El interés en corto de Niu Techs da a los inversores una idea del grado en que los inversores apuestan por la caída de las acciones de Niu Techs. Los datos de interés en corto se actualizan cada dos semanas.

Niu Techs (NASDAQ:NIU) Bolsa, Informe de interés en corto

Niu Techs

Niu Technologies

Niu Technologies designs, manufactures and sells high-performance electric motorcycles, scooters, bicycles, and kick-scooters. The company has a product portfolio consisting of electric motorcycle, mopeds and bicycle series, including the NQi, MQi, UQi, F series, and others, and micro-mobility series, including the kick-scooter series KQi and the e-bike series BQi. The company's principal operations and geographic markets are predominantly in the People's Republic of China. It also generates revenue from Europe and other regions.

On Tuesday, Cathie Wood-led Ark Invest made significant trades involving Tesla Inc. and Coinbase Global Inc. . These trades reflect Ark&#8217;s strategic positioning amid ongoing market developments. The transactions occurred as Tesla faced a dip in share price due to external factors, while Coinbase dealt with legal challenges.
The Tesla Trade
Ark Invest&#8217;s flagship fund, ARK Innovation ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/ARKK#BATS">ARKK</a>), acquired 43,126 shares of the Elon Musk-led company, while ARK Next Generation Internet ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/ARKW#BATS">ARKW</a>) added 13,242 shares to its portfolio. The total value of these purchases, based on the latest closing price, amounts to $16.95 million. Tesla shares ended the day at $300.71.
Despite a recent decline in Tesla&#8217;s stock, driven by Musk&#8217;s <a href="https://www.benzinga.com/trading-ideas/movers/25/07/46206369/whats-going-on-with-tesla-shares-today-2">public disagreement</a> with former President Donald Trump over a federal spending bill, Ark remains bullish on Tesla&#8217;s long-term potential.
<figure class="wp-block-image size-full"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img loading="lazy" decoding="async" width="443" height="284" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/01210925/Screenshot-2025-07-02-at-10.08.56.png" alt="" class="wp-image-969435" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/01210925/Screenshot-2025-07-02-at-10.08.56.png 443w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/01210925/Screenshot-2025-07-02-at-10.08.56-300x192.png 300w" sizes="(max-width: 443px) 100vw, 443px" /></a></figure>
Meanwhile, Wedbush analyst Dan Ives has reiterated his optimistic outlook on Tesla, highlighting it as a <a href="https://www.benzinga.com/markets/equities/25/07/46192638/tesla-is-one-of-the-two-best-physical-ai-plays-says-dan-ives-as-he-expects-2-trillion-in-valuation-were-not-even-factoring-optimus">leading player in the physical AI sector</a>. Ives projects a $2 trillion valuation for the company, excluding potential earnings from its humanoid robot, Optimus. Tesla is Ark Invest&#8217;s largest holding, making up 9.7% of its portfolio by weight. The market value of Ark&#8217;s Tesla shares stands at $664.7 million.
The Coinbase Trade
In contrast, Ark Invest reduced its stake in Coinbase by selling 9,116 shares through ARKW. This decision comes as Coinbase faces legal hurdles, with the Supreme Court denying an appeal to prevent the IRS from accessing user data. On Tuesday, Coinbase shares closed at $335.33. The Ark transaction was valued at $3.06 million.
The legal head of Coinbase, a platform that allows trade in cryptocurrencies like Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) and Ethereum (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/eth/usd">ETH</a>), has vowed to <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46187838/coinbase-legal-head-vows-to-continue-the-fight-after-supreme-court-rejects-appeal-to-block-irs-from-accessing-user-data">continue the fight</a>, underscoring the ongoing challenges the company faces in navigating regulatory landscapes.
Other Key Trades:
<ul class="wp-block-list">
<li>ATAI Life Sciences NV &#8211; Ark Invest&#8217;s ARKG fund bought 949,630 shares.</li>
<li>Adaptive Biotechnologies Corp &#8211; ARKG sold 153,324 shares.</li>
<li>Compass Pathways PLC &#8211; ARKG acquired 153,647 shares.</li>
<li>Roblox Corp &#8211; ARKK reduced its position by selling 26,877 shares.</li>
</ul>
Read Next: 
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<li><a href="https://benzinga.com/markets/tech/25/07/46192736/ibm-just-tackled-one-of-techs-most-annoying-bottlenecks" target="_blank" rel="noreferrer noopener">IBM Just Tackled One Of Tech&#8217;s Most Annoying Bottlenecks</a></li>
</ul>
Photo Courtesy: Ira Lichi On Shutterstock.com
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/shivdeep-dhaliwal" target="_blank" rel="noreferrer noopener">Shivdeep Dhaliwal</a>

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Markets

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$BTC

$ETH

ARKK

ARKW

COIN

TSLA

Cathie Wood Doubles Down On Tesla Amid Elon Musk's Feud With Trump, Sells $3 Million Worth Of Coinbase Stock

