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Most financial experts say you need millions to retire comfortably. Some, like Suze Orman, have floated numbers <a href="https://www.benzinga.com/personal-finance/management/25/06/45818495/suze-orman-says-retiring-early-is-the-biggest-financial-mistake-youll-ever-make-you-might-need-10-millionjust-so-youll-be-fine">as high as $10 million</a>. But one Indiana couple is proving that early retirement is possible on far less.
<h2 class="wp-block-heading">Low Costs, Big Freedom</h2>
One couple on the <a href="https://www.reddit.com/r/leanfire/comments/1ktmhpp/retired_at_39_with_1m_and_living_on_1250month_it/">r/leanfire</a> subreddit shared how they retired at 39 with just over $1 million in assets. They now live on about $1,241 per month, or around $15,000 per year. FIRE&nbsp; stands for financial independence, retire early. LeanFIRE is a version of that <a href="https://www.benzinga.com/personal-finance/24/07/39779967/29-year-old-software-engineer-with-135-000-salary-plans-to-retire-by-35-says-hes-in-top-0-1-of-m">focused on extreme frugality</a> and minimalism to achieve early retirement with a modest nest egg.
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&#8220;We're living proof that leanFIRE actually works,&#8221; he wrote. &#8220;We're free, we travel half the year, and we're not stressed about money.&#8221;&nbsp;
The couple lives just outside Indianapolis, a low cost of living area they chose intentionally. Their expenses are low in part because they've made some big financial decisions: their <a href="https://www.benzinga.com/real-estate/25/02/43789996/dave-ramsey-says-a-paid-off-mortgage-is-the-new-status-symbol-not-a-bmw-do-you-agree">house is fully paid off</a>, they drive a 2005 Toyota with over 200,000 miles, and they have zero debt.
Despite the tight budget, they don't stay home all year. They spend 4 to 6 months annually overseas in countries like Thailand, where they rent fully furnished apartments for as little as $400 per month and eat street food for less than the cost of cooking at home.
&#8220;Street food in Thailand beats cooking at home cost-wise,&#8221; he said.
Trending: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
Health insurance costs? Also zero. The husband qualifies for Medicaid because Indiana doesn&#8217;t test assets, just income, and they keep their modified adjusted gross income low on purpose. His wife, who isn't a U.S. citizen yet, uses an Affordable Care Act-subsidized plan.
&#8220;Medicaid in 41 states is based on MAGI. No asset testing. It&#8217;s literally how our overlords designed it,&#8221; he explained.
<h2 class="wp-block-heading">Keeping Costs And Desires Down</h2>
The couple's monthly expenses break down like this:
<ul class="wp-block-list">
<li>$500 on food and household goods</li>
<li>$275 in property taxes</li>
<li>$120 for electricity</li>
<li>$97 for home insurance</li>
<li>The rest goes to small costs like gas, gym membership, and internet</li>
</ul>
They avoid spending by not caring about lifestyle inflation. &#8220;Don&#8217;t give a damn what the neighbors think,&#8221; he said. &#8220;'Stuff&#8217; is the enemy of FIRE.&#8221;
Their income comes from a combination of selling short-term Treasury ETFs, dividends, an online side hustle, and occasional bank account signup bonuses. They say their IRA accounts continue to grow untouched.
See Also: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>.&nbsp;
<h2 class="wp-block-heading">Critics Question The Medicaid Angle</h2>
Some Reddit users were skeptical of the couple's access to Medicaid with over $1 million in net worth. But the husband maintained that their eligibility is fully legal.
&#8220;Nothing unethical about it,&#8221; he said. &#8220;They set the rules of the game. It&#8217;s our job to know and play by the rules.&#8221;
<h2 class="wp-block-heading">No Kids, No Problem</h2>
They say not having children makes this lifestyle possible, and many in the comments agreed. &#8220;No kids, no fancy cars, no keeping up with anyone,&#8221; he wrote. &#8220;But we&#8217;re free.&#8221;
While many FIRE enthusiasts plan for 4% withdrawal rates, the couple spends closer to 1.5% of their net worth per year. &#8220;You just have to actually want it more than you want stuff,&#8221; he said.
Read Next:
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<li>Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.</li>
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – Many are rushing to <a href="https://www.benzinga.com/money/mode-mobile-2">grab 4,000 of its pre-IPO shares for just $0.30/share!</a></li>
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Personal Finance

They Retired At 40 With $1M In The Bank, While Experts Like Suze Orman Say You'll Need $10M. Their Monthly Expenses Are Now Only $1,241

Chime Financial, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CHYM#NASDAQ">CHYM</a>) made a splash on Wall Street this week as its highly anticipated initial public offering saw shares soar by as much as 66% on the stock's <a href="https://www.benzinga.com/markets/equities/25/06/45921212/us-stocks-likely-to-open-lower-as-israel-strikes-iran-geopolitical-risks-offers-upside-for-dollar-say-experts">first day of trading.&nbsp;</a>
Chime made a strong debut on the Nasdaq on Thursday. The stock opened at $43 per share, well above its IPO price of $27, and surged as much as 66% during the day before closing at around $37.&nbsp;
Read Next: <a href="https://www.benzinga.com/markets/tech/25/06/45885805/nvidias-jensen-huang-sparks-quantum-stock-frenzy?utm_source=articleShare">Nvidia&#8217;s Jensen Huang Sparks Quantum Stock Frenzy</a>
Chime and its shareholders raised $864 million in the IPO and the stock's first-day pop valued the company at approximately $18.4 billion at its peak.
Chime's strong debut is seen as a positive sign for the U.S. IPO market, which has been sluggish for several years. But that may be changing as <a href="https://www.benzinga.com/markets/ipos/25/06/45874849/will-rising-stars-circle-coreweave-perform-like-past-ipo-winners-reddit-astera-labs">several other companies</a> have made successful Wall Street debuts recently.&nbsp;
CRCL: Circle Internet Group, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CRCL#NYSE">CRCL</a>) continued to climb Friday after its dramatic debut last week . The IPO was priced at $31 and shares rocketed to $88 by the end of its first trading day.&nbsp;
The stock climbed to over $107 the following day and marked a two-day surge of nearly 250%, setting a new record for IPOs raising $500 million or more since 1980, according to <a href="https://fortune.com/2025/06/10/circle-ipo-stock-price-valuation-outlook/">Fortune</a>.&nbsp;
Read Next: <a href="https://www.benzinga.com/trading-ideas/movers/25/06/45851086/these-are-the-3-hottest-stock-market-themes-trending-now?utm_source=articleShare">These Are The 3 Hottest Stock Market Themes Trending Now</a>
CRWV: CoreWeave, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CRWV#NASDAQ">CRWV</a>) has also proven to be a powerhouse following its late March IPO which debuted at $40 per share. The stock was trading around $145 on Friday, up nearly 270% since its IPO, with a market capitalization of more than $71 billion.&nbsp;&nbsp;
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</ul>
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Chime's IPO Marks Another Successful Wall Street Debut

