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Iran has reaffirmed its commitment to continue its nuclear enrichment program, despite recent U.S. military actions targeting its nuclear facilities.
What Happened: Iranian Ambassador to the United Nations, Amir-Saeid Iravani, announced that Iran will persist with its nuclear enrichment activities, asserting it as an &#8220;inalienable right.&#8221; This statement was made during an <a href="https://www.cbsnews.com/news/amir-saeid-iravani-iran-un-ambassador-face-the-nation-transcript-06-29-2025/">interview</a> on CBS News&#8217;s &#8220;Face the Nation&#8221; on Sunday.
Iravani cited the Nuclear Non-Proliferation Treaty, which allows non-nuclear-weapon states to develop peaceful nuclear technology, including uranium enrichment, within certain limits. When asked by moderator Margaret Brennan if Iran plans to restart its enrichment program, Iravani replied, &#8220;I think that enrichment will not — never stop.&#8221;
See Also:&nbsp;<a href="https://benzinga.com/news/politics/25/06/46158822/trumps-approval-ratings-tariff-deadlines-schumers-criticism-and-defense-budget-shifts-this-week-in-" target="_blank" rel="noreferrer noopener">Trump&#8217;s Approval Ratings, Tariff Deadlines, Schumer&#8217;s Criticism, And Defense Budget Shifts: This Week In Politics</a>
Why It Matters: The U.S. military&#8217;s recent strikes on Iran&#8217;s nuclear facilities have sparked a debate over their long-term impact. A preliminary U.S. intelligence assessment suggested that the strikes only set back Iran&#8217;s nuclear program by a <a href="https://www.benzinga.com/news/25/06/46086403/us-attack-on-iranian-nuclear-sites-reportedly-set-tehran-back-only-a-few-months-white-house-calls-assessment-flat-out-wrong">few months</a>. 
However, Mike Gallagher, Head of Defense at Palantir Technologies Inc., stated that the program was <a href="https://www.benzinga.com/news/topics/25/06/46090389/palantirs-defense-chief-says-iran-nuclear-program-set-back-significantly-by-us-strikes-but-intel-split-on-how-long">&#8220;set back significantly,&#8221; </a>though intelligence assessments remain conflicted over the operation&#8217;s long-term impact.
In response to the strikes, Iran&#8217;s Foreign Ministry confirmed that the country&#8217;s nuclear facilities <a href="https://www.benzinga.com/news/politics/25/06/46094069/iran-breaks-silence-says-nuclear-facilities-badly-damaged-by-us-strikes">suffered significant damage</a>.
Meanwhile, President Trump announced <a href="https://www.benzinga.com/news/politics/25/06/46107752/trump-announces-iran-nuclear-talks-following-us-strikes-that-severely-damaged-iranian-nuclear-program">upcoming nuclear talks</a> with Iran, following what he described as strikes that &#8220;severely damaged&#8221; Tehran&#8217;s nuclear capabilities.
Photo Courtesy: Dancing_Man on Shutterstock.com
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This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/shivdeep-dhaliwal" target="_blank" rel="noreferrer noopener">Shivdeep Dhaliwal</a>

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General

Iran's Top Diplomat To UN Says Uranium Enrichment To Continue: An 'Inalienable Right'

Real estate investor Grant Cardone has never been afraid of <a href="https://www.tiktok.com/@grantcardone/video/7519579404255661325?lang=en">prioritizing a single asset class</a>. He's always been skeptical of stocks and recently warmed up to Bitcoin, but real estate has remained his primary asset outside of growing businesses.
He recently threw cold water on a popular piece of investing advice that has served people well over the years.
"People should not diversify their investments," he stated while criticizing ETFs and mutual funds.&nbsp;
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Cardone's thoughts on portfolio diversification contract the mainstream advice of diversifying your portfolio and not putting all of your eggs in one basket. However, there is merit behind Cardone's suggestion that can be valuable for investors.
<h2 class="wp-block-heading">Diversify In What You Know</h2>
Cardone does not diversify his portfolio across a wide range of sectors. For instance, he doesn't pour his money into oil stocks, bank stocks, consumer staples stocks, or any other stocks. He has made almost all of his money with real estate, but he has a well-diversified portfolio if you narrow it down to real estate.
He isn't betting all of his wealth on a single apartment complex. Instead, he has thousands of apartment units spread across several states that make up a multi-billion dollar portfolio.
You don't have to buy real estate to apply this knowledge. For instance, the S&amp;P 500 gives you broad, diversified exposure to 500 of the largest and most profitable publicly traded corporations. However, if you know a lot about artificial intelligence and believe it can outperform the broad market, it may be more beneficial to buy an ETF that only contains AI stocks.
Thematic ETFs can push you away from broad market ETFs. It's possible to limit your stock investments to two sectors that you know very well and outperform the stock market.
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<h2 class="wp-block-heading">Look Deeper Into ETFs</h2>
If you ask Cardone, he will tell you to buy real estate for the significant tax advantages. However, if you are a stock investor and want to apply the same concept of not diversifying, you can look deeper into ETFs and see their holdings.
Every ETF displays its holdings and how the funds are allocated. You can see which stocks make up the lion's share of an ETF's portfolio and which picks aren't doing much to move the fund.&nbsp;
An investor can review this information to gauge which stocks outperform the ETF, and every ETF is guaranteed to contain stocks that outperform its benchmark returns. For instance, if you look at an ETF that holds AI stocks, you can dig deeper and discern which AI stocks are delivering most of the returns.
Many broad market benchmarks like the S&amp;P 500 and Nasdaq Composite lean heavily on the Magnificent Seven stocks. There's also a recurring trend of tech ETFs outperforming the S&amp;P 500. For instance, the iShares Semiconductor ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SOXX#NASDAQ">SOXX</a>) has rallied by roughly 170% over the past five years, while the S&amp;P 500 has barely doubled during the same stretch. The gap between their gains only expands as you look further in the past.
<h2 class="wp-block-heading">Continue To Research Investment Opportunities</h2>
Occasionally researching new investment opportunities can help you discover promising stock picks before others notice. You can also use this approach with Cardone's preferred asset, real estate, and look at deals in your area.&nbsp;
Some real estate investors may have to look for deals outside of their zip code to get the highest returns. Cardone hasn't isolated himself to a single city or state and opts to buy multifamily properties in different states. It's good to avoid rushing into an asset, especially one that requires as much time and capital as real estate.
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<li>Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $100.</a></li>
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Personal Finance

iShares PHLX SOX Semiconductor Sector Index Fund

SOXX

'People Should Not Diversify Their Investments' -- Cardone On The ETFs and Mutual Funds