There's no one-size-fits-all answer when it comes to major life milestones. In fact, when the <a href="https://www.pewresearch.org/short-reads/2025/03/19/best-age-to-get-married-have-a-child-buy-a-home-and-retire-heres-what-americans-say/">Pew Research Center</a> asked more than 3,600 U.S. adults about the "best age" to get married, have a child, buy a home, or retire, a significant portion said there isn't one.&nbsp;
But among those who do think there's an ideal age, some clear patterns emerged — and they vary depending on age, income, religion, and political views.
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<li>Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a></li>
</ul>
<h2 class="wp-block-heading">When Is the Best Age to Get Married?</h2>
Roughly half of Americans say there's no ideal age for tying the knot. But among those who do offer a number, about 23% say ages 25 to 29 are best. The average across all responses comes out to 26.5 years old.
Despite this average, real-world trends show marriage is happening later. According to Pew's previous analysis of Census Bureau data, a record 25% of 40-year-olds in the U.S. had never been married as of 2021 — up significantly from prior generations.
<h2 class="wp-block-heading">When Should You Have Your First Child?</h2>
Here too, 40% of Americans say there's no best age to become a <a href="https://www.benzinga.com/personal-finance/25/01/42805973/300000-and-counting-the-cost-of-a-decision-many-parents-regret">parent</a>. But among those who gave a specific age, 28% said 25 to 29 was the sweet spot. The national average answer: 27.3 years old.
That lines up closely with real-life data — the average age of first-time mothers in the U.S. is 27.5, according to <a href="https://www.cdc.gov/nchs/fastats/births.htm">data</a> from the Centers for Disease Control and Prevention. Parents tend to recommend becoming one slightly earlier, at age 26.9, than those without children, who recommend age 27.9.
Still, views are shifting. A separate <a href="https://www.pewresearch.org/social-trends/2024/07/25/the-experiences-of-u-s-adults-who-dont-have-children/">Pew survey</a> found nearly half of U.S. adults under 50 who don't have kids say they're unlikely to ever have them.
Trending: Tired of Grid Failures and Charging Deserts? This Startup Has a Solar Fix and $25M+ in Sales — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Now Raising at $3/Share</a>
<h2 class="wp-block-heading">What About Buying a Home?</h2>
<a href="https://www.benzinga.com/money/what-to-look-for-when-buying-a-house">Buying a first home</a> is a major goal for many Americans, but half of those surveyed said there's no single best age to do it. Among those who gave a number, most suggested sometime between 25 and 34. The average ideal age was 28.8 years old.
Homeowners were slightly more likely to suggest buying earlier, at 28.4, than renters, who suggested age 30 was ideal. But affordability remains a hurdle. The <a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers">National Association of Realtors</a> says the median age of first-time homebuyers is now 38 — nearly a decade later than what most survey respondents consider ideal.
<h2 class="wp-block-heading">When's the Best Time to Retire?</h2>
Retirement views also vary widely. About a third of Americans say there's no ideal age, but 26% say ages 65 to 69 are best. The average response was 61.8.
That's younger than when full Social Security benefits typically begin — between ages 65 and 67, depending on your birth year. Still, the idea of working past 65 is becoming more common. Pew reports that 19% of Americans over 65 were employed in 2023.
See Also: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>
<h2 class="wp-block-heading">Factors That Influence Views on Milestones</h2>
Pew found that perspectives on milestone timing vary by demographic. For example, younger adults tend to suggest later ages for marriage and children, but an <a href="https://www.benzinga.com/25/05/45609421/i-am-just-done-gen-x-er-wants-to-retire-at-55-but-has-no-money-saved-in-a-single-income-household-why-does-everyt">earlier retirement age</a>. Republicans lean toward younger ideal ages for most milestones — except retirement — compared with Democrats.
Income and religion also play a role. Higher-income adults and those who say religion is less important tend to suggest later ages for marriage, parenthood, and retirement than their lower-income or more religious counterparts.
<h2 class="wp-block-heading">Bottom Line</h2>
While averages can give a snapshot, many Americans agree there's no perfect timeline for life's biggest moments. Personal values, finances, and changing societal norms all shape what feels like the "right time." For most, it's less about hitting a specific number — and more about being ready when the moment comes.
Read Next: <a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a>
Image: Shutterstock

Personal Finance

Is There A 'Best Age' for Major Life Milestones? What Americans Say About Marriage, Kids, Owning A Home, And Retirement

Senate Republicans have managed to pass President Donald Trump&#8217;s massive tax-and-spending bill, a package that could add $3.3 trillion to the national debt. The legislation is now set to move to the House of Representatives for potential final approval.
What Happened: The Senate passed the bill by a narrow margin on Tuesday, as reported by Reuters. The bill, which encompasses tax cuts, reductions in social safety net programs, and increased spending on the armed forces and immigration enforcement, is now headed to the House of Representatives. Despite opposition from some Republicans, Trump wants to sign it into law by the July 4 holiday.
The bill also extends Trump&#8217;s 2017 tax cuts, introduces new tax breaks for income from tips and overtime pay. It proposes to cut about $930 billion of spending on the Medicaid health program and food aid for low-income Americans. It also plans to repeal many of former President Joe Biden&#8217;s green-energy incentives.
See Also:&nbsp;<a href="https://benzinga.com/news/politics/25/07/46187403/elon-musk-is-unhappy-with-trumps-big-beautiful-bill-and-just-reminded-everyone-that-80-voted-for-a-" target="_blank" rel="noreferrer noopener">Elon Musk Is Unhappy With Trump&#8217;s &#8216;Big Beautiful Bill&#8217; And Just Reminded Everyone That 80% &#8216;Voted&#8217; For A New Party</a>
The legislation, which has highlighted Republican divides over $36.2 trillion debt, would raise the federal government&#8217;s self-imposed debt ceiling by $5 trillion. The Senate passed the measure in a 51-50 vote with Vice President JD Vance breaking a tie. The vote followed an all-night debate in which Republicans grappled with the bill&#8217;s price tag and its impact on the healthcare system.
The vote in the House, where Republicans hold a 220-212 majority, is expected to be close. Trump, who will be &#8220;deeply involved&#8221; in pushing House Republicans to approve the bill, described it as a &#8220;great bill&#8221; and said that &#8220;it&#8217;s going to go very nicely in the House.&#8221;
Why It Matters: The bill has sparked controversy and opposition. Rep. Thomas Massie (R-Ky.) warned that the bill&#8217;s passage could <a href="https://www.benzinga.com/markets/economic-data/25/06/46165307/us-credit-rating-would-fall-if-trumps-big-beautiful-bill-is-approved-says-thomas-massie-heres-what-it-means-for-americans">downgrade the U.S. credit rating to BBB status</a>, signaling financial distress. 
Sen. Bernie Sanders (I-VT) criticized the bill as a <a href="https://www.benzinga.com/news/politics/25/06/46160881/bernie-sanders-slams-trumps-big-beautiful-bill-as-a-gift-for-billionaires-the-most-dangerous-piece-of-legislation-in-modern-history">&#8220;gift to the billionaire class,&#8221; </a>causing harm to millions of working-class American families. Furthermore, Elon Musk, CEO of Tesla Inc., expressed his displeasure over the bill and <a href="https://www.benzinga.com/news/politics/25/07/46187403/elon-musk-is-unhappy-with-trumps-big-beautiful-bill-and-just-reminded-everyone-that-80-voted-for-a-new-party">threatened to launch</a> an &#8220;America Party&#8221; if Congress approves the spending package.
Photo Courtesy: Framalicious on Shutterstock.com
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<li>Lawmakers Made Huge Investments This Year. <a href="https://www.benzinga.com/gov-trades">Get Tips On What They Bought And Sold Ahead Of The 2024 Election With Our Easy-to-Use Tool</a></li>
</ul>
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/shivdeep-dhaliwal" target="_blank" rel="noreferrer noopener">Shivdeep Dhaliwal</a>