A 36-year-old Reddit user resonated deeply with fellow millennials after <a href="https://www.reddit.com/r/Millennials/comments/1l9yxqc/im_36_live_paycheck_to_paycheck_have_no_savings/">posting</a> openly about their financial situation. They say they <a href="https://www.benzinga.com/personal-finance/management/25/05/45710917/whats-driving-americans-to-live-paycheck-to-paycheck-one-person-says-its-like-being-thrown-into-adulthood-without-a-map">live paycheck to paycheck</a>, have over $100,000 in debt, no savings and, perhaps most surprisingly, don't feel panicked about it. &#8220;I should be freaking out, but I just don't have the energy anymore,&#8221; they wrote.
<h2 class="wp-block-heading">Exhausted, Not Defeated</h2>
They explained that the bulk of their debt came from a private university degree in archaeology and classics that cost $200,000. Although they&#8217;ve managed to pay a significant portion down, they still owe about $40,000. Add to that a $30,000 <a href="https://www.benzinga.com/25/05/45523239/graham-stephan-explains-why-auto-loans-are-the-biggest-scam-in-america-its-scary">auto loan</a> and a personal loan taken out to help cover bills when student loan payments were $1,000 a month pre-COVID. &#8220;I couldn't afford to pay them and my other bills. So I <a href="https://www.benzinga.com/money/how-to-get-a-personal-loan">got a personal loan</a>.&#8221;
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</ul>
&#8220;Maybe it's the state of the world and not knowing what's going to happen in the next few months, let alone years,&#8221; he wrote. &#8220;Or maybe I've just grown numb to my situation.&#8221;
The poster, who now works as a traveling contractor in a scientific field, said their current approach is simple: &#8220;I will either figure it out and make it work or I won't. But I can't bring myself to fret anymore.&#8221;&nbsp;
&#8220;A few years ago I would have freaked out and sent myself into a panic attack,&#8221; the person wrote. &#8220;And now it's here and I honestly don't care.&#8221;
Trending: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>.&nbsp;
<h2 class="wp-block-heading">A Widespread Sentiment</h2>
In the replies, many reflected those feelings of burnout, resignation and financial paralysis. One commenter put it plainly: &#8220;I'm 39, just <a href="https://www.benzinga.com/news/25/03/44408726/got-laid-off-so-i-went-all-in-on-living-frugally-redditor-shares-how-they-saved-big-and-why-these-tips-may-be-more-important-than-ever">got laid off</a> from my job of 13 years and I'm about to lose my apartment due to rent increase. I feel ya OP.&#8221;
Multiple people shared stories of six-figure debts, stagnant wages, medical emergencies, and housing instability. A recurring theme was the feeling that no matter how hard they work, they&#8217;re falling behind.
&#8220;It seems like every time we&#8217;ve finally &#8216;leveled up&#8217; in jobs, raises, etc., there&#8217;s been a huge jump in costs along with it,&#8221; wrote one person. &#8220;We can never get our heads above the water.&#8221;
Another person shared that their household income fell from six figures to just $25,000 in two years. With over $100,000 in debt, they said they were forced to put their home up for sale.
Some shared that they've given up on the idea of retirement altogether. &#8220;I&#8217;ve resigned myself to working until I die,&#8221; one said.
See Also: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.&nbsp;
<h2 class="wp-block-heading">Acceptance Or Apathy?</h2>
Though the post received plenty of support, a few commenters pushed back. &#8220;I understand the exhaustion, but I don&#8217;t think this is normal,&#8221; one person replied. Another warned, &#8220;You should not be perfectly okay with your situation. It's one thing to recognize and acknowledge your reality, but you need to use that clarity to inform your actions and decisions going forward.&#8221;
Even the poster admitted that while their mindset helps them cope, it&#8217;s probably not the healthiest: &#8220;People do have this exact thinking when it comes to their health. And it's definitely not healthy. And it's probably not healthy for me to think this way either. But I've done my freaking out for years and it's never done any good.&#8221;
Still, the overwhelming tone in the thread was solidarity, not judgment, and many said the post made them feel less alone.&nbsp;
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Image: Shutterstock

A Millennial Living Paycheck To Paycheck With $100K In Debt Says, 'I Should Be Freaking Out, But I Just Don't Have The Energy Anymore'

Elon Musk has drawn criticism for attributing the murder of a Minnesota lawmaker to the &#8220;far left,&#8221; a claim that was even refuted by his own AI chatbot, Grok.
What Happened: Musk faced a backlash on social media after he shared a user&#8217;s claim that the assassination of Democratic State Rep. Melissa Hortman and other recent political attacks were committed by &#8220;the left.&#8221;
Contrary to Musk&#8217;s claim, preliminary evidence indicates that the alleged shooter, Vance Luther Boelter, was targeting individuals frequently characterized as &#8220;far left&#8221; by critics.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">The far left is murderously violent <a href="https://t.co/P9rVtCtdBv">https://t.co/P9rVtCtdBv</a>
&mdash; Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1933950533813068181?ref_src=twsrc%5Etfw">June 14, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
A list of targets was reportedly found in his car, comprising top Minnesota Democrats and abortion providers and advocates.
Also Read: <a href="https://www.benzinga.com/news/entertainment/25/06/45939469/elon-musks-x-to-shake-up-financial-media-with-reality-tv-show">Elon Musk&#8217;s X to Shake Up Financial Media With Reality TV Show</a>
Musk&#8217;s post was met with widespread derision. Neera Tanden, a former senior aide in the Biden administration, echoed President Donald Trump&#8216;s sentiment that Musk had &#8220;just went CRAZY.&#8221;
Interestingly, Musk&#8217;s AI bot Grok, a product of his company xAI, contradicted his claim, stating, &#8220;The claim that &#8216;the left&#8217;&nbsp;is murderously violent isn&#8217;t backed&nbsp;by evidence. No&nbsp;side is inherently violent; generalizations&nbsp;oversimplify a complex issue.&#8221;
Social media users found amusement in Musk&#8217;s own AI debunking his statement. &#8220;Watching Grok&nbsp;debunk lies in real time&nbsp;is&nbsp;the only thing that keeps&nbsp;me on this app,&#8221; one user remarked.
Why It Matters: This incident underscores the influence and responsibility of high-profile figures like Musk in shaping public discourse. 
It also highlights the potential of AI technology, such as Grok, in fact-checking and combating misinformation in real time. 
The irony of Musk&#8217;s own AI refuting his claim has not been lost on observers, adding a layer of complexity to the ongoing debate about the role of AI in moderating online content.
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Image: Shutterstock

Elon Musk Criticized for Linking Minnesota Assassination to 'Far Left'

Billionaire Mark Cuban has been one of <a href="https://www.benzinga.com/general/sports/25/05/45532793/mark-cubans-favorite-social-media-platform-bluesky-makes-live-sports-important-part-of-ecosystem">the largest proponents </a>of social media platform Bluesky, which has grown its user base as an alternative to X. Cuban's criticism of Bluesky in recent weeks could be a major headwind for the platform.
What Happened: Similar<a href="https://www.benzinga.com/general/entertainment/25/05/45472538/mark-cuban-bids-farewell-to-shark-tank-how-to-watch-finale-and-whats-next-for-hit-show"> to leaving "Shark Tank"</a> to focus on other aspects of his life, Cuban could be ready to move on from Bluesky to focus on a better social media platform.
Cuban said Bluesky has "grown ruder and more hateful" in a recent post, as <a href="https://nypost.com/2025/06/12/business/blueskys-lack-of-diversity-of-thought-driving-users-back-to-x-mark-cuban/">reported </a>by the New York Post.
"The lack of diversity of thought here is really hurting usage," Cuban <a href="https://bsky.app/profile/mcuban.bsky.social/post/3lr4ncvgkg22q">said</a>, while sharing an opinion piece from The Washington Post that said Bluesky's decline comes from "never hearing from the other side."
Cuban said the recent activity on Bluesky likely has users going back to X, formerly known as Twitter.
"There used to be great give and take discussions on politics and news. Not so much any more." Doesn't have to be this way."
The billionaire <a href="https://bsky.app/profile/mcuban.bsky.social/post/3lr4pocpxck2q">said </a>that Bluesky has advanced moderation tools and people can block others rather than attacking them. Cuban said that his posts are now met with anger and criticism rather than discussion.
"Engagement went from great convos on many topics, to agree with me or you are a nazi fascist."
Adding insult to injury, several Bluesky users didn't like Cuban's criticism of the platform and told him to leave.
You may not be a billionaire like Mark Cuban, but you can uncover hidden gems in the stock market using our proprietary data and pattern recognition — <a href="https://www.benzinga.com/trading-ideas/long-ideas/25/06/45827517/benzingas-stock-whisper-index-5-stocks-investors-secretly-monitor-but-dont-talk-about-yet-68">check out five stocks flying under the radar that deserve your attention.</a>
Why It's Important: While Bluesky users may be pushing Cuban from the platform he once supported so strongly, X is ready to welcome Cuban back.
"Welcome home to the true global town square!" X CEO Linda Yaccarino <a href="https://x.com/lindayaX/status/1933168773512458439">said </a>while sharing Cuban's post criticizing Bluesky.
On X, Cuban has nine million followers. He has been posting more on the platform in recent days.
Cuban's last post on Bluesky was three days ago. On Bluesky, Cuban has 1.4 million followers and is the second-most followed person, trailing only Congresswoman Alexandria Ocasio-Cortez (2 million).
The decentralized social media, which is an alternative to X, saw strong growth after X owner Elon Musk endorsed Donald Trump for president in the 2024 election. The platform also saw strong growth after Trump won the election in November 2024.
The Bluesky user base tripled from 10 million to more than 30 million between November 2024 and May 2025, the report said, citing Pew Research Center data.
With one of the largest voices on Bluesky critical and saying people aren't allowed to share different opinions without getting attacked, users new and old may be scared away and find themselves back on X.
Read Next: 
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<li><a href="https://www.benzinga.com/general/social-media/24/12/42566461/mark-cuban-says-this-is-the-holy-grail-that-makes-bluesky-better-than-musks-x-platform">Mark Cuban Says This Is The &#8216;Holy Grail&#8217; That Makes Bluesky Better Than Musk&#8217;s X Platform</a></li>
</ul>
Image: Shutterstock

