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Braze Inc is a customer engagement platform that powers customer-centric interactions between consumers and brands. The company provides solutions for Retail & E-commerce, Media & Entertainment, Financial Services, and Travel & Hospitality related industries. The company offers a single, vertically integrated platform that encompasses the various functionalities, or layers, required for modern customer engagement: data ingestion, classification, orchestration, personalization, and action, all of which is supported by Sage AI by Braze, its AI engine designed to power AI functionality across all layers of this stack. It generates majority of its revenue from the United States.

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Braze presenta resultados trimestrales sólidos, eleva sus previsiones para 2026 y apuesta fuerte por la inteligencia artificial.

Braze (BRZE) impulsa ingresos trimestrales y mejora márgenes tras sólido crecimiento de suscripciones

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Aquí tienes cinco acciones estadounidenses que podrían llamar la atención de los inversores este viernes: SLE, BRZE, KPLT, LULU y AIR.

5 acciones en el foco este viernes: SLE, BRZE, KPLT, LULU y AIR

OpenAI CEO Sam Altman announced on Friday that the company is delaying the release of its open model, which had already been postponed earlier this summer.
What Happened: The release, initially scheduled for next week, is now on hold indefinitely to allow for additional safety testing, according <a href="https://techcrunch.com/2025/07/11/openai-delays-the-release-of-its-open-model-again/">to</a> a TechCrunch report.
Altman emphasized the need for further safety evaluations and a review of high-risk areas. &#8220;We need time to run additional safety tests and review high-risk areas. We are not yet sure how long it will take us,&#8221; Altman stated in a post on X. He added that while the community is expected to create significant advancements with this model, once the weights are released, they cannot be retracted.
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The open model&#8217;s release is one of the most anticipated AI events this summer, alongside the expected launch of GPT-5 by OpenAI. Unlike GPT-5, the open model will be available for developers to download and operate locally. TechCrunch noted that the delay means developers will have to wait longer to access OpenAI&#8217;s first open model in years.
See Also: <a href="https://benzinga.com/news/22/10/29434093/elon-musk-teams-up-with-philippine-billionaire-for-satellite-internet-service-in-southeast-asia-repo">Elon Musk Teams Up With Philippine Billionaire For Satellite Internet Service In Southeast Asia: Report</a>
Chinese AI startup Moonshot AI launched Kimi K2, a one-trillion-parameter open AI model, which reportedly surpasses OpenAI&#8217;s GPT-4.1 in several benchmarks. OpenAI&#8217;s VP of research, Aidan Clark, stated that while the model is &#8220;phenomenal,&#8221; the company aims to ensure it meets high standards before release.
Why It Matters: The delay in OpenAI&#8217;s open model release comes amid a highly competitive landscape in the AI industry. Recently, <a href="https://www.benzinga.com/markets/tech/25/07/46335602/elon-musk-s-xai-launches-grok-4-with-phd-level-ai-debuts-in-300-month-supergrok-tier">Elon Musk&#8217;s xAI</a> launched Grok 4, touted as the most powerful AI model, surpassing OpenAI&#8217;s ChatGPT. This model is available through a premium subscription, indicating a shift towards monetizing advanced AI capabilities.
Additionally, <a href="https://www.benzinga.com/markets/tech/25/07/46380738/google-beats-openai-secures-windsurf-technology-ceo-and-key-staff-for-2-4-billion">Google</a> recently secured a $2.4 billion deal with Windsurf Technology, acquiring key personnel and technology to bolster its AI capabilities. This move highlights the fierce competition among tech giants to dominate the AI sector.
OpenAI&#8217;s recent recruitment of Apple&#8217;s data center chief and its $6.4 billion acquisition of Jony Ive&#8217;s hardware startup underscore its commitment to enhancing its infrastructure and technological prowess. These strategic moves are crucial as OpenAI navigates the challenges of releasing its open model amid rising competition and technological advancements.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: jamesonwu1972 / Shutterstock.com