Politics

General

'One Big Beautiful Bill' Passes Senate With JD Vance's Tie-Breaking Vote, Trump Says 'It's Going To Go Very Nicely In The House"

CyberArk Software (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CYBR#NASDAQ">CYBR</a>) has outperformed the market over the past 5 years by 15.39% on an annualized basis producing an average annual return of 29.65%. Currently, CyberArk Software has a market capitalization of $19.77 billion. 
Buying $100 In CYBR: If an investor had bought $100 of CYBR stock 5 years ago, it would be worth $366.38 today based on a price of $393.00 for CYBR at the time of writing.
<h3>CyberArk Software's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751413510_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Trading Ideas

CYBR

Here's How Much You Would Have Made Owning CyberArk Software Stock In The Last 5 Years

Apple, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) filed a lawsuit in California last week, accusing former senior design engineer Di Liu of stealing confidential company information before<a href="https://www.benzinga.com/trading-ideas/movers/25/07/46207800/whats-going-on-with-snap-shares-today"> leaving to work at </a>Snap Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SNAP#NYSE">SNAP</a>).&nbsp;
The Details: Apple alleged that Liu downloaded thousands of sensitive files and stored them in his personal cloud accounts during his final days at the company, according to <a href="https://www.cnbc.com/2025/07/01/apple-lawsuit-trade-secrets-di-liu-snap.html">CNBC</a>.&nbsp;
Liu, who worked on the Vision Pro headset, reportedly did not disclose that he was joining Snap, a competitor in the smart glasses market, when he resigned late last year.&nbsp;
Read Next: <a href="https://www.benzinga.com/markets/tech/25/06/46182769/what-happened-with-apple-stock-today?utm_source=articleShare">What Happened With Apple Stock Today?</a>
As a result, Apple granted him the standard two-week transition period, during which he allegedly accessed and copied proprietary files.
Apple's legal team stated that Liu used his company credentials to transfer documents containing project code names, technical details, product designs, and supply chain information.&nbsp;
Apple also suggested that the information Liu took could benefit Snap's augmented reality products, though Apple did not take legal action against Snap itself.
Snap responded by saying they found no evidence that the allegations related to Liu's work at their company. Apple sought damages and requested a forensic review of Liu's devices to ensure all sensitive data was deleted.&nbsp;
Why It Matters: Snap<a href="https://www.benzinga.com/markets/tech/25/06/45893545/snapchat-parent-to-launch-light-weight-ar-smart-glasses-to-compete-with-meta-apple"> recently announced</a> that it will launch Specs, a pair of lightweight, immersive AR glasses, in 2026.&nbsp;
Specs are described as an ultra-powerful wearable computer built into a lightweight glasses frame, featuring see-through lenses that blend digital experiences with the physical world.
In related industry news, Meta is reportedly preparing to launch a new version of its smart glasses, priced between $1,000 and $1,400, featuring a built-in screen and hand-gesture controls, as competition intensifies with Apple's $3,500 Vision Pro.
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/tech/25/07/46199580/microsoft-rivian-intel-slash-jobs-in-june-tech-layoff-spree?utm_source=articleShare">Microsoft, Rivian, Intel Slash Jobs In June Tech Layoff Spree</a></li>
</ul>
Photo: Vision Pro, Courtesy Apple

Large Cap

Legal

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Tech

AAPL

SNAP

Apple Sues Ex-Engineer Over Alleged Theft Of Vision Pro Secrets As Snap Prepares AR Glasses Launch

Meta Platforms (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>) has outperformed the market over the past 10 years by 11.99% on an annualized basis producing an average annual return of 23.49%. Currently, Meta Platforms has a market capitalization of $1.81 trillion. 
Buying $100 In META: If an investor had bought $100 of META stock 10 years ago, it would be worth $821.50 today based on a price of $717.89 for META at the time of writing.
<h3>Meta Platforms's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751411709_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much You Would Have Made Owning Meta Platforms Stock In The Last 10 Years

A <a href="https://www.benzinga.com/news/gaming/25/06/46082294/netflix-is-turning-squid-game-into-something-bigger-as-fortnite-tries-to-keep-up">third and final season</a> of "Squid Game" has been out for less than a week and is already among the most-watched premieres in Netflix Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NFLX#NASDAQ">NFLX</a>) history.
Here's a look at the first week viewership for "Squid Game" season 3 and how it stacks up in history.
What Happened: The third season of "Squid Game" fell shy of the record premiere week figures from<a href="https://www.benzinga.com/24/12/42751367/netflix-posts-record-debut-with-squid-game-season-2-heres-how-many-people-watched-show"> the second season, </a>but managed to break a Netflix record of the most views in a show's first three days.
Season 3 of "Squid Game" brought in 60.1 million <a href="https://www.netflix.com/tudum/top10/tv-non-english">views </a>in its first three days with 368.4 million hours watched. The show ranked number one in 93 countries.
Also ranking in the top 10 for non-English series was the second season of "Squid Game" with 2.8 million views, to rank third and the first season of the series ranking sixth with 1.7 million views.
For comparison, the second season premiere had 68 million views in its first week, which included four days and was around the Christmas 2024 holiday. With the extra day and the holiday, the second season likely had an unfair advantage in setting the record over the third season. Season 2 debuted at number one in 92 countries. The second season broke the Netflix premiere viewership record of 50.1 million previously set by "Wednesday."
During the second season's premiere week, 487.6 million hours were watched. The first season ranked third during the same week with 8.1 million views, which is more than the number watching the first two seasons combined during the third season's premiere week.
Read Also: <a href="https://www.benzinga.com/news/entertainment/25/06/46139870/if-you-invested-1000-in-netflix-stock-when-squid-game-was-released-heres-how-much-youd-have-now">If You Invested $1,000 In Netflix Stock When &#8216;Squid Game&#8217; Was Released, Here&#8217;s How Much You&#8217;d Have Now</a>
Why It's Important: The third and final season of "Squid Game" will continue to climb the all-time <a href="https://www.netflix.com/tudum/top10/most-popular/tv-non-english">leaderboard</a>, where the first two seasons currently lead. The first season ranks first all time with 265.2 million views in its first four weeks, followed by the second season with 192.6 million views in its first four weeks. This ranks first and second among non-English series.
The third season already ranks ninth among non-English series and could end up in the top three based on historical interest in the series.
"Wednesday" tops the English series viewership all-time list with 252.1 million views in its first four weeks.
The end of "Squid Game" could be a historical event for Netflix as its top series ever and <a href="https://www.benzinga.com/news/entertainment/25/06/46180148/netflixs-squid-game-ends-or-does-it">could see the company</a> turn to spinoffs and remakes to extend the life of the series.
Outside of the finale of "Squid Game," Netflix has new seasons of "Wednesday" and "Stranger Things" coming in the second half of 2025, along with live sports and other content.
NFLX Price Action: Netflix stock closed down 3.40% to $1,293.60 on Tuesday versus a 52-week trading range of $588.43 to $1,341.15. Netflix stock is up over 45% year-to-date in 2025.
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</ul>
Photo: Courtesy Netflix