Social Media

Mark Cuban Criticizes Bluesky, Gets Welcome Back On X By CEO Yaccarino: 'Welcome Home To The True Global Town Square'

GameStop Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GME#NYSE">GME</a>) has agreed to pay $4.5 million to its customers following allegations of privacy law violations. The gaming retailer was accused of sharing personal customer information with Facebook without consent.
What Happened: GameStop Corp is gearing up to distribute millions to its customers to settle a class action lawsuit. The lawsuit accused the company of violating&nbsp;the federal Video Privacy Protection&nbsp;Act (VPPA) by allegedly sharing sensitive customer data with Facebook.
The gaming retailer is specifically accused of implementing&nbsp;a Facebook tracking pixel on&nbsp;its website. This pixel allegedly sent customer&#8217;s personal information, including details of video game purchases, to Facebook without their knowledge or consent.
The settlement, which totals $4.5 million, applies to individuals&nbsp;who purchased a game from&nbsp;GameStop&#8217;s online store between August 18th, 2020, and April 17th, 2025. 
To qualify for the settlement, customers must have been Facebook members&nbsp;and maintained a public Facebook&nbsp;profile using their real name at the time of purchase.
Also Read: <a href="https://www.benzinga.com/crypto/25/06/45897204/gamestop-themed-crypto-skyrockets-over-500-after-retailer-announces-1-75-billion-investment-plan">GameStop-Themed Crypto Skyrockets Over 500% After Retailer Announces $1.75 Billion Investment Plan</a>
While the exact number of affected customers is not yet known, the settlement suggests that hundreds of thousands of customers may be eligible for compensation. Affected&nbsp;customers are set to receive&nbsp;up to $5 cash or&nbsp;a $10 voucher.
Despite agreeing to the settlement, GameStop has not admitted to any wrongdoing. The company has, however, committed to permanently removing&nbsp;the tracking pixel to prevent&nbsp;future unauthorized data sharing.
Why It Matters: This settlement highlights the increasing scrutiny on companies to ensure they adhere to privacy laws and respect customer data. 
As consumers become more aware of their digital rights, companies like GameStop are being held accountable for their data practices. 
This case serves as a reminder for businesses to review their data sharing practices and ensure they are in line with legal requirements.
Image: Shutterstock/Jillian Cain Photography

GameStop to Pay $4.5 Million Over Alleged Privacy Violations Involving Facebook Data Sharing

Apple Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) has unveiled iOS 26 and the Liquid Glass interface at its Worldwide Developers Conference. The event also highlighted enhancements to CarPlay, the Vision Pro, and the iPad.
Bloomberg's Mark Gurman, in his <a href="https://www.bloomberg.com/news/newsletters/2025-06-15/wwdc-2025-biggest-releases-ipados-26-multitasking-visionos-26-and-new-carplay-mbxm63s2?srnd=undefined&amp;sref=TBDibEcD">latest</a> weekly "Power On&#8221; reported that the Liquid Glass interface, which unifies all of Apple&#8217;s operating systems for the first time, was the most discussed feature at the conference. However, other significant upgrades were also introduced, including to CarPlay and the iPad.
CarPlay for iOS 26 now includes the use of widgets, allowing users to view calendar appointments, weather updates, and stock tickers. Other enhancements include improved call notifications and texting capabilities, and the ability&nbsp;to AirPlay video from your&nbsp;phone to the car&#8217;s touch screen.
The iPad also saw significant changes, with Apple finally perfecting its approach to multitasking. Users can now easily move windows around,&nbsp;activate the Expose mode to&nbsp;view all active windows, and use&nbsp;the new toggles for window&nbsp;tiling.
Another highlight of the event was&nbsp;the new eye-scrolling feature on&nbsp;the Vision Pro headset, which allows users&nbsp;to scroll up and down&nbsp;webpages and apps by simply looking at them. The Vision Pro software also includes widgets that let users customize objects on the walls.
Also Read: <a href="https://www.benzinga.com/markets/tech/25/06/45829938/apples-liquid-glass-interface-set-to-revolutionize-ios-26-hints-at-20th-anniversary-iphone">Apple&#8217;s Liquid Glass Interface Set To Revolutionize iOS 26, Hints At 20th Anniversary iPhone</a>
Despite these advancements, Apple&#8217;s AI remains a challenge. The company aims to launch the postponed Siri AI upgrade in spring 2026.
Apple&#8217;s WWDC 2025 has brought significant advancements to its product line, with the Liquid Glass interface being a game-changer. This interface unifies all of Apple&#8217;s&nbsp;operating systems for the first&nbsp;time, creating a seamless user experience across devices.
The enhancements to CarPlay and the iPad are also noteworthy. The inclusion of widgets in CarPlay for iOS 26, along with improved call notifications and texting capabilities, will greatly enhance user convenience. The ability&nbsp;to AirPlay video from your&nbsp;phone to the car&#8217;s touch screen is another significant upgrade.
For the iPad, the perfected approach to multitasking will allow users to manage their tasks more efficiently. The&nbsp;new eye-scrolling feature on the&nbsp;Vision Pro headset is another innovative feature that will change the way users interact with webpages and apps.
However, the challenge of improving Apple&#8217;s AI remains. The postponed Siri AI upgrade is eagerly awaited and will be a key focus for the company in the coming year.
Read Next
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AAPL

Apple's WWDC 2025: Unveiling Ios 26, Liquid Glass Interface And Carplay Enhancements