OpenAI Postpones Open Model Release Indefinitely: 'We Need Time,' Says Sam Altman

JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) CEO Jamie Dimon criticized the Democratic Party&#8216;s approach to diversity, equity, and inclusion (DEI) initiatives, calling them &#8220;idiots&#8221; with &#8220;big hearts and little brains.&#8221;
What Happened: Dimon, a prominent figure on Wall Street with ties to the Democratic Party, did not hold back in his criticism of the party&#8217;s DEI policies. He made these remarks at a foreign ministry event in Dublin, Ireland, according <a href="https://fortune.com/2025/07/11/jamie-dimon-democratic-party-idiots-dei-social-issues/">to</a> a Fortune report.
&#8220;I have a lot of friends who are Democrats, and they&#8217;re idiots. I always say they have big hearts and little brains. They do not understand how the real world works. Almost every single policy rolled out failed,&#8221; Dimon said.
See Also: <a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/07/46373534/why-jpmorgan-analyst-is-bullish-on-apple-amazon-and-tesla">Why JPMorgan Analyst Is Bullish On Apple, Amazon And Tesla</a>
Dimon&#8217;s comments may come as a surprise given his previous ties to the Democrats. However, he has been vocal about his concerns regarding the party&#8217;s shift towards progressive and populist policies, particularly those he sees as anti-business or impractical.
Dimon also criticized the party&#8217;s focus on social issues, arguing that these narratives were misleading and not reflective of economic realities. His comments on DEI initiatives extended to the party&#8217;s prioritization of ideology over practical solutions, which he believes has become counterproductive.
Why It Matters: Dimon&#8217;s blunt criticism of the Democratic Party&#8217;s DEI policies comes at a time when the party is facing internal tensions, especially after the primary victory of New York City mayoral candidate Zohran Mamdani, whom Dimon labeled &#8220;more of a Marxist than a socialist.&#8221;
Dimon&#8217;s remarks also reflect a broader trend among major banks to scale back DEI language and programs in response to political and legal shifts in the U.S. Earlier this year, JPMorgan announced a reduction in investment in certain diversity initiatives, citing the need to comply with &#8220;current laws and regulations&#8221; as a key reason for the shift.
Dimon&#8217;s criticism of the Democratic Party&#8217;s DEI policies follows his previous comments on the party&#8217;s ideological drift. In 2024, Dimon voiced concerns about the party&#8217;s shift towards progressive and populist policies, particularly those he saw as anti-business or impractical.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo Courtesy: lev radin on Shutterstock.com

Politics

JP Morgan CEO Jamie Dimon Calls Democrats 'Idiots' For Their DEI Policies: 'Big Hearts And Little Brains'