Entertainment

Media

NFLX

Squid Game Final Season Falls Shy Of Record: Here's How Many Watched Season 3

A recent call to &#8220;<a href="https://x.com/DaveRamsey/status/1938614043801014663">The Ramsey Show</a>&#8221; took a personal and unexpected turn when a listener shared a troubling story about a so-called gift from his grandmother.
&#8220;About a year back, my grandma gave my wife and I a gift of $9,000 for a home. We were grateful and we offered to pay her back, but she told us, &#8216;Don&#8217;t worry about it.&#8217; She was so happy to help us out,&#8221; the caller said.
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<li>Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>. </li>
<li>Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a></li>
</ul>
<h2 class="wp-block-heading">&#8216;She Wants All The Money Back Plus Interest&#8217;</h2>
Things took a turn when the grandmother recently reached out, not with a friendly check-in, but with a demand.
&#8220;She wrote us a letter in the mail saying that she wants all the money back, plus interest, and in the letter never mentioned that it was a gift to us,&#8221; the caller explained. The total amount she now says she's owed? $12,000.
The couple still has paperwork showing the money was filed as a <a href="https://www.benzinga.com/personal-finance/25/04/44884152/can-i-gift-my-son-17000-for-student-loans-and-get-a-tax-deduction-heres-what-suze-orman-says">gift for tax purposes</a>. When host Dave Ramsey asked the caller about their income, he shared that they bring in about $70,000 after taxes.
Ramsey called it like he saw it. &#8220;Okay, is she mentally ill or is she just a liar?&#8221; he asked. The caller replied, &#8220;She&#8217;s a liar. She&#8217;s been diagnosed as a narcissist and a liar.&#8221;
&#8220;You do not morally owe her a dime,&#8221; he said and instructed him to tell her over the phone, &#8220;We have paperwork that shows that <a href="https://www.benzinga.com/money/how-to-give-stock-as-a-gift">it&#8217;s a gift</a>. I love you but I don&#8217;t love this behavior and I&#8217;m not going to pay you because I don&#8217;t owe you.&#8221;
Trending: GoSun's Breakthrough Rooftop EV Charger Already Has 2,000+ Units Reserved — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Become an Investor in This $41.3M Clean Energy Brand Today</a>
Still, Ramsey acknowledged the emotional fallout likely to follow: &#8220;She&#8217;s going to be Mount Vesuvius because she likes to pull people&#8217;s strings and when they don&#8217;t dance at the end of her string she has a little fit.&#8221;
The caller confirmed this had been a lifelong pattern. &#8220;This is 100% what this woman is,&#8221; he said. Ramsey added, &#8220;I kind of think when you give her 12 grand, you&#8217;re probably going to get a letter that goes &#8216;Oh yeah, I forgot about the other thousand you still owe.'&#8221;
He went on to say, &#8220;I don&#8217;t know if you&#8217;re ever going to make her happy. So I&#8217;m not sure paying her is going to work. I am sure not paying her is going to piss her off.&#8221;
The caller agreed, adding, &#8220;Absolutely.&#8221;
Ramsey's final word of advice? Confront her with the facts and set boundaries. &#8220;It&#8217;s a lie. And you told me this, and I&#8217;m going with what you told me, and we&#8217;re not going to pay you.&#8221;
While legal obligations may be absent, the emotional toll of standing firm against family pressure can be heavy.
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Dave Ramsey Caller Says Grandma Gifted Them $9,000, Then Demanded $12,000 Back. 'Is She Mentally Ill Or Is She Just A Liar?'

GoDaddy (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GDDY#NYSE">GDDY</a>) has outperformed the market over the past 10 years by 9.36% on an annualized basis producing an average annual return of 20.86%. Currently, GoDaddy has a market capitalization of $24.64 billion. 
Buying $100 In GDDY: If an investor had bought $100 of GDDY stock 10 years ago, it would be worth $654.20 today based on a price of $178.40 for GDDY at the time of writing.
<h3>GoDaddy's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751410825_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

GDDY

Here's How Much $100 Invested In GoDaddy 10 Years Ago Would Be Worth Today

Crocs (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CROX#NASDAQ">CROX</a>) has outperformed the market over the past 5 years by 10.91% on an annualized basis producing an average annual return of 25.18%. Currently, Crocs has a market capitalization of $6.01 billion. 
Buying $100 In CROX: If an investor had bought $100 of CROX stock 5 years ago, it would be worth $307.40 today based on a price of $107.15 for CROX at the time of writing.
<h3>Crocs's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751409925_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