Real estate mogul Grant Cardone has made his stance on consumer debt crystal clear. In a recent <a href="https://x.com/GrantCardone/status/1932580122852245951">post on X</a>, the real estate mogul and motivational speaker warned that debt doesn't just slow people down financially—it traps them.
&#8220;Consumer debt makes slaves!&#8221; Cardone wrote. He broke it down into five main consequences: &#8220;Can't invest, can't keep up, pay extra for everything, can't build net worth, never live stress free.&#8221;
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<h2 class="wp-block-heading">Personal Loans Keep Rising</h2>
Cardone's post reflects a growing concern in the U.S. as <a href="https://www.benzinga.com/personal-finance/25/05/45497552/americans-consumer-debt-hits-all-time-high-of-18-2-trillion-experts-say-some-borrowers-will-have-a-much-more-difficult-time-getting-credit-going-forward">consumer debt</a> keeps climbing. <a href="https://www.lendingtree.com/personal/personal-loans-statistics/">According to</a> LendingTree (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>), Americans owed a record $251 billion in personal loan debt as of the fourth quarter of 2024. That's a $6 billion jump from the year before.
And it's not just the total amount. TransUnion (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRU#NYSE">TRU</a>) <a href="https://newsroom.transunion.com/q4-2024-ciir/">data</a> shows that the number of Americans with personal loans hit 24.5 million, up from 23.5 million a year earlier. While personal loan debt still makes up just 1.4% of all consumer debt, it accounts for 5% of non-mortgage debt. For comparison, credit card debt is much higher, <a href="https://www.benzinga.com/news/25/02/43888952/americans-owe-a-record-1-21-trillion-in-credit-card-debt-expert-warns-theres-no-end-in-sight">sitting at $1.211 trillion</a>, or 6.7% of total outstanding debt.
According to TransUnion, the average personal loan balance per borrower is $11,607. Nearly half of borrowers take out loans just to consolidate or refinance other debt. Another 10% use the money to pay everyday bills.
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As Cardone wrote, &#8220;You pay extra for everything&#8221; when you&#8217;re stuck in debt. High interest rates only make it worse. Borrowers with excellent <a href="https://www.benzinga.com/money/what-is-a-good-credit-score">credit scores</a> &#8212; over 720 &#8212; can expect personal loan APRs around 17.71%. But for those with poor credit &#8212; below 560 &#8212; rates skyrocket to over 200%, according to LendingTree data.
Despite high costs, personal loan use is expected to grow. People turn to them as credit card debt rises. LendingTree notes that many borrowers aren&#8217;t necessarily in crisis—they might be <a href="https://www.benzinga.com/money/home-equity-loan-for-remodeling">remodeling a home</a> or covering a big expense. Still, as Cardone puts it, for those already stretched thin, more borrowing can result in serious stress and financial strain.
<a href="https://www.benzinga.com/markets/equities/24/11/42080723/cathie-wood-sounds-alarm-on-us-auto-loans-as-90-day-delinquency-rates-surpass-2009-levels">Delinquency rates</a> also tell a cautionary tale. TransUnion reported that as of Q4 2024, 3.57% of personal loan accounts were 60 or more days past due. That's an improvement from the year before but still higher than rates for mortgages &#8212; 1.29% &#8212; or credit cards &#8212; 2.56%.
Cardone's message is harsh but timely. With debt balances climbing and millions relying on personal loans to stay afloat, his warning resonates: consumer debt doesn't just drain your wallet—it can drain your peace of mind.
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Image: Shutterstock

TREE

Grant Cardone Says 'Consumer Debt Makes Slaves.' It Stops You From Investing, Costs You More, And Chains You To Stress

Summer Fridays were once a common perk in corporate America, but are fading from the workplace thanks in large part to the rise of remote and <a href="https://www.benzinga.com/news/topics/25/06/45908840/as-layoffs-mount-one-question-is-getting-louder-what-happens-to-skyscraper-offices-in-cities-like-boston-when-people-are-replaced-by-ai">hybrid work models.</a>
What To Know: The phrase, "Summer Fridays" traditionally refers to the benefit allowing employees to leave early or take Fridays off during the summer months and get a head start on the weekend.&nbsp;
However, as organizations have embraced flexible<a href="https://www.benzinga.com/news/topics/25/06/45905463/dont-design-policies-around-the-bottom-5-warns-stripe-president-says-top-remote-workers-are-coding-up-a-storm-in-an-idaho-cabin"> work arrangements</a>, the need for a dedicated "summer Friday" has diminished, and the perk has become increasingly rare.
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Before the pandemic, Summer Fridays were widely offered as a morale booster and a way to attract talent in a competitive job market. In 2019, over half of U.S. companies provided some form of summer benefit, according to Gartner HR.&nbsp;
Following the shift to remote and hybrid work, only about a third of workers reported having access to this perk by 2024. The reason is clear: with employees able to work from home, the rigidity of the traditional workweek has loosened. 
&#8220;Summer Fridays were once seen as a perk that allowed employees some flexibility during the summer months,&#8221; Jonathan Weindel, head of data analytics at Envoy, told EBN. 
&#8220;This has just lost a lot of relevance today. And there&#8217;s a lot more intentionality around what employees are doing when they&#8217;re actually in the workplace, primarily Tuesdays through Thursdays.&#8221;
However, as companies prioritize productivity and profitability the Summer Friday tradition is being replaced by broader, year-round flexibility.
The evolution of work culture means that, while Summer Fridays may be disappearing as a formal policy, the underlying desire for flexibility and work-life balance remains strong.&nbsp;
In the end, the spirit of Summer Fridays may live on, even as the tradition itself fades into the background.
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Psychology

Management

General

Summer Fridays Are Over—Blame It On Remote Work

During a recent episode of his <a href="https://www.youtube.com/watch?v=7gwrvsz-4xg">podcast</a>, &#8220;Office Hours with Prof G,&#8221; marketing professor and investor Scott Galloway had a straightforward message: America needs to stop shaming the unremarkable. "99% of us are not in the top 1%," he said, calling out a higher education system that, in his view, has abandoned most people.
<h2 class="wp-block-heading">Galloway: It&#8217;s Time To Respect The Unremarkable</h2>
Responding to a listener who asked what advice he has for young people who aren't elite students or high achievers, Galloway explained that he sees himself in that category. "I was unremarkable growing up," he said. "Didn't do well academically, didn't test well. But back then, America loved the unremarkable."
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He criticized the current model of higher education, arguing that it prioritizes the wealthy and the exceptional. "Higher education in America is about helping the bottom 90%, not identifying tax breaks and programs to make the top 10% the top 1%," Galloway said.&nbsp;
"I feel like higher education is leading this downfall by deciding that we are there for the children of rich people or for the freakishly remarkable," he added.&nbsp;
To show how common the stigma still is, Galloway described how at social gatherings, people often lower their voices when mentioning that their child is <a href="https://www.benzinga.com/news/24/10/41256368/college-dropout-makes-750k-per-year-in-real-estate-he-doesnt-sell-houses-or-own-a-single-piece-of-pr">dropping out of college</a>. "We all speak in hush tones," he said, "like the family's done something wrong or Bobby's mentally ill." He argued that this attitude is unfair and outdated. "A lot of kids are just <a href="https://www.benzinga.com/news/topics/25/06/45754862/peter-schiff-agrees-with-trump-that-college-isnt-worth-it-for-most-his-fix-scrap-the-minimum-wage-and-let-kids-learn-trades-on-the-job">not cut out for college</a>, especially a lot of <a href="https://www.benzinga.com/personal-finance/25/05/45570238/when-men-dont-have-money-theyre-just-less-attractive-says-professor-scott-galloway-as-men-without-college-degrees-now-earn-22-less">young men</a>."
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He believes the U.S. needs to expand apprenticeships and stop fetishizing college degrees. According to him, in Germany and the U.K., 11% of young professionals have ‘apprentice' in their LinkedIn title. In the U.S., it's 3%.
Galloway highlighted the benefits of vocational training, citing that even high school juniors taking auto shop classes are earning up to $70,000 without completing their senior year.
<h2 class="wp-block-heading">Critique Of The American Workplace And Youth Policy</h2>
On the topic of returning to office work, Galloway stood by his long-held belief that the <a href="https://www.benzinga.com/news/25/05/45483359/jamie-dimon-says-dont-tell-jpmorgan-what-to-do-as-he-tells-remote-workers-you-cant-learn-working-fro">office is key</a> for younger professionals to find mentorship, community, and even relationships. "One in three relationships begins at work," he said.
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But he acknowledged that a blanket five-day <a href="https://www.benzinga.com/news/large-cap/25/01/42903361/amazon-workers-return-to-office-with-some-exceptions-reported">return-to-office policy</a> can hurt caregivers and parents. Galloway said companies should recognize the needs of employees with caregiving duties or those with health struggles, suggesting they offer remote work as a thoughtful and practical benefit. He added that flexibility might come with lower pay but called it a fair trade-off.
He also criticized policies that favor older, wealthier Americans. "The average 70-year-old is 72% wealthier than they were 40 years ago. The average person under 40 is 24% less wealthy," he said. That's "an incredible transfer of wealth from young to old."
For young people trying to figure out their path, Galloway offers a grounding message: "Living a good life at modest means—getting up, taking care of your family, being a good partner, being a good citizen—there's real honor in that."
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Image: Shutterstock