Alphabet Inc.&#8217;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) Google has finalized a $2.4 billion agreement to license technology from AI coding startup Windsurf. This deal also includes hiring Windsurf&#8217;s CEO and a select group of its employees.
What Happened: Google has reached a $2.4 billion deal with Windsurf, an AI coding startup, according to a report <a href="https://www.wsj.com/tech/ai/google-to-pay-2-4-billion-in-deal-to-license-tech-of-coding-startup-hire-ceo-b9b94bbc">by</a> The Wall Street Journal. The agreement involves licensing technology and hiring the company's CEO, Varun Mohan, cofounder Douglas Chen and some of the company's key R&amp;D employees to bring them to the Google DeepMind team.
This development comes after OpenAI attempted to acquire Windsurf for $3 billion. However, negotiations fell through due to objections from Microsoft (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>), OpenAI&#8217;s largest investor, particularly concerning access to Windsurf&#8217;s technology.
Subscribe to the <a href="https://bztechtrends.beehiiv.com/subscribe">Benzinga Tech Trends newsletter</a> to get all the latest tech developments delivered to your inbox.
Google&#8217;s arrangement will see a small number of Windsurf employees join its DeepMind division to work on agentic coding. The tech giant will gain a nonexclusive license to some of Windsurf's technology but will not acquire any equity in the startup. Most Windsurf employees will remain with the company.
See Also: <a href="https://benzinga.com/markets/cannabis/22/11/29756141/oklahoma-minnesota-marijuana-legalization-repercussions-after-congressional-hearing-cannabis-in-">Oklahoma &amp; Minnesota Marijuana Legalization, Repercussions After Congressional Hearing, Cannabis In Thailand &#8211; Benzinga</a>
Why It Matters: The backdrop to this deal is a fierce competition among tech giants to dominate the AI landscape. Earlier this year, OpenAI had <a href="https://www.benzinga.com/25/05/45224667/microsoft-backed-openai-buys-windsurf-for-3-billion-to-strengthen-ai-coding-power">agreed to acquire Windsurf</a> for $3 billion. However, the acquisition fell apart, as noted by TechCrunch, when Microsoft, a key investor in OpenAI, raised <a href="https://techcrunch.com/2025/07/11/windsurfs-ceo-goes-to-google-openais-acquisition-falls-apart/">concerns</a> about access to Windsurf&#8217;s technology.
The failed acquisition attempt by OpenAI underscores the competitive nature of Silicon Valley, where major tech companies are in a race to secure top AI talent. Google previously invested $2.7 billion to hire former researcher Noam Shazeer and license technology from Character.AI, a startup he founded.
Check out more of Benzinga&#8217;s Consumer Tech coverage by <a href="https://www.benzinga.com/topic/consumer-tech">following this link</a>.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: JHVEPhoto / Shutterstock.com

GOOG

GOOGL

MSFT

Google Beats OpenAI, Secures Windsurf Technology, CEO And Key Staff For $2.4 Billion

The Donald Trump administration has initiated the dismissal of over 1,350 employees from the State Department. This action, which affects both civil service and foreign service officers, is part of a broader restructuring initiated under the Department of Government Efficiency (DOGE), initially under Elon Musk.
What Happened: The layoffs, which commenced on Friday, are set to impact 1,107 civil service and 246 foreign service officers stationed in the U.S. This decision has drawn criticism from various quarters, with detractors arguing that it could weaken the U.S.&#8217;s ability to counter global threats.
These layoffs come at a time when the U.S. is facing several international crises, including the conflict in Ukraine, the Gaza conflict, and escalating tensions in the Middle East due to the Israel-Iran standoff, Reuters reported.
An internal State Department notice stated that the layoffs are part of a plan to streamline domestic operations and focus on diplomatic priorities. The overall workforce reduction, including voluntary departures, is expected to be nearly 3,000 out of the 18,000 employees based in the U.S.
See Also: <a href="https://benzinga.com/markets/economic-data/25/07/46364387/us-500-tariff-on-russia-can-rattle-energy-stocks-and-have-major-negative-implications-on-gl">US 500% Tariff On Russia Can Rattle Energy Stocks And Have &#8216;Major Negative Implications&#8217; On Global Economy, Says Craig Shapiro</a>
This move is the first step in a restructuring effort by President Trump to realign U.S. foreign policy with his &#8220;America First&#8221; agenda. However, according to reports, critics, including former diplomats, have voiced concerns that the dismissal of foreign service officers could compromise the U.S.&#8217;s ability to counter the growing assertiveness of countries like China and Russia.
Why It Matters: This is not the first instance of the Trump administration implementing significant staff reductions. In May, the <a href="https://www.benzinga.com/news/politics/25/05/45599865/white-house-national-security-council-faces-staff-reductions-as-part-of-major-restructuring-report">White House National Security Council saw a substantial reduction in its workforce</a>, with dozens of employees dismissed.
The administration has also faced legal challenges over its restructuring plans, such as the <a href="https://www.benzinga.com/general/health-care/25/05/45326217/trumps-hhs-overhaul-faces-legal-blowback-from-states-over-deep-staffing-cuts-slashed-programs">HHS overhaul, which was met with legal blowback from states</a> over deep staffing cuts and slashed health programs.
The Trump administration&#8217;s plans for mass federal workforce reduction received a <a href="https://www.benzinga.com/news/politics/25/07/46313304/trumps-federal-job-cuts-gets-supreme-court-go-ahead-doge-outpaces-big-tech-in-layoffs-across-us-bureaucracy">key legal green light from the U.S. Supreme Court</a>. This ruling removed a legal barrier to the administration&#8217;s plans, potentially affecting tens of thousands of government employees and reshaping bureaucratic operations across various sectors.
These developments underscore the impact of the Trump administration&#8217;s restructuring efforts on the federal workforce and U.S. diplomatic and security operations.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: Maxim Elramsisy / Shutterstock.com