CROX

$100 Invested In Crocs 5 Years Ago Would Be Worth This Much Today

Rocket Lab Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RKLB#NASDAQ">RKLB</a>) shares are up more than 650% over the past year and the company is on a hot streak of rapid, <a href="https://www.benzinga.com/news/space/25/06/46185205/rocket-lab-breaks-records-and-stock-up-640-in-past-year-ast-spacemobile-impresses-defense-kuiper-grows">successful launches. </a>
Last weekend, Rocket Lab completed two rocket launches from the same site within 48 hours, a record turnaround for the company.&nbsp;
What To Know: Rocket Lab CEO Peter Beck<a href="https://www.youtube.com/watch?v=V7NAK5xMN1w"> joined </a>CNBC's Closing Bell Overtime on Monday where he highlighted strong demand for launches from both commercial and government customers, especially as the market seeks <a href="https://www.benzinga.com/trading-ideas/movers/25/06/46119769/rocket-lab-rklb-stock-hits-a-new-all-time-high-whats-going-on">more competition</a> beyond SpaceX.&nbsp;
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In fact, the CEO said that demand is one thing he does not worry about.&nbsp;
"I worry about a lot of things at night, but that's probably not one of them — is demand," Beck said. 
Rocket Lab's smaller Electron rocket is seeing increased use, often launching entire satellite constellations, and its upcoming Neutron rocket aims to break SpaceX's dominance in the medium-lift market.
The company has<a href="https://www.benzinga.com/general/space/25/05/45633311/rocket-lab-stock-surges-on-geost-acquisition-strengthening-companys-positioning-for-golden-dome"> also expanded </a>through acquisitions, including Geost and a German firm, Manaric. These moves allow Rocket Lab to offer end-to-end services by building not just rockets and spacecraft, but also payloads, which strengthens its position in national security and defense.
Beck noted that about half of Rocket Lab's business comes from commercial customers and half from governments, with national security becoming increasingly important as global instability drives up demand for space assets.
RKLB Price Action: Rocket Lab shares are up 656% over the past year and ended Tuesday's session at $34.33, according to<a href="https://pro.benzinga.com/?gspk=YWRhbWVja2VydDUzMzY&amp;gsxid=zBMR4PKmcgBw"> Benzinga Pro.</a>&nbsp;
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</ul>
Image: Shutterstock

SPACE

Management

RKLB

650% Later, Rocket Lab CEO Isn't One Bit Worried

Summer may be just getting underway, but plenty of parents are already planning their spending for the upcoming school year.&nbsp;
Nearly 75% of parents plan to spend the same or more on back-to-school shopping this year, a consumer survey from <a href="https://www.pwc.com/us/en/industries/consumer-markets/library/back-to-school-education-spending.html">PwC</a> found. And more than one in three parents actually plan to spend more this year than they have previously.
Economic uncertainties and the effects of the tariffs had many experts uncertain as to whether or not back-to-school shopping would drop sharply this fall. But PwC's findings seem to indicate that inflationary fatigue won't curb demand after all.
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"A lot of it is necessities. It's people knowing that they're going to have to get this specific book, or these specific supplies for school or they require technology for their kids," PwC Global Retail Leader Kelly Pedersen told <a href="https://www.cnbc.com/2025/06/24/back-to-school-consumer-spending.html">CNBC</a>. "This is just a necessary spend."
However, anxiety about the impacts of tariffs hasn't entirely dissipated. "A lot of the average consumers in the U.S. sort of feel this cloud hanging above of, when are the tariffs going to hit, and what are those going to do to prices," Pedersen said.
Several popular back-to-school retailers, like Walmart (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WMT#NYSE">WMT</a>) and Target (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TGT#NYSE">TGT</a>), have said they plan to raise prices as a result of the tariffs. "We will do our best to keep our prices as low as possible. But given the magnitude of the tariffs, even at the reduced levels announced this week, we aren&#8217;t able to absorb all the pressure given the reality of narrow retail margins, Walmart CEO Doug McMillon said on an <a href="https://corporate.walmart.com/content/dam/corporate/documents/newsroom/2025/05/15/walmart-releases-q1-fy26-earnings/q1-fy26-earnings-call-transcript.pdf">earnings call</a> in May.
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Similarly, in the company's <a href="https://corporate.target.com/getmedia/9c383747-166d-4310-b91f-cd77b7d06433/2025-May-21-TGT-Transcript.pdf">Q1 earnings call</a>, Target CEO Brian Cornell said that price increases may happen, but that they would be a "very last resort" as the company's primary goal remains "supporting American families as they manage their budgets."&nbsp;
PwC also cautions that the mid-May tariff rollback, which fueled a rush of exports from China, may cause uneven inventory availability. However, it remains optimistic that retailers will have remedied these supply chain concerns by the time back-to-school shopping is in full swing.
For parents looking to save money this fall, prioritizing discounts and shopping early are the two most common methods for cutting costs. Reusing items and cutting back in specific categories like technology and clothing are also popular strategies.
The study also found that one in five parents plan to use AI tools to help them discover the best deals on back-to-school items. "This helps create a growing imperative for retailers to enhance their digital channels and search visibility for AI-powered discovery," the report said.&nbsp;
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'This Is Just A Necessary Spend': Back-To-School Spending Holds Steady Despite Economic Uncertainties

Roper Technologies (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ROP#NASDAQ">ROP</a>) has outperformed the market over the past 20 years by 6.4% on an annualized basis producing an average annual return of 14.88%. Currently, Roper Technologies has a market capitalization of $61.50 billion. 
Buying $1000 In ROP: If an investor had bought $1000 of ROP stock 20 years ago, it would be worth $16,134.95 today based on a price of $572.71 for ROP at the time of writing.
<h3>Roper Technologies's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751409025_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much You Would Have Made Owning Roper Technologies Stock In The Last 20 Years