Fried chicken is having its moment in the sun, and Bojangles is looking to capitalize on it. Only a few weeks after Dave&#8217;s Hot Chicken was sold to Roark Capital, which also owns Subway, for nearly $1 billion, Bojangles wants to up the ante. According to <a href="https://www.wsj.com/business/deals/bojangles-is-exploring-a-sale-while-the-fried-chicken-market-is-hot-5cc6fb9e?gaa_at=eafs&amp;gaa_n=ASWzDAisj8A__yJMAVvT5KRji6g9TQETLri6ipk_sHvL9RExkgRgb0R4BJzs&amp;gaa_ts=684b359f&amp;gaa_sig=7rRGmiky5CnmWkK2Hvxl0R4UbWRbJ9Tgrb9UfOE_TTJeTPgVI0asE_hm96FWpY2fYJgbaVSDEjEi0s8XCgSQVg%3D%3D">The Wall Street Journal</a>, Bojangles' owners are considering a sale. If they can get their estimated $1.5 billion asking price, they will have tripled what they paid to buy the chain in 2019.
The first Bojangles opened in Charlotte, <a href="https://www.benzinga.com/markets/equities/25/06/45786038/amazon-expands-cloud-ai-footprint-with-10-billion-data-center-investment-in-north-carolina">North Carolina</a> in 1978. Original owners Jack Fulk and Richard Thomas had a simple mission: to bring spicy, Cajun-style fried chicken and homemade biscuits to the masses. Although spicy fried chicken and biscuits were staples in many southern households at the time, Kentucky Fried Chicken was one of only a few successful chicken franchises.
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The original Bojangles operated on a shoestring budget out of a walk-up kiosk on West Boulevard in Charlotte. It wasn't long before Bojangles' reputation for having top-tier fried chicken translated into a loyal following. That pattern would repeat itself almost everywhere Bojangles opened and it wasn't long before the chain was inspiring almost cult-like devotion among its fans.&nbsp;
Bojangles&#8217; simple formula of providing crispy, spicy chicken and delicious biscuits proved very successful throughout the South. The chain underwent aggressive expansion in the 1990s and opened its 300th location in 2003. Bojangles gained national recognition in 2008 when the Wall Street Journal named it one of the world's best restaurant chains.
Bojangles opened its 600th location in 2014. Not long after, the owners took Bojangles <a href="https://www.reuters.com/article/us-bojangles-ipo-update-idUSKBN0MY0B620150407/">public</a>, and the chain raised an estimated $372 million at its<a href="https://www.benzinga.com/markets/ipos/25/06/45941185/chimes-ipo-marks-another-successful-wall-street-debut"> IPO</a> in 2015. <a href="https://www.globenewswire.com/news-release/2019/01/28/1706253/0/en/Bojangles-Inc-Durational-Capital-Management-and-The-Jordan-Company-Complete-Acquisition.html">Bojangles</a> went private again in 2019 when The Jordan Company and Durational Capital Management bought the chain for $593 million. Since then, the popularity of fried chicken has skyrocketed.
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The emergence of foodie culture and innovations like Korean style chicken wings and Nashville hot chicken has helped fried chicken become one of the hottest sectors in the fast-food industry. Rising players like Raising Cane&#8217;s have also hit the market and made a strong impact, but Bojangles' place as a major player in the sector had already been secured.
Then, Roark Capital acquired Los Angeles-based Dave's Hot Chicken for almost $1 billion. The size of that deal was simply too big for The Jordan Company and Durational Capital to ignore. Bojangles is a much larger, more well-established chain than Dave's Hot Chicken. If Dave's was worth $900 million, it stands to reason that a chain with Bojangles' history and over 700 locations worldwide would be worth considerably more.
According to the Journal's sources, the asking price for Bojangles will be in the $1.5 billion range. If a deal closes in that range, it would translate to roughly $1 billion in profit for The Jordan Company and Durational Capital in just six years of ownership. Now, that's what you call hot chicken.
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Really Hot Chicken–This Fried Chicken Franchise Has Tripled In Value Since 2019 And Could Now Sell For $1.5 Billion

President Donald Trump has indicated the presence of a potential&nbsp;buyer for the US operations&nbsp;of TikTok, the widely used&nbsp;social media app owned by&nbsp;China&#8217;s&nbsp;ByteDance Ltd. However, he has decided to keep the specifics under wraps for the next two weeks.
What Happened: During a conversation with Fox News&#8217;s Sunday Morning Futures, Trump said, &#8220;We have a buyer for TikTok,&nbsp;by the way. I think&nbsp;I&#8217;ll&nbsp;need probably China approval and&nbsp;I think President Xi will&nbsp;probably do it,&#8221; as per a&nbsp;Bloomberg <a href="https://www.bloomberg.com/news/articles/2025-06-29/trump-says-there-s-a-buyer-for-tiktok-but-he-won-t-provide-name?srnd=homepage-asia&amp;sref=TBDibEcD">report</a>.
Trump, who had earlier extended the deadline for ByteDance to offload TikTok&#8217;s US operations, did not reveal the identity of the potential buyer. He merely referred to them as a &#8220;group of very wealthy people.&#8221; The interview was aired on Sunday, but was recorded on the preceding Friday.
In the previous year, a law was enacted by Congress mandating ByteDance to divest its US operations of TikTok due to concerns over national security. 
However, the progress on the deal has been significantly delayed due to the rising tensions surrounding US-China trade and tariff negotiations.
Also Read: <a href="https://www.benzinga.com/news/25/04/44886711/trump-expresses-reluctance-to-escalate-china-tariffs-hints-at-trade-deal">Trump Expresses Reluctance To Escalate China Tariffs, Hints At Trade Deal</a>
Prior to the announcement of&nbsp;widespread tariffs in April, a&nbsp;deal seemed to be on the horizon, with&nbsp;a consortium of US investors&nbsp;including&nbsp;Oracle Corp.&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ORCL#NYSE">ORCL</a>),&nbsp;Blackstone Inc.&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BX#NYSE">BX</a>),&nbsp;and venture capital firm Andreessen&nbsp;Horowitz expressing interest.
Why It Matters: The sale of TikTok&#8217;s US operations has been a topic of intense discussion and speculation due to the political and economic implications it carries. 
The potential buyer&#8217;s identity, once revealed, could significantly impact the dynamics of the tech industry, particularly in the realm of social media. 
Furthermore, the deal&#8217;s progress could serve as a barometer for the state of US-China relations, which have been fraught with tension due to ongoing trade and tariff disputes.
Read Next
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Image: Shutterstock

Social Media

Tech

ORCL

Donald Trump Drops Hint About Potential TikTok Buyer, But Keeps Details Close To His Chest

Apple Inc.&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) is being urged to consider the development of a smart ring.
Bloomberg&#8217;s&nbsp;Mark Gurman,&nbsp;in his&nbsp;<a href="https://www.bloomberg.com/news/newsletters/2025-06-29/apple-should-launch-oura-ring-competitor-tethered-vision-pro-ios-26-beta-2-mchmc20h?srnd=undefined&amp;sref=TBDibEcD">latest</a>&nbsp;weekly &#8220;Power On" reported that the wearables and smartwatch segment of the tech behemoth has been witnessing a slowdown, with a revenue drop of 7% in the last fiscal year. 
The Apple Watch alone experienced a decline of over 14% in fiscal 2024. The company&#8217;s foray&nbsp;into a new wearables category, such as smart rings, could potentially reverse this downward trend.
While&nbsp;Apple&nbsp;is already developing smart glasses, a competitor to products from&nbsp;Meta Platforms Inc., the introduction of a smart ring could further diversify its product portfolio. 
Companies like Oura Health Oy, Samsung Electronics Co., Ultrahuman, and RingConn have already tapped into the consumer interest in fitness rings.
Despite the absence of a display and phone-like features, smart rings offer several benefits. They are more comfortable to wear, especially during sleep or workouts, and&nbsp;can last several days on&nbsp;a single charge. 
Also Read: <a href="https://www.benzinga.com/markets/tech/25/06/45941076/apples-wwdc-2025-unveiling-ios-26-liquid-glass-interface-and-carplay-enhancements">Apple&#8217;s WWDC 2025: Unveiling Ios 26, Liquid Glass Interface And Carplay Enhancements</a>
Moreover, they can easily blend into any wardrobe and offer&nbsp;the same fitness and health&nbsp;tracking benefits as an Apple Watch.
Apple&#8217;s hint at a tethered Vision Pro and the release of&nbsp;new beta versions of iOS&nbsp;26 and other operating systems indicate the company&#8217;s intent to expand its wearables portfolio. 
The company&#8217;s potential move into rings and glasses could pose a significant challenge to current market players like Oura and Meta. 
If successful, this could potentially revitalize Apple&#8217;s wearables division and reverse the recent decline in revenue.
Read Next
<a href="https://www.benzinga.com/markets/tech/25/06/45829938/apples-liquid-glass-interface-set-to-revolutionize-ios-26-hints-at-20th-anniversary-iphone" target="_blank" rel="noreferrer noopener">Apple's Liquid Glass Interface Set To Revolutionize iOS 26, Hints At 20th Anniversary iPhone</a>
Image: Shutterstock