Trump Administration Lays Off Over 1,350 State Department Employees After Getting Supreme Court Go-Ahead

The U.S. Treasury Department has reported that the country&#8217;s customs duty collections have surpassed $100 billion for the first time in a fiscal year.
What Happened: The U.S. Treasury Department revealed that the customs duty collections for June 2025 reached a record $27 billion. This has resulted in a surprising budget surplus of $27 billion for the month, Reuters reported. The surge in collections is attributed to President Donald Trump&#8216;s tariffs, which are now a significant revenue source for the federal government.
For the first nine months of fiscal 2025, the customs duty collections reached records of $113.3 billion on a gross basis and $108 billion on a net basis, nearly double the previous year&#8217;s collections.
Trump&#8217;s tariffs have now become the fourth-largest revenue source for the federal government, behind individual withheld receipts, non-withheld individual receipts, and corporate taxes.
See Also: <a href="https://benzinga.com/markets/economic-data/25/07/46364387/us-500-tariff-on-russia-can-rattle-energy-stocks-and-have-major-negative-implications-on-gl">US 500% Tariff On Russia Can Rattle Energy Stocks And Have &#8216;Major Negative Implications&#8217; On Global Economy, Says Craig Shapiro</a>
Despite the June budget surplus, the overall year-to-date deficit has increased by 5% to $1.337 trillion, with outlays rising for health care programs, Social Security retirement benefits, defense spending, debt interest, and the Department of Homeland Security.
Why It Matters: This news comes on the heels of the U.S. Customs and Border Protection (CBP) <a href="https://www.benzinga.com/markets/macro-economic-events/25/07/46190450/tariffs-propel-us-customs-revenue-to-a-record-106-billion-since-trumps-inauguration">collecting over $106 billion in customs revenue</a> since Trump&#8217;s inauguration, with a significant portion attributed to the administration&#8217;s tariffs.
The CBP achieved a success rate of over 99.5% in collecting customs duties and tariffs, and the department recovered an additional $16.3 billion in revenue by targeting over 35,000 shipments identified as high-risk for duty evasion or requiring further payments.
Earlier in April, U.S. customs revenue surged to an all-time high, delivering at least $15 billion in customs duties for the month, a <a href="https://www.benzinga.com/markets/25/04/44979972/us-treasury-hits-record-15-billion-in-customs-and-excise-tax-haul-amid-trumps-trade-policies">more than 60% increase over previous periods</a>.
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Photo courtesy: Shutterstock

Amid Trump Tariffs, US Customs Duty Collection Exceeds $100 Billion In A Fiscal Year For The First Time: Report