World's richest billionaire Elon Musk could be <a href="https://www.benzinga.com/news/politics/25/06/46186733/elon-musk-staging-a-political-comeback-tesla-ceo-sparks-america-party-buzz-as-he-slams-trumps-insane-spending-bill">ready to influence</a> future U.S. elections with a promise to create the American Party if the "Big Beautiful Bill" passes in Congress.
While Musk is armed with billions of dollars and has large influence worldwide, he could face an uphill battle with a third party.
What Happened: Musk has been at odds with the Big Beautiful Bill<a href="https://www.benzinga.com/news/politics/25/06/45845332/musk-vs-trump-poll-says-this-is-the-person-to-support-in-feud-while-near-majority-say-they-would-publicly-support-neither"> in recent months</a>, creating a falling out of sorts with President Donald Trump and sending shares of Tesla Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) lower on several occasions.
Once friends and coworkers in the White House, the battle between Musk and Trump is very public once again with Musk's criticism of the bill backed by Trump that would increase America's debt.
"Anyone who campaigned on the PROISE of REDUCING SPENDING, but continues to vote on the BIGGEST DEBT ceiling increase in HISTORY will see their face on this poster in the primary next year," Musk <a href="https://x.com/elonmusk/status/1939861925514682487">tweeted </a>with a poster featuring Pinocchio and saying LIAR in big letters.
This tweet from Musk was ran as an ad on the social media platform for some time Monday night, suggesting Musk was spending money to spread the word as the bill made its way through the Senate.
"If this insane spending bill passes, the America Party will be formed the next day. Our country needs an alternative to the Democrat-Republican uniparty so that the people actually have a VOICE," another <a href="https://x.com/elonmusk/status/1939806847504105683">tweet </a>from Musk said.
The recent tweets from Musk come as <a href="https://www.benzinga.com/news/politics/25/06/46102335/democratic-party-implodes-as-maga-revolts-can-musk-yang-build-third-party">Benzinga recently highlighted</a> the potential rise of a third party or independent candidate to win the New York mayor race after Zohran Mamdani won the primary and remains unpopular with many voter groups in America.
Former presidential candidate Andrew Yang established the Forward Party and, according to The Hill, reached out to billionaire&nbsp;Elon Musk&nbsp;as recently as this month to collaborate on a third party.
Yang&nbsp;reached out to Musk at a time when Musk was feuding with President&nbsp;Donald Trump&nbsp;and even polled his X followers to see if a third party that represents those who identify in the middle politically should be launched. Over 5.6 million people voted in the&nbsp;<a href="https://x.com/elonmusk/status/1930685402631053403" target="_blank" rel="noreferrer noopener">poll,</a><a href="https://x.com/elonmusk/status/1930685402631053403" target="_blank" rel="noreferrer noopener">&nbsp;</a>with 80.4% saying yes, although not all the votes were likely from eligible American voters.
What's Next: Musk's previous poll suggests that voters could be ready for another option outside of the Republican and Democratic parties.
It's unclear how far Musk would go with the potential America Party, and if it would be just for Senate and Congressional races in the next elections, or go all the way to the presidency with the billionaire taking on the two major parties that have won every presidential election since 1852.
The last time a president not from the Democratic or Republican Party was in office was 1853 with Millard Fillmore finishing out the rest of his term under the Whig Party. Fillmore replaced Zachary Taylor after his death. Fillmore failed to win the Whig Party nomination for the 1852 election and the party later broke up in 1854.
Taylor won the 1848 presidential election for the Whig Party and is the last presidential winner outside of today's two major political parties.
Since America's independence from Great Britain, the president has come from only five major political parties: Democrat, Republican, Whig, Democratic-Republican and Federalist.
During the first 100 years of America, multiple parties won and parties changed names and new parties were created. Through the lifetime of anyone reading this story, the Democratic and Republican parties have been the only two to win presidencies and many of the major races throughout the country.
Taking a look at past presidential elections, it has been some time since a third-party candidate posed a major challenge. Robert F. Kennedy Jr., who was viewed as a potential contender to gain a significant percent of the vote in the 2024 election, eventually dropped out and supported Trump.
George Wallace was the last third-party candidate to receive any electoral college votes, winning five states in the 1968 presidential election.
Ross Perot is the most notable third-party candidate in recent years, placing third in 1992 and 1996 with 18.9% and 8.4% of the vote, respectively. John Anderson also secured a third-place finish with 6.6% of the vote in the 1980 presidential election.
The last third-party candidate to place second in a presidential election was Theodore Roosevelt in 1912. Roosevelt ran as a Progressive and lost to Woodrow Wilson. Roosevelt had previously served as president from 1901 to 1909.
While it remains to be seen if Musk will create a new party, betting odds are rising in support of the billionaire's move.
Polymarket betting <a href="https://polymarket.com/event/will-elon-musk-create-a-new-political-party-by?tid=1751399530721">odds </a>for Musk to create a new political party by Dec. 31 stand at 43%.
On <a href="https://kalshi.com/markets/kxnewpartymusk/musk-new-party#kxnewpartymusk">Kalshi</a>, the odds for Musk creating a new political party this year (2025) stand at 47%, up from just 5% on June 30.
<iframe loading="lazy" src="https://kalshi.com/external-widgets/events/KXNEWPARTYMUSK/markets/KXNEWPARTYMUSK-26?color_scheme=light&#038;widget_size=medium&#038;variant=a" width="488px" height="242px" style="border:0"></iframe>
Times have changed since 1853, but Elon Musk's ownership of X and his massive following could ignite a third-party movement — especially with the billions he could pour into an election. Whether he's serious, and whether he can reshape political history for the first time in more than 170 years, remains to be seen.
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Government

Musk Third-Party Odds Hit 47% — Can The Tesla Chief Do What No One Has Since 1853?

U.S. Bancorp's planned capital actions include a 4 percent increase in its quarterly common stock dividend from $0.50 to $0.52 per share, subject to approval by U.S. Bancorp's Board of Directors, effective in the third quarter of 2025. The Company plans to continue share repurchases under the Company's existing $5 billion share repurchase program.

Dividends

U.S. Bancorp Increases Quarterly Cash Dividend From $0.50 To $0.52 Per Share

U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) commented on the results of the Federal Reserve's Dodd-Frank Act Stress Test (DFAST) conducted in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Based on the 2025 stress test results and current rule requirements, the company's preliminary stress capital buffer (SCB) is 2.6 percent for the period beginning October 1, 2025, and ending on September 30, 2026. The SCB, when added to the Basel III Common Equity Tier 1 (CET1) capital to risk-weighted assets ratio minimum of 4.5 percent, requires the company to maintain a CET1 ratio at or above 7.1 percent throughout this period.
The Federal Reserve has stated that it expects to finalize the SCB for all firms by August 31, 2025.
All U.S. Bancorp regulatory ratios continue to reflect strong capital levels and exceed "well-capitalized" requirements. The company's CET1 capital to risk-weighted assets ratio using the Basel III standardized approach was 10.8 percent as of March 31, 2025.