'99% Of Us Are Not In The Top 1%,' Says Scott Galloway, Believes Higher Education Has Given Up On Everyone But The Rich And The Exceptional

The strategic chokepoint of the Strait of Hormuz — the maritime artery through which nearly 20% of global oil flows — is back on the radar of Wall Street research desks, as analysts asses the risk of a crude supply shock following Israel's latest strikes <a href="https://www.benzinga.com/topic/iran">on Iran's nuclear infrastructure.</a>
Squeezed between Iran and Oman, this thin strip of water narrows to just two shipping lanes of only 2 nautical miles each, leaving global oil flows dangerously exposed.
With the Israel-Iran standoff intensifying, the Strait of Hormuz is becoming a major worry for investors and the global economy. 
<h3 class="wp-block-heading">Oil Spiking Above $100 Still A Tail Risk, But Rising In Probability</h3>
Following the 12% weekly jump in oil prices – as tracked by the United States Oil Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USO#NYSE">USO</a>) – Goldman Sachs has increased its near-term geopolitical risk premium. 
In a note shared Friday, commodity analyst Daan Struyven estimated that if Iranian oil infrastructure is damaged and 1.75 million barrels per day are knocked offline for six months, Brent could briefly spike above $90. 
A broader regional escalation that impacts the Strait of Hormuz, however, could push oil above $100 in what Goldman Sachs describes as a "tail risk but non-negligible" scenario.
&#8220;Almost a third of global seaborne oil trade moves through the Strait of Hormuz. While some portion of oil flows could be diverted to avoid the Strait, it still leaves roughly 14m b/d of oil supply at risk,&#8221; said ING commodity analyst Warren Patterson. 
"A significant disruption would be enough to push Brent to $120 per barrel," he added.
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Patterson also noted that global LNG markets would be squeezed, as Qatar — which supplies 20% of the world's liquefied natural gas — depends entirely on this chokepoint, with no viable alternate routes.
According to Kristian Kerr, head of macro strategy at LPL Financial, the market is closely watching how Iran might retaliate, particularly through its proxies. 
"The primary market concern lies with Iran potentially closing the Strait of Hormuz, a critical chokepoint for global oil and gas," Kerr said. 
"We think that's unlikely for now, given Iran&#8217;s need to maintain oil sales to China."
Kerr added that $80 per barrel is an important psychological threshold. A break above that level could trigger broader volatility across equity and credit markets. 
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Analyst Color

Macro Economic Events

Commodities

Global

Economics

Analyst Ratings

A Thin Strip Of Water Keeps The World Economy On Edge: Will It Trigger A $100 Oil Shock?

<a href="https://www.benzinga.com/money/tips-first-time-homebuyers">Owning a home</a> is often seen as a dream financial goal, offering stability and long-term wealth-building potential. However, many potential buyers overlook the costs, focusing mainly on the down payment and monthly mortgage. Most don't realize that numerous hidden expenses can quickly add up, potentially throwing off their financial plans.
While a home may seem like a great investment in the moment, the ongoing costs involved can be far more than what you initially bargained for.
A recent Bankrate Hidden Costs of Homeownership <a href="https://www.bankrate.com/home-equity/hidden-costs-of-homeownership-study/">Study</a> sheds light on these often-overlooked costs. Beyond the mortgage, homeowners face maintenance, property taxes, HOA fees, utilities, and insurance, all of which can take a significant toll on their finances.
The study found that maintenance alone can cost homeowners about 1% of the home's value annually, meaning an average $300,000 home could require around $3,000 a year just for upkeep. Property taxes <a href="https://www.benzinga.com/real-estate/reit/19/08/14321132/are-hoa-fees-negotiable">and HOA fees</a> are also key contributors, with the potential to increase over time. Unexpected repairs, like HVAC or roof issues, can further strain finances.
These unanticipated expenses often surprise new homeowners, who may not be prepared for the financial reality of owning a home.
Utilities and energy costs often surprise homeowners as well. These expenses, along with homeowners' insurance (and flood insurance in some cases), add to ongoing costs that must be planned for. The Bankrate study highlights how these hidden costs can <a href="https://www.benzinga.com/money/the-power-of-compound-interest">compound over time</a>, especially as homes age and <a href="https://www.benzinga.com/money/what-are-property-taxes-a-comprehensive-guide">property taxes rise</a>.
Even routine costs like water and electricity, which might seem small at first, can grow significantly over the years. On top of these, homeowners may face fluctuating costs depending on seasonal changes, like higher heating or cooling bills. As homes age, they may require more frequent maintenance or upgrades, further driving up expenses.
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Financial Advisors

Real Estate

Why That Dream Home May Cost More Than You Expect

President Donald Trump has issued a stern warning to Iran. He has stated that any attack on US forces or land would be met with an unprecedented military response.
What Happened: On Sunday Trump clarified that the US had no involvement in Israel&#8217;s recent attack on Iran, amidst ongoing aerial assaults between the two Middle Eastern nations.
Trump&#8217;s message was <a href="https://truthsocial.com/@realDonaldTrump/posts/114685507052179501">posted</a> on Truth Social, where he stated, &#8220;If we are attacked in any way, shape or form by Iran, the full strength and might of the US Armed Forces will come down on you at levels never seen before.&#8221; He also expressed hope for a peaceful resolution between Iran and Israel.
&#8220;We can easily get a deal done between Iran and Israel, and end this bloody conflict!!!,&#8221; he said. 
Meanwhile, Iran retaliated against Israel&#8217;s Operation &#8220;Rising Lion,&#8221; resulting in at least 10 deaths and over 200 injuries. Iran&#8217;s&nbsp;Foreign Affairs Minister Abbas Araghchi&nbsp;called for the US to&nbsp;condemn Israel&#8217;s attacks on its nuclear facilities, stating that Iran was merely defending itself.
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Trump&#8217;s administration had been in talks with Iranian officials before the discussions began to deteriorate in early June. 
A sixth round of meetings was scheduled for Sunday in Oman, but was disrupted by Israel&#8217;s attack. European officials have offered to open talks with Iran&#8217;s nuclear program in an attempt to deescalate the situation.
Why It Matters: This development comes at a time when tensions in the Middle East are escalating. The US, under Trump&#8217;s administration, has been trying to mediate between Iran and Israel, but the recent attack by Israel on Iran has complicated matters. 
The warning issued by Trump is indicative of the US&#8217;s stance on the issue and its commitment to protect its forces and land. 
This could potentially lead to a shift in the dynamics of the Middle East, affecting not only the countries involved but also the global political landscape.
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Trump Threatens Iran With Unprecedented US Military Action In Case Of Attack: 'If We Are Attacked In Any Way, US Armed Forces Will Come Down On You At Levels Never Seen Before'