Elon Musk has rejected reports that his artificial intelligence venture xAI is gearing up for a new fundraising round.
A report had suggested that the company is looking at a funding round that could value the company between $170 billion and $200 billion.
What Happened: Saudi Arabia&#8217;s Public Investment Fund (PIF) was reported to play a crucial role in this deal, according to<a href="https://www.ft.com/content/25aab987-c2a1-4fca-8883-38a617269b68"> a</a> Financial Times report. PIF already has an indirect stake in xAI through its investment in Kingdom Holdings Company, which has committed $800 million to the firm.
Amid these reports, Musk commented on X, stating, &#8220;xAI is not seeking funding right now. We have plenty of capital.&#8221;
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">These rumors are false. xAI is not seeking funding right now. We have plenty of capital.
&mdash; Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1943795272515301624?ref_src=twsrc%5Etfw">July 11, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
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In late June, Morgan Stanley disclosed that xAI had completed a $5 billion debt raise and a separate $5 billion strategic equity investment. This move is part of the startup&#8217;s strategy to enhance its AI infrastructure through data centers amid increasing competition.
See Also: <a href="https://benzinga.com/news/22/10/29434093/elon-musk-teams-up-with-philippine-billionaire-for-satellite-internet-service-in-southeast-asia-repo">Elon Musk Teams Up With Philippine Billionaire For Satellite Internet Service In Southeast Asia: Report</a>
In March, xAI acquired Musk&#8217;s social media platform, X, formerly known as Twitter, valuing xAI at $80 billion. The company aims to generate over $13 billion in annual earnings by 2029, according to a Reuters report.
Subscribe to the <a href="https://bztechtrends.beehiiv.com/subscribe">Benzinga Tech Trends newsletter</a> to get all the latest tech developments delivered to your inbox.
Why It Matters: The potential valuation of xAI at up to $200 billion highlights the company&#8217;s rapid growth and ambition in the AI sector. Recently, xAI launched <a href="https://www.benzinga.com/markets/tech/25/07/46335602/elon-musk-s-xai-launches-grok-4-with-phd-level-ai-debuts-in-300-month-supergrok-tier">Grok 4</a>, touted as the world&#8217;s most powerful AI model, surpassing competitors like OpenAI&#8217;s ChatGPT and Google&#8217;s Gemini.
Additionally, Musk announced that Grok 4 will soon be integrated into <a href="https://www.benzinga.com/markets/tech/25/07/46347324/musk-says-grok-coming-to-teslas-by-next-week-evs-getting-the-smartest-ai-in-the-world">Tesla Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>)</a> vehicles, further expanding its applications.
Musk's xAI had recently<a href="https://www.benzinga.com/markets/tech/25/07/46259534/elon-musks-xai-hires-trump-aide-stephen-millers-wife-katie-amid-controversial-memphis-data-center-permit-win"> hired Katie Miller</a>, wife of President Donald Trump‘s Deputy Chief of Staff Stephen Miller, as a communications manager.
Check out more of Benzinga's Consumer Tech coverage by <a href="https://www.benzinga.com/topic/consumer-tech">following this link</a>.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: JRdes / Shutterstock.com

TSLA

Elon Musk Rejects Reports That xAI Is Looking To Raise Additional Funds At $200 Billion Valuation: 'We Have Plenty Of Capital'