U.S. Bancorp's Preliminary 2025 Stress Capital Buffer Set At 2.6%, CET1 Requirement At 7.1%; Current CET1 Stands At 10.8%

Analysts' ratings for First Horizon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FHN#NYSE">FHN</a>) over the last quarter vary from bullish to bearish, as provided by 10 analysts.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">2</td>
<td align="right">4</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $22.55, with a high estimate of $25.00 and a low estimate of $20.00. This current average has decreased by 0.62% from the previous average price target of $22.69. 
<img src="https://www.benzinga.com/files/images/story/2025/1751407255_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive First Horizon. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Neutral</td>
<td>$22.50</td>
<td>$19.50</td>
</tr>
<tr>
<td>Jon Arfstrom</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$24.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Buy</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Announces</td>
<td>Hold</td>
<td>$21.00</td>
<td>-</td>
</tr>
<tr>
<td>Jon Arfstrom</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$22.00</td>
<td>$24.00</td>
</tr>
<tr>
<td>Brady Gailey</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$22.00</td>
<td>$24.00</td>
</tr>
<tr>
<td>Ebrahim Poonawala</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$24.00</td>
<td>$23.00</td>
</tr>
<tr>
<td>Timur Braziler</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$20.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Jared Shaw</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$23.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>David George</td>
<td>Baird</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$22.00</td>
<td>$22.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to First Horizon. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of First Horizon compared to the broader market.</li>
<li>Price Targets: Analysts navigate through adjustments in price targets, providing estimates for First Horizon's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of First Horizon's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/FHN/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on First Horizon analyst ratings.</a>
<h2>All You Need to Know About First Horizon</h2>
First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer &amp; Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer &amp; Wealth. The Commercial, Consumer &amp; Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets.
<h3>First Horizon: Financial Performance Dissected</h3>
Market Capitalization: Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.
Revenue Challenges: First Horizon's revenue growth over 3M faced difficulties. As of 31 March, 2025, the company experienced a decline of approximately -1.13%. This indicates a decrease in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: First Horizon's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of 27.0%, the company may face hurdles in effective cost management.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 2.55%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): First Horizon's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.26%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: With a below-average debt-to-equity ratio of 0.35, First Horizon adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>What Are Analyst Ratings?</h2>
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
Which Stocks Are Analysts Recommending Now?
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

Assessing First Horizon: Insights From 10 Financial Analysts

In the latest quarter, 22 analysts provided ratings for Snap (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SNAP#NYSE">SNAP</a>), showcasing a mix of bullish and bearish perspectives.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">19</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">18</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $9.45, a high estimate of $13.00, and a low estimate of $6.50. A 20.32% drop is evident in the current average compared to the previous average price target of $11.86. 
<img src="https://www.benzinga.com/files/images/story/2025/1751407246_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
The analysis of recent analyst actions sheds light on the perception of Snap by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Ken Gawrelski</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$11.00</td>
<td>$8.00</td>
</tr>
<tr>
<td>Rob Sanderson</td>
<td>Loop Capital</td>
<td>Lowers</td>
<td>Buy</td>
<td>$12.00</td>
<td>$16.00</td>
</tr>
<tr>
<td>Brian Nowak</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$6.50</td>
<td>$8.00</td>
</tr>
<tr>
<td>Maria Ripps</td>
<td>Canaccord Genuity</td>
<td>Lowers</td>
<td>Hold</td>
<td>$9.00</td>
<td>$10.00</td>
</tr>
<tr>
<td>Ronald Josey</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$8.00</td>
<td>$9.00</td>
</tr>
<tr>
<td>Naved Khan</td>
<td>B. Riley Securities</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$10.00</td>
<td>$12.00</td>
</tr>
<tr>
<td>Youssef Squali</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$11.00</td>
<td>$14.00</td>
</tr>
<tr>
<td>Eric Sheridan</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$8.50</td>
<td>$9.50</td>
</tr>
<tr>
<td>Shyam Patil</td>
<td>Susquehanna</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$8.00</td>
<td>$13.00</td>
</tr>
<tr>
<td>Ken Gawrelski</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$8.00</td>
<td>$9.00</td>
</tr>
<tr>
<td>Brad Erickson</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Sector Perform</td>
<td>$12.00</td>
<td>$12.00</td>
</tr>
<tr>
<td>Brian Pitz</td>
<td>BMO Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$13.00</td>
<td>$16.00</td>
</tr>
<tr>
<td>Barton Crockett</td>
<td>Rosenblatt</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$9.00</td>
<td>$12.00</td>
</tr>
<tr>
<td>Mark Kelley</td>
<td>Stifel</td>
<td>Lowers</td>
<td>Hold</td>
<td>$8.00</td>
<td>$11.00</td>
</tr>
<tr>
<td>Brian Nowak</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$8.00</td>
<td>$10.00</td>
</tr>
<tr>
<td>Maria Ripps</td>
<td>Canaccord Genuity</td>
<td>Lowers</td>
<td>Hold</td>
<td>$10.00</td>
<td>$13.00</td>
</tr>
<tr>
<td>Ronald Josey</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$9.00</td>
<td>$13.50</td>
</tr>
<tr>
<td>Eric Sheridan</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$9.50</td>
<td>$13.50</td>
</tr>
<tr>
<td>Lloyd Walmsley</td>
<td>UBS</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$9.00</td>
<td>$14.00</td>
</tr>
<tr>
<td>Thomas Champion</td>
<td>Piper Sandler</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$10.00</td>
<td>$13.00</td>
</tr>
<tr>
<td>Justin Post</td>
<td>B of A Securities</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$10.50</td>
<td>$14.50</td>
</tr>
<tr>
<td>Doug Anmuth</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$8.00</td>
<td>$10.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Snap. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Snap compared to the broader market.</li>
<li>Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Snap's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/SNAP/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Snap analyst ratings.</a>
<h2>Unveiling the Story Behind Snap</h2>
Snap is a technology company best known for its marquis social media application Snapchat, a visual messaging application that has amassed hundreds of millions of users. The app was initially only used to communicate with family and friends through photographs and short videos (known as "Snaps"). Users can now enjoy augmented reality, or AR, lenses, content from famous creators and celebrities, updates about local events, and more. Although the app offers a paid subscription option with premium features, advertising sales produce most of the app's revenue. The firm also sells wearable devices called AR Spectacles, which can capture photos and videos overlayed with AR lenses, but these make up a small portion of Snap's overall sales.
<h3>Unraveling the Financial Story of Snap</h3>
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Positive Revenue Trend: Examining Snap's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 14.1% as of 31 March, 2025, showcasing a substantial increase in top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Communication Services sector.
Net Margin: Snap's net margin is impressive, surpassing industry averages. With a net margin of -10.24%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Snap's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of -5.86%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Snap's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of -1.8%, the company may face hurdles in achieving optimal financial performance.
Debt Management: Snap's debt-to-equity ratio is notably higher than the industry average. With a ratio of 1.82, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.
<h2>Understanding the Relevance of Analyst Ratings</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