Among the top mid-cap stocks that gained last week, most were energy stocks, driven by a spike in oil prices fueled by the Middle East conflict.
<ol class="wp-block-list">
<li>Oklo Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OKLO#NYSE">OKLO</a>) stock rose 26.59% after the company was issued a <a href="https://www.benzinga.com//node/45909275">Notice of Intent</a> to Award by the Defense Logistics Agency Energy to provide clean power through its Aurora powerhouse for a U.S. Air Force site. It also raised $400 million via an equity offering, and several analysts increased their <a href="https://www.benzinga.com/quote/OKLO/analyst-ratings">price forecasts on the stock</a>.</li>
<li>Bausch Health Companies Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BHC#NYSE">BHC</a>) stock increased 25.63% last week.</li>
<li>Quantum Computing, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QUBT#NASDAQ">QUBT</a>) stock climbed 21.75% last week after Nvidia (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) CEO Jensen Huang <a href="https://www.benzinga.com//node/45889749">commented that quantum computers</a> will soon solve real-world problems beyond classical computing, boosting interest in quantum-linked stocks.</li>
<li>Transocean Ltd. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RIG#NYSE">RIG</a>) stock gained 20.29% last week due to rising oil prices amid heightened geopolitical tensions in the Middle East.</li>
<li>MP Materials Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MP#NYSE">MP</a>) stock rose 18.87% last week after reports that the Trump administration <a href="https://www.benzinga.com//node/45846703">plans to invoke Cold War-era</a> powers to accelerate rare earth projects.</li>
<li>Sasol Limited (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SSL#NYSE">SSL</a>) stock increased 18.48% last week.</li>
<li>Darling Ingredients Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DAR#NYSE">DAR</a>) gained rose 17.11% last week.</li>
<li>Civitas Resources, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CIVI#NYSE">CIVI</a>) stock increased 16.77% last week following energy sector momentum driven by surging oil prices and Middle East instability.</li>
<li>PBF Energy Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PBF#NYSE">PBF</a>) stock rose 15.41% last week after energy stocks rallied amid rising crude prices and geopolitical conflict.</li>
<li>CVR Energy, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CVI#NYSE">CVI</a>) stock gained 14.83% last week after the strength of the oil market lifted energy shares broadly.</li>
</ol>
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Photo via Shutterstock

Mid Cap

CIVI

NVDA

OKLO

QUBT

Oklo, Quantum Computing And Transocean Are Among Top 10 Mid Cap Gainers Last Week (June 9-13): Are The Others In Your Portfolio?

Investor and entrepreneur Kevin O&#8217;Leary, also known as &#8220;Mr. Wonderful&#8221; on &#8220;Shark Tank,&#8221; recently opened up about the cost of building wealth while raising a family.&nbsp;
In a <a href="https://x.com/kevinolearytv/status/1932423755315511796">post on X</a>, O'Leary admitted that while he was constantly working during his children's younger years, he believes his role as a provider was equally important.
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<h2 class="wp-block-heading">Providing Over Presence</h2>
&#8220;I worked nonstop while my kids were growing up. My wife did the heavy lifting at home,&#8221; he wrote. &#8220;But I was a provider, and that matters.&#8221;
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<blockquote class="twitter-tweet" data-width="500" data-dnt="true">I worked nonstop while my kids were growing up. My wife did the heavy lifting at home. But I was a provider, and that matters. If you want your marriage to survive, eliminate financial stress. That's rule #1. <a href="https://t.co/M5QGv4mrex">pic.twitter.com/M5QGv4mrex</a>
&mdash; Kevin O&#39;Leary aka Mr. Wonderful (@kevinolearytv) <a href="https://twitter.com/kevinolearytv/status/1932423755315511796?ref_src=twsrc%5Etfw">June 10, 2025</a></blockquote>
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In the video, he expanded on this, saying, &#8220;It's always a really tough decision &#8230; <a href="https://www.benzinga.com/startups/24/11/41781866/kevin-oleary-claims-you-have-to-work-25-hours-a-day-for-him-business-is-simple-you-either-make-money">you&#8217;re often not there</a> for your kids while they&#8217;re growing up, because during those formative years, you&#8217;re just working. That was my case. So my wife did a great job in raising my kids, but I was a great provider.&#8221;
O&#8217;Leary emphasized that financial contribution plays a major role in family stability. &#8220;That's key too. I mean, part of the whole financial issue of marriage is you got to provide, you have to take care of your family. That&#8217;s mandate number one.&#8221;
Trending: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>.
He also made it known what he believes is the biggest threat to a marriage. &#8220;If you have financial stress in a marriage, you&#8217;re going to get divorced. It&#8217;s the No. 1 reason people get divorced, not infidelity. It&#8217;s financial stress.&#8221;
When rating himself, O'Leary said, &#8220;I would say when my kids were young, I was probably a six out of 10, but as a provider, I&#8217;m taking 10 out of 10 for that.&#8221;
<h2 class="wp-block-heading">Solving Problems, Not Chasing Money</h2>
In a separate YouTube <a href="https://www.youtube.com/watch?v=gI2F2qu_k88">video</a> from last year, O&#8217;Leary shared his philosophy on building wealth. According to him, the fastest way to make a million dollars is to <a href="https://www.benzinga.com/personal-finance/management/25/06/45861901/the-fastest-way-to-make-a-million-dollars-is-to-make-the-first-10000-says-kevin-oleary-and-it-starts-with-solving-just-1-problem">earn your first $10,000</a>. After that, things become more scalable.
But O'Leary says it's not just about money. &#8220;People get wealthy not by pursuing money out of greed, but by pursuing a passion around a problem-solving exercise. That&#8217;s what business is all about.&#8221;
See Also: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
He encourages aspiring entrepreneurs to focus on real needs. &#8220;Think about that. Try and find something that&#8217;s a pain point that you know everybody has and then provide the product or service that solves for that.&#8221;
He says the model works at every scale: &#8220;That&#8217;s how you make a million. That&#8217;s how you make 5 million. That&#8217;s how you make 100 million. That&#8217;s how you make a billion.&#8221;
O'Leary also pointed out that social media is a powerful tool for building a business today, even if the work remains hard.
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Image: Shutterstock

'I Worked Nonstop While My Kids Were Growing Up,' Says Kevin O'Leary. He Credits His Marriage's Survival To Eliminating Financial Stress

Nine of Iran&#8217;s leading nuclear scientists have been killed in a pre-emptive Israeli airstrike. This incident adds to the series of successful operations by Israel aimed at Iran&#8217;s nuclear experts.
What Happened: Israel launched a large-scale airstrike against Iran, effectively eliminating&nbsp;some of the Islamic Republic's&nbsp;top military and scientific leaders. 
Israel justified its actions by citing Iran&#8217;s&nbsp;rapidly advancing nuclear program and&nbsp;the slow pace of negotiations&nbsp;between Tehran and the US.
Since 2010, Israel&#8217;s intelligence agency, the Mossad, has been associated with the targeted&nbsp;killings of at least four&nbsp;other Iranian scientists. 
The most&nbsp;high-profile of these&nbsp;was the 2020 assassination of&nbsp;Mohsen Fakhrizadeh, a physics professor viewed&nbsp;by Israel and Western officials&nbsp;as the mastermind behind Iran's nuclear weapons program.
Also Read: <a href="https://www.benzinga.com/news/politics/25/06/45939689/israeli-airstrikes-damage-irans-nuclear-sites-experts-assess-impact">Israeli Airstrikes Damage Iran&#8217;s Nuclear Sites, Experts Assess Impact</a>
The recent strikes reportedly claimed the lives of&nbsp;at least nine top Iranian&nbsp;nuclear scientists, including&nbsp;Fereidoun Abbasi, a former head&nbsp;of the Atomic Energy Organization&nbsp;of Iran, and&nbsp;Mohammad Mehdi Tehranchi, head of&nbsp;Iran's Islamic Azad University in&nbsp;Tehran.
Israeli Prime Minister Benjamin Netanyahu stated on Friday that his goal was to neutralize&nbsp;any Iranian threat to Israel.&nbsp;Following the strikes, Iran&#8217;s top diplomat declared the scheduled talks with the US about Iran's nuclear program &#8220;meaningless&#8221;.
Why It Matters: The recent Israeli airstrikes mark a significant escalation in the ongoing conflict between Israel and Iran. The targeted elimination of Iran&#8217;s top nuclear scientists could significantly hamper Iran&#8217;s nuclear program. 
This development could also further strain the already tense relations between the two nations and potentially derail the ongoing negotiations between Iran and the US. 
The international community will be closely monitoring the fallout from these strikes and its impact on regional stability.
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Image: Shutterstock/Barks

Israeli Strikes Kill 9 Iranian Scientists, Continuing Mossad's Decade-Long Targeting of Nuclear Program