A preliminary report by the Aircraft Accident Investigation Bureau (AAIB) has identified a cut in the fuel supply to the engines as a contributing factor to the<a href="https://www.benzinga.com/markets/equities/25/06/45899174/boeing-dreamliner-carrying-over-200-passengers-crashes-shortly-after-takeoff-near-indias-ahmedabad-ba-stock-falls-over-5-in-thursday-pre-market"> Air India crash</a> involving the Boeing Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BA#NYSE">BA</a>) 787 Dreamliner that resulted in the loss of 260 lives.
What Happened: The tragic incident occurred when the engine fuel cutoff switches flipped, leading to a loss of engine power, according to a Reuters report on Friday.
&nbsp;The fuel cutoff switches "transitioned from RUN to CUTOFF position one after another with a time gap of 01 sec," according to the preliminary report.
"In the cockpit voice recording, one of the pilots is heard asking the other why did he cutoff. The other pilot responded that he did not do so," the report adds.
The Boeing 787 Dreamliner was on a flight from Ahmedabad to London when it lost thrust shortly after takeoff. India&#8217;s Aircraft Accident Investigation Bureau (AAIB) reported no apparent fault by Boeing or engine manufacturer GE Aerospace (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GE#NYSE">GE</a>).
In 2018, the Federal Aviation Administration (FAA) issued a Special Airworthiness Information Bulletin (SAIB) regarding the potential disengagement of the fuel control switch locking feature based on reports from operators of Model 737 airplanes that the fuel control switches were installed with the locking feature disengaged.
The AAIB report adds that the airworthiness concern was not considered an unsafe condition that would warrant an airworthiness directive (AD) by the FAA. Air India did not conduct the suggested inspections as the SAIB was advisory and not mandatory
See Also: <a href="https://www.benzinga.com/news/politics/25/07/46311783/chuck-schumer-slams-trumps-faa-chief-pick-bryan-bedford-over-1500-hour-rule-he-will-weaken-safety-standards">Chuck Schumer Slams Trump&#8217;s FAA Chief Pick Bryan Bedford Over 1,500-Hour Rule: &#8216;He Will Weaken Safety Standards&#8217;</a>
The crash presents a significant challenge to the Tata Group as it strives to enhance Air India&#8217;s reputation. The report highlighted the activation of a backup energy source, indicating engine power loss.
Cockpit voice recordings revealed a pilot questioning the fuel cutoff, with the other denying any action.
Commanding pilot Sumeet Sabharwal and co-pilot Clive Kunder were experienced, with 15,638 and 3,403 flying hours, respectively. The report did not clarify how the switches flipped. U.S. aviation experts noted the improbability of accidental switch movement.
The AAIB leads the investigation, with the U.S. National Transportation Safety Board and Federal Aviation Administration involved.
Why It Matters: The crash has put a spotlight on <a href="https://www.benzinga.com/markets/equities/25/06/45940768/boeings-troubled-2000s-from-a-sweetheart-1-1b-deal-before-deadly-air-india-crash-to-stranding-astronauts-at-iss-and-airline-crashes">Boeing&#8217;s ongoing challenges</a>, as India&#8217;s aviation ministry<a href="https://www.benzinga.com/markets/equities/25/06/45919464/boeing-faces-fresh-turmoil-as-india-mulls-787-8-grounding-after-fatal-crash-ceo-kelly-cancels-paris-trip-report"> considered grounding the Boeing 787 8 fleet</a>.
The incident had also reignited discussions about Boeing&#8217;s troubled history, including past safety concerns and legal issues.
The investigation faced controversy when <a href="https://www.benzinga.com/news/politics/25/06/46133937/boeing-787-dreamliner-crash-india-shuts-door-on-un-aviation-expert-probing-plane-accident">India denied a UN Aviation investigator</a> the opportunity to join the probe.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo Courtesy: Renatas Repcinskas on Shutterstock.com

Air India's Boeing 787 Crashed Because Of This Known Issue That FAA Flagged Years Ago: '...Fuel Supply To The Engines Was Cut Off'