AAPL

Apple Inc. Encouraged To Enter Smart Ring Market Amid Slowing Wearables Revenue

Rep. Marjorie Taylor Greene (R-Ga.) has expressed her fears regarding what she believes to be the most significant threat to the freedom of American women.
What Happened:&nbsp;In a recent interview, Greene voiced her concern about the possibility of a &#8220;Muslim takeover&#8221; and the subsequent enforcement of Sharia law as the most substantial danger to American women&#8217;s liberty.
These comments by Greene were in response to a question&nbsp;about a post she made&nbsp;after Zohran Mamdani&#8216;s victory&nbsp;in the New York City&nbsp;Democratic mayoral primary. 
The post featured the Statue of Liberty dressed in a burqa, accompanied by&nbsp;the caption, "This hits hard."
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">This hits hard. <a href="https://t.co/YUrNTZW5lq">pic.twitter.com/YUrNTZW5lq</a>
&mdash; Marjorie Taylor Greene &#x1f1fa;&#x1f1f8; (@mtgreenee) <a href="https://twitter.com/mtgreenee/status/1937851484567195954?ref_src=twsrc%5Etfw">June 25, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Upon being asked to explain her post, During <a href="https://thehill.com/hilltv/rising/5370783-rising-june-26-2025/">the</a> interview with The Hill, Greene stated that she was alluding to the threat of a &#8220;Muslim takeover, or possibly Sharia law,&#8221; which she perceives as a severe threat to all American women.
Also Read: <a href="https://www.benzinga.com/news/politics/25/06/46043789/marjorie-taylor-greenes-response-to-trump-bombing-iran-let-us-pray-that-we-are-not-attacked-by-terrorists-on-our-homeland">Marjorie Taylor Greene&#8217;s Response To Trump Bombing Iran: &#8216;Let Us Pray That We Are Not Attacked By Terrorists On Our Homeland&#8217;</a>
&#8220;That is a great threat to every single American woman. And I think that's something all women should never want or allow to happen in America. And it's important to talk about those things," MTG said. 
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">He asked me what I meant when I posted the Statue of Liberty covered in a burka. Here is what I said. <a href="https://t.co/6tVkOohoU3">pic.twitter.com/6tVkOohoU3</a>
&mdash; Marjorie Taylor Greene &#x1f1fa;&#x1f1f8; (@mtgreenee) <a href="https://twitter.com/mtgreenee/status/1938764157295165765?ref_src=twsrc%5Etfw">June 28, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
"I'm an American woman, and I have all the freedoms in the world to never have to bow to a religion that would force me to cover my body up and only see my eyes and my fingertips. And that is a major threat for all American women, and I think that's something that hits hard for all women," she added. 
Mamdani has not shown any interest in imposing Sharia law. Mamdani&#8217;s platform comprises policies such as free city bus transportation, publicly funded childcare, and a rent freeze.
Greene&#8217;s statements have surfaced amidst a surge of racially charged comments from some Republicans following Mamdani&#8217;s primary victory.
Why It Matters: Greene&#8217;s comments highlight the ongoing tensions and racial divisions within American politics. The fear of a &#8220;Muslim takeover&#8221; and the enforcement of Sharia law, as expressed by Greene, is not supported by the actions or policies of Muslim politicians in the U.S. such as Mamdani. 
Read Next
<a href="https://www.benzinga.com/general/social-media/25/05/45600798/mtg-picks-a-fight-with-elon-musks-ai-chatbot-grok-is-left-leaning-and-continues-to-spread-fake-news-and-propaganda">MTG Picks a Fight With Elon Musk&#8217;s AI Chatbot: &#8216;Grok Is Left Leaning and Continues To Spread Fake News and Propaganda&#8217;</a>
Image: Shutterstock

Marjorie Taylor Greene: 'Muslim Takeover' Threatens American Women

Sam Altman, the CEO of OpenAI, has cautioned against the unreserved trust that users have been placing in the company&#8217;s AI chatbot, ChatGPT, despite its increasing popularity.
What Happened: In a recent interview, Altman expressed astonishment at the extent of trust users have in ChatGPT, OpenAI&#8217;s AI chatbot. While acknowledging its widespread use, Altman stressed that the technology is far from infallible.
During the inaugural episode of OpenAI&#8217;s official <a href="https://www.youtube.com/watch?v=DB9mjd-65gw">podcast</a>, Altman voiced his concerns, cautioning that AI can produce misleading or false content and should not be trusted without question. 
He disclosed that despite its unreliability, millions continue to employ ChatGPT for a variety of purposes, including research and parenting advice.
"People have a very high degree of trust in ChatGPT, which is interesting, because AI hallucinates. It should be the tech that you don't trust that much," he said. 
Also Read: <a href="https://www.benzinga.com/news/topics/25/06/45931965/rates-of-hallucination-in-ai-models-from-google-openai-on-the-rise">Rates Of Hallucination In AI Models From Google, OpenAI On The Rise</a>
Altman also touched upon the new features of ChatGPT, such as persistent memory and potential ad-based models, which have sparked new privacy concerns. 
In the face of legal challenges from media houses like The New York Times, Altman underscored the importance of transparency and preserving user trust.
Also Read: <a href="https://www.benzinga.com/news/23/06/32675856/chatgpt-is-fabricating-information-why-thats-a-problem-for-every-industry-not-just-journalism">ChatGPT Is Fabricating Information: Why That&#8217;s a Problem For Every Industry, Not Just Journalism</a>
While Altman remains hopeful about the future of AI, he insisted on the necessity for honesty about the technology&#8217;s shortcomings. &#8220;It&#8217;s not super reliable,&#8221; he conceded. &#8220;We&nbsp;need to be honest about&nbsp;that.&#8221;
Why It Matters:
The warning from Altman comes at a time when AI technology, particularly chatbots, are gaining traction across various sectors. The popularity of ChatGPT underscores the growing reliance on AI for everyday tasks. 
However, Altman&#8217;s cautionary note serves as a reminder of the inherent limitations of AI technology and the potential risks of overreliance. 
His emphasis on transparency and user trust also highlights the ethical considerations that companies must address as they continue to innovate and push the boundaries of AI.
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Sam Altman Warns Users Not To Blindly Trust ChatGPT Despite Its Rising Fame, Says 'AI Hallucinates, It Should Be The Tech That You Don't Trust That Much'

A Reddit thread on <a href="https://www.reddit.com/r/NoStupidQuestions/comments/1lk9z3j/people_who_make_3050k_a_year_and_live_comfortably/">r/NoStupidQuestions</a> recently prompted a wide range of replies after someone asked how low-income earners feel about people who <a href="https://www.benzinga.com/news/25/04/44614059/someone-asked-why-75k-is-seen-as-a-low-salary-on-reddit-the-responses-actually-make-more-sense-than-youd-expect">make $75,000</a> to <a href="https://www.benzinga.com/news/topics/25/06/46044025/earning-more-than-100000-feels-like-a-dream-to-many-but-when-you-look-closer-some-of-these-jobs-arent-as-difficult-as-youd-think">$115,000 or more</a> but &#8220;still say it's not enough.&#8221;&nbsp;
The original poster, who said they were once in the $30,000 to $50,000 income range and now earn above six figures, noted their lifestyle hasn't changed much despite the pay bump. They found it surprising that higher earners often still claim they're struggling financially.
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<h2 class="wp-block-heading">A Raise Doesn&#8217;t Always Mean Relief</h2>
The replies poured in, offering everything from understanding to exasperation. Many pointed out that <a href="https://www.benzinga.com/markets/25/05/45685741/the-cost-of-living-crisis-hits-hard-in-these-8-cities-where-you-need-to-earn-at-least-100k-to-live-c">cost of living varies wildly by location</a>. &#8220;I'm making over in 100K in NYC but sometimes that feels like barely enough after retirement savings, emergency funds, student loans, rent etc.,&#8221; one person wrote. Others noted that if you <a href="https://www.benzinga.com/24/11/41975094/can-you-raise-a-family-here-heres-what-it-takes-to-live-comfortably-in-americas-costliest-states">live in a high-cost area</a> like San Francisco or Boston, even six figures can feel tight.
Another major theme was <a href="https://www.benzinga.com/personal-finance/financial-advisors/25/06/46024255/7-silent-wealth-drains-that-are-sabotaging-your-future">lifestyle creep</a>. &#8220;As you make more money, you start buying nicer stuff, eating at fancier places, or upgrading things you didn't need to upgrade,&#8221; one person said. All of this can quietly inflate your monthly budget.
Still, others highlighted hidden expenses that don't show up in salary figures. Some higher earners support family members or face high health care and <a href="https://www.benzinga.com/news/25/04/44999168/reason-people-dont-have-kids-earlier-is-theyre-expensive-says-kevin-oleary-however-time-is-the-one-thing-money-cant-buy">childcare costs</a>. &#8220;I make $90K and feel broke because half my paycheck goes to daycare,&#8221; one parent commented.
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<h2 class="wp-block-heading">Some Weren't Buying It</h2>
Not all replies were empathetic. Some users were openly dismissive of people earning over $75,000 who said they couldn't make ends meet. One wrote, &#8220;Many people have literally no idea how to save money or no self control to do it. All my coworkers get DoorDash multiple times a week, go to the bar every weekend, have $800 car payments, and complain they are broke. If they got a 50k raise they&#8217;d still be broke.&#8221;
Others blamed poor decision-making. "Yeah, there are two types of broke people. Those who are broke because of bad luck and the system against them, and those who are broke because of how they act. The former can be helped by <a href="https://www.benzinga.com/personal-finance/management/25/06/46041988/a-henry-redditor-asks-if-she-should-take-a-job-with-higher-pay-or-a-better-title-is-this-a-no-brainer">getting a better-paying job</a>, but the latter will always find a way to spend more than they make," one person said.
In the end, the thread revealed just how complex the conversation around money can be. Income alone doesn't tell the full story. Context, cost of living, spending habits, and financial literacy all play major roles. While some commenters showed compassion for high earners feeling the squeeze, others found it hard to sympathize when they're scraping by on far less.
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Image: Shutterstock

