing their bets. As AI headlines become background noise and thematic ETFs lose their novelty sparkle, passive giants like VOO are emerging as the port of choice for long-term capital.
It also helps that VOO's expense ratio is a lean 0.03%, a significant edge over its pricier peers like SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) (0.0945%). And in volatile markets, low fees and broad exposure are the grown-up way to stay invested.
The takeaway? Investors aren't abandoning tech or growth. They're just hedging against overexposure, dialing down the noise, and rebalancing toward structure and stability.
<h2 class="wp-block-heading">The Bigger Picture</h2>
The S&amp;P 500 is near record highs and rose 0.5% on the day VOO saw its largest inflow. That timing isn't a coincidence. As bullish sentiment returns, but with a bit more caution, VOO represents the Goldilocks zone: not too risky, not too boring, just right.
With earnings season approaching and uncertainty still looming over Fed rate cuts, it seems investors are saying: "We'll take the gains, but hold the hype."
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/etfs/broad-u-s-equity-etfs/25/06/46060843/vanguard-etfs-lead-2025-with-150-billion-inflows-challenging-wall-streets-old-guard">Vanguard ETFs Lead 2025 With $150 Billion Inflows, Challenging Wall Street&#8217;s Old Guard</a></li>
</ul>
Photo: Shutterstock

AAPL

AMZN

GOOGL

MSFT

VOO Gets Some Love As Investors Say 'No Thanks' To Magnificent 7 Stocks

Benzinga Market Summary: President Trump Announces Japan And Korea Import Tariffs, Tesla Falls As CEO Elon Musk Plans New Political Party

CDNS

DDOG

SNPS

Benzinga Market Summary: June Jobs Data Beats Estimates, Chip Designers Rise As US Rescinds China Export restrictions, Datadog Rises On S&P Inclusion

In what has been termed the most aggressive domestic spending rewrite in decades, the U.S. Senate<a href="https://www.benzinga.com/news/politics/25/07/46211326/one-big-beautiful-bill-passes-senate-with-jd-vances-tie-breaking-vote-trump-says-its-going-to-go-very-nicely-in-the-house"> passed a broad policy package</a> on Tuesday that reduces federal benefits for low-income Americans, redraws healthcare mandates, and, at the same time, sows the seeds of new equity exposure through so-called &#8220;Trump Accounts&#8221; for babies.
As the bill remains pending final passage in the House, market participants are already assessing how this fiscal reshaping might impact asset classes. ETFs, as ever, provide a window into which industries might take the hit or capture the gain.
<h2 class="wp-block-heading">SNAP Decisions, Consumer Staples Dilemma</h2>
One of the <a href="https://www.whitehouse.gov/articles/2025/05/fact-one-big-beautiful-bill-cuts-spending-fuels-growth/">bill's </a>headline features is a <a href="https://www.benzinga.com/news/financing/25/07/46215083/how-trumps-big-beautiful-bill-impacts-snap-medicaid-taxes-and-student-loans">drastic reduction in Supplemental Nutrition Assistance Program</a> (SNAP) funding—nearly $300 billion over the next decade. With more challenging work requirements and millions expected to drop off the rolls, the impact could show up in earnings for discount retailers, dollar stores, and low-margin grocery chains.
That brings <a href="https://www.benzinga.com/etfs">consumer staples ETFs</a><a href="https://www.benzinga.com/etfs" target="_blank" rel="noopener">,</a> such as the Consumer Staples Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLP#NYSE">XLP</a>) and the Vanguard Consumer Staples Index Fund ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VDC#NYSE">VDC</a>), into question. They feature powerhouse names such as Walmart (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WMT#NYSE">WMT</a>) and Dollar General (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DG#NYSE">DG</a>), stocks with high exposure to lower-income consumers.
<h2 class="wp-block-heading">Healthcare ETFs: Mandate, Interrupted</h2>
The Medicaid overhaul is no less seismic. The bill mandates work requirements for able-bodied adults aged 19 to 64 and adds more paperwork hurdles, while slicing federal support by $1 trillion over 10 years. That could spell trouble for health insurers with high Medicaid exposure.
ETFs such as the iShares U.S. Healthcare Providers ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IHF#NYSE">IHF</a>) or the Health Care Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLV#NYSE">XLV</a>) could experience investor rotation when states are racing to change programs and losses in coverage accumulate—resulting in 12 million more uninsured in 2034, according to the Congressional Budget Office.
<h2 class="wp-block-heading">&#8220;Trump Accounts&#8221;: Baby&#8217;s First ETF?</h2>
As SNAP and Medicaid are threatened with cuts, the legislation creates the door to a whole new way of government-subsidized retail investing: &#8220;Trump Accounts.&#8221; These pilot accounts will invest $1,000 in a market-indexed stock fund for each baby born between 2025 and 2028, and parents can contribute up to $5,000 per year.
If rolled out nationwide, this would be a modest yet symbolically influential demand driver for diversified market ETFs, such as the SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and the Vanguard Total Stock Market ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTI#NYSE">VTI</a>).
<h2 class="wp-block-heading">Tax Cuts And Sector Tilts</h2>
With the bill locking in the 2017 tax cuts and raising the child tax credit to $2,200 per child, increased disposable incomes, particularly for middle-class households, may support sectors related to discretionary spending. Investors might lean toward ETFs such as the Consumer Discretionary Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLY#NYSE">XLY</a>) or Vanguard Growth ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VUG#NYSE">VUG</a>), which contain retail and technology giants.
<h2 class="wp-block-heading">State Burdens, Muni ETF Headaches</h2>
States aren&#8217;t untouched. They will now pay 5% of SNAP benefits and 75% of administrative expenses, and they are penalized for excessive payment error rates. That could squeeze municipal finances, with ramifications for municipal bond ETFs such as the iShares National Muni Bond ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MUB#NYSE">MUB</a>).
<h2 class="wp-block-heading">When Washington Moves, Markets React</h2>
This bill reminds investors that government spending isn't just a political debate—it's a market signal. Whether it's the squeeze on public benefits or the surprise boost for infant investors, ETFs are likely to reflect these tectonic shifts. For now, one thing's clear: when Washington rewrites the rules, Wall Street tends to reprice the playbook.
Next Read: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/etfs/specialty-etfs/25/07/46226903/musk-plots-a-party-trump-fires-back-tesla-etfs-watch-the-fallout">Musk Plots A Party, Trump Fires Back, Tesla ETFs Watch The Fallout</a></li>
</ul>
Photo: Shutterstock

iShares Dow Jones US Health Care Provides Index Fund

iShares S&P National AMT-Free Municipal Bond Fund

Select Sector SPDR-Consumer Discretionary

Trump's Tax Blitz Is An ETF Game-Changer—Are You Ready?

Benzinga Market Summary: Trump Announces Vietnam Trade Deal, ADP Report Shows Private Sector Lost 33,000 Jobs, Tesla Rises On Delivery Report

Benzinga Market Summary: Senate Passes Spending Bill, Tesla Falls On Trump-Musk Tensions And Lower Registrations In Sweden And Denmark, Nike Rises On Argus Upgrade

Comments

Vanguard Total Stock Market ETF

Noticias

Últimas noticias sobre Vanguard Total Stock Market ETF (ARCA:VTI)

Noticias

SOCIO/CONTRIBUIDOR

BENZINGA GLOBAL