Dave Ramsey has heard it all over the years, but one recent call on &#8220;<a href="https://www.youtube.com/watch?v=oijVVXJ0aKg">The Ramsey Show</a>&#8221; caught him completely off guard. What started as a routine budgeting question turned into a tense exchange that left both Ramsey and co-host George Kamel visibly shaken.
<h2 class="wp-block-heading">Budgeting Strains And A Life-Altering Diagnosis</h2>
The caller explained that he and his wife had <a href="https://www.benzinga.com/money/how-to-create-a-budget">started budgeting</a> and were working toward <a href="https://www.benzinga.com/personal-finance/management/25/07/46200580/kevin-oleary-says-if-you-got-a-bonus-dont-blow-it-pay-off-your-debt-kill-your-credit-cards-and-chase-freedom-by-living-debt-free">becoming debt-free</a> in 12 to 18 months. But arguments kept coming up whenever they discussed the budget.
&#8220;Mostly because she feels like I just make the budget and then go over it with her,&#8221; he said. &#8220;She always feels like I just make it and don't give her any input.&#8221;
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Ramsey quickly identified the classic &#8220;nerd vs. free spirit&#8221; dynamic. &#8220;You're like me—you're the nerd in the house and she's the free spirit,&#8221; he said. Ramsey explained that for a budget to work as a team effort, the so-called &#8220;free spirit&#8221; must be allowed to make changes. &#8220;Otherwise, it's not our budget. It's your budget.&#8221;
At first, the discussion seemed lighthearted. But when the caller mentioned that his wife had stage 4 cancer and he still expected her to help by delivering for Uber Eats a few times a week, the tone shifted.
&#8220;Whoa. Let's not bury the lede here,&#8221; Kamel said, stunned. &#8220;She's going through something&#8230; Bless her heart,&#8221; Ramsey added.
The caller tried to justify the request, saying, &#8220;She is stable and so she could go out and she&#8217;s on disability, so she could you know&#8230;&#8221; explaining that he just needed a little help to speed up their debt-free timeline. But Ramsey didn't hold back.&#8221;I absolutely apologize to your wife for calling her a whiner in stage 4 cancer,&#8221; he said. &#8220;And I have discovered that now you are the whiner.&#8221;
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Ramsey then called out the caller's lack of empathy. &#8220;She went and helped her sister, and now she's too exhausted with her stage 4 cancer. Bless her heart. Oh my God, man. No wonder she doesn't want to talk to you.&#8221;
He urged the man to reframe his approach: &#8220;You just say, &#8216;All right honey, I want to make sure more than anything we take care of you. Given that, this is how much money we have. How do you want to spend the money?'&#8221;
Kamel emphasized that becoming debt-free should not come at the expense of compassion or emotional connection. &#8220;If Uber Eats is delayed by six months because she can't go do a few hours a week, that's okay. We'll move at a slower pace.&#8221;
In reflecting on the call, Kamel reminded listeners that unity in budgeting comes from mutual care, not control. &#8220;You're never going to get to unity through apathy.&#8221;
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Image: Shutterstock

Personal Finance

Dave Ramsey Was Stunned When A Caller Criticized His Cancer-Stricken Wife For Not Picking Up A Side Hustle—'But She Is Stable'

XAIR

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Insmed (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INSM#NASDAQ">INSM</a>) has outperformed the market over the past 10 years by 2.94% on an annualized basis producing an average annual return of 14.32%. Currently, Insmed has a market capitalization of $18.67 billion. 
Buying $100 In INSM: If an investor had bought $100 of INSM stock 10 years ago, it would be worth $388.37 today based on a price of $98.28 for INSM at the time of writing.
<h3>Insmed's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752277512_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

INSM

$100 Invested In This Stock 10 Years Ago Would Be Worth This Much Today

IBM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IBM#NYSE">IBM</a>) has outperformed the market over the past 5 years by 5.39% on an annualized basis producing an average annual return of 19.74%. Currently, IBM has a market capitalization of $263.44 billion. 
Buying $100 In IBM: If an investor had bought $100 of IBM stock 5 years ago, it would be worth $249.08 today based on a price of $283.45 for IBM at the time of writing.
<h3>IBM's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752276612_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In IBM 5 Years Ago Would Be Worth This Much Today

Sprouts Farmers Market (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SFM#NASDAQ">SFM</a>) has outperformed the market over the past 10 years by 8.38% on an annualized basis producing an average annual return of 19.75%. Currently, Sprouts Farmers Market has a market capitalization of $15.63 billion. 
Buying $1000 In SFM: If an investor had bought $1000 of SFM stock 10 years ago, it would be worth $5,965.63 today based on a price of $159.70 for SFM at the time of writing.
<h3>Sprouts Farmers Market's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752274812_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