Low-Income Earners Were Asked About People Making $75K-115K+ Who 'Still Say It's Not Enough.' The Reactions Spanned From Empathy To Eye-Rolls

Microsoft Corporation&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>) is now encouraging&nbsp;managers to evaluate employees based&nbsp;on their use of Artificial Intelligence (AI) tools. 
What Happened: Julia Liuson, who heads the division of Microsoft responsible for developer tools like GitHub Copilot, has directed managers to consider the&nbsp;use of internal AI tools&nbsp;as a key factor in assessing employee performance. 
In her email, Liuson emphasized the importance of AI in the company&#8217;s operations, stating,&nbsp;&#8220;AI is now a fundamental&nbsp;part of how we work. Using&nbsp;AI is no longer optional&nbsp;— it&#8217;s core to every&nbsp;role and every level.&#8221;
Performance expectations at Microsoft vary across teams, and some are considering incorporating a formal metric related to the&nbsp;use of internal AI tools&nbsp;in performance evaluations for the upcoming fiscal year, as disclosed by an anonymous insider.
&#8220;AI is now a fundamental part of how we work. Just like collaboration, data-driven thinking, and effective communication, using AI is no longer optional — it&#8217;s core to every role and every level,&#8221; Liuson wrote in the email. 
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This initiative is part of Microsoft&#8217;s strategy to address what it sees as a slow&nbsp;internal adoption of its Copilot&nbsp;AI services. 
The tech giant&#8217;s goal is to increase usage across the board and ensure that those developing these products have a thorough understanding of the tools.
The decision comes at a time when competition in the AI coding services market is intensifying. Cursor recently overtook GitHub Copilot in a significant segment of the developer market, as noted by Barclays. This competitive landscape is also influencing Microsoft&#8217;s renegotiation of its vital partnership with OpenAI.
Why It Matters: Microsoft&#8217;s new mandate underscores the growing importance of AI in the tech industry. By making AI usage a performance metric, the company is not only promoting the adoption of its own AI tools but also preparing its workforce for an increasingly AI-driven future. 
This move could potentially give Microsoft an edge in the competitive AI coding services market.
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Image: Shutterstock

MSFT

Microsoft Urges Employees to Embrace In-House AI — Performance Reviews May Reflect Usage

NBA Hall-of-Famer Earvin "Magic" Johnson beat a lot of top competition on his way to winning five NBA championships. With that in mind, it may surprise you that despite staring down fellow greats like Larry Bird and Michael Jordan, Johnson doesn't consider either of them his toughest opponent. Johnson said that distinction belongs to the board for<a href="https://www.benzinga.com/analyst-stock-ratings/analyst-color/25/06/46053495/starbucks-green-apron-expansion-to-boost-service-but-squeeze-earnings-through-2027"> Starbucks</a> (NASDAQ:<a href="https://www.benzinga.com/quote/SBUX"> SBUX</a>).
Johnson's post-NBA career exploits as a businessman are well-known, but Rome wasn't built in a day, and he faced numerous challenges on the way to becoming a real estate and business mogul. One of his earliest deals was to open a Starbucks coffee store in South Los Angeles. At the time, there were very few, if any, Starbucks serving urban neighborhoods and Johnson wanted to change that. There was just one problem.
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Starbucks is a chain, but it's not a franchise, meaning the corporation owns and operates all its outlets. When Johnson approached Starbucks founder<a href="https://www.benzinga.com/news/financing/25/06/46042023/bill-gates-sr-helped-howard-schultz-buy-starbucks-in-1987-by-towering-over-a-rival-investor-this-kid-is-going-to-realize-his-dream"> Howard Schultz</a> about opening his location, Schultz told Johnson about the company's policy of owning all its locations. That meant Johnson would have to convince Starbucks' biggest stockholders to get on board with the idea.
The stakes were incredibly high, but for different reasons than you might imagine. Sure, Johnson stood to make a lot of money if he could get the deal done. However, his motives went beyond personal gain. Johnson wanted to open his Starbucks in South Los Angeles, which was still rebuilding from the Rodney King riots. Despite being born in Michigan, Johnson had adopted Los Angeles as his home, and the city saw him as a native son.
His popularity was incredibly high in South Los Angeles, and Johnson had already taken the lead in helping to rebuild the community. His first major endeavor, a partnership with movie theater chain AMC Entertainment Holdings (NYSE:<a href="https://www.benzinga.com/quote/AMC"> AMC</a>) to open a first-class movie theater in South LA, was already a smashing success. That gave him a measure of credibility, but Johnson still had a massive challenge in selling Starbucks' biggest stockholders on his idea.
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Like any group of investors, their motives were much more bottom-line oriented. Johnson's vision of revitalizing South Los Angeles was admirable, but it wasn't enough to get the green light. There was only one way that was going to happen: convince Starbucks shareholders that urban locations could be money makers. Then there was the secondary challenge of getting the board to approve his private ownership of the proposed Starbucks outlet.
&nbsp;"The hardest thing I thought I was gonna' do was play against Larry Bird and Michael Jordan," Johnson said to Bloomberg's "<a href="https://www.bloomberg.com/news/audio/2025-06-11/the-deal-magic-johnson-podcast">The Deal with Alex Rodriguez and Jason Kelly</a>." "The hardest thing was to go before the [Starbucks] board and then go into a movie theater packed with good shareholders and try to convince them this is a great move for Starbucks." Fortunately for Johnson, his track record, vision, and charm won the day.
Johnson opened his first Starbucks on Crenshaw Boulevard, and much like his theaters, it was a success. He went on to open 125 Starbucks locations in urban areas throughout the country. After many years of successful stewardship, Johnson sold his 125 locations back to Starbucks in 2010. That deal helped Johnson "make his bones" as a businessman and heralded even greater success.
"I became the first person to ever own Starbucks outside of Starbucks," Johnson told "The Deal." "We built 125 in 40 different markets across America. They all did extremely well. And that really gave me, first of all, the stamp of approval. It gave me the track record that I needed of success so I can move on to something else."
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Magic Johnson's Toughest Opponent Wasn't Larry Bird Or Michael Jordan—It Was The Starbucks Board

Mark Cuban, owner of the NBA&#8217;s Dallas Mavericks, expressed his dismay upon learning that some of his employees were reliant on government aid programs.
What Happened: Cuban was surprised to discover that a number of his arena staff were on public assistance. 
&#8220;When I found out I had employees at our arena on public assistance, I immediately gave raises to every hourly employee and their managers,&#8221; Cuban stated, expressing his embarrassment over the situation.
As per the report <a href="https://www.businessinsider.com/mark-cuban-embarassed-staff-assistance-cut-medicaid-employees-taxpayers-companies-2025-6">by </a>Insider, Cuban, who has owned the majority stake in the Mavericks since 2000, chastised large employers for paying their full-time employees so little that they qualify for Medicaid. 
He proposed that the most effective way to reduce Medicaid costs is to publicly expose such employers.
This revelation comes amidst President Donald Trump&#8216;s push for his &#8220;Big Beautiful Bill&#8221; to be passed by July 4. The proposed legislation would impose significant restrictions on Medicaid, a healthcare program relied upon by over 70 million Americans.
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Cuban, a known critic of Trump, contended that Medicaid reductions should come from employers, not legislation. He suggested that CEOs could afford to lift&nbsp;their employees off Medicaid by&nbsp;accepting less profit and asking&nbsp;shareholders to increase the price-to-earnings&nbsp;ratio they receive.
Why It Matters: Cuban&#8217;s actions highlight a growing concern about wage disparity and the reliance of full-time workers on government aid. His decision to increase wages for his employees not only addresses the immediate issue but also calls attention to the broader problem. 
By advocating for CEOs to accept less profit and increase the price-to-earnings ratio for shareholders, Cuban is challenging the status quo and prompting a discussion about corporate responsibility and fair wages. 
This could potentially influence other employers to reconsider their wage policies and reduce the burden on government aid programs.
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Government