What 22 Analyst Ratings Have To Say About Snap

During the last three months, 11 analysts shared their evaluations of Axalta Coating Systems (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXTA#NYSE">AXTA</a>), revealing diverse outlooks from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">2</td>
<td align="right">5</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $37.64, with a high estimate of $42.00 and a low estimate of $32.00. Observing a downward trend, the current average is 9.19% lower than the prior average price target of $41.45. 
<img src="https://www.benzinga.com/files/images/story/2025/1751407238_0.png" alt="price target chart" />
<h2>Interpreting Analyst Ratings: A Closer Look</h2>
A clear picture of Axalta Coating Systems's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Michael Sison</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$39.00</td>
<td>$40.00</td>
</tr>
<tr>
<td>Patrick Cunningham</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$34.00</td>
<td>$35.00</td>
</tr>
<tr>
<td>Michael Leithead</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$42.00</td>
<td>$45.00</td>
</tr>
<tr>
<td>Duffy Fischer</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Buy</td>
<td>$40.00</td>
<td>$46.00</td>
</tr>
<tr>
<td>Vincent Andrews</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$36.00</td>
<td>$40.00</td>
</tr>
<tr>
<td>Michael Sison</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$40.00</td>
<td>$37.00</td>
</tr>
<tr>
<td>Jeffrey Zekauskas</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$32.00</td>
<td>$42.00</td>
</tr>
<tr>
<td>Michael Sison</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$37.00</td>
<td>$42.00</td>
</tr>
<tr>
<td>Patrick Cunningham</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$32.00</td>
<td>$42.00</td>
</tr>
<tr>
<td>Joshua Spector</td>
<td>UBS</td>
<td>Lowers</td>
<td>Buy</td>
<td>$40.00</td>
<td>$42.00</td>
</tr>
<tr>
<td>Michael Sison</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$42.00</td>
<td>$45.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Axalta Coating Systems. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Axalta Coating Systems compared to the broader market.</li>
<li>Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Axalta Coating Systems's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/AXTA/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Axalta Coating Systems analyst ratings.</a>
<h2>About Axalta Coating Systems</h2>
Axalta Coating Systems Ltd is a manufacturer, marketer and distributor of high-performance coatings systems. It operates in two segments, The Performance Coatings segment provides liquid and powder coatings solutions to a fragmented and local customer base. Its end markets include refinish and industrial. The Mobility Coatings segment relates to the provision of coating technologies to original equipment manufacturers of light and commercial vehicles. The company operates in the geographic areas of North America, EMEA countries, Asia-Pacific, and Latin America.
<h3>Financial Milestones: Axalta Coating Systems's Journey</h3>
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Negative Revenue Trend: Examining Axalta Coating Systems's financials over 3M reveals challenges. As of 31 March, 2025, the company experienced a decline of approximately -2.47% in revenue growth, reflecting a decrease in top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Materials sector.
Net Margin: Axalta Coating Systems's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 7.84%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Axalta Coating Systems's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 4.96% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 1.35%, the company showcases effective utilization of assets.
Debt Management: Axalta Coating Systems's debt-to-equity ratio is notably higher than the industry average. With a ratio of 1.65, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.
<h2>What Are Analyst Ratings?</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

AXTA

A Glimpse Into The Expert Outlook On Axalta Coating Systems Through 11 Analysts

Providing a diverse range of perspectives from bullish to bearish, 5 analysts have published ratings on First Hawaiian (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FHB#NASDAQ">FHB</a>) in the last three months.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">3</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have recently evaluated First Hawaiian and provided 12-month price targets. The average target is $25.5, accompanied by a high estimate of $28.00 and a low estimate of $22.00. This current average represents a 5.56% decrease from the previous average price target of $27.00. 
<img src="https://www.benzinga.com/files/images/story/2025/1751407230_0.png" alt="price target chart" />
<h2>Interpreting Analyst Ratings: A Closer Look</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive First Hawaiian. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Underweight</td>
<td>$25.50</td>
<td>$25.00</td>
</tr>
<tr>
<td>Kelly Motta</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$28.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$25.00</td>
<td>$26.00</td>
</tr>
<tr>
<td>Timur Braziler</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$22.00</td>
<td>$24.00</td>
</tr>
<tr>
<td>Jared Shaw</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$27.00</td>
<td>$30.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to First Hawaiian. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of First Hawaiian compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for First Hawaiian's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Capture valuable insights into First Hawaiian's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/FHB/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on First Hawaiian analyst ratings.</a>
<h2>Delving into First Hawaiian's Background</h2>
First Hawaiian Inc is a bank holding company. It provides a diversified range of banking services to consumer and commercial customers, including deposit products, lending services, and wealth management and trust services. The company offers a variety of deposit products to its customers, including checking and savings accounts and other types of deposit accounts. It provides commercial and industrial lending, including auto dealer flooring, commercial real estate, and construction lending. It also offers comprehensive consumer lending services focused on residential real estate lending, indirect auto financing, and other consumer loans. The company's segments are Retail Banking, Commercial Banking, and Treasury, and others of which key revenue is derived from Retail Banking.
<h3>Financial Insights: First Hawaiian</h3>
Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.
Revenue Growth: First Hawaiian's revenue growth over a period of 3M has been noteworthy. As of 31 March, 2025, the company achieved a revenue growth rate of approximately 2.94%. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: First Hawaiian's net margin is impressive, surpassing industry averages. With a net margin of 29.17%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): First Hawaiian's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 2.25%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of 0.25%, the company may need to address challenges in generating satisfactory returns from its assets.
Debt Management: First Hawaiian's debt-to-equity ratio is below the industry average. With a ratio of 0.09, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Deep Dive Into First Hawaiian Stock: Analyst Perspectives (5 Ratings)

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