Following <a href="https://www.benzinga.com/markets/25/06/45911791/boeing-dreamliner-carrying-over-200-passengers-crashes-shortly-after-takeoff-near-indias-ahmedabad-b">Thursday's fatal plane crash</a> in the Indian city of Ahmedabad, when a Boeing Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BA#NYSE">BA</a>) 787 Dreamliner aircraft, operated by Air India with 242 passengers onboard, crashed moments after takeoff, the aircraft manufacturer's troubled past has once again come to the surface.
Multiple Incidents, Three Whistleblowers And Prosecution Avoided
Serious questions about the company's safety and quality practices have been raised in the past following incidents with the 787 Dreamliner's Lithium-ion batteries, as well as three separate whistleblowers coming out to express serious concerns about the aircraft's manufacturing.
Amid the challenges, the company recently<a href="https://www.benzinga.com/news/legal/25/05/45481977/boeing-may-reportedly-once-again-dodge-prosecution-over-737-max-crashes-victims-families-slam-dojs-potential-agreement-as-backroom-deal-dressed-up-as-a-legal-proceeding"> avoided prosecution </a>by agreeing to pay over $1.1 billion in a deal over two fatal air crashes in 2018 and 2019 that led to the deaths of over 346 people. The decision has angered the victims' families.&nbsp;
The non-prosecution agreement involves the aircraft company investing $455 million in compliance and safety programs, as well as compensating the victims' families with over $444.5 million.
The trial was originally set to begin on June 23, but Boeing struck a deal that involved pleading guilty to misleading the FAA. The company had previously also avoided prosecution in 2021 when it was deferred after Boeing paid over $2.5 billion.
Jeju Air disaster, Faulty Bathroom Latches
In two separate incidents, a Boeing 737-800 aircraft operated by South Korea's <a href="https://www.benzinga.com/markets/equities/24/12/42716905/boeing-in-spotlight-after-fatal-737-800-crash-in-south-korea-stock-declined-28-amid-deepening-2024-challenges">Jeju Air crashed</a>. The crash led to over 179 lives lost from the 181 passengers onboard the aircraft, while the Alaska Air Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALK#NYSE">ALK</a>) <a href="https://www.benzinga.com/markets/equities/24/01/36523143/im-going-to-die-passengers-experience-15-minute-nightmare-during-alaska-airs-harrowing-emergency">Flight 1282 </a>experienced a sudden loss of cabin pressure, forcing an emergency landing, as well as resulting in over 65 737 MAX 9 aircraft being grounded.
However, the woes didn't stop there as the FAA also proposed an airworthiness report after a passenger was stuck in a lavatory of a Boeing aircraft mid-flight due to <a href="https://www.benzinga.com/25/04/44811150/faulty-bathroom-latches-could-cost-boeing-34-million-following-faa-directive">a faulty bathroom latch</a>. The repairs could reportedly cost Boeing $3.4 million and affect thousands of aircraft in its fleet.
Despite such issues, the FAA has recently allowed Boeing to continue <a href="https://www.benzinga.com/news/travel/25/05/45692905/faa-extends-program-allowing-boeing-to-conduct-inspections-on-agencys-behalf">inspections and approve repairs</a> on the agency's behalf.
Space ambitions proving difficult to realize
In addition to being a key figure in the aircraft manufacturing sector, Boeing is also a major player in the space exploration industry. The company's flagship rocket, the Starliner, was touted to be Boeing's answer to Elon Musk's SpaceX. However, fast forward to today, the Starliner has had its share of issues.
A <a href="https://www.benzinga.com/news/space/25/06/45827130/nasa-delays-boeing-starliner-flight-to-2026-amid-ongoing-technical-challenges">failed test in 2024</a> left two astronauts stranded aboard the International Space Station for over 9 months and the vehicle is yet to be certified for human transport. Besides this, the company's progress in its development is slower than anticipated, much to the dismay of<a href="https://www.benzinga.com/news/25/06/45855902/why-jeff-bezos-might-emerge-as-the-biggest-winner-in-the-trump-musk-feud"> NASA and Pentagon officials</a>.
Aftermath Of The fatal Ahmedabad crash
Following the disaster, Boeing CEO Kelly Otberg said that "a Boeing team stands ready to support the investigation led by India's Aircraft Accident Investigation Bureau."
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<blockquote class="twitter-tweet" data-width="500" data-dnt="true">A statement from Boeing President and CEO Kelly Ortberg on Air India Flight 171. Full statement: <a href="https://t.co/CtZuIKoa4T">https://t.co/CtZuIKoa4T</a> <a href="https://t.co/9OEkC8RURx">pic.twitter.com/9OEkC8RURx</a>
&mdash; Boeing Airplanes (@BoeingAirplanes) <a href="https://twitter.com/BoeingAirplanes/status/1933214452922372384?ref_src=twsrc%5Etfw">June 12, 2025</a></blockquote>
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The Indian authorities are <a href="https://www.benzinga.com/markets/equities/25/06/45919464/boeing-faces-fresh-turmoil-as-india-mulls-787-8-grounding-after-fatal-crash-ceo-kelly-cancels-pa">mulling grounding </a>the 787 Dreamliner in the country and conducting a safety review. Air India owns 32 aircraft in the country. Boeing stock has fallen over 7% since the crash.
Check out more of Benzinga&#8217;s Future Of Mobility coverage by<a href="https://www.benzinga.com/topic/mobility"> following this link.</a>
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Photo courtesy: JHVEPhoto / Shutterstock.com

Equities

Boeing's Troubled 2000s: From A Sweetheart $1.1B Deal Before Deadly Air India Crash To Stranding Astronauts At ISS And Airline Crashes

A tech employee recently discovered a jaw-dropping pay gap between them and a colleague with the same title and similar experience. While they earn $60,000 a year, their coworker, &#8220;John,&#8221; makes $115,000. The two work at a large tech company, and the disparity sparked a flood of advice and opinion on <a href="https://www.reddit.com/r/Salary/comments/1l6vjfc/discovered_a_huge_pay_gap_what_now/">Reddit</a>.
<h2 class="wp-block-heading">A Merger, A Staffing Agency And Two Very Different Paychecks</h2>
The original poster explained that they lead two teams—including one that the poster built from scratch—while John is just a member of one. They have been at the company for two years; John has been there for three. The key difference is that John came from a startup that was <a href="https://www.benzinga.com/tech/25/05/45602719/openais-acquisition-of-jony-ives-startup-poses-threat-to-apples-dominance">acquired by the tech giant</a>, keeping his original salary intact. The poster, on the other hand, was hired post-merger through a staffing agency.
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&#8220;He was hired as part of a startup that was bought by this tech company,&#8221; OP wrote. &#8220;As such, his higher pay carried over after the merge. I was hired after the merge through a staffing agency.&#8221;
OP later updated the post to add: &#8220;I found out today that the company is trying very hard to find a reason to get rid of John, which is at least partially because he makes so much. Maybe our pay difference was for the best lol!&#8221;
This revelation added a surprising twist to the situation. While OP may be underpaid, John&#8217;s inflated salary appears to have made him a target. Many companies are always looking for <a href="https://www.benzinga.com/markets/large-cap/25/06/45748544/walmart-leverages-automation-and-ai-to-cut-costs-and-grow-paving-the-way-for-other-retailers-report">ways to cut costs</a>. If they think someone is overpaid and replaceable, some start building a case to get rid of them.
What started as a frustrating realization for OP might ultimately end in job loss for John. The title of &#8220;highest-paid peer&#8221; can sometimes come with a bullseye.
Trending: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
<h2 class="wp-block-heading">Get An Offer, Be Ready To Leave</h2>
Commenters were quick to point out a harsh truth: negotiating power is everything.
&#8220;Apply to another job and get an offer. Use that offer to negotiate higher pay at your current job. Then—maybe—take the new job, it might be time to move in a new direction,&#8221; one commenter advised. Another added, &#8220;There is no maybe. Take the new job.&#8221;
Many echoed the same idea: internal raises tend to be small, and significant jumps usually <a href="https://www.benzinga.com/personal-finance/management/25/06/45793441/vincent-chan-reveals-the-top-financial-mistake-people-make-64-of-job-hoppers-say-switching-jobs-actually-leveled-up-their-career-faster">come by switching employers</a>.
Others cautioned that bringing up John&#8217;s name directly in negotiations would be a mistake. &#8220;Try to negotiate a raise and don&#8217;t bring John up in any way, shape or form,&#8221; someone warned. &#8220;You now know how high the ceiling is and they don&#8217;t know that you know. Use that to your advantage.&#8221;
See Also: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>
<h2 class="wp-block-heading">More Than Merit</h2>
Many highlighted how hiring timing and <a href="https://www.benzinga.com/markets/tech/25/06/45851993/mr-wonderful-kevin-oleary-says-he-was-once-told-by-a-ceo-to-shut-up-and-that-leveled-up-his-negotiation-skills-fellow-shark-mark-cuban-also-fle">negotiation skills</a> play a bigger role than job performance. John kept a premium salary due to his previous startup role, while OP started at the lower end because of agency involvement and timing.
&#8220;60k in tech is low, and that has nothing to do with the &#8216;pay gap,&#8217; it&#8217;s just low, period,&#8221; one compensation expert wrote. &#8220;You should be looking and interviewing, and the same would be true if you didn&#8217;t have a better-paid colleague.&#8221;
Some speculated that John's days may be numbered. &#8220;If they had someone that they thought was capable of doing John&#8217;s job for $60k, they would fire John today and hire that person,&#8221; a person foreshadowed what could happen before the post was updated.
The overwhelming consensus is not to count on your company to fix pay discrepancies. Use market research, get external offers, and be willing to leave.
&#8220;You&#8217;re only as valuable as someone is willing to pay you,&#8221; one person summarized.
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Image: Shutterstock