TSLA

Mark Cuban Raises Employee Wages After Learning Of Government Aid Dependence

Billionaire investor Ray Dalio has voiced his apprehension regarding the mounting U.S. debt, comparing it to <a href="https://www.benzinga.com/news/25/02/43901059/ray-dalios-holy-grail-investment-strategy-why-10-15-diversified-investments-could-make-you-a-fortune">an imminent &#8220;financial heart attack.&#8221;</a>
What Happened: Dalio, the founder of&nbsp;Bridgewater Associates, cautioned about the unmanageable deficits at a recent New York event. He drew a parallel between the debt service situation and a plaque buildup in arteries, which could potentially hamper other consumption.
Dalio pointed out that the US is estimated to yield revenues of approximately $5 trillion this year, while spending is anticipated to hit $7 trillion. This would contribute&nbsp;$2 trillion to the national&nbsp;deficit, with an extra $1 trillion needed for interest payments on the debt.
As per the report <a href="https://www.businessinsider.com/ray-dalio-national-debt-crisis-investing-strategy-inflation-gold-bitcoin-2025-6">by</a> Insider, the investor proposed that the US needs to decrease&nbsp;its budget deficit from 6.5%&nbsp;to 3% of GDP through&nbsp;a blend of spending cuts, augmented tax revenue, and reduced interest rates. However, he conceded that executing these solutions could be difficult and contentious.
&#8220;We have to, in the next, year sell about $12 trillion. We have $1 trillion that we can pay in interest. We have $9 trillion in debt service in terms of principle, and then we have to sell another $2 trillion because we had a deficit,&#8221; Dalio said.
Dalio also cautioned that the debt crisis could exacerbate in the event of a recession, as government borrowing typically surges during economic downturns.
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To shield their portfolios from the adverse effects of escalating national debt and deficits, Dalio advised investors to hedge against inflation and diversify their holdings. 
&#8220;The safest investment that you can get right now is an inflation-indexed&nbsp;bond. You&#8217;ll get a bit over 2% of real return above inflation,&#8221; he said. 
He advocated for Treasury Inflation-Protected Securities (TIPS), gold, and a modest amount of Bitcoin as wise investment options.
Talking about government initiative Dalio said, &#8220;When faced with the choice, they print money,&#8221; 
Why It Matters: Dalio&#8217;s warning comes at a time when the US debt is at an all-time high, with the Congressional Budget Office projecting the federal debt to reach 202% of GDP by 2051 if current laws remain unchanged. The potential impact of this on the economy and investment landscape is significant. 
Dalio&#8217;s suggested strategies aim to provide investors with a roadmap to navigate this uncertain terrain, emphasizing the importance of diversification and hedging against inflation. 
His endorsement of bitcoin also highlights the growing acceptance of digital assets as a part of a balanced investment portfolio.
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US Faces 'Financial Heart Attack,' Ray Dalio Warns — Shares Investment Strategies: 'The Safest Investment That You Can Get Right Now Is An Inflation-Indexed Bond'

"God, please give us legislators who care about economic development and not just taxing our industry to pay for other things that we care about, as well." Microsoft (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>)&nbsp; President Brad Smith <a href="https://www.youtube.com/watch?v=B92HIOR_P1k">said</a> during the Technology Alliance's State of Technology luncheon, according to GeekWire.&nbsp;
He warned that Washington state's tech-powered prosperity could falter if lawmakers continue treating the industry "like an endless cash machine.
Smith's remarks on May 20 came as new tax proposals threaten to slow innovation, even as artificial intelligence reshapes the state's job market and investment priorities.
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<h2 class="wp-block-heading">Growth Engine Or Gravy Train?</h2>
According to Smith, <a href="https://www.geekwire.com/2025/we-better-wake-up-microsofts-brad-smith-sounds-alarm-as-state-moves-ahead-with-tax-plan/">tech accounts </a>for 9.4% of all jobs and 22.1% of total compensation paid in Washington — the highest share of any state.
Smith also pointed to concerns from the<a href="https://static1.squarespace.com/static/545b1745e4b0a4696b7278fd/t/682e721132ca06284bca2b09/1747874351717/2025+Benchmarking+Report"> 2025 Benchmarking Report</a> by the Technology Alliance, including slipping K–12 math scores, fewer university spinouts, and a shrinking pipeline of venture-backed exits — signs, he warned, that Washington's momentum is fading as rival regions ramp up innovation.
Hours after Smith's remarks, Washington Gov. Bob Ferguson signed <a href="https://app.leg.wa.gov/billsummary?BillNumber=5813&amp;Initiative=false&amp;Year=2025">Senate Bill 5813</a> which increases the capital gains rate to 9.9% up from 7% on Washington gains over $1 million and <a href="https://app.leg.wa.gov/BillSummary/?BillNumber=2081&amp;Year=2025&amp;Initiative=false">House Bill 2081</a> which imposes a temporary 0.5% B&amp;O tax surcharge on companies with more than $250 million in annual Washington taxable income.
In April 17, Ferguson <a href="https://governor.wa.gov/news/2025/governor-bob-ferguson-comment-proposed-12b-taxes">described</a> raising $12 billion in new taxes as "unsustainable, too risky" and emphasized the need for both revenue and spending reforms to close the projected. Ferguson also acknowledged potential unintended consequences and said the business community will be consulted during implementation.
Meanwhile, rival states are rolling out red carpets. New Jersey Gov. Phil Murphy has proposed $20 million for strategic innovation centers in the <a href="https://pub.njleg.state.nj.us/publications/budget/governors-budget/2026/tre_analysis_2026.pdf">fiscal 2026</a> budget. The state has allocated $126.5 million to these centers since fiscal 2022. Smith applauded the investment approach as evidence that targeted incentives continue to shape tech talent clusters.
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Microsoft marked its 50th anniversary with a celebratory <a href="https://blogs.microsoft.com/blog/2025/04/04/celebrating-microsofts-50-years/">blog post</a>, highlighting AI's pivotal role in its ongoing evolution. At the Technology Alliance's State of Technology luncheon, Smith noted that growth follows investment. However, the milestone also coincided with the <a href="https://www.cnbc.com/2025/05/13/microsoft-is-cutting-3percent-of-workers-across-the-software-company.html">elimination</a> of roughly 6,000 jobs—about 3% of the workforce—part of cost-cutting aimed at reducing management layers and reallocating resources toward AI.
The luncheon program in May closed with Technology Alliance CEO Laura Ruderman urging attendees to tell a stronger innovation story. Many voters still question the value of an invention-driven economy, she said. Washington State Commerce Director Joe Nguyen —a former Microsoft executive— echoed the concern, arguing that Washington wraps big ideas in tight red tape, urging a pivot toward speed and accountability.
Smith pointed to <a href="https://www.benzinga.com/news/25/03/44066026/satya-nadella-says-ai-agents-will-replace-knowledge-work-but-theres-one-role-humans-will-always-need-to-play">Microsoft's</a> sprawling Redmond, Washington, campus as proof that research labs become paychecks and tax revenue when public and private sectors pull in the same direction. Each new building on that campus—whether a redone lab, a fresh office space, or an innovation center— marks a moment when lawmakers chose growth over short-term patchwork.
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'God, Please Give Us Legislators Who Care,' Says Microsoft President As He Warns Washington Is 'Taking Tech For Granted'

Electric vehicle giant Tesla Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) has been around for decades and the company we know today can trace its roots back to a meeting and idea made during a lunch conversation, similar to the creation of NVIDIA.
Some Tesla fans may know the story of how a lunch date led to the formation of the company as we know it today.
For others, the story, which was reshared by Tesla co-founders&nbsp;JB Straubel&nbsp;and&nbsp;Elon Musk,&nbsp;may be new.
What Happened:&nbsp;Speaking&nbsp;<a href="https://www.benzinga.com/news/22/05/27090485/elon-musk-and-jb-straubel-reuniting-for-panel-this-week-heres-how-and-when-you-can-see-it" target="_blank" rel="noreferrer noopener">together&nbsp;</a>at the Financial Times&nbsp;<a href="https://www.youtube.com/watch?v=VfyrQVhfGZc" target="_blank" rel="noreferrer noopener">"Future of the Car" event</a>&nbsp;in 2022, Straubel and Musk&nbsp;<a href="https://cleantechnica.com/2022/05/12/the-lunch-with-elon-musk-that-led-to-tesla/" target="_blank" rel="noreferrer noopener">recalled&nbsp;</a>their lunch date that led to the creation of Tesla and the groundwork for the Tesla Roadster.
Musk said he received a call from Strabuel out of the blue to discuss items like space and hydrogen airplanes. Musk agreed to the lunch, and ultimately the conversation shifted to lithium-ion batteries and electric vehicles.
Musk shared with Straubel that he thought electric vehicles were the future. Straubel invited Musk to test drive the tzero prototype from&nbsp;AC Propulsion.
"I got a test drive in the tzero and I tried to convince them to commercialize the T-O," Musk said. "I tried very hard, actually, to commercialize the tzero electric sports car."
The AC Propulsion team was not interested in commercializing the vehicle, which led to Musk asking about his potential with the vehicle.
"Well do you mind if I do that? Do you mind if I create a commercial electric sports car?"
Musk said the group said yeah, and he began the mission of creating&nbsp;a company to commercialize the tzero along with Straubel.
Tom Gage&nbsp;from AC Propulsion introduced Musk to a trio that was interested in commercializing the vehicle, that was&nbsp;Marc Tarpenning, Martin Eberhard&nbsp;and&nbsp;Ian Wright.
"It was really just three guys and JB and me. We just decided to team up and create a commercial version of the tzero electric sports car."
Are you buying when the CEOs of the Magnificent 7 are selling?
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<li>Stay in the know with our Insider Trades page — <a href="https://www.benzinga.com/sec/insider-trades/">see when leaders like Mark Zuckerberg, Elon Musk, and Jensen Huang are offloading their own shares.</a></li>
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Why It's Important:&nbsp;The creation of Tesla as a company remains a controversial topic to this day, as the three co-founders outside of Musk and Straubel have claimed they had a company prior to ever meeting Musk, something the world's richest man disagrees with.
Musk and Straubel also shared details of the early struggles of the company during their speaking event at the "Future of the Car" event.
Straubel&nbsp;<a href="https://www.benzinga.com/news/19/07/14134371/tesla-co-founder-jb-straubel-is-the-latest-executive-to-depart" target="_blank" rel="noreferrer noopener">left&nbsp;</a>Tesla in 2019 and is now the CEO of Redwood Materials.&nbsp;
The resharing of the famous lunch meeting could be an important lesson for entrepreneurs that even when the original topic of a lunch meeting isn't something you want to discuss, it could be a meeting that could lead to one of the most important business decisions of all time.
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This article was previously published by Benzinga and has been updated.
Image created using artificial intelligence via Midjourney.