If You Invested $1000 In This Stock 10 Years Ago, You Would Have This Much Today

Phillips 66 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PSX#NYSE">PSX</a>) has outperformed the market over the past 5 years by 1.93% on an annualized basis producing an average annual return of 16.28%. Currently, Phillips 66 has a market capitalization of $53.66 billion. 
Buying $100 In PSX: If an investor had bought $100 of PSX stock 5 years ago, it would be worth $218.53 today based on a price of $131.71 for PSX at the time of writing.
<h3>Phillips 66's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752273911_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In Phillips 66 5 Years Ago Would Be Worth This Much Today

A Redditor <a href="https://www.reddit.com/r/DaveRamsey/comments/1k7731g/my_experience_following_dave_ramsey/">shared</a> on the social media platform earlier this year how he got out of heavy debt and financial troubles by following the advice of American personal finance author and radio host Dave Ramsey.
In 2013, the poster had $23,000 in credit card debt and owed $123,000 on his mortgage. He was making about $60,000 annually from his small business, but could not "put my hands on $200 cash." Today, he's debt-free with around $80,000 in cash, and both his house and car are paid off.
"We can close our business today and not have to work another day in our lives," the Redditor, 50, said. "I may have missed out on some nice beach days at a condo somewhere for a few years, but it&#8217;s nice to know that if I wanted to go to Bermuda tomorrow, I can put it on my debit card and not worry about it."
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<h2 class="wp-block-heading">‘Snowball' Method to Pay Off Debt</h2>
The Redditor said he used Ramsey's well-known "snowball" method, a debt-reduction strategy that focuses on paying off the smallest debts first. He focused on living below means and did not follow any "get rich quick" scheme or invest in bitcoin.
"We didn&#8217;t take vacations, and invested literally every penny. Every day that I&#8217;d have cash left over, it was invested, not blown," he added. "Turned off cable and internet at home, at times would use a space heater so we didn&#8217;t have to pay to heat the whole house, and dumped our two cars that still had a huge balance on them."
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The Redditor said he paid off his mortgage "way too early" by Ramsey's standards, but owning his home was a top priority because of the uncertainty in his business. About four years ago, he renovated his house for $37,000, paid in cash. He also paid in full for two used cars.
The Redditor advised fellow investors to take "baby steps" and live below their means, using the extra money to invest. He thinks Ramsey's advice is mostly aimed at those who live paycheck to paycheck and have limited financial knowledge.
"I see a lot of people that say his advice is ridiculous, but it worked for us," he added.
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Image: Shutterstock

50-Year-Old Went From $146K in Debt to Financial Freedom Following Dave Ramsey Advice – 'People Say His Advice Ridiculous, But It Worked for Us'

Comfort Systems USA (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FIX#NYSE">FIX</a>) has outperformed the market over the past 20 years by 15.56% on an annualized basis producing an average annual return of 24.01%. Currently, Comfort Systems USA has a market capitalization of $18.27 billion. 
Buying $1000 In FIX: If an investor had bought $1000 of FIX stock 20 years ago, it would be worth $76,416.43 today based on a price of $518.00 for FIX at the time of writing.
<h3>Comfort Systems USA's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752273012_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In Comfort Systems USA 20 Years Ago Would Be Worth Today

Pure Storage (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PSTG#NYSE">PSTG</a>) has outperformed the market over the past 5 years by 12.82% on an annualized basis producing an average annual return of 27.18%. Currently, Pure Storage has a market capitalization of $18.47 billion. 
Buying $1000 In PSTG: If an investor had bought $1000 of PSTG stock 5 years ago, it would be worth $3,354.76 today based on a price of $56.50 for PSTG at the time of writing.
<h3>Pure Storage's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752272112_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

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