Same Role, Same Experience—One Tech Worker Found Out Colleague Made Nearly Double The Money. It Could End Up Badly For One Of Them

Several customers&#8217; critical information has been compromised, leading to data breach alerts issued by&nbsp;JPMorgan Chase&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>),&nbsp;Bank of America&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), and&nbsp;TD Bank&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TD#NYSE">TD</a>).
What Happened: According to <a href="https://www.mass.gov/doc/data-breach-report-2025/download">filings</a> with the Massachusetts state government, the banks disclosed data breaches that have put customers&#8217;&nbsp;accounts and personal information at&nbsp;risk. 
Chase revealed that&nbsp;at least four customers in&nbsp;the state were affected by multiple breaches.
Chase employees, in two incidents, improperly accessed customers&#8217;&nbsp;credit and debit card information, which led to fraudulent transactions. The bank responded by closing the affected cards, issuing replacements, and reimbursing the customers.
Similarly, The Bank of America <a href="https://www.mass.gov/doc/2025-961-bank-of-america/download">reported</a> that documentation related to at least one customer&#8217;s&nbsp;savings bonds was lost in&nbsp;transit on February 14th. Despite attempts to recover the documentation, the North Carolina-based lender has been unsuccessful.
Also Read: <a href="https://www.benzinga.com/news/24/12/42716153/massive-data-breach-exposes-millions-of-credit-and-debit-cards-is-your-account-safe">Massive Data Breach Exposes Millions of Credit and Debit Cards—Is Your Account Safe?</a>
TD Bank <a href="https://www.mass.gov/doc/2025-966-td-bank/download">disclosed</a> that&nbsp;a former employee improperly accessed&nbsp;a customer&#8217;s personal information between December 2024 and January 2025. 
The bank is now&nbsp;monitoring the account for fraud&nbsp;and has offered&nbsp;the customer a complimentary two-year membership to an identity&nbsp;theft protection and recovery service.
Why It Matters: This series of data breaches underscores the ongoing challenges that banks face in protecting customer information. 
Despite stringent security measures, the incidents highlight potential vulnerabilities in the banking sector&#8217;s information security systems. 
The breaches also raise questions about the effectiveness of current protocols in preventing unauthorized access by employees and the need for enhanced measures to ensure the safe transit of sensitive customer documentation.
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Image: Shutterstock/Mdisk

JPMorgan, Bank of America, and TD Bank Warn of Data Breaches Impacting Customer Information, Is Your Account Safe?

The weekend was a whirlwind of events in the business world. From a tragic plane crash to concerns about the International Space Station, the news was filled with significant developments. Here&#8217;s a recap of the top stories:
Boeing&#8217;s Tragedy Strikes Again Tragedy struck when a Boeing 787 Dreamliner, operated by Air India, crashed in Ahmedabad, claiming 241 lives. The incident has once again brought safety and quality control issues of Boeing Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BA#NYSE">BA</a>) into the spotlight. This comes after Elon Musk&#8217;s previous comments about Boeing having &#8220;too many non-technical managers.&#8221;
<a href="https://www.benzinga.com/news/travel/25/06/45926295/elon-musk-once-said-boeing-had-too-many-non-technical-managers-whistleblower-flagged-flawed-787-dreamliner-manufacturing-all-the-warnings-before-air-india-plane-went-down-with-242-lives">Read the full article here.</a>
Musk&#8217;s Alarm Over ISS SpaceX CEO Elon Musk expressed his concerns about the safety of the International Space Station (ISS). Musk stated that some of the ISS&#8217;s components are getting &#8220;too old&#8221; and pose an increasing amount of risk. Despite SpaceX&#8217;s significant earnings from ISS missions, Musk suggested it should be de-orbited &#8216;within 2 years&#8217;.
<a href="https://www.benzinga.com/news/space/25/06/45923417/elon-musk-sounds-alarm-over-international-space-station-says-it-should-be-de-orbited-within-2-years">Read the full article here.</a>
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Trump&#8217;s Auto Tariffs President Donald Trump hinted at a possible hike in auto tariffs to boost domestic production. &#8220;The higher you go, the more likely it is they build a plant here," Trump said during a press event at the White House.
<a href="https://www.benzinga.com/markets/tech/25/06/45919154/trump-says-he-may-hike-auto-tariffs-again-to-boost-domestic-production-the-higher-you-go-they-build-a-plant-here">Read the full article here.</a>
Airbus&#8217; 2025 Delivery Goals Despite supply chain issues causing delays, Airbus SE (OTC:<a class="ticker" href="https://www.benzinga.com/stock/EADSF#OTC">EADSF</a>) CEO Christian Scherer expressed confidence in reaching the company&#8217;s 2025 delivery target. Airbus is aiming for 820 aircraft deliveries in 2025.
<a href="https://www.benzinga.com/markets/equities/25/06/45900237/boeing-rival-airbus-says-it-can-hit-2025-delivery-goals-amid-delays-caused-by-supply-chain-constraints">Read the full article here.</a>
Trump-Musk Reconciliation? President Trump hinted at a possible reconciliation with Tesla CEO Elon Musk after their public falling out earlier this month. &#8220;I guess I could, but we have to straighten out the country,&#8221; Trump said on a podcast with the New York Post.
<a href="https://www.benzinga.com/news/politics/25/06/45897986/trump-hints-at-possible-reconciliation-with-elon-musk-but-admits-feeling-disappointed-i-have-no-hard-feelings">Read the full article here.</a>
Read Next:&nbsp;<a href="https://benzinga.com/news/space/25/06/45923417/elon-musk-sounds-alarm-over-international-space-station-says-it-should-be-de-orbited-within-2-years" target="_blank" rel="noreferrer noopener">Elon Musk Sounds Alarm Over International Space Station, Says It Should Be De-Orbited &#8216;Within 2 Years&#8217;</a>
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/Rounak-Jain" target="_blank" rel="noreferrer noopener">Rounak Jain</a>
Photo Courtesy: Frederic Legrand &#8211; COMEO On Shutterstock.com

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