Education

Elon Musk Reveals The Lunch That Launched Tesla: 'Do You Mind If I Do That?'

Tesla Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) marks its 15th anniversary of its initial public offering (IPO) with a staggering 300-fold surge in its stock value.
Tesla&#8217;s IPO occurred 15 years ago, on June 29 2010, with the company generating around $150 million in revenue, primarily from the Roadster, its two-seat electric sports car. The Model S sedan, targeting the premium vehicle market, was still two years away from launch.
The IPO was a gamble on CEO&nbsp;Elon Musk&#8216;s ability to create a range of mass-market electric vehicles and build an automaker far&nbsp;from the Detroit auto hub,&nbsp;centered instead on Silicon Valley.
An investor who put $10,000&nbsp;in Tesla&#8217;s stock at the IPO and held onto the shares would now have a stake worth nearly $3 million. Tesla is currently&nbsp;the eighth most-valuable publicly traded&nbsp;U.S. company, boasting&nbsp;a market cap of over&nbsp;$1 trillion.
Tesla&#8217;s&nbsp;financial success over the past&nbsp;decade has been shaped by the&nbsp;top-selling Model Y SUV and&nbsp;Model 3 sedan, along with&nbsp;sales of environmental regulatory credits.
Also Read: <a href="https://www.benzinga.com/news/politics/25/06/46159125/elon-musk-calls-trumps-megabill-political-suicide-says-it-is-utterly-insane-and-destructive-will-destroy-millions-of-jobs-in-america">Elon Musk Calls Trump&#8217;s Megabill &#8216;Political Suicide,&#8217; Says &#8216;It Is Utterly Insane and Destructive,&#8217; Will &#8216;Destroy Millions of Jobs in America&#8217;</a>
Musk, now the world&#8217;s richest person, has told investors that the reason to buy and own Tesla stock from here has almost nothing to do with selling cars to consumers. 
"If somebody doesn't believe Tesla's going to solve autonomy, I think they should not be an investor in the company," Musk <a href="https://www.cnbc.com/2024/04/24/elon-musk-is-keeping-investors-dreams-of-a-tesla-robotaxi-alive.html">said</a>, and as reported by CNBC, on an earnings call last year. 
Instead, he sees the potential in Tesla&#8217;s Optimus humanoid robots and the company&#8217;s autonomous driving technology.
While Tesla continues to enjoy a loyal fan base and support from a number of bullish analysts, Wall Street remains cautious about Elon Musk's ambitious projections—many viewing them as already priced into the stock. 
Tesla&#8217;s stock is down about 20% this year, underperforming major U.S. indexes and lagging behind all of its megacap tech peers. Only Apple, with a year-to-date decline of 19.7%, comes close.
Earlier in June, Tesla&#8217;s vice president of Optimus robotics, Milan Kovac, announced his departure from the company after a nine-year tenure.
Despite these challenges,&nbsp;Tesla investors have learned that&nbsp;volatility is a big part&nbsp;of the company&#8217;s story, with the stock experiencing significant gains or losses on&nbsp;more than 40 occasions in&nbsp;the past 15 years.
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On This Day 15 Years Ago, Elon Musk's Tesla Took A Risk On The Public Markets — Now It's Paid Off Nearly 300 Times Over

Steve Jobs once spent two weeks debating which washing machine to buy, a decision that turned into a dinner-table saga, illustrating the Apple co-founder's belief that every choice, no matter how mundane, deserved the same rigor he applied to the Macintosh and iPhone.
What Happened: Jobs <a href="https://www.wired.com/1996/02/jobs-2/">told</a> Wired in 1996 that "Americans make washers and dryers all wrong," praising European models that "wash them with about a quarter as much water" and leave clothes "much cleaner, much softer and they last a lot longer."
Night after night, he and his family weighed trade-offs. "Did we care most about getting our wash done in an hour versus an hour and a half? Or did we care about our clothes feeling really soft and lasting longer?" he recalled.
The conversations finally produced a winner — a German-made Miele set. "I got more thrill out of them than I have out of any piece of high tech in years," Jobs said.
See also: <a href="https://www.benzinga.com/markets/tech/25/06/46047458/steve-jobs-believed-teamwork-required-bumping-up-each-other-like-old-ugly-rocks-heres-what-he-meant">Steve Jobs Believed Teamwork Required &#8216;Bumping Up&#8217; Each Other Like &#8216;Old Ugly Rocks&#8217; — Here&#8217;s What He Meant</a> Why It Matters: Colleagues later recognized the same deliberative streak inside Apple's design studio, where the billionaire spent "<a href="https://www.benzinga.com/general/24/04/38403093/steve-jobs-spent-hour-after-hour-on-product-design-he-cared-about-god-being-in-the-details-says-walt">hour after hour</a>" scrutinizing every pixel because he believed "God [was] in the details," biographer Walter Isaacson noted. According to an <a href="https://www.newyorker.com/magazine/2011/10/17/how-steve-jobs-changed">account</a> by The New Yorker, that obsession led him to ban a cooling fan in the original Macintosh because it sounded "noisy and clumsy," forcing engineers to redesign the motherboard simply so it looked elegant.
Yet the slow, reflective Jobs could also demand lightning-fast fixes. Former Googler Vic Gundotra has recalled a Sunday call in which <a href="https://www.benzinga.com/general/24/02/37163807/steve-jobs-once-called-google-on-a-sunday-to-complain-about-logos-appearance-on-his-iphone-im-not-ha">Jobs barked</a>, "The second ‘o' in Google doesn't have the right yellow gradient on my iPhone. I'm not happy." Fast Company <a href="https://www.fastcompany.com/1665324/reading-steve-jobs-the-upside-of-unreasonable-demands">chronicled</a> similar outbursts, saying his "impatience with those who made compromises" routinely sent teams back to the drawing board.
Design historians <a href="https://www.smithsonianmag.com/arts-culture/how-steve-jobs-love-of-simplicity-fueled-a-design-revolution-23868877/">argue</a> that this blend of patience for deliberation and zero tolerance for mediocrity powered Apple's minimalist revolution. "It takes a lot of hard work to make something simple," Jobs once said of the company's hallmark aesthetic.
Photo Courtesy: Kemarrravv13 on Shutterstock.com
Read next: <a href="https://www.benzinga.com/markets/tech/25/06/46132977/microsoft-windows-blue-screen-of-death-is-retiring-after-40-years-heres-what-will-replace-it">Microsoft Windows Blue Screen Of Death Is Retiring After 40 Years, Here&#8217;s What Will Replace It</a>

Steve Jobs Once Spent Two Weeks Choosing A Washing Machine For His Palo Alto Home And He Got More 'Thrill' Out Of It Than Any Piece Of High Tech In Ages

Data centers have been one of the most pleasant surprises in the real estate sector, generating strong returns for real estate investment trust investors for the last several years. The massive facilities are mission-critical pieces of AI infrastructure, which explains why many of the world's biggest tech companies have multi-billion-dollar data center investments. However, Lux Capital partner Josh Wolfe is concerned that the data center sector is showing signs of a bubble ready to pop.
Data center spending is on pace to exceed $405 billion in 2025, which is a 23% increase over 2024, according to<a href="https://www.statista.com/statistics/314596/total-data-center-systems-worldwide-spending-forecast/"> Statista.com</a>. This sector used to be dominated by data center REITs like Equinix (NASDAQ:<a href="https://www.benzinga.com/quote/EQIX"> EQIX</a>) and<a href="https://www.benzinga.com/markets/25/06/45762780/if-you-invested-10k-in-digital-realty-trust-stock-10-years-ago-how-much-would-you-have-now"> Digital Realty Trust</a> (NYSE:<a href="https://www.benzinga.com/quote/DLR"> DLR</a>). However, they now face competition from tech titans like Microsoft (NASDAQ:<a href="https://www.benzinga.com/quote/MSFT"> MSFT</a>), Amazon (NASDAQ:<a href="https://www.benzinga.com/quote/AMZN"> AMZN</a>), and Meta (NASDAQ:<a href="https://www.benzinga.com/quote/META"> META</a>), who would rather own and operate facilities than rent them in perpetuity.
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Runaway data center construction drives AI's ever-expanding capabilities, but Wolfe also believes it may be creating "irrational" demand. In May, he told the<a href="https://www.axios.com/2025/06/04/data-center-bubble-lux-wolfe"> Axios AI summit</a> that he sees parallels to tech booms of the past. Cloud computing and fiber optic network investments created lots of millionaires in the 1990s and early 2000s. Wolfe remembers that many of those investors were left holding the bag when production outpaced demand.
&#8220;I think that you&#8217;re going to have the same phenomenon now,&#8221; said Wolfe. He noted the potential danger of groupthink in the tech sector, where building data centers seems prudent for individual companies. However, he fears that multiple companies building hyperscale data centers simultaneously, &#8220;collectively becomes irrational.&#8221; &#8220;It will not necessarily persist,&#8221; he warned.
Wolfe also said thinks the potential fallout from the bubble popping extends to other sectors. Data centers consume incredible amounts of power, which has driven rapid growth in the nuclear energy sector. &#8220;One take that is related to that is the demands for energy, which is presumed that, because you need all these data centers," Wolfe said. "Then you need small modular reactors, and so you&#8217;re getting speculative capital that&#8217;s going into the energy provision therein.&#8221;
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Wolfe's warning is reminiscent of then- Federal Reserve Chair Alan Greenspan's worry over "irrational exuberance" in the marketplace. It's a cycle that has played itself out for almost as long as people have been investing.&nbsp;
A sector gets hot, which causes more investor capital to flow in until suddenly, the sector is oversaturated. During these hot cycles, money continues flowing in long after the best deals have been snapped up. When overheated markets correct, what looked like a "can't miss" investment a few months ago suddenly becomes a white elephant.&nbsp;
This causes a massive outflow of capital as all the investors head for the exit door at the same time. Wolfe has seen these cycles come and go throughout his career. "I think that that whole (data center) thing is going to end in disaster, mostly because, as clichéd as it is, history doesn&#8217;t repeat. It rhymes,&#8221; he said at the Axios AI Summit.
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Could The Data Center Bubble Be About To Pop--Lux Capital Heavyweight Sees Warning Signs

Personal finance advisor and investment guru Dave Ramsey has suggested a unique strategy for Americans grappling with the challenge of saving for a home down payment amidst <a href="https://www.benzinga.com/economics/macro-economic-events/24/11/42027218/could-trumps-housing-plans-reshape-the-real-estate-market">escalating inflation and living costs.</a>
What Happened: Ramsey has proposed that prospective homebuyers could temporarily halt their retirement savings to expedite their down payment savings. This suggestion comes at a time when many young Americans are finding it difficult to juggle rent payments, student loan repayments, retirement plan contributions, and general living expenses.
According to the report <a href="https://www.thestreet.com/real-estate/dave-ramsey-has-controversial-advice-for-americans-buying-a-home-now">by </a>Street, while most financial advisors advocate for setting aside 15% of annual income, inclusive of employer match, towards retirement plans, Ramsey&#8217;s view is that a temporary cessation of contributions to 401(k), IRA, or 403(b) plans could assist buyers in achieving their down payment target more quickly.
&#8220;If&nbsp;you're planning to buy a&nbsp;house in the near future,&nbsp;it's okay to hold off&nbsp;on your retirement savings and&nbsp;put that money toward your&nbsp;down payment,&#8221; Ramsey stated. He stressed that this should be a short-term pause, and contributions should recommence once the home is bought.
Also Read: <a href="https://www.benzinga.com/news/25/04/44885312/for-sale-but-no-takers-the-us-housing-markets-awkward-standoff">For Sale, But No Takers: The US Housing Market&#8217;s Awkward Standoff</a>
However, Ramsey also issued a warning against premature withdrawals from retirement accounts to fund a home, as this could result in taxes, penalties, and long-term financial instability. 
&#8220;Don't borrow from or cash out your retirement accounts to speed up your down payment savings. Not only will you get hit with taxes and early withdrawal penalties, but you'll also tank the long-term growth of your retirement savings — costing you hundreds of thousands of dollars at retirement,&#8221; Ramsey advised. 
Why It Matters: Ramsey&#8217;s advice is unconventional and may not suit everyone&#8217;s financial situation. It is crucial for potential homebuyers to consider their long-term financial goals and consult with a financial advisor before making significant changes to their savings strategies. 
While accelerating the home buying process might seem appealing, it&#8217;s essential to weigh the potential risks and benefits.
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Real Estate

Dave Ramsey Suggests Pausing Retirement Savings To Speed Up Home Down Payment, Warns 'Don't Borrow From or Cash Out Your Retirement Accounts To Speed Up Your Down Payment Savings'

A 23-year-old caller on a recent episode of &#8220;<a href="https://www.youtube.com/watch?v=_r52-Wj24q0">The Ramsey Show</a>&#8221; had a tough question: How do you get on the same page financially with your girlfriend?
She has a steady job and brings in her own income, but he was covering rent, groceries and other essentials. On top of that, he had given her a card linked to his account for expenses. But lately, those expenses had started piling up.
<h2 class="wp-block-heading">Big Charges, Bigger Red Flags</h2>
&#8220;At the end of this past month there was $1,900 in between Target and shopping,&#8221; the caller said. He clarified that the purchases weren't <a href="https://www.benzinga.com/25/05/45555404/at-some-point-you-have-to-be-financially-responsible-says-luxury-watch-buyer-as-market-loses-50-million-shoppers">luxury splurges</a> like designer bags, but home decor and similar household items. Still, the total was putting pressure on his finances. When he tried to talk to her about it, it always ended in a fight.
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Dave Ramsey went straight to the point.
&#8220;You&#8217;re the kind of guy that normally would have just said, &#8216;Wait a minute, just give me the card back. This doesn&#8217;t work.&#8217; Why haven&#8217;t you done that?&#8221; Ramsey asked.
Co-host Rachel Cruze agreed. The core problem, they said, is the couple is acting like they're married when they're not.
&#8220;You gave your roommate a credit card and your roommate has a spending problem,&#8221; Ramsey said.
<h2 class="wp-block-heading">Not Marriage Material Yet</h2>
The caller said he sees marriage potential in his girlfriend and has been trying to overlook the financial tension. But Ramsey and Cruze warned that ignoring these issues can result in bigger problems down the line.
&#8220;Money is always in that top three&#8221; when it comes to reasons for divorce, Cruze said and pushed back, emphasizing that brushing off the issue was risky and pointing out that this kind of financial conflict is a major red flag when it comes to long-term compatibility.
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Both advised the caller to stop sharing money and start fresh. &#8220;Give me my card back,&#8221; Ramsey suggested he say to his girlfriend. &#8220;We&#8217;re going to <a href="https://www.benzinga.com/personal-finance/25/02/43792861/have-your-own-individual-credit-cards-and-checking-accounts-suze-ormans-advice-on-keeping-finances-separate-in-marriage">separate our money</a> again because this is complicating our relationship; it&#8217;s not helping it. We&#8217;ve got to separate the stuff so that we can come back to sanity and start a fresh discussion like two grown-ups.&#8221;
He also recommended ending the shared household arrangement unless the couple has serious plans to get married.
Ramsey pointed to research showing that <a href="https://www.benzinga.com/personal-finance/24/12/42399132/can-you-guess-the-average-net-worth-of-the-above-average-married-couple">married couples</a> are healthier, wealthier and more stable than couples who live together without being married.
&#8220;The wealth is 15 times higher for a married 35-year-old couple than a single female,&#8221; he said. &#8220;Married men live six to nine years longer than unmarried men&#8230; and make 26% higher incomes at 37.&#8221;
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A Caller Told Dave Ramsey His Girlfriend Was Overspending On His Credit Card. Ramsey's Response? 'You Gave Your Roommate A Credit Card!'

This week told a familiar story with fresh twists—inflation isn't backing down, and global tensions are once <a target="_blank" href="https://www.benzinga.com/topic/macro-economic-events#more-news" rel="noreferrer noopener">again steering the market mood</a>.
The latest data showed that the Personal Consumption Expenditures, or PCE price index, rose 2.3% in May from a year earlier, slightly up from April&#8217;s 2.2%, snapping <a target="_blank" href="https://www.benzinga.com/markets/economic-data/25/06/46137796/inflation-is-heating-up-again-are-tariffs-to-blame" rel="noreferrer noopener">a two-month cooling trend</a>.
While the monthly increase stayed steady at 0.1%, concerns grew that rising tariffs on foreign goods could soon hit U.S. consumers harder.
The economic unease was only amplified on Friday, when President Donald Trump abruptly <a target="_blank" href="https://www.benzinga.com/news/politics/25/06/46150909/trump-canada-tariffs-dollar-deal" rel="noreferrer noopener">called off all trade talks with Canada</a>.
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His move came in response to Canada&#8217;s newly introduced Digital Services Tax, which he slammed as a direct attack on American tech companies. Declaring retaliation was imminent, Trump promised to announce new tariffs on Canadian goods within a week—sending markets tumbling and investors rushing for cover.
Amid the macroeconomic jitters and geopolitical headlines, several companies delivered key corporate updates and earnings results that <a target="_blank" href="https://www.benzinga.com/markets" rel="noreferrer noopener">kept investors tuned in</a>.
Earnings Results
FactSet Research Systems Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FDS#NYSE">FDS</a>) reported quarterly sales of $585.52 million, surpassing&nbsp;analyst expectations&nbsp;of $580.50 million and representing a <a target="_blank" href="https://www.benzinga.com/markets/earnings/25/06/46053063/factset-reports-q3-revenue-beat-client-growth-leadership-shift-with-jpmorgan-hire" rel="noreferrer noopener">5.9% year-over-year gain.</a>
FactSet announced that&nbsp;Phil Snow will retire as CEO and a member of the Board, effective early September 2025.&nbsp;
Technology
NVIDIA Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) &nbsp;leaped over Microsoft Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>) to become the most valuable company in the world on Thursday, with a <a target="_blank" href="https://www.benzinga.com/etfs/sector-etfs/25/06/46151686/nvidia-just-became-the-worlds-most-valuable-stock-is-it-time-for-a-semiconductor-etf-rethink" rel="noreferrer noopener">market capitalization crossing $3.7 trillion. </a>But as the chipmaker solidifies its position as the foundation of the AI era, one segment of Wall Street is somewhat lagging behind —&nbsp;<a target="_blank" href="https://www.benzinga.com/etfs" rel="noreferrer noopener">semiconductor ETFs</a>.
Microsoft postponed the commercialization of its in-house next-gen&nbsp;artificial intelligence chip, Maia (code-named Braga), by at least six months from 2025 to 2026 due to unexpected changes to its <a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46149318/microsofts-next-gen-ai-chip-still-lags-nvidias-blackwell-postpones-launch" rel="noreferrer noopener">design and staffing constraints.</a>
Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) has been dealt a legal blow in Japan as a court has ruled that the company infringed on patents held by&nbsp;Pantech, resulting in a ban on the sale of its&nbsp;Pixel 7&nbsp;series smartphones.
Alphabet Inc.&nbsp;has appointed&nbsp;Kobi Bar-Nathan&nbsp;as the new finance chief for its rapidly expanding&nbsp;Google Cloud division. He commenced his role in June 2025, bringing&nbsp;extensive experience&nbsp;from key finance leadership positions at <a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46134725/google-cloud-hires-former-oracle-cfo-as-ai-race-heats-up" rel="noreferrer noopener">Oracle Cloud and Microsoft Cloud.</a>
Apple Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>)&nbsp;is making a return to high-budget theatrical releases with the opening of its racing drama &#8220;F1&#8221;&nbsp;on Friday. The film&#8217;s reported $300 million budget highlights both the company&#8217;s determination to make a mark in Hollywood and the persistent financial <a target="_blank" href="https://www.benzinga.com/markets/large-cap/25/06/46142591/apples-f1-movie-burns-300-million-still-waiting-on-a-profit" rel="noreferrer noopener">challenges it&nbsp;faces in this arena.&nbsp;</a>
Artificial Intelligence (AI)
Softbank Group Corp (OTC:<a class="ticker" href="https://www.benzinga.com/stock/SFTBY#OTC">SFTBY</a>) CEO&nbsp;Masayoshi Son&nbsp;said that he plans to position the company as the&nbsp;leading platform provider&nbsp;in the artificial super intelligence (ASI) sector within the next decade, aiming to rival major tech firms like&nbsp;Microsoft Corp., Amazon.com, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) and&nbsp;<a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46134697/softbanks-masayoshi-son-sets-sights-on-artificial-super-intelligence-domination-with-bets-on-openai-and-ampere-im-all-in" rel="noreferrer noopener">Alphabet Inc.&#8217;s</a><a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46134697/softbanks-masayoshi-son-sets-sights-on-artificial-super-intelligence-domination-with-bets-on-openai-and-ampere-im-all-in" rel="noreferrer noopener">&nbsp;</a><a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46134697/softbanks-masayoshi-son-sets-sights-on-artificial-super-intelligence-domination-with-bets-on-openai-and-ampere-im-all-in" rel="noreferrer noopener">Google</a><a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46134697/softbanks-masayoshi-son-sets-sights-on-artificial-super-intelligence-domination-with-bets-on-openai-and-ampere-im-all-in" rel="noreferrer noopener">.</a>
Apple&#8217;s Siri&nbsp;is far behind&nbsp;OpenAI&#8217;s ChatGPT, according to a comparison conducted by&nbsp;Deepwater Asset Management, receiving an &#8220;F&#8221; while ChatGPT<a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46156830/siri-gets-f-while-openais-chatgpt-scores-an-a-gene-munster-says-heres-what-apple-needs-to-fix-before-2026-launch-to-stay-relevant-in-ai" rel="noreferrer noopener"> has scored an &#8220;A.&#8221;</a>
Automobiles
Tesla, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) has revealed that it pumped nearly $10 billion into its U.S. operations&nbsp;during the last fiscal year and plans to allocate<a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46046720/tesla-doubles-down-on-us-elon-musk-plans-another-8-billion-investment-after-spending-nearly-10-billion-in-2024" rel="noreferrer noopener"> an additional $8 billion this year.</a>
Ford Motor Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/F#NYSE">F</a>):&nbsp;CEO&nbsp;Jim Farley&nbsp;voiced skepticism about&nbsp;Tesla&#8217;s autonomous driving strategy, underscoring the necessity of <a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46156654/ford-ceo-jim-farley-believes-waymos-approach-makes-more-sense-than-elon-musk-led-teslas-when-you-have-a-brand-like-ford-you-have-to-be-really-careful" rel="noreferrer noopener">consumer trust and prudence</a>.
Xiaomi Corp. (OTC:<a class="ticker" href="https://www.benzinga.com/stock/XIACY#OTC">XIACY</a>)&nbsp;unveiled the company&#8217;s first all-electric SUV, the YU7, <a target="_blank" href="https://www.benzinga.com/markets/asia/25/06/46132552/telsla-model-y-rival-xiaomi-yu7-suv-receives-nearly-300000-orders-in-1-hour-in-china" rel="noreferrer noopener">as a rival to&nbsp;</a><a target="_blank" href="https://www.benzinga.com/markets/asia/25/06/46132552/telsla-model-y-rival-xiaomi-yu7-suv-receives-nearly-300000-orders-in-1-hour-in-china" rel="noreferrer noopener">Tesla.</a>
General Motors Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GM#NYSE">GM</a>) has issued a recall for over 62,468 vehicles in the U.S. over <a target="_blank" href="https://www.benzinga.com/markets/tech/25/06/46111407/general-motors-recalls-over-62000-vehicles-for-brake-issue-that-could-potentially-result-in-a-fire-report" rel="noreferrer noopener">a brake pressure sensor issue.</